For me it would be:
Don't be such a prick to Zoe and break up with her the way you did. In later life you'll regret it and wish you could tell her how sorry you are.
Sorry Zoe. I hope I didn't hurt you and that you have a fantastic relationship now.
Get fully comprehensive insurance on that motorcycle you crashed . But then would I have my wife of 32 years ??.
Tbh I don't think id say anything now I think about it . Would change to much