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Inheritance Tax
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With the change to Inheritance Tax to farmers is it fair that Labour are now changing Inheritance Tax to include Privet Pension Pots.
And will this mean people will be less likely to save for retirement in standard pensions.
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"A very quick read says the total fund(s) value included in estate calculation.
ONS nov 2024 ‘ Pension fund investment
and the UK economy’ puts total funds iro £1.2trn.
"
And just like Gordon Brown they see some money and want it.
Politics of envy again. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone "
Won't be much worth leaving if labour get there way.
Save less and rely on the state to pck up the mess. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone "
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone "
you already can so who really gives a f*** |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding. "
You can’t do a potentially exempt transfer (tax free) of a pension fund. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
You can’t do a potentially exempt transfer (tax free) of a pension fund. "
but then you'll be dead so who gives a f*** |
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 |
By *otMe66Man 6 days ago
Terra Firma |
"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
You can’t do a potentially exempt transfer (tax free) of a pension fund.
but then you'll be dead so who gives a f***"
Moderate normal people do, activists and populist left wing supporters not so much  |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding. "
Would guess you don't have provision for your old age, and are just reliant on the state. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
Would guess you don't have provision for your old age, and are just reliant on the state."
You’d be guessing wrong then. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
You can’t do a potentially exempt transfer (tax free) of a pension fund.
but then you'll be dead so who gives a f***
Moderate normal people do, activists and populist left wing supporters not so much "
speaking as a normal moderate i can safely say you're post is garbage |
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I am surprised this has not had greater media attention.
Pension funds are held under trust, and various methods of withdrawal. Pre budget there were rumours of capping tax free cash.
If someone has or has not taken TFC under this proposal the remaining fund goes into estate for IHT calculation at 40%. Does this also mean the after tax fund is commuted to cash outside of the pension trustee? Which is currently not the case for personal pensions? |
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"you can't take it with you so who really gives a f**k"
I plan on being buried with my money in my little moseleum with an Egyptian style curse inscribed on the wall.
"If any mudafuka tries to rob this grave their anus will be destroyed by demons from the underworld"  |
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"you can't take it with you so who really gives a f**k
I plan on being buried with my money in my little moseleum with an Egyptian style curse inscribed on the wall.
"If any mudafuka tries to rob this grave their anus will be destroyed by demons from the underworld" "
 |
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By *otMe66Man 6 days ago
Terra Firma |
"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
You can’t do a potentially exempt transfer (tax free) of a pension fund.
but then you'll be dead so who gives a f***
Moderate normal people do, activists and populist left wing supporters not so much
speaking as a normal moderate i can safely say you're post is garbage "
Normal and moderate |
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Private Pension Pots have been used as mechanisms to avoid IHT for years.
Have sat in meetings with IFAs encouraging clients to put money in them as they are effectively in trust and pass over to next generation without IHT.
This is not coming after pensioners who buy annuities as they expire on death anyway, this is about people putting money into private pensions (and gaining tax relief when they did at whatever rate of tax they pay so for some 40%) and that money still being there on death and passing to their children tax free.
So put £100k in pvt pension, govt makes it £120k and individual receives further 20% tax credit on their tax return. So effectively it cost them £80k to create a pension pot of £120k.
If they have other means to live after retirement they may never touch that pot under current rules that would pass to inheritor at 0% tax, but £40k of it was effectively put in by the government on the basis that it would allow you to save for your retirement, seems fair to tax them as part of IHT Estate. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding. "
Fortunately British people aren't keen on communism. |
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"
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
Fortunately British people aren't keen on communism."
Encouraging people to spend their money sounds more like capitalism than communism. |
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"
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
Fortunately British people aren't keen on communism.
Encouraging people to spend their money sounds more like capitalism than communism."
Fair point |
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"
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
Fortunately British people aren't keen on communism.
Encouraging people to spend their money sounds more like capitalism than communism."
Exactly. |
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"
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
Fortunately British people aren't keen on communism.
Encouraging people to spend their money sounds more like capitalism than communism.
Exactly. "
My apologies Comrade ! |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding. "
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible."
Funnily enough I manage to do both without being a burden on the state or live like a pauper,unless you consider my cancer treatment on the NHS and state pension to be a burden. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Funnily enough I manage to do both without being a burden on the state or live like a pauper,unless you consider my cancer treatment on the NHS and state pension to be a burden."
If you're managing to live on the state pension alone then well done as it doesn't cover my basic outgoings let alone anything else. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible."
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Funnily enough I manage to do both without being a burden on the state or live like a pauper,unless you consider my cancer treatment on the NHS and state pension to be a burden.
If you're managing to live on the state pension alone then well done as it doesn't cover my basic outgoings let alone anything else."
I didn’t claim to be living on the state pension. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Funnily enough I manage to do both without being a burden on the state or live like a pauper,unless you consider my cancer treatment on the NHS and state pension to be a burden.
If you're managing to live on the state pension alone then well done as it doesn't cover my basic outgoings let alone anything else.
I didn’t claim to be living on the state pension."
Then you agree we need to save and not rely on the state... exactly what I was saying. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious. "
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending."
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot."
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life."
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time."
You can only gift money if you have enough to live yourself and gamble on how long you're going to live. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live."
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live.
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool. "
You don't know my situation so I'll stop responding now as you've obviously got an agenda. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live.
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool.
You don't know my situation so I'll stop responding now as you've obviously got an agenda."
My agenda is that IHT is an overblown ‘issue’ which can easily be skirted around and avoided.
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Funnily enough I manage to do both without being a burden on the state or live like a pauper,unless you consider my cancer treatment on the NHS and state pension to be a burden.
If you're managing to live on the state pension alone then well done as it doesn't cover my basic outgoings let alone anything else.
I didn’t claim to be living on the state pension.
Then you agree we need to save and not rely on the state... exactly what I was saying."
No I’m saying I can do both |
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"
My agenda is that IHT is an overblown ‘issue’ which can easily be skirted around and avoided.
"
PETs yes. Many older people have investments full of capital gains so then not so straightforward. On the pensions the proposal is inclusion of fund value for IHT calc, but you can’t cash in a pension fund and give it away, neither (clarity required) can you leave the benefits within the pension trust to another party to circumvent any tax liability. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live.
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool. "
Explain please IHT for me will be £325 so my assets need to be £325 or under to be out side IHT,That's not even a very big pension pot. |
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live.
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool.
Explain please IHT for me will be £325 so my assets need to be £325 or under to be out side IHT,That's not even a very big pension pot."
IHT won’t be anything for you. You’ll be dead.
I recommend speaking with a financial advisor who’ll be able to help you manage your tax situation to best suit your requirements.
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"you can't take it with you so who really gives a f**k
But then again you might want to leave something to you kids or grandchildren to help them once you’ve gone
You can leave it to them before you’re gone and avoid the tax.
Inheritance tax should be higher - encourage people to spend and keep money circulating, rather than hoarding.
So we all spend rather than save and either be a burden on the state or paupers in later life....very responsible.
Late in life is when you should be spending the money, not being a pauper. I thought that was obvious.
That would be ideal as long as you have saved enough or have a gold plated pension to fund your spending.
And If you don’t, then IHT isn’t going to be a concern for you, so it’s moot.
IHT is based on all assets so it's still payable even if cash is limited but that's not the point. The ideology that we shouldn't be able to help or children or grandchildren as the state comes first just doesn't sit well with me. Once the state owns everything then they have total control of your life.
Nobody is stoping anyone help their children or grandchildren though. IHT didn’t have to be paid at all if you gift money in good time.
You can only gift money if you have enough to live yourself and gamble on how long you're going to live.
Again, if you’re concerned about whether you’ve got enough to live on, IHT isn’t likely to be an issue.
It’s a non-story used as a boogeyman tool.
Explain please IHT for me will be £325 so my assets need to be £325 or under to be out side IHT,That's not even a very big pension pot."
£325k
+ £175k private residence exemption |
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I’m presently advising my elderly parents to downsize and to bugger off around the world seeing whatever they can before they go. I couldn’t give a toss if there’s nothing left for me and my bro. It’s my folks money, they’ve earned it, they should enjoy it. |
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"I’m presently advising my elderly parents to downsize and to bugger off around the world seeing whatever they can before they go. I couldn’t give a toss if there’s nothing left for me and my bro. It’s my folks money, they’ve earned it, they should enjoy it. "
congratulations .... you've just won todays internet!!!!!  |
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UK pension pot inheritance talk is pretty much click bait.. you can withdraw from a private pension TAX FREE after age 55 up to 25%. If someone dies before then I see it as unfortunate that they couldn't enjoy their savings but it was THEIRS.
The only sympathy I have is if someone was struggling yet invested heavily to a pension and sacrificed but couldn't enjoy the rewards while living...
You are ALREADY taxed at almost 50% once over age 75. so to me if someone dies over 75 then they already fckd themselves by not using the pension in the first place. It's retirement INCOME, use it!
For those treating it as inheritance I say booo hooo.. IF I had children grandchildren I'd much rather be using MY EARNED SAVED pension while alive and able to see it's function than hoarding it and having family fight over money that's not even theirs.
To those upset, the person died, it was THEIR money not yours so regardless of how much was left it was never yours to begin with. |
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"UK pension pot inheritance talk is pretty much click bait.. you can withdraw from a private pension TAX FREE after age 55 up to 25%. If someone dies before then I see it as unfortunate that they couldn't enjoy their savings but it was THEIRS.
The only sympathy I have is if someone was struggling yet invested heavily to a pension and sacrificed but couldn't enjoy the rewards while living...
You are ALREADY taxed at almost 50% once over age 75. so to me if someone dies over 75 then they already fckd themselves by not using the pension in the first place. It's retirement INCOME, use it!
For those treating it as inheritance I say booo hooo.. IF I had children grandchildren I'd much rather be using MY EARNED SAVED pension while alive and able to see it's function than hoarding it and having family fight over money that's not even theirs.
To those upset, the person died, it was THEIR money not yours so regardless of how much was left it was never yours to begin with. "
But if you live of the income from a pension pot, you try not to touch the bulk of the pot as you don't know when that time will be. |
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"UK pension pot inheritance talk is pretty much click bait.. you can withdraw from a private pension TAX FREE after age 55 up to 25%. If someone dies before then I see it as unfortunate that they couldn't enjoy their savings but it was THEIRS.
The only sympathy I have is if someone was struggling yet invested heavily to a pension and sacrificed but couldn't enjoy the rewards while living...
You are ALREADY taxed at almost 50% once over age 75. so to me if someone dies over 75 then they already fckd themselves by not using the pension in the first place. It's retirement INCOME, use it!
For those treating it as inheritance I say booo hooo.. IF I had children grandchildren I'd much rather be using MY EARNED SAVED pension while alive and able to see it's function than hoarding it and having family fight over money that's not even theirs.
To those upset, the person died, it was THEIR money not yours so regardless of how much was left it was never yours to begin with.
But if you live of the income from a pension pot, you try not to touch the bulk of the pot as you don't know when that time willhe be. "
then you have completely failed to have planned your retirement in any meaningful way and no f***s given |
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