Been a lot of private conversations about this this year, what with the economy, price of fuel, cyprus etc.
I *used* to be the *odd* one in the group. (group = any random group of people)
1/ no mortgage
2/ no overdraft (unused o/d facility)
3/ no credit card debt
4/ no store cards
5/ no HP for vehicles or anything else
6/ no outstanding bills
lately I am hearing lots of people, going without almost everything except food and shelter to eradicate all of these they can, in practical terms this means trying to get down to #1 only... whereas before these same people had all 6.
Just my circle, my region (Devon), or is anyone else noticing this? |
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