FabSwingers.com > Forums > Scotland > Been scammed need advice
Been scammed need advice
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By (user no longer on site) OP
over a year ago
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Bout a month ago I joined another swinger site, it lured me in with a free membership and "women" interested in meeting me,the free trial they give you runs out after a few messages and they give you two options £10 a month or a one off payment of £40 for a lifetime membership, now I know that sounds too good to be true but when your a horny idiot who's just been chatting to a sexy woman who is making plans to meet that night and ur messages run out ye don't use your brain, so I foolishly joined up and paid £40 before that I emailed the site admin asking if it was a one off payment just for confirmation and they told me yes 100% so once I paid NO CONTACT from said woman, checked my bank account today and they have taken more money from me.
I have emailed them several times and they refuse to reply to me, it's obvious I've been a fool and have been scammed but the advice I need is can I go to the bank and cut off all future payments to them or will I have to open a new bank account?
Thanks x |
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By (user no longer on site)
over a year ago
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Go to your bank and explain to them that this person/company are taking money without you authorisation and ask them to stop any further payments, not sure if you will get any of the overpayments back though. |
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Was payment via DD or was it a card payment?
If it was a card payment then tbh cancel card, it's the only way to guarantee not to be charged again
But contact the bank anyway and explain to them, just be honest about what the site was n such, they'll hope people are too scared to admit what site they were on and be forced to keep paying
John  |
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By (user no longer on site) OP
over a year ago
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"Go to your bank and explain to them that this person/company are taking money without you authorisation and ask them to stop any further payments, not sure if you will get any of the overpayments back though."
thanks I don't care if I don't get the money back I just don't want to lose any more.
The site also doesn't allow anyone to delete their account as to keep taking money. If anyone wants the name of the site mail me and al tell you, don't want anyone else getting trapped like this |
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By (user no longer on site) OP
over a year ago
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"Was payment via DD or was it a card payment?
If it was a card payment then tbh cancel card, it's the only way to guarantee not to be charged again
But contact the bank anyway and explain to them, just be honest about what the site was n such, they'll hope people are too scared to admit what site they were on and be forced to keep paying
John "
was my debit card, what's dd?
I'm not ashamed lol I'm going to go to the bank 2mro I just didn't know if it was possible to cancel payments so thought I'd ask here |
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By (user no longer on site) OP
over a year ago
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"You can ring the bank now and get is stopped as fraud. Illegally taking money without your consent. I'm sure there's a dedicated 24 hour phone number. "
a thought about that but my bank helpline isn't free lol so would prefer in person  |
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By (user no longer on site)
over a year ago
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If it was done on your bank card then it could have been set up as a 'Continuous Payment Authority' so they keep debiting the card.
From what I know cancelling the card isn't enough so go to the bank and get them onto it
A CPA can be difficult to get sorted out |
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By (user no longer on site) OP
over a year ago
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"Report it to the bank as a unlawful payment. They'll issue you with a new debit card and cancel the old one so they can't take anymore payments."
cheers
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By (user no longer on site) OP
over a year ago
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"If it was done on your bank card then it could have been set up as a 'Continuous Payment Authority' so they keep debiting the card.
From what I know cancelling the card isn't enough so go to the bank and get them onto it
A CPA can be difficult to get sorted out"
now am worried  |
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By (user no longer on site)
over a year ago
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What bank are you with.......
The wank bank? 
Haha sorry dude!
Seriously though that's a dull one!Hope you get it sorted.
Next time go to a massage parlour instead,at least you'll get a 'happy ending'....and it'll be cheaper! |
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By (user no longer on site)
over a year ago
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"If it was done on your bank card then it could have been set up as a 'Continuous Payment Authority' so they keep debiting the card.
From what I know cancelling the card isn't enough so go to the bank and get them onto it
A CPA can be difficult to get sorted outnow am worried "
I got scammed at Xmas time but not from a swinging site. But the bank understood and took the name of the account and blocked them from taking any more payments and issued a new card. Don't worry, you won't be the first one and you won't be the last.
They only want the company name so if they have more complaints from other bank account holders then they can be done with fraud. |
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By (user no longer on site)
over a year ago
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Tip - use a 'virtual card' or a prepaid debit card for such payments in future. No matter what they can only get the funds you load onto the card AND they are easy to cancel/reissue online.
Google entropay for a decent starting point. Oh, and some sites won't accept them... usually a very good inidcator that they're up to no good! |
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If your debit card is a visa then if you call them they will reverse the payments hastle free for you.they offer the same guarantees on a debit card that you get with a credit card. Mastercard can be long and drawn out.
Xxxx |
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By (user no longer on site)
over a year ago
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Your bank can cancel a cpa if you ask them to, I've been there myself with sites that require you to cancel your membership by phone. Didn't trust it so phoned the bank and sent the sites an email politely suggesting that they go and fuck themselves. If they have your card details though... I don't know, the bank will probably give the best advice. |
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"If your debit card is a visa then if you call them they will reverse the payments hastle free for you.they offer the same guarantees on a debit card that you get with a credit card. Mastercard can be long and drawn out.
Xxxx"
Never knew this. Always knew that was the case with a credit card but thought a debit card was different/less likely to get refunded, etc |
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"Bout a month ago I joined another swinger site, it lured me in with a free membership and "women" interested in meeting me,the free trial they give you runs out after a few messages and they give you two options £10 a month or a one off payment of £40 for a lifetime membership, now I know that sounds too good to be true but when your a horny idiot who's just been chatting to a sexy woman who is making plans to meet that night and ur messages run out ye don't use your brain, so I foolishly joined up and paid £40 before that I emailed the site admin asking if it was a one off payment just for confirmation and they told me yes 100% so once I paid NO CONTACT from said woman, checked my bank account today and they have taken more money from me.
I have emailed them several times and they refuse to reply to me, it's obvious I've been a fool and have been scammed but the advice I need is can I go to the bank and cut off all future payments to them or will I have to open a new bank account?
Thanks x"
what's the site name |
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By (user no longer on site)
over a year ago
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The bank won't ask what kind of site it was. All they want is the details of the payment that came out of your account and they will block it.
Whether they re-imburse you is doubtful.
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By (user no longer on site) OP
over a year ago
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Just been informed everyone is waiting to find out what happened lol
I missed it today, to speak to them I had to be in for 2pm and as I was busy I didn't get in till 3pm but I'll go in on Monday and get it all sorted  |
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By *lyreelMan
over a year ago
King's lynn |
Why don't you name and shame the Site? What on earth are you worried about? Their good name? Their reputable banking methods? Fir fk sake, if this happened to me every one would know exactly who did what and when?   |
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By (user no longer on site) OP
over a year ago
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"Why don't you name and shame the Site? What on earth are you worried about? Their good name? Their reputable banking methods? Fir fk sake, if this happened to me every one would know exactly who did what and when? "
thought this would get removed by admin if I named another site? Lol
It's called ukswingers |
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