FabSwingers.com > Forums > The Lounge > What are your average monthly outgoings?
What are your average monthly outgoings?
Jump to: Newest in thread
No idea, but I am glad to say Our outgoings are no longer more than our incomings. However I would not want to be paying all the bills on my own if I were just on my pension.
Hopefully will work a couple more years anyway. |
Reply privately, Reply in forum +quote
or View forums list | |
 |
By (user no longer on site)
over a year ago
|
For a family of 5 with only really one wage coming in our outgoings are pretty low by today's standards. We have a small mortgage and no debt, my bank manager thought I was stupid when I said we didn't have any unsecured debt (or secured for that matter) and explained it to me three times thinking I didn't understand what he was asking.
Ginger |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *eesideMan
over a year ago
margate sumwear by the sea |
"We'll to start with £70 just on a train ticket to work for a week. 
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day. "
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *educedWoman
over a year ago
Birmingham |
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford. "
I will never complain again about the cost of my commute. Now the time it takes is another thing... |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *eesideMan
over a year ago
margate sumwear by the sea |
In total my in come is hiyer than my out going by about £50-£300 a month depending on the week
If i get this new job thoe my in come after out goings will be around £700-£800 a month |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *eesideMan
over a year ago
margate sumwear by the sea |
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing... "
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By *educedWoman
over a year ago
Birmingham |
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing...
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
"
Fine! I won't complain about the time it takes either.
Now what am I gonna do with all these letters of complaint to West Midlands Railway? |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *eesideMan
over a year ago
margate sumwear by the sea |
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing...
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
Fine! I won't complain about the time it takes either.
Now what am I gonna do with all these letters of complaint to West Midlands Railway? "
hmmmmm
Bonfire night ? |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Our income is more than our outgoings. We have a a spreadsheet and a table comprising of essential outgoings and below that things that we would like and how much we are going to put into savings. It usually last about 3 months then we start again.
We have been doing this for about a year and it motivates us to save more and aim for the things that we want.
It makes it so much easier to stay on track |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Our income is more than our outgoings. We have a a spreadsheet and a table comprising of essential outgoings and below that things that we would like and how much we are going to put into savings. It usually last about 3 months then we start again.
We have been doing this for about a year and it motivates us to save more and aim for the things that we want.
It makes it so much easier to stay on track"
 exactly |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Moneydashboard on the tinternet is good. Can link your bank accounts to it if you want or do it all manually, gives you predictions for 12 months coming, can categorise everything.
Very useful. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Sounds dead boring but have monthly spreadsheets for the next 6 months, i like knowing where i am financially as its so easy to lose track."
Sounds like a great idea. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Sounds dead boring but have monthly spreadsheets for the next 6 months, i like knowing where i am financially as its so easy to lose track.
Sounds like a great idea. "
Works for me |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing...
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
"
Kitten |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Outgoings
Mortgage
Council tax
Gas and electricity
Water
TV licence
Internet, mobile sims and TV
Pet insurance
Car insurance x 2
Car tax x 2
Fuel for cars
Life insurance
House insurance
Monthly allowance for food, toiletries, cleaning products, clothes, eating out etc.
60% of what's left overpays the mortgage, the rest sits in a savings account, dip into that for holidays.
Always have some money in the account for emergencies. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing...
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
"
Where are you working tomorrow? |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
My outgoings are only my car, fuel, phone and food for the household. However I have a bit of a shopping addiction and then go do something stupid like sign a contact for £350 worth of wine yesterday   . If I could stop spending willy nilly I would be well off . I'm going to make a effort from next month to squirrel some money away for a rainy day |
Reply privately, Reply in forum +quote
or View forums list | |
"We'll to start with £70 just on a train ticket to work for a week.
Wow! Where do you work?
I spend on average just under forty quid a week and commute upto 4 hours a day.
With in a 30 miles of Margate.
Cos I'm with a agentcey i work all over the place in different places.
And the trains are not cheep as you can tell. The most i spent wos about £100 for a week to work in Ashford.
I will never complain again about the cost of my commute. Now the time it takes is another thing...
We'll tomrow I'm getting up at 3am.
Catching the 4:30 train.
Get of at 6:50
Then have a 1 hour walk to start work at 8am
Where are you working tomorrow?"
Aberdeen by the sounds of it |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Too much!
House, 3 children,old car,and food. On one wage isn't easy. I survive month to month. One day I hope it will be easier! "
We've been there it does get easier. We still live on predominantly on my wage. Years back I used to wonder how it was ever going to get easier.
Ginger |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
