FabSwingers.com > Forums > Scotland > Bedroom tax
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"There are too many myths about this. One is that it is not a bedroom tax. " Its not a tax though... Its just a new calculation on housing benefit.... | |||
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"There are too many myths about this. One is that it is not a bedroom tax. Another is that disabled people have to pay it. If they need a carer they get exemption. True it has been implemented wrongly. There should be a period of exemtion for people who lose their jobs. But in general if you live alone and dont have any intention of working why should the taxpayer pay for a big house for you whilst young working familes need them. If I cant affird my mortgage for any reason I have to sell my house and get a smaller one so why shouldnt everyone? " Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? | |||
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"There are too many myths about this. One is that it is not a bedroom tax. Another is that disabled people have to pay it. If they need a carer they get exemption. True it has been implemented wrongly. There should be a period of exemtion for people who lose their jobs. But in general if you live alone and dont have any intention of working why should the taxpayer pay for a big house for you whilst young working familes need them. If I cant affird my mortgage for any reason I have to sell my house and get a smaller one so why shouldnt everyone? " I think there is a period of expemtion if youve lost your job. Also a period of exemption if someone has died. | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control " Glasgow City Council are actually buying one bedroom flats to attempt to fix this... Will be interesting to see how it works out... | |||
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" Also a period of exemption if someone has died." Yea 13 weeks.... | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control Glasgow City Council are actually buying one bedroom flats to attempt to fix this... Will be interesting to see how it works out..." | |||
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"And what about dads that get their kids at weekends... How is that going to work? " Nope......doesnt count.. | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control " Thats exactly it, and Tommy was well clued up on radio scotland yesterday, they put him up against some Alex somebody who thought you simply pick a smaller place nae bother. Good if disabled folks are exempt but councils are firing the letters telling them it will apply to them regardless, but to then contact them to explain their circs, a bit upside down, im sure councils have knowledge of who is dissabled etc. | |||
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"And what about dads that get their kids at weekends... How is that going to work? Nope......doesnt count.." So they have to pay or move?? My brother has 4 kids that stay every weekend and often more...he does actually work and pays full rent but if he lost his job I Can't see how they could all fit into a 1 bed flat... Seems very unfair to effectively stop them from being able to stay with him | |||
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"We all got letters last year from all our respective councils making us aware of this? Nope." You should have.... Most of the people I know were sent excemption forms about 2 weeks after the initial letter... | |||
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" Good if disabled folks are exempt but councils are firing the letters telling them it will apply to them regardless, but to then contact them to explain their circs, a bit upside down, im sure councils have knowledge of who is dissabled etc." Not all disabled people are exempt.... Depends on each ones circumstance.. | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? " If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer... | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer..." Not what I've been told | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer... Not what I've been told " Im talking about a paid carer, support worker... Anyone that requires this and thinks differently should be contacting their local council... | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer... Not what I've been told Im talking about a paid carer, support worker... Anyone that requires this and thinks differently should be contacting their local council..." Think about it.... Anyone requiring 24hr care does not live alone! | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer... Not what I've been told Im talking about a paid carer, support worker... Anyone that requires this and thinks differently should be contacting their local council... Think about it.... Anyone requiring 24hr care does not live alone!" But as no MP needs a full time live in carer - they never thought about it!!! | |||
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" But as no MP needs a full time live in carer - they never thought about it!!! " Most of them need carers | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer..." It doesnt not have to be 24 hour care. If disabled people have reason to require the extra space due to their disabilites for whatever reason they can apply for exemption | |||
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" Can I politely ask if you where you get your information on disabled people being exempt if they need a carer ? If they require 24hrs care that includes over night stays....They are, as bedroom is required for carer... It doesnt not have to be 24 hour care. If disabled people have reason to require the extra space due to their disabilites for whatever reason they can apply for exemption" I know, but they were asking about ones with carers.. | |||
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"How many of the people on this forum who are for the bedroom tax have actually been affected by it?" Me | |||
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"what does this bedroom tax mean if ya own your own house and are not on benefits it doesnt affect you does it ?" No.... | |||
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"Blonde question: Does this "tax" only affect Council tenants. I'm with a Housing Association and have never been formally notified of any changes. *Blonde moment over...." Anyone getting housing benefit... If you pay your own rent, wont make any difference... | |||
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"Blonde question: Does this "tax" only affect Council tenants. I'm with a Housing Association and have never been formally notified of any changes. *Blonde moment over.... Anyone getting housing benefit... If you pay your own rent, wont make any difference..." Thank you. That's me fecked then lol | |||
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"OK... So firstly, no you're right, it's not a tax. Everyone's calling it a tax because it feels like one, and it's unjust, bust mostly just because it's harder to squeeze "benefit readjustment" on a placard/headline. This, not to get too political, is a great example of the Tory UK Govt. doing things based on the situation in England (specifically London) that make no sense at all in Scotland (and we didn't even vote Tory). If ever you needed a good reason for independence, this is it. Anyway; the point of the bedroom tax, is to force people who are on benefits to "downsize" into smaller houses/flats, freeing up space for larger families. Unfortunately, whilst the Scottish housing stock is a lot better off than London, we do have a SEVERE shortage of 1-bedroom properties, especially in public/Registered Social Landlord (RSL's) hands. Why? Because the Scottish Government, and before that various local councils, have spent the last 20+ years eliminating slum landlords and bedsits. THIS IS A GOOD THING!! We should not have our population in sub-standard housing, living in tiny boxrooms with a storage heater and a hotplate. Now the tories have come along and are gonna start undoing all our hard work. This means that people who are affected will be told to "downsize", and there are no properties to downsize to. They will end up in rent arrears, and some will be made homeless because of it. Once you're evicted from a council or RSL house, you are ineligible for getting another for a certain period. Your benefits will likely be sanctioned (since DWP is actively trying to kick people off JSA, and is giving its staff prizes to sanction folks for not looking for work. Good luck finding a job when you're homeless). THis will mean there are people who have nothing, no home, no money, and nothing to lose. Food riots coming to a town near you, soon. We should be trying to eliminate this stupid idea, absolutely. It will not save any money in the medium to long term. It will cause untold misery to thousands. But the Tories don't care. They are on an idealogical quest to punish and tax the unworthy poor, whilst giving their rich friends a tax break. If you're disabled, you will likely NOT get an exemption. Contact your RSL or Council to try, but don't hold your breath. If you have been deemed as having an "extra" bedroom, you will have a 14% cut in your housing benefit. If you rent is, say, £400 a month, that's a £56 payment you'll have to find. If you have two extra bedrooms, it goes up to 25% (so that's £100 a month on the £400 rent). If you're a single person with kids that visit, I really am sorry; you're stuffed. " Well said and well informed | |||
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"..........Unfortunately, whilst the Scottish housing stock is a lot better off than London, we do have a SEVERE shortage of 1-bedroom properties, especially in public/Registered Social Landlord (RSL's) hands. Why? Because the Scottish Government, and before that various local councils, have spent the last 20+ years eliminating slum landlords and bedsits. THIS IS A GOOD THING!! We should not have our population in sub-standard housing, living in tiny boxrooms with a storage heater and a hotplate. .................. " I'm guessing you've not been in Govanhill, in the heart of Nicola Sturgeon's constituency, recently. | |||
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"Just dont lose your job!!! " Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin' | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin'" Good idea in principle, unfortunately, most people don't get paid enough to do that and even if they could scrape the money together the banks have screwed lending right up now. So unless you're an MP or a mate of one or a banker, times are very tough | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin'" OMG! Why didnt I think of that! Will get a job on Monday, because I havent bothered my arse to look for one in 18 months...and with my first wage will go straight to bank for a mortgage!!! Gawd, Im glad people like you are about, what we do without you!! | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin'" Are you for fucking real???? Not everyone is in the situation that they can buy/own their property... According to you, I need to get off my arse and off benefits to find a job? What job would you suggest I get? Bearing in mind that I can barely walk, need two new hips, on crutches, only have 60% use of my right hand (yeah, the writing one), clinical insomnia.. Shall I go on? So what job? | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin' OMG! Why didnt I think of that! Will get a job on Monday, because I havent bothered my arse to look for one in 18 months...and with my first wage will go straight to bank for a mortgage!!! Gawd, Im glad people like you are about, what we do without you!! " This just proves that there are people out there who seem determined to let the simple things in life defeat them. | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin' OMG! Why didnt I think of that! Will get a job on Monday, because I havent bothered my arse to look for one in 18 months...and with my first wage will go straight to bank for a mortgage!!! Gawd, Im glad people like you are about, what we do without you!! This just proves that there are people out there who seem determined to let the simple things in life defeat them. " Oh my god.... This just goes to prove that there are some people so out of touch with what's happening in this country at the moment... And no I'm not on benefits so this won't affect me but it certainly doesn't stop me understanding what the effect of this will have on some people | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin'" Im very fortunate in that i have a job, but that does not stop me recognising injustce and this is pretty much the closest thing to it. This week i have a job, hopefully next week too i still will have a job, thats the general outlook for a lot of people. | |||
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"Just dont lose your job!!! Doesn't matter if I do, I worked hard when I was younger and bought a house for cash. So it's mine and nobody can take it off me. Instead of all the doom and gloom merchants saying this is a tax on the poor, isn't it better to use it as an incentive to better yourself, get off housing benefit and go and buy your own property? Just sayin' Im very fortunate in that i have a job, but that does not stop me recognising injustce and this is pretty much the closest thing to it. This week i have a job, hopefully next week too i still will have a job, thats the general outlook for a lot of people." | |||
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"I think its crap what the government is doing its their way of legally stealing our money and im not one bit surprised. " there stealing our money so they can pay for the mod for the next war against the north korea - lets make love not war - i for wont be paying it don't gie a monkeys an wont get a further penny fae me at the end of the day go ahead an active me labor says it wont happen to those that don't pay what then? | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control Glasgow City Council are actually buying one bedroom flats to attempt to fix this... Will be interesting to see how it works out... " Glasgow city council has had no housing stock for 10 years | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control Glasgow City Council are actually buying one bedroom flats to attempt to fix this... Will be interesting to see how it works out... Glasgow city council has had no housing stock for 10 years" Thats similar country-wide, a certain government years ago encouraged everyone to buy your council house if you like it and want it, they never ever thought to replace those bought, and now in the middle of a recession, when very few have,,,,money generally. they invent a charge thats meant to encourage you to go smaller house hunting,,awsome!!! | |||
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"Lets look at this the other way. As someone who has worked all my life and am now self employed I required surgery to remove a tumour from the base of my brain. I have a mnortgage. I lost ALL of my income for 4 months. I got £65 in total whilst I was off. Nobody paid for any bedrooms for me let alone a spare room. If I had been on benefits I would have been on easy street as I would have received all my usual benefits and probably extra ones for being ill.I had to get o with it. All people are being asked to pay here is £14 per week or something. Cut down on luxuries and you will soon find £14. Stop expecting the country to wipe your arse" £14 is a lot of money if u have a lot kids, as i said before i wont be paying it no matter, n they can evict me if they want but i just sue them as the promise of labour councilors said no 1 will get evicted | |||
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"Lets look at this the other way. As someone who has worked all my life and am now self employed I required surgery to remove a tumour from the base of my brain. I have a mnortgage. I lost ALL of my income for 4 months. I got £65 in total whilst I was off. Nobody paid for any bedrooms for me let alone a spare room. If I had been on benefits I would have been on easy street as I would have received all my usual benefits and probably extra ones for being ill.I had to get o with it. All people are being asked to pay here is £14 per week or something. Cut down on luxuries and you will soon find £14. Stop expecting the country to wipe your arse£14 is a lot of money if u have a lot kids, as i said before i wont be paying it no matter, n they can evict me if they want but i just sue them as the promise of labour councilors said no 1 will get evicted" Well said | |||
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"Lets look at this the other way. As someone who has worked all my life and am now self employed I required surgery to remove a tumour from the base of my brain. I have a mnortgage. I lost ALL of my income for 4 months. I got £65 in total whilst I was off. Nobody paid for any bedrooms for me let alone a spare room. If I had been on benefits I would have been on easy street as I would have received all my usual benefits and probably extra ones for being ill.I had to get o with it. All people are being asked to pay here is £14 per week or something. Cut down on luxuries and you will soon find £14. Stop expecting the country to wipe your arse£14 is a lot of money if u have a lot kids, as i said before i wont be paying it no matter, n they can evict me if they want but i just sue them as the promise of labour councilors said no 1 will get evicted" Anyone who smokes, drinks, drives etc can save £14 per week. I have kids and gave up every luxury. My choice was that or get evicted by the mortgage comapny. Working people do not get the benefits that are availabe to long term claimants and this is the first step in redressing that balance. | |||
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"Lets look at this the other way. As someone who has worked all my life and am now self employed I required surgery to remove a tumour from the base of my brain. I have a mnortgage. I lost ALL of my income for 4 months. I got £65 in total whilst I was off. Nobody paid for any bedrooms for me let alone a spare room. If I had been on benefits I would have been on easy street as I would have received all my usual benefits and probably extra ones for being ill.I had to get o with it. All people are being asked to pay here is £14 per week or something. Cut down on luxuries and you will soon find £14. Stop expecting the country to wipe your arse£14 is a lot of money if u have a lot kids, as i said before i wont be paying it no matter, n they can evict me if they want but i just sue them as the promise of labour councilors said no 1 will get evicted Anyone who smokes, drinks, drives etc can save £14 per week. I have kids and gave up every luxury. My choice was that or get evicted by the mortgage comapny. Working people do not get the benefits that are availabe to long term claimants and this is the first step in redressing that balance." It's actually £19 pound a week in areas which is a lot to disabled person for example who has paid into the system for over 30 years and never had to claim before ( who also doesn't smoke , drinks next to nothing and lives alone but has kids to help support too ) | |||
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"The reason for the anxiety and fear i think is because all so called luxuries are gone from peoples budgets already. i would maybe understand the..oh go get a job attitude if that option was available. its not..there are jobs that just click over a few pence per week more in your pocket than being on benefits. you need money to circulate money..if economic recovery comes by making poor poorer..then its a new one on me." This assumes that only those on benefits are poor. Many are better off than those working. We were officially classified as below the poverty limit but got only £65 per week. The system need revised from top to bottom. I watch people sitting on their arses smoking dope all day on here and wonder what the fek I have done wrong working all my life lol. | |||
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" Anyone who smokes, drinks, drives etc can save £14 per week. I have kids and gave up every luxury. My choice was that or get evicted by the mortgage comapny. Working people do not get the benefits that are availabe to long term claimants and this is the first step in redressing that balance." There is such a thing as quality of life, I live in an area that is very high in unemployment thanks to the Tories. We are getting to a point where there is a third generation that hasn't seen either parent work. This isn't because people don't want to work, it's simply because there are no jobs. You say cut down on luxuries, well a lot of them didn't have them to begin with. I know that neds Seem to get everything they need, but I honestly don't know how they do it, think it might be social workers. Quality of life, something that people on benefits don't really have. Alcohol, drugs are all a way of escaping the fact that they have no hope in life, stuck in a rut forever. Also domestic violence, suicide, child abuse. The list of things more likely to happen when there are no "luxuries" in life is quite intimidating. By the way, when we were on benefits and trying to run a house off a pittance, our "luxury" was an occasional pizza, or tub of ice cream. As for long term claimants, all they get is constant harassment and threats of homelessness. I would love to know where people get this idea that it's all rosy for people getting benefits. For us it was constant pure hell which left us living in a house without carpets in most of the rooms because we couldn't afford any. | |||
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"working or not every 1 is getting hit hard by the english torries n snp let them do it why? " Because benefits are not a devolved matter it's something the Scottish government has no say in. They have protested as much as they can and have gone as far as to say they would cancel it first chance they get. Simple fact is though, there is nothing the Scottish government can do about it. | |||
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"Its also nice to see a decent debate on here with valid points from both sides without it falling into a slanging match. " | |||
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"Disabled people should be exempt from this if the room is required for storage or a carer without doubt. And under the disability discrimination act it is illegal to discriminate against a disabled person financially or otherwise due to their disability. So if a council tried to take action agaianst a disabled person I have no doubt they would fail in a court and they themselves could be prosecuted for discrimination." That'd only work if the coucil were only taking action against disabled people and not taking action against non-disabled people. | |||
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"working or not every 1 is getting hit hard by the english torries n snp let them do it why? Because benefits are not a devolved matter it's something the Scottish government has no say in. They have protested as much as they can and have gone as far as to say they would cancel it first chance they get. Simple fact is though, there is nothing the Scottish government can do about it. " That's not entirely true. The money Holyrood has to spend isn't ringfenced in any way. The Scottish Executive can spend it on anything it chooses. It has chosen to spend it, for example, on free prescriptions and bus passes for people who often don't need them. | |||
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"working or not every 1 is getting hit hard by the english torries n snp let them do it why? Because benefits are not a devolved matter it's something the Scottish government has no say in. They have protested as much as they can and have gone as far as to say they would cancel it first chance they get. Simple fact is though, there is nothing the Scottish government can do about it. That's not entirely true. The money Holyrood has to spend isn't ringfenced in any way. The Scottish Executive can spend it on anything it chooses. It has chosen to spend it, for example, on free prescriptions and bus passes for people who often don't need them." Lots of people desperately need free prescriptions, and as for the bus passes, they exist to help people with disabilities get out of the house. If they didn't have them then they wouldn't as very few can afford to pay for themselves and their career. I know this system is abused, I have seen it. But it sucks when people like me who could really use one don't get it because I am not considered disabled enough. There is a loophole somewhere, but I haven't found it. As for the Scottish government, I'm just glad of the measures they are putting in place on top of all this. Crisis grants and food banks naming but two. I'm glad you aren't in a situation where you benefit from free prescriptions and that you are well enough to not need the free bus travel, and I sincerely hope you will never be in that situation. But please don't underestimate how much these services are needed by those of us who are. | |||
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"I work full time can only afford 1 bed flat and have my wee one regular staying over and its couch for me. What annoys me is that 870,000 benefit claimants suddenly got well over night when the assesments were put to them and they stopped claiming. Another 800 odd thousand were deemed fit for work. " Much of this is due to people who are ill and vulnerable not being able to cope with the process of assessments and appeals etc. Waging war upon those who are too weak for battle! | |||
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"I honestly think its the social workers.... Poor people " whats the social workers? | |||
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"Doesn't affect me as I'm not in social housing nor on benefits, but I think it's sad. If I was in that situation I would worry about firstly being able to get a smaller property, and secondly if I was to be offered something smaller, what would it be like? It could be miles away from a home which has been lived in for many years, it could be in a rough area in a state of disrepair... Moving is a very expensive process for someone in work let alone someone on the brink of poverty, if not there already. The poor are being victimised at every turn lately." | |||
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".......... Wonder if they have thought it through eh!" Of course, it could just be that the object of the Tory exercise is to turn people against each other. A look at threads on Fab shows it's been successful. | |||
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"I honestly think its the social workers.... Poor people whats the social workers?" Most often around here the neds that have all the benefits, grants etc have social work helping them out. How they get a social worker i don't know, we had been living in the system for years in a pretty bad situation and we were never offered one. Having spoke to a few i know that if they don't help them out, even if they know they are on the take, they get into serious trouble. The guidelines they work in makes them find every available benefit etc for their client, and ensure they have it. If i had had a social worker speaking for me i would probably have had the modifications the flat needs by now, just because they asked for it. They hate that aspect of the job, especially when they know someone is playing the system. I know there are some crooked ones too though.. I got judged fit to work by ATOS, after the assesment i was stuck in bed for 3 weeks because they didn't listen to me and pulled all the muscles in my back and hips. When the decision came it said i was lying about and physical difficulty i was in. They don't take your medical record into account, they don't contact your specialist or GP, a NURSE decided i was fine and kicked me off my benefit . My gp wouldn't allow me to go back to work, it wouldn't be fair to employers or to me. He said i maybe have another 2 years before i'm in a wheelchair, if i went back to work it would probably be 6 months to a year. ATOS should be prosecuted. | |||
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"Heres a thought. If the government were successful in moving EVERYONE that didn't need a two bed house/flat to a one bed, wouldn't that end up costing them MORE in benefits?? There just aren't enough council one beds to go around, FACT, so people will be forced into private or housing association accommodation. Which COSTS MORE than the average. For example, my two bed flat =£440 per month. A private one bed =£550 in my area! Loss to government = £110 per month! Wonder if they have thought it through eh!" Everyone needs a two bed flat, at least. I have listed the psychological reasons before, but i really don't think the tories care. No wonder suicide rates for young people in the uk are rising to scary levels, what is there for them to do? live in a one bedroom flat, no room to store anything, it sucks. you end up not wanting to go home. | |||
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"Heres a thought. If the government were successful in moving EVERYONE that didn't need a two bed house/flat to a one bed, wouldn't that end up costing them MORE in benefits?? There just aren't enough council one beds to go around, FACT, so people will be forced into private or housing association accommodation. Which COSTS MORE than the average. For example, my two bed flat =£440 per month. A private one bed =£550 in my area! Loss to government = £110 per month! Wonder if they have thought it through eh! Everyone needs a two bed flat, at least. I have listed the psychological reasons before, but i really don't think the tories care. No wonder suicide rates for young people in the uk are rising to scary levels, what is there for them to do? live in a one bedroom flat, no room to store anything, it sucks. you end up not wanting to go home." | |||
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"......live in a one bedroom flat, no room to store anything, it sucks. you end up not wanting to go home." The Tories don't want you to have anything to store. They want you to need to sell it all to Cash Converters or the like to try to make ends meet. | |||
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"Refreshing change to have an interesting debate on this. Think it's a bit harsh on certain people so individual cases have to be judged separately. But agree with spending cuts and it wasn't the tories who left the note in the treasury saying there's no money left but they're predecessors. But we're all having to make sacrifices which is somewhat fair?" Agreed, it would be fairer if we were all be making sacrifices but we are not. There are too many fat cats paying less tax now than before. It wasn't Labour that broke the bank it was the fat cat bankers that did it to themselves, Fred Goodwin et el! | |||
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".........it wasn't the tories who left the note in the treasury saying there's no money left but they're predecessors. ........." Every Chief Secretary to the Treasury since WWII has left a similar note and it didn't say "I'm afraid to tell you there's no money left,", it said "I'm afraid to tell you there's no money," a very different thing. | |||
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"......live in a one bedroom flat, no room to store anything, it sucks. you end up not wanting to go home. The Tories don't want you to have anything to store. They want you to need to sell it all to Cash Converters or the like to try to make ends meet." no 1 will buy it especially at rips of cash converters as there is no room | |||
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"if there is no money left why we still spending it n bailing out other countries " Ideally incase the shit hits the fan and we need other countries to bail us out. | |||
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"......live in a one bedroom flat, no room to store anything, it sucks. you end up not wanting to go home. The Tories don't want you to have anything to store. They want you to need to sell it all to Cash Converters or the like to try to make ends meet. no 1 will buy it especially at rips of cash converters as there is no room" I would never dream of disagreeing with a Buddie about the relative merits of knock-off shops. | |||
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"To the person that mentioned about free prescriptions and bus passes, and how the "rich" get them... They're a universal benefit. EVERYONE gets them. It's fair, since the rich pay a larger percentage of the tax-base.. It's also the only sensible thing to do, since if you had a means-tested system, believe it or not, the expense of running the tests, the various certificates etc. the opt-outs, the yearly-plans etc. actually cost MORE! This is why prescription charges in England keep going up; the cost of administering the system keeps going up. We (Wales too) just made them free for all; no-one should or does have to pay for medication, and that's absolutely the right thing to do. ..............." In an ideal world where money wasn't a problem I'd probably agree with free prescriptions for everyone. Unfortunately that's not the world we live in. | |||
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" In an ideal world where money wasn't a problem I'd probably agree with free prescriptions for everyone. Unfortunately that's not the world we live in." No. In the real world, you have 4 options. 1) Everyone pays for prescriptions. The amount varies dependent on medicine, so your kids tummy bug costs 80p, and soeone elses cancer drugs cost half a million. This doesn't work. 2) Everyone pays a set fee for prescriptions. There are no opt-outs or concessions, so if you need a lot of medicines and you're poor, you can't afford them. This also doesn't work. 3) Some people pay a set fee for prescriptions. Some get them free, based on their illness or income; the system for administering the testing costs a lot. 4) Everyone gets them free. Of the 2 systems in use in the UK at the moment, (3 & 4), 4 costs LESS. Free prescriptions also bring with them a host of other benefits. I've personally gone without medicine because I was skint that week and couldn't afford them. Many others have too. This makes their conditions worse sometimes, meaning hospital stays, more treatment, lost work days etc. to the economy. Free prescriptions isn't just an idealogically good idea. It's also a fiscally good idea. If you're against it, you're either ill-informed, or want to punish the poor, even though it will cost the country more money. That's the world we live in. | |||
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" In an ideal world where money wasn't a problem I'd probably agree with free prescriptions for everyone. Unfortunately that's not the world we live in. No. In the real world, you have 4 options. 1) Everyone pays for prescriptions. The amount varies dependent on medicine, so your kids tummy bug costs 80p, and soeone elses cancer drugs cost half a million. This doesn't work. 2) Everyone pays a set fee for prescriptions. There are no opt-outs or concessions, so if you need a lot of medicines and you're poor, you can't afford them. This also doesn't work. 3) Some people pay a set fee for prescriptions. Some get them free, based on their illness or income; the system for administering the testing costs a lot. 4) Everyone gets them free. Of the 2 systems in use in the UK at the moment, (3 & 4), 4 costs LESS. Free prescriptions also bring with them a host of other benefits. I've personally gone without medicine because I was skint that week and couldn't afford them. Many others have too. This makes their conditions worse sometimes, meaning hospital stays, more treatment, lost work days etc. to the economy. Free prescriptions isn't just an idealogically good idea. It's also a fiscally good idea. If you're against it, you're either ill-informed, or want to punish the poor, even though it will cost the country more money. That's the world we live in." | |||
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" ........k. 3) Some people pay a set fee for prescriptions. Some get them free, based on their illness or income; the system for administering the testing costs a lot. 4) Everyone gets them free. Of the 2 systems in use in the UK at the moment, (3 & 4), 4 costs LESS. ........................" Free prescriptions didn't cost the NHS anything in administration. Patients either got certain benefits (administered by DWP) or they were prescribed certain medicines (checked by their local pharmacist). Free prescriptions wasn't introduced on health or cost grounds. It was done to buy votes. | |||
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" ........k. 3) Some people pay a set fee for prescriptions. Some get them free, based on their illness or income; the system for administering the testing costs a lot. 4) Everyone gets them free. Of the 2 systems in use in the UK at the moment, (3 & 4), 4 costs LESS. ........................ Free prescriptions didn't cost the NHS anything in administration. Patients either got certain benefits (administered by DWP) or they were prescribed certain medicines (checked by their local pharmacist). Free prescriptions wasn't introduced on health or cost grounds. It was done to buy votes." Hang on a sec _nny, are you saying that option 3 actually costs nothing in administration?n because if you are, think again. The nhs had to make sure that they issued the correct paperwork to those who required it to get free prescriptions. They didn't decide who got them, the dwp did. So that's 2 government agencies doing paperwork and employing people to do it. Did these people work for free? No they didn't. This people who did that administration were made obsolete when free prescriptions for all were introduced. | |||
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" ........k. 3) Some people pay a set fee for prescriptions. Some get them free, based on their illness or income; the system for administering the testing costs a lot. 4) Everyone gets them free. Of the 2 systems in use in the UK at the moment, (3 & 4), 4 costs LESS. ........................ Free prescriptions didn't cost the NHS anything in administration. Patients either got certain benefits (administered by DWP) or they were prescribed certain medicines (checked by their local pharmacist). Free prescriptions wasn't introduced on health or cost grounds. It was done to buy votes. Hang on a sec _nny, are you saying that option 3 actually costs nothing in administration?n because if you are, think again. The nhs had to make sure that they issued the correct paperwork to those who required it to get free prescriptions. They didn't decide who got them, the dwp did. So that's 2 government agencies doing paperwork and employing people to do it. Did these people work for free? No they didn't. This people who did that administration were made obsolete when free prescriptions for all were introduced. " Mmmmm buns.................. | |||
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"Much of this is due to people who are ill and vulnerable not being able to cope with the process of assessments and appeals etc. Waging war upon those who are too weak for battle!" Surely the same folk found the strength to follow the paper work to claim in first place though or had assistance with doing it. | |||
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"Much of this is due to people who are ill and vulnerable not being able to cope with the process of assessments and appeals etc. Waging war upon those who are too weak for battle! Surely the same folk found the strength to follow the paper work to claim in first place though or had assistance with doing it. " the goalposts have changed though. The goalposts being ATOS now! It's very stressful to have to go through assessments to prove to someone who isn't even a doctor that you're sick. Surely a GP is more impartial than someone who is not a doctor and is essentially paid to kick you off benefit. I have a friend who suffers very bad mental health, various conditions, has tried to kill himself a number of times and really lives a poor life to be honest, he was kicked off benefits and didn't have the strength or sense of self worth to stick up for himself. The ill and disabled are very easy targets. | |||
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"My sister and partner both work and live in a 2 bedroom small flat. They cannot afford to pay the extra for the spare room so opted to move to a one bed flat...........only to be told the rent was even higher than the flat they are currently in, work that one out " If they both work then it shouldn't affect them surely? | |||
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"My sister and partner both work and live in a 2 bedroom small flat. They cannot afford to pay the extra for the spare room so opted to move to a one bed flat...........only to be told the rent was even higher than the flat they are currently in, work that one out If they both work then it shouldn't affect them surely?" They get a very small housing benefit because of low wages so it does affect them. | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control " Totally agree. I bet if they went to the relevant authorities and ASKED to be moved to a smaller property they'd be told "sorry, don't have any". So they are being penalised for living in a property they were allocated and can't move on from. | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control Totally agree. I bet if they went to the relevant authorities and ASKED to be moved to a smaller property they'd be told "sorry, don't have any". So they are being penalised for living in a property they were allocated and can't move on from. " At least part of the reason people can't follow Cameron/ Osborne's demand that they move somewhere smaller is Thatcher's introduction of the Right to Buy. | |||
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"I think that if they could offer everyone that has extra bedrooms a smaller place then fair enough but there aren't any smaller places for all these people to move to, yet they are still having to pay!! It's unfair to charge folk for something that's out with their control Totally agree. I bet if they went to the relevant authorities and ASKED to be moved to a smaller property they'd be told "sorry, don't have any". So they are being penalised for living in a property they were allocated and can't move on from. At least part of the reason people can't follow Cameron/ Osborne's demand that they move somewhere smaller is Thatcher's introduction of the Right to Buy." Good point. Still doesn't help the people being penalised right now for being in a situation they have no control over | |||
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"At least part of the reason people can't follow Cameron/ Osborne's demand that they move somewhere smaller is Thatcher's introduction of the Right to Buy. Good point. Still doesn't help the people being penalised right now for being in a situation they have no control over" Agreed. Let's ensure the blame for this situation lies on those at fault. | |||
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"There are too many myths about this. One is that it is not a bedroom tax. Another is that disabled people have to pay it. If they need a carer they get exemption. True it has been implemented wrongly. There should be a period of exemtion for people who lose their jobs. But in general if you live alone and dont have any intention of working why should the taxpayer pay for a big house for you whilst young working familes need them. If I cant affird my mortgage for any reason I have to sell my house and get a smaller one so why shouldnt everyone? " The essense of this government is take from us all, and leave us fighting over the crumbs. It helps their cause a great deal to establish a dichotomy of the deserving and the undeserving, but I would argue (I won't go into too much detail here, but can elaborate if you wish) that the number of people who don't go to work simply because they can't be arsed is miniscule (and blown up out of all proportion by the like of the Daily Mail)...in fact the whole benefits bill is dwarfed by tax avoidance for example. Yes, we do have a problem with long-term unemployment, but that's mainly due to the nature of the job market nowadays. When the tax was first introduced, there was no exemption for armed forces personnel, or the disabled. They'd be bloody stupid to try and argue that ex-servicemen were undeserving, it would generate enormous bad publicity (even the Daily Express were angered at the thought of Gurkas being deported remember). With the disabled it's not quite so clear cut, some will be exempt, but it will depend on assessments (which probably go something like the ATOS trials, declaring people fit for work who later dropped down dead). But really, I don't think making exceptions is good enough. Like I say it's intended to be divisive. On the one occasion I felt I could stomach watching BBC news in the last 10 days, I did think a very good point was made about Thatcher by John Gummer, something along the lines of 'She was very good at picking off her enemies one-by-one, and was sure never to be fighting on more than one front'. She needed to do that to smash the unions. Her legacy of individualism is a massive obstacle to working class solidarity. My hope is that the present lot are nowhere near that shrewd, and by hitting everybody at once, they've miscalculated, and there's going to be a huge backlash. The fact that people who are in favour of the bedroom tax in principle can say it's being poorly implement might suggest so. One of the major impracticalities with this, which stems from the lack of smaller social housing, is that if someone on housing benefit is forced into so-called 'affordable housing' from a private landlord, then the costs will actually go up. The less social housing there is, the more landlords can get away with extortionate rents. So it is they, not the claimants who are the real beneficiaries of the rising housing benefit bill, which the taxpayer has to foot. So I don't see why council housing is frowed upon so much. My grandparents lived in one from the 1950s (my Grandad was a miner), and it was a beautiful house with big gardens. And when they became infirm in their old age, it got looked after, insulated and central heated, decorated (we'll leave aside the fact that my grandma was refused a stairlift because she could crawl upstairs). And, as far as local authorities are concerned, they are an asset. They receive rent for letting it out, so it pays for itself (with hopefully some left over). Home ownership is not going to solve the housing crisis (let's not forget the bubble in the housing market was the main contributing factor to the global recession). The right to buy policy in the 1980s has resulted in a third of those homes owned by private landlords run for a profit. The top and bottom of this is that the Tories want to break social housing and break the welfare state. But there is a need for both now more than ever. People's circumstances change. They have children. Their children grow up. People die (and yes, the bereaved are receiving notices of underoccupancy). People lose their jobs. Governments no longer have full employment on their agenda. Even in the Nu-Labour years (when, for the most part, the jobs were there) they were no longer jobs for life. And people are expected to travel much more to stay in work. Since my stepmother moved to England, she has had to find a job three times (because the first two were fixed term), taking her from the North East of England to West Wales, via East Anglia. Thankfully, as a doctor, her and my Dad can afford to rent privately. But we can't all fit into well paid jobs, can we? | |||
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"If they both work then it shouldn't affect them surely?" A lot of people in work still receive housing benefit | |||
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"My sister and partner both work and live in a 2 bedroom small flat. They cannot afford to pay the extra for the spare room so opted to move to a one bed flat...........only to be told the rent was even higher than the flat they are currently in, work that one out " Well, if it's a private landlord, that's no surprise really | |||
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".......... Wonder if they have thought it through eh! Of course, it could just be that the object of the Tory exercise is to turn people against each other. A look at threads on Fab shows it's been successful." | |||
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"We all got letters last year from all our respective councils making us aware of this? Nope. You should have.... Most of the people I know were sent excemption forms about 2 weeks after the initial letter..." Here in Leeds, letters dated March 1 were sent out, saying you have a month to appeal. They weren't actually sent though until towards the end of March. | |||
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"Sorry, didn't even realise this was a Scotland forum. I was looking for an old thread from the Lounge and did a Google search. I'm a bit jealous now. You seem mostly to have a healthy antipathy for Tories which is sadly lacking South of the border." You should try some of the other threads on here too mate lol. We always have fun up here | |||
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"We all got letters last year from all our respective councils making us aware of this? Nope. You should have.... Most of the people I know were sent excemption forms about 2 weeks after the initial letter... Here in Leeds, letters dated March 1 were sent out, saying you have a month to appeal. They weren't actually sent though until towards the end of March." A lot of the reason for letters going out late is that the councils don't want to do this and were hoping it wouldn't happen. But when they realised they had no option they had to employ extra staff to deal with it - implement it and to offer help and advice to tenants (and that is from a local council housing officers mouth!) | |||
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"Sorry, didn't even realise this was a Scotland forum. I was looking for an old thread from the Lounge and did a Google search. I'm a bit jealous now. Most of you seem to have a healthy antipathy for Tories which is sadly lacking South of the border." Everyone is welcome in Scotland - I'm originally from England too lol | |||
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"Everyone is welcome in Scotland - I'm originally from England too lol " What, even Iain Duncan Smith? | |||
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"Everyone is welcome in Scotland - I'm originally from England too lol What, even Iain Duncan Smith?" Well, everyone fab member is welcome lol | |||
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"we live in a hand out state time for some to pay back a little and theres uproar am not saying everyone can work but theres a good amount of people bleeding the system dry with no attempt to get work! its time we made people cliaming these benifits wrk the amount they claim by cleaning council buildings/sweeping streets etc " Provided it local (no travel expenses) and only 10hrs......Im sure plenty wouldnt have problem with that... I wouldnt... | |||
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"we live in a hand out state time for some to pay back a little and theres uproar am not saying everyone can work but theres a good amount of people bleeding the system dry with no attempt to get work! its time we made people cliaming these benifits wrk the amount they claim by cleaning council buildings/sweeping streets etc " But then councils would just use the free labour in lieu of giving someone a real paying job Look at Poundland etc they took on folk for months at a time without pay and with no intention of keeping them on if thy did a good job - if they need staff they should pay them fairly like everyone else. | |||
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" But then councils would just use the free labour in lieu of giving someone a real paying job Look at Poundland etc they took on folk for months at a time without pay and with no intention of keeping them on if thy did a good job - if they need staff they should pay them fairly like everyone else." | |||
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"I think the difference is though that poundland is a private company and would keep the profits they gain from this. With local authorities it would free up finance for them to possibly employ people in other areas and improve services (or reduce cuts) Not necessarily saying I agree with the original idea though, just pointing out the possible differences between the impact it would have on a private company and a public one. It's a fact that there are people out there who don't want to work but there are also people who want to work but can't find any. It's extremely difficult, maybe even impossible, to find some sort of system that targets only those who are 'work shy'." I still think that if a workplace needs a paid worker they should have to pay them a fair wage. Local authority or not. They're big employers and I wouldn't like to think they stopped employing in order to rely on free labour from the unemployed, therefore stopping people getting jobs and stopping them getting off benefits... What next, force unemployed accountants to do their accounts for nothing? | |||
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"I think the difference is though that poundland is a private company and would keep the profits they gain from this. With local authorities it would free up finance for them to possibly employ people in other areas and improve services (or reduce cuts) Not necessarily saying I agree with the original idea though, just pointing out the possible differences between the impact it would have on a private company and a public one. It's a fact that there are people out there who don't want to work but there are also people who want to work but can't find any. It's extremely difficult, maybe even impossible, to find some sort of system that targets only those who are 'work shy'. I still think that if a workplace needs a paid worker they should have to pay them a fair wage. Local authority or not. They're big employers and I wouldn't like to think they stopped employing in order to rely on free labour from the unemployed, therefore stopping people getting jobs and stopping them getting off benefits... What next, force unemployed accountants to do their accounts for nothing?" As I say, I never said I agreed with the proposal, was just pointing out the differences. If a local authority saves money employing in one area they can use it to employ in another as it's not the case the savings will go to shareholders as profits etc | |||
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"I know what you're saying but I still think it'd be a terrible idea to stop employing people and I doubt they would use it to employ in other departments either - they could probably get free labour for almost every job going! Might save on council cash in one department but ultimately less people employed in the area so more housing benefits being given out etc. " Housing Benefit isn't paid out of local authority budgets. It's from central government. | |||
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"Regardless, it's still got to come from somewhere. " Yeah, but it doesn't come from the local authorities budget, which was your point above i.e. that savings made in one area could be used on housing benefit. It can't. | |||
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"So you think it's a good idea for local authorities to take advantage of free labour rather than giving people a fair shot at a decent working life? Rather add to the benefits bill than allow someone to work fairly and pay tax and NI? " No I never said that anywhere, please don't misrepresent my words. Again, I just explained that a local authority is different from a private company and pointed out that you were wrong with regards to the idea that the money saved could be spent on housing benefit rather than employing others. | |||
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"My housing association sent info out saying there is a discretionary housing benefit application available to those who are struggling with the cost of the bedroom tax. So if it affects you or someone you know I would check with housing benefit about this 6 month extra bedroom payment x " Everyone should apply for this. Authorities have been given increased funds for discretionary housing benefit this year to help mitigate this charge. | |||
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"................. Some families can't get bigger houses as you get single people living in three bedroom houses. ............. " Some people can't get smaller houses 'cos Thatcher sold them off and didn't replace them. | |||
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"................. Some families can't get bigger houses as you get single people living in three bedroom houses. ............. Some people can't get smaller houses 'cos Thatcher sold them off and didn't replace them." Some people can't get smaller houses as they are full of kids breeding to get benefits | |||
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"Don't see what the whole issue is with the bedroom tax. It doesn't affect those in need like disabled people as there are certain exceptions. Surely a house given by the council is to help when you can't afford a house of your own. It's not a right to have a guaranteed house for the rest of your life. If your circumstances chance ie your children move out why should you be allowed to keep a larger house with rooms you don't use when there are families looking for larger houses. It works both ways. Some families can't get bigger houses as you get single people living in three bedroom houses. Think the government has it spot on. " A lot of families have council houses passed down a generation and their rents cost more than a mortgage in a lot of cases. My friends family who's father now dead who would have been in his 80s worked and paid his rent all his adult life and was actually born in the house he passed down to his daughter and family who have also worked all their adult lives until a couple year ago when her husband died and now she only has one child left at home but had 4 children in a 3 bedroom, she lost her job cause of childcare issues when her husband died and is struggling to get bk into employment. I'm sure her circumstances will change and she will get into employment were she wants to be. I read your comment over a couple times and I'm now angry that people do actually have this type of attitude towards the subject. You have obviously never been in a situation of deprivation which required some assistance until you get bk on your feet... Most people want jobs to pay their own way its a small minority who settle on benefits but this bedroom tax is going to put a family like my friend further into debt if she can't get into employment soon or she risks losing her family home Its a shame! I'm sure she was asked to buy it from the council for a few thousand pound cause it has been in her family for so long. Should she be forced to move into a 2 bedroom??? | |||
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"Don't see what the whole issue is with the bedroom tax. It doesn't affect those in need like disabled people as there are certain exceptions. Surely a house given by the council is to help when you can't afford a house of your own. It's not a right to have a guaranteed house for the rest of your life. If your circumstances chance ie your children move out why should you be allowed to keep a larger house with rooms you don't use when there are families looking for larger houses. It works both ways. Some families can't get bigger houses as you get single people living in three bedroom houses. Think the government has it spot on. A lot of families have council houses passed down a generation and their rents cost more than a mortgage in a lot of cases. My friends family who's father now dead who would have been in his 80s worked and paid his rent all his adult life and was actually born in the house he passed down to his daughter and family who have also worked all their adult lives until a couple year ago when her husband died and now she only has one child left at home but had 4 children in a 3 bedroom, she lost her job cause of childcare issues when her husband died and is struggling to get bk into employment. I'm sure her circumstances will change and she will get into employment were she wants to be. I read your comment over a couple times and I'm now angry that people do actually have this type of attitude towards the subject. You have obviously never been in a situation of deprivation which required some assistance until you get bk on your feet... Most people want jobs to pay their own way its a small minority who settle on benefits but this bedroom tax is going to put a family like my friend further into debt if she can't get into employment soon or she risks losing her family home Its a shame! I'm sure she was asked to buy it from the council for a few thousand pound cause it has been in her family for so long. Should she be forced to move into a 2 bedroom??? " Well actually I was brought but with four of us in a three bedroom council house. When we moved out my mum moved to a smaller 1 bedroom flat. Myself, well I moved and got a really good job. Was doing well until my health suffered greatly. I then ended up in a "1" bedroom council flat. Started working and moved out 5 months later and bought myself a house. What motivation do people have to better themselves by living in a house to big for them? How can you pass down a council house? It's the governments and shouldn't be passed down generation. If your friend is sick then surely moving to a smaller house which is cheaper for them to run would be better for them or is heating a house with empty rooms worth it? Hope your friend gets better soon | |||
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