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By (user no longer on site)
over a year ago
|
"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"
Yes because I would then get to spend the time with my children, doing the school runs, maybe my ironing pile wouldn't be as huge as it is and maybe just maybe the house might get decorated.... Sorry you asked lol |
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By (user no longer on site) OP
over a year ago
|
"Would I still have my partners income as well? "
Yeah, that makes it more difficult. I guess this is for the singletons.
Maybe split £35k between you? |
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By (user no longer on site)
over a year ago
|
"Would I still have my partners income as well?
Yeah, that makes it more difficult. I guess this is for the singletons.
Maybe split £35k between you?"
Yep |
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By *SAchickWoman
over a year ago
Hillside desolate |
"Would I still have my partners income as well?
Yeah, that makes it more difficult. I guess this is for the singletons.
Maybe split £35k between you?"
Ooh that's really tough. Can I take the 25k and he can keep working?  |
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By (user no longer on site) OP
over a year ago
|
"Do you mean stay at home or go to work but not have to work because if it's the latter then no!"
I mean you get £25k (before tax) but you aren't allowed to earn/get anything over that.
I guess it all depends on circumstances. |
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By (user no longer on site)
over a year ago
|
"my royalties exceed that now without having to do any work ... do i still qualify for the 25 G's?
Negative (smug cunt (I'm just jealous))."
i can live with that |
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By (user no longer on site)
over a year ago
|
"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"
Is that deduction free? If so that’s equivalent to 40k for me so not too shabby. |
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By (user no longer on site)
over a year ago
|
"Do you mean stay at home or go to work but not have to work because if it's the latter then no!
I mean you get £25k (before tax) but you aren't allowed to earn/get anything over that.
I guess it all depends on circumstances."
Before tax and all the other deductions? Fuck that. I pay nearly 500 a month into my pension, I’d have nothing left |
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"No, it's not enough."
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough." |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough.""
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough. |
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By (user no longer on site) OP
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough. "
Without pension deductions it's around £1700k (calculated from a salary calculator website). |
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"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough. "
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less. |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less. "
In London a 3 bed private rented house can be £1,200 a month for a crappy area. |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less. "
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less. |
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"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
In London a 3 bed private rented house can be £1,200 a month for a crappy area."
London is just a stupid place. Don't live in London (unless you're a foreigner.) |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
In London a 3 bed private rented house can be £1,200 a month for a crappy area.
London is just a stupid place. Don't live in London (unless you're a foreigner.)"
Can I come and live in your shed? |
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By (user no longer on site) OP
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less."
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500? |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500? "
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k |
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By (user no longer on site) OP
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k"
... |
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"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
In London a 3 bed private rented house can be £1,200 a month for a crappy area.
London is just a stupid place. Don't live in London (unless you're a foreigner.)
Can I come and live in your shed?"
If you don't mind spiders.  |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
In London a 3 bed private rented house can be £1,200 a month for a crappy area.
London is just a stupid place. Don't live in London (unless you're a foreigner.)
Can I come and live in your shed?
If you don't mind spiders. "
You wouldn't vacuum it before I moved in?  |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
..."
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary. |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary. "
Just tell us what you earn and make it easy for me to understand (I can't do percentages). |
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By (user no longer on site) OP
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.
Just tell us what you earn and make it easy for me to understand (I can't do percentages)."
£37k |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.
Just tell us what you earn and make it easy for me to understand (I can't do percentages).
£37k"
Thanks.
You were right to decline Bulgy  |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.
Just tell us what you earn and make it easy for me to understand (I can't do percentages)."
It’s irrelevent, I was just saying 25k before my usual deductions wouldn’t be enough to live on. |
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No, I used to earn much less than that till 5 years ago but I've got used to being comfortable financially and having a bit to fritter away if I fancy now. Plus I'd miss the adventure I get from one of my jobs, I don't do sitting around doing nothing very well, even on holiday! |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.
Just tell us what you earn and make it easy for me to understand (I can't do percentages).
It’s irrelevent, I was just saying 25k before my usual deductions wouldn’t be enough to live on."
You're right, it wouldn't. |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
The average person might do but I pay a big chunk into my pension, 13.5% of my salary which isn’t much under £500 a month. Factor that in and I’m taking home much less.
How do you get paid that much if you can't work out that 13.5% of 25k isn't £500?
I’m not on 25k. The £500 is 13.5% of my salary, not the 25k
...
I meant factor in the 13.5% pension, not £500 quid. I was just saying that that’s what it equates to on my salary.
Just tell us what you earn and make it easy for me to understand (I can't do percentages).
£37k"
Slightly more but not too far away, a tad over 40k but I lose nearly half in deductions. We have s good pension but we don’t half pay for it. People thing we get it for free. |
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By (user no longer on site)
over a year ago
|
"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!  "
You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free |
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By (user no longer on site)
over a year ago
|
"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!
You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free "
Can I live in your shed? Vacuumed first though. |
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By (user no longer on site)
over a year ago
|
"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!
You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free
Can I live in your shed? Vacuumed first though."
Yes but you’ll have to share it with my motorbike and spiders |
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If that was 'disposable' income, after all bills, expenses & outgoings paid, then yes.
If not, no.
If I wasn't working, I'd have free time to do everything I wanted & £25k would not cover half of it.
|
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By (user no longer on site)
over a year ago
|
"Yes ,because after health, time is the most precious commodity!...Bored?,...not a chance!..way too much to do!
You won’t be doing much on that kind of money mate. Unless you’re mortgage and rent free
Can I live in your shed? Vacuumed first though.
Yes but you’ll have to share it with my motorbike and spiders "
The vacuuming will take care of the spiders |
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By (user no longer on site)
over a year ago
|
Well it’s less than I earn now, but I have to work for that. So £25k doing nothing is an interesting tradeoff, less work for less money.
Hmm - maybe!!! I do quite like my bed!! |
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By (user no longer on site)
over a year ago
|
"You could earn £25k a year for doing absolutely nothing (not working), BUT you couldn't earn any other money, would you?"
No, that’s plenty. I’d live in my yurt and listen to dub reggae all day. |
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By (user no longer on site)
over a year ago
|
"No, it's not enough.
It's certainly enough to live on. But if you have big financial commitments, expensive taste, a shopping addiction or just fritter money away then I guess it might not be "enough."
After tax, national insurance and other deductions, pension etc you’d take home about a £1200 a month, not enough.
Your maths are off. You'd take home £1699 a month. Well after tax and national insurance anyway.
A lot of people live on less.
In London a 3 bed private rented house can be £1,200 a month for a crappy area."
Wow! Just done a search on rightmove for properties to rent in my area for £1,200 and a 5 bed detached 3 ensuite, utility room, double garage property came up! |
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By *r TriomanMan
over a year ago
Chippenham Malmesbury area |
I get about that much in pension but still work 3 days a week for a similar amount as I still have liabilities and a small mortgage. So, no, £25k wouldn't be enough for me to give up work entirely. |
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