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Young & Old Generations, who is better off
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By (user no longer on site) OP
over a year ago
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You hear it constantly on here, how the older generation are better off than the kids of today
How the kids of today and young home owners are so much worse off
How the older generation always vote in a certain way, and how most are classed as brexiteers
what a load of bullshit, the older generation had much harder times than kids of today, no if's or buts.
you get comments such as "Comfortable blue rinse brigade, with some savings? They think they are the most important"
perhaps these "blue rinses" worked hard through out their life and made things so much easier for the children of today.
anyone consider this wrong? |
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By (user no longer on site) OP
over a year ago
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"In which ways was it a lot harder for the older generation?"
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates |
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By (user no longer on site)
over a year ago
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Boomers without doubt had it easier and still have it good.The generation before them had it harder for sure.Two world wars and poverty before the war is well documented.Todays young working people have next to no chance of owning property and can look forward to the NHS being nonexistent and the retirement age being 80 or more or you work till you die. |
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By *LCCCouple
over a year ago
Cambridge |
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates"
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages. |
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By (user no longer on site) OP
over a year ago
|
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages."
No, YOU have made the mistake by saying baby boomers, go back and look at the thread
I stated I am speaking of the older generation alive today, no fundamental mistake at all,
you like to word things to suit yourself
again we are talking about the older generation alive today |
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"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages."
This..
We still had an outside loo in the 60s when we lived in a council house..
And when we brought this property 25 yrs ago it had no double glazing nor central heating..
We as a couple in our late 50s are better off than our kids but our parents being boomers have had it and still have it fine..
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By (user no longer on site)
over a year ago
|
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages.
This..
We still had an outside loo in the 60s when we lived in a council house..
And when we brought this property 25 yrs ago it had no double glazing nor central heating..
We as a couple in our late 50s are better off than our kids but our parents being boomers have had it and still have it fine..
"
i don't wish to sound confrontational but sociologically, if you are in your late 50's now then you are in the baby boomer demographic |
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"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages.
This..
We still had an outside loo in the 60s when we lived in a council house..
And when we brought this property 25 yrs ago it had no double glazing nor central heating..
We as a couple in our late 50s are better off than our kids but our parents being boomers have had it and still have it fine..
i don't wish to sound confrontational but sociologically, if you are in your late 50's now then you are in the baby boomer demographic"
I am?
Ah..
My mistake then I thought it was my parents generation |
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By (user no longer on site)
over a year ago
|
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages.
This..
We still had an outside loo in the 60s when we lived in a council house..
And when we brought this property 25 yrs ago it had no double glazing nor central heating..
We as a couple in our late 50s are better off than our kids but our parents being boomers have had it and still have it fine..
i don't wish to sound confrontational but sociologically, if you are in your late 50's now then you are in the baby boomer demographic
I am?
Ah..
My mistake then I thought it was my parents generation "
if you're folks were born pre-45 then they would be the silent generation ....
post-65 is gen x
give or take a year |
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"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Ok, so you have made some fundamental mistakes as to what people are talking about when discussing this issue. The generations compared are baby boomers, with younger generations, often millennial. Baby boomers were born after WWII. They had the NHS, they had social security, they were too young for national service/conscription etc.
They had free education, they had grants to go university, they could afford to buy a house when they were young, the head of the company earnt 10 times as much as the person at the bottom, they had jobs for life and final salary pension schemes, they did have inflation, but their wages also increased.
Millennials have had to pay for university, and had loans they had to pay back, some cannot even afford to ren't, let alone buy a house, and have to move back in with their parents, the head of the company now earns 100 times as much as the person at the bottom, they are expecting to have 5 careers in their lifetime rather than 1 job for life, final salary pensions are no longer an option, and fat cats at BHS and Carillion are getting caught with their hands in the pension pot, they are facing growing inflation, but it is rising faster than wages.
This..
We still had an outside loo in the 60s when we lived in a council house..
And when we brought this property 25 yrs ago it had no double glazing nor central heating..
We as a couple in our late 50s are better off than our kids but our parents being boomers have had it and still have it fine..
i don't wish to sound confrontational but sociologically, if you are in your late 50's now then you are in the baby boomer demographic
I am?
Ah..
My mistake then I thought it was my parents generation
if you're folks were born pre-45 then they would be the silent generation ....
post-65 is gen x
give or take a year "
Never thought that it covered us tbh, 59 and 61 being our birth years..
Hey ho..
Still stand by what I said about our parents, ours and our kids..
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Here is the truth...
We are the generation of greed.
Our parents and grandparents going back generations worked to build a legacy to pass on to their offspring both at the family and national level and in that way improve things for the next generation. We have chosen the opposite path. We are liquidating everything and spending it on ourselves and in the process making the things that really matter in life affordable for the majority of our children.
Fact is the vast majority can afford the mortgage repayments on a home (they pay them already on the homes they rent from buy to rent landlords) they just will never be able to afford the deposit required to get on the housing ladder. And soon all the opportunities and safety nets that were free to us will also be gone because we the generation of greed think 'fuck you Jack, I'm alright!'
FFS we are even poisoning the seas and making the planet uninhabitable because it will cost too much to stop pollution! We are to put it plainly total arses. Donny with his GOP, and May with her Tories are just the ultimate expression of what we have become. |
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By (user no longer on site)
over a year ago
|
Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
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By (user no longer on site)
over a year ago
|
They fuck you up, your mum and dad.
They may not mean to, but they do.
They fill you with the faults they had
And add some extra, just for you.
But they were fucked up in their turn
By fools in old-style hats and coats,
Who half the time were soppy-stern
And half at one another's throats.
Man hands on misery to man.
It deepens like a coastal shelf.
Get out as early as you can,
And don't have any kids yourself.
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By (user no longer on site) OP
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
"
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly |
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By (user no longer on site) OP
over a year ago
|
"so? how do the kids of today have it tough? young home owners? go on, give me a laugh"
seems no one can provide an answer to the above, when I asked how the kids of today have it so tough
guess when you say it in other threads, your full of shit  |
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I would say aving teenagers my self they have more stress at school more pressure with social media and such and a hell of a lot more bulling to deal with we cud just crack a kid in the face and it was over lol |
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By (user no longer on site)
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly"
Grandpa do you even know what and when gen x is.. Google is your friend. |
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By (user no longer on site) OP
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly
Grandpa do you even know what and when gen x is.. Google is your friend."
Pssst Bob, how old do you think I am, of course I am Gen X, and not billy idols gen x at that |
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By (user no longer on site)
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly
Grandpa do you even know what and when gen x is.. Google is your friend.
Pssst Bob, how old do you think I am, of course I am Gen X, and not billy idols gen x at that"
You think I believe what your profile says...Get the fuck out of here.You are retired granddad.You reveal more than wish
.  |
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"You hear it constantly on here, how the older generation are better off than the kids of today
How the kids of today and young home owners are so much worse off
How the older generation always vote in a certain way, and how most are classed as brexiteers
what a load of bullshit, the older generation had much harder times than kids of today, no if's or buts. Well we had it tough. We used to have to get up out of the shoebox at twelve o'clock at night, and LICK the road clean with our tongues. We had half a handful of freezing cold gravel, worked twenty-four hours a day at the mill for fourpence every six years, and when we got home, our Dad would slice us in two with a bread knife.
"
But you try and tell the young people today that... and they won't believe ya'.
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By (user no longer on site) OP
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly
Grandpa do you even know what and when gen x is.. Google is your friend.
Pssst Bob, how old do you think I am, of course I am Gen X, and not billy idols gen x at that You think I believe what your profile says...Get the fuck out of here.You are retired granddad.You reveal more than wish
. "
yep, I am retired, and yes happily a granddad
and also a young teenage punk in 70's
apprentice in 80's
I still have 15 years until I receive my state pension and 3 years until I can pick up my other private pensions |
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By (user no longer on site)
over a year ago
|
"Eighty percent of all financial assets are owned by baby boomers.The boomers have ruined everything.They are the greediest generation this country has ever known.The only hope is when they all die their assets get passed on to generation X.We shall see how well my generation act.
lol, you sure have one hell of a chip on your shoulder Bob, that chip will eat away at you, keep you awake at night
.
My parents wont pass on any assets to myself, myself being Gen-x, I encouraged them to sell up and enjoy their cash, they brought me up, provided home, shelter & food through good times & bad, its only right they live out their days in comfort
Thankfully we live in Scotland and Scotland provides well for the elderly
Grandpa do you even know what and when gen x is.. Google is your friend.
Pssst Bob, how old do you think I am, of course I am Gen X, and not billy idols gen x at that You think I believe what your profile says...Get the fuck out of here.You are retired granddad.You reveal more than wish
.
yep, I am retired, and yes happily a granddad
and also a young teenage punk in 70's
apprentice in 80's
I still have 15 years until I receive my state pension and 3 years until I can pick up my other private pensions "
If you say so. |
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By *mmabluTV/TS
over a year ago
upton wirral |
As an inbetweenee I never had to fight in war so that is a great blessing.Have known good and bad times and life has never been easy.Whatever the generation the fittest strongest mentally and the most bloody minded will do well.
I would not however like to be young now as sadly the computer age is destroying the thinking ability of them.They are under to much pressure to be sheep in a world of sheep.The world is so over populated that things can only get tougher.
I do also believe that civilisation as we know will collapse in the next 50 years maybe sooner and a dark age will happen.
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By (user no longer on site)
over a year ago
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"test me"
It's the internet.. are you serious.
..I believe half of what I read and none of what I hear.You can add 10 years to anyones profile on here over 40 that's standard.Do you play by the rules
.. |
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By (user no longer on site) OP
over a year ago
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"As an inbetweenee I never had to fight in war so that is a great blessing.Have known good and bad times and life has never been easy.Whatever the generation the fittest strongest mentally and the most bloody minded will do well.
I would not however like to be young now as sadly the computer age is destroying the thinking ability of them.They are under to much pressure to be sheep in a world of sheep.The world is so over populated that things can only get tougher.
I do also believe that civilisation as we know will collapse in the next 50 years maybe sooner and a dark age will happen.
"
I can agree with a lot of what you say,
although as for the young, it is the parents of the young that lead them this way |
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By (user no longer on site) OP
over a year ago
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"test me
It's the internet.. are you serious.
..I believe half of what I read and none of what I hear.You can add 10 years to anyones profile on here over 40 that's standard.Do you play by the rules
.."
your just pissed off because you missed out on the punk era |
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By *LCCCouple
over a year ago
Cambridge |
"if someone claims to have been a teenager in the 70's then they can't claim to be 50 today .... just sayin"
I'm gonna guess he was 13 in 1979, born in 1966, can retire in 2033 when he is 67. Or something close to that. |
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By (user no longer on site) OP
over a year ago
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"if someone claims to have been a teenager in the 70's then they can't claim to be 50 today .... just sayin
I'm gonna guess he was 13 in 1979, born in 1966, can retire in 2033 when he is 67. Or something close to that."
your always a smart cookie
if you had been on pop master you would have a one year out T-shirt |
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By (user no longer on site)
over a year ago
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"if someone claims to have been a teenager in the 70's then they can't claim to be 50 today .... just sayin
I'm gonna guess he was 13 in 1979, born in 1966, can retire in 2033 when he is 67. Or something close to that."
if someone is 13 in 1979 then they ain't 50 now then are they ... and in any case the punk era ended in 78, after which post-punk and new wave took over as a musical era |
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By *LCCCouple
over a year ago
Cambridge |
"if someone claims to have been a teenager in the 70's then they can't claim to be 50 today .... just sayin
I'm gonna guess he was 13 in 1979, born in 1966, can retire in 2033 when he is 67. Or something close to that.
if someone is 13 in 1979 then they ain't 50 now then are they ... and in any case the punk era ended in 78, after which post-punk and new wave took over as a musical era "
I'm not disagreeing with you, I'm just guessing when he was born. For some reason! |
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By (user no longer on site)
over a year ago
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"if someone claims to have been a teenager in the 70's then they can't claim to be 50 today .... just sayin
I'm gonna guess he was 13 in 1979, born in 1966, can retire in 2033 when he is 67. Or something close to that.
if someone is 13 in 1979 then they ain't 50 now then are they ... and in any case the punk era ended in 78, after which post-punk and new wave took over as a musical era
I'm not disagreeing with you, I'm just guessing when he was born. For some reason! "
don't know why you bother tbf .... he was clearly born previous to 1979 but just chooses to lie about being 50 on his profile .... he had a homer moment ... doh!
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By (user no longer on site) OP
over a year ago
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"so? how do the kids of today have it tough? young home owners? go on, give me a laugh
seems no one can provide an answer to the above, when I asked how the kids of today have it so tough
guess when you say it in other threads, your full of shit "
guess this confirms you are all full of Sh*t and the young have it easy |
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It's not a question with just one answer.
Age groups that have seen the biggest increase in incomes over the last 10 years?
Net disposable income?
Capital assets? General savings?
Etc
I think that the older generation has relative wealth compared to younger people, based on several significant factors. There is no reason to dislike or not respect older people - that's revolting. |
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By (user no longer on site) OP
over a year ago
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"It's not a question with just one answer.
Age groups that have seen the biggest increase in incomes over the last 10 years?
Net disposable income?
Capital assets? General savings?
Etc
I think that the older generation has relative wealth compared to younger people, based on several significant factors. There is no reason to dislike or not respect older people - that's revolting."
people on this forum are looking at the wealth some of the older generation have now, at an older age, and compare that direct to the youth of today, which is bollocks
the older generation struggled in youth and many were severely out of pocket due to strikes in 70's & 80's, remember the fire service strikes, green goddesses, and miners strike in 80's, they struggled to pay rent, didn't have options to pay mortgage
To say the kids of today have it hard, I say no harder than the youth of yester year, I would say kids today have things much easier, they moan and struggle but still have the latest mobile phone, sky tv and all other technical shite |
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By (user no longer on site)
over a year ago
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However you answer this question it's generalisation, my Niece was able to buy a house at 21 with her boyfriend, so I could argue that youngsters don't have it all that bad and purchasing a house is within their reach.
Others I know aged between 20 and 30, all live pretty good lifes, full social lives and globetrotting, the ones that live like this could save for a deposit but choose to spend their disposable income on fun. In many cases it comes down to ambition and what their priorities are, no generation as a whole has been in the postion to have it all, so not convinced that much has changed in the grand scheme of things.
My parents struggled when we were young, but now they are retired they are comfortable, not wealthy but they've worked hard for what they've got.
Us on the otherhand, buck most trends and live on one wage, we have a mortgage, holidays - a mixture of foreign and UK depending on what we can afford, whilst we don't have loads we don't want for anything because we live to our means, and have no debt besides the mortgage.
It's all down to personal choice at the end of the day, but blaming circumstance seems to be easier for many.
Ginger |
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By (user no longer on site)
over a year ago
|
"It's not a question with just one answer.
Age groups that have seen the biggest increase in incomes over the last 10 years?
Net disposable income?
Capital assets? General savings?
Etc
I think that the older generation has relative wealth compared to younger people, based on several significant factors. There is no reason to dislike or not respect older people - that's revolting.
people on this forum are looking at the wealth some of the older generation have now, at an older age, and compare that direct to the youth of today, which is bollocks
the older generation struggled in youth and many were severely out of pocket due to strikes in 70's & 80's, remember the fire service strikes, green goddesses, and miners strike in 80's, they struggled to pay rent, didn't have options to pay mortgage
To say the kids of today have it hard, I say no harder than the youth of yester year, I would say kids today have things much easier, they moan and struggle but still have the latest mobile phone, sky tv and all other technical shite"
You talk some fucking shite grandpa.Its always entertaining though. |
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By (user no longer on site) OP
over a year ago
|
"It's not a question with just one answer.
Age groups that have seen the biggest increase in incomes over the last 10 years?
Net disposable income?
Capital assets? General savings?
Etc
I think that the older generation has relative wealth compared to younger people, based on several significant factors. There is no reason to dislike or not respect older people - that's revolting.
people on this forum are looking at the wealth some of the older generation have now, at an older age, and compare that direct to the youth of today, which is bollocks
the older generation struggled in youth and many were severely out of pocket due to strikes in 70's & 80's, remember the fire service strikes, green goddesses, and miners strike in 80's, they struggled to pay rent, didn't have options to pay mortgage
To say the kids of today have it hard, I say no harder than the youth of yester year, I would say kids today have things much easier, they moan and struggle but still have the latest mobile phone, sky tv and all other technical shite
You talk some fucking shite grandpa.Its always entertaining though."
YOU Bob
you are the main person that continues time after time to throw blame onto the older generation,
you know it, I know it, and everyone that reads your posts knows it |
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By (user no longer on site)
over a year ago
|
"It's not a question with just one answer.
Age groups that have seen the biggest increase in incomes over the last 10 years?
Net disposable income?
Capital assets? General savings?
Etc
I think that the older generation has relative wealth compared to younger people, based on several significant factors. There is no reason to dislike or not respect older people - that's revolting.
people on this forum are looking at the wealth some of the older generation have now, at an older age, and compare that direct to the youth of today, which is bollocks
the older generation struggled in youth and many were severely out of pocket due to strikes in 70's & 80's, remember the fire service strikes, green goddesses, and miners strike in 80's, they struggled to pay rent, didn't have options to pay mortgage
To say the kids of today have it hard, I say no harder than the youth of yester year, I would say kids today have things much easier, they moan and struggle but still have the latest mobile phone, sky tv and all other technical shite
You talk some fucking shite grandpa.Its always entertaining though.
YOU Bob
you are the main person that continues time after time to throw blame onto the older generation,
you know it, I know it, and everyone that reads your posts knows it"
I've looked in my big bag of fucks to give and guess what I'm all out grandpa.. |
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By (user no longer on site)
over a year ago
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It's like comparing apples and oranges. Can you put a number to it?
Maybe we can. What was the probability of getting an education, a job, a house, wealth,
happiness? When younger generations retire will they get the same benefits as you now.
Silly to get angry about. Get on with life and be a punk. |
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My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder. |
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You’d hope standard of living improves with each generation.
Where there is possibly most dissatisfaction is the social contract.
At the beginning and end of our lives we are supportered by the working generation.
However we’re seeing more families needing both parents to work to support their kids. We’re seeing young adults needing to pay their way through education. We’re seeing a disproportionate amount of support for old age where the promise to support people in their very last few years is now one to support them for the last twenty.
And we’re cynical at the level of support we will get when we get there. Even with private pensions we’ve seen tax grabs remove the protection of DB schemes and put the investment and longevity risk on us.
And finally. Despite being huge benefits of the social system we’re seeing them vote towards parties and policies we view as being detrimental to what has put them where they are today and will support them tomorrow.
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder. "
We had to get up in the morning at ten o'clock at night, half an hour before I went to bed, drink a cup of sulphuric acid, work twenty-nine hours a day down mill, and pay mill owner for permission to come to work, and when we got home, our Dad and our mother would kill us, and dance about on our graves singing 'Hallelujah.'
But you try and tell the young people today that... and they won't believe ya'. |
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By *imiUKMan
over a year ago
Hereford |
The wartime generation are mostly dead - I wouldn't class them as the "older generation alive" as they nearly all aren't. I would say the "older generation" ARE the boomers - my parents generation. Born in the mid-late 1940s.
My parents still remember rationing (just) and having an outside loo, living on a terrace in t'north.
If you ask them (and I have) they say that we have it harder in many ways than they did. They felt they could walk out of school and into a job for life. Property was relatively cheap. Students got grants. Unions were strong and there was a sense of solidarity at work.
The younger generation have more in common with my Grandads generation. Job security is zero, property is well out of financial reach of most, unions are weak and workplace solidarity is alien to them. Students must pay to study, the NHS is in crisis, deliberately engineered by those whose ideology it's existence is against. They too are seeing the rise of something akin to the rise of Fascism in the 30s.
But, of course, technology is cheap, which seems to be the sum total of the reasoning behind those who say the younger generation are well off.... |
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By (user no longer on site)
over a year ago
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All I am hearing is you kids have all the technology we had black and white TVs..Fuck me did your house cost 8 times your salary .Did it fuck.Can you can walk out of a job on a Friday and find another on Monday today.Can you fuck... Where are the jobs for life today.All I see is zero hours contracts.Tell make about zero hours contracts in the 60s and 70s.
|
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
We had to get up in the morning at ten o'clock at night, half an hour before I went to bed, drink a cup of sulphuric acid, work twenty-nine hours a day down mill, and pay mill owner for permission to come to work, and when we got home, our Dad and our mother would kill us, and dance about on our graves singing 'Hallelujah.'
But you try and tell the young people today that... and they won't believe ya'."
OK?
What generation would I be. Im 38, worked hard for the things ive wanted and not been distracted by the things I dont need and never felt the need to complain about the generation before me. Ive respect for the challenges my pare ts and grandparents faced |
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"The wartime generation are mostly dead - I wouldn't class them as the "older generation alive" as they nearly all aren't. I would say the "older generation" ARE the boomers - my parents generation. Born in the mid-late 1940s.
My parents still remember rationing (just) and having an outside loo, living on a terrace in t'north.
If you ask them (and I have) they say that we have it harder in many ways than they did. They felt they could walk out of school and into a job for life. Property was relatively cheap. Students got grants. Unions were strong and there was a sense of solidarity at work.
The younger generation have more in common with my Grandads generation. Job security is zero, property is well out of financial reach of most, unions are weak and workplace solidarity is alien to them. Students must pay to study, the NHS is in crisis, deliberately engineered by those whose ideology it's existence is against. They too are seeing the rise of something akin to the rise of Fascism in the 30s.
But, of course, technology is cheap, which seems to be the sum total of the reasoning behind those who say the younger generation are well off...."
well said..
there is a lot of truth in that..
apparently earlier on we were boomers and then now we are Jones but it means zilch..
we are comfortable now but only by doing things like working 2 jobs on top of shift work, in order to overpay and get rid of the mortgage early..
not putting holidays and cars on the mortgage but taking the kids camping, walking and the like..
what its meant is that we've been fortunate to help them pay off part of the student loans they had to take out and to help them through that phase..
our parents have because of the grey vote issue have been protected from some of the cuts that have hit the younger generations harder, that will change when they become less of a bonus to the party that wants to keep them sweet as their numbers decline..
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By (user no longer on site)
over a year ago
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"38 ... sociologically that would put you generation Y "
and as gen Y you're clearly too young to recognise my reply to your post is part of a tv sketch from the 70's entitled 'the four yorkshire men' .... which is basically a piss take of conversations such as this thread ... google it ... it's very funny |
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By *imiUKMan
over a year ago
Hereford |
"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder. "
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years..... |
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years....."
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
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By (user no longer on site)
over a year ago
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"As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
"
it's not yorkshire tv ... it's monty python
https://www.youtube.com/watch?v=26ZDB9h7BLY |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
"
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt. |
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By (user no longer on site)
over a year ago
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when i was 10, we got back from travelling asia in the old army truck that we lived in it was a harsh winter, so we squatted an old farm ..... 13 years later we claimed the title deed |
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt."
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back |
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"As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
it's not yorkshire tv ... it's monty python
https://www.youtube.com/watch?v=26ZDB9h7BLY"
I prefer the dead parrot one |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back"
Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary. |
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary. "
I guess depending on where you live, my aunt purchased a house in london back in the 60s and back then it was 5 times what my parents paid for a larger house up north a decade later, when I go a mortgage it was limited to x3 my salary. |
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By *mmabluTV/TS
over a year ago
upton wirral |
"test me
It's the internet.. are you serious.
..I believe half of what I read and none of what I hear.You can add 10 years to anyones profile on here over 40 that's standard.Do you play by the rules
.."
Yes very very serious about the internet |
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By *LCCCouple
over a year ago
Cambridge |
"38 ... sociologically that would put you generation Y
Apparently Gen X ends with those born in 1980....
So who do my generation blame for their woes"
I don't think so much that it's about blaming other generations, just accepting that there has been a lot of changes between the generations.
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"38 ... sociologically that would put you generation Y
Apparently Gen X ends with those born in 1980....
So who do my generation blame for their woes
I don't think so much that it's about blaming other generations, just accepting that there has been a lot of changes between the generations.
"
And so it will continue to change with every generation as is life |
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By *LCCCouple
over a year ago
Cambridge |
"38 ... sociologically that would put you generation Y
Apparently Gen X ends with those born in 1980....
So who do my generation blame for their woes
I don't think so much that it's about blaming other generations, just accepting that there has been a lot of changes between the generations.
And so it will continue to change with every generation as is life"
Yes, but the rate of change is increasing exponentially. |
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Don't fall for generations of people being set against each other.
But be on the lookout for those who will scheme and deprive others of a fair life and the right and proper entitlements that are due them, being respected, having equal rights and not getting fucked over by cunts with some power. |
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By (user no longer on site)
over a year ago
|
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates"
Are you on about yourself or elder?
Cause according to your age on here you should have been a kid when national service ended and as most houses began having bathrooms and toilets build indoors as standard. |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
We had to get up in the morning at ten o'clock at night, half an hour before I went to bed, drink a cup of sulphuric acid, work twenty-nine hours a day down mill, and pay mill owner for permission to come to work, and when we got home, our Dad and our mother would kill us, and dance about on our graves singing 'Hallelujah.'
But you try and tell the young people today that... and they won't believe ya'."
Bloody love that sketch |
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By (user no longer on site)
over a year ago
|
"As an inbetweenee I never had to fight in war so that is a great blessing.Have known good and bad times and life has never been easy.Whatever the generation the fittest strongest mentally and the most bloody minded will do well.
I would not however like to be young now as sadly the computer age is destroying the thinking ability of them.They are under to much pressure to be sheep in a world of sheep.The world is so over populated that things can only get tougher.
I do also believe that civilisation as we know will collapse in the next 50 years maybe sooner and a dark age will happen.
"
Are you kidding, the internet is a hub of knowledge, individualism and interconnected oppertunity if you look and know what youre doing?
Not book smart but good at making fashion accessories that people want, set up a website, promote on youtube and twitter.
Interested in a subject but dont want to go to uni? Some youtube channel and online podcasts can provide you with the info, in some cases up to degree level stuff.
I agree on over population potentially, and given resource scarity on the horizon, maybe we'll go through systems collapse.
Every generation has it's challenge, I just think the volume of existential threats has dropped onto my generation and the immediate following mine like a lead weight. |
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By (user no longer on site) OP
over a year ago
|
"You’d hope standard of living improves with each generation.
Where there is possibly most dissatisfaction is the social contract.
At the beginning and end of our lives we are supportered by the working generation.
However we’re seeing more families needing both parents to work to support their kids. We’re seeing young adults needing to pay their way through education. We’re seeing a disproportionate amount of support for old age where the promise to support people in their very last few years is now one to support them for the last twenty.
And we’re cynical at the level of support we will get when we get there. Even with private pensions we’ve seen tax grabs remove the protection of DB schemes and put the investment and longevity risk on us.
And finally. Despite being huge benefits of the social system we’re seeing them vote towards parties and policies we view as being detrimental to what has put them where they are today and will support them tomorrow.
"
silent knight
were in Scotland, free university education, free care for elderly and such |
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By (user no longer on site) OP
over a year ago
|
"All I am hearing is you kids have all the technology we had black and white TVs..Fuck me did your house cost 8 times your salary .Did it fuck.Can you can walk out of a job on a Friday and find another on Monday today.Can you fuck... Where are the jobs for life today.All I see is zero hours contracts.Tell make about zero hours contracts in the 60s and 70s.
"
you should have stuck in at school bob or encouraged your kids to
there are plenty good jobs out there, you just need to go and find them
At the beginning of the 80's I got a job as an apprentice fitter, if it wasn't for the fact I gave a colleague a kicking and got sacked, I would have still been there today, working & living a dull mundane life, being sacked gave me the up and go to find good employment which was offshore oilrig employment which has paved the way to a good life
anyone can search out a good job, they just need encouragement to do it |
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By (user no longer on site) OP
over a year ago
|
"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary. "
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 |
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By (user no longer on site) OP
over a year ago
|
"In which ways was it a lot harder for the older generation?
how far do you want to go back? just the ones alive today?
no inside toilet (outside toilets)
no double glazing (windows frozen on inside)
no central heating
no NHS
lack of benefits
having to rent homes without purchase for many years
no internet, no mobile phones
Conscription
fuel shortages
strikes
high interest rates
Are you on about yourself or elder?
Cause according to your age on here you should have been a kid when national service ended and as most houses began having bathrooms and toilets build indoors as standard."
going on about my parents who are still alive today born in 1920's |
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I can’t comment on Scotland but there was a figure (which I can’t recall where i saw) which had a 65 yo today receiveing something like 30% more in benefits in their lifetime than they put in. And a 25 yo will put in 30%?more than they get out. Imagine the bulk of that is predictions about pensions. |
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By (user no longer on site)
over a year ago
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"I can’t comment on Scotland but there was a figure (which I can’t recall where i saw) which had a 65 yo today receiveing something like 30% more in benefits in their lifetime than they put in. And a 25 yo will put in 30%?more than they get out. Imagine the bulk of that is predictions about pensions. "
someone likened the baby-boomers to being a swallowed fat pig moving through a python |
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000"
that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder "
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
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No we're near as many in the north east bob but no we're near what it was like in the 80s but the upside for the young ppl is the house prices are still low for them to get on the ladder if that's what they want it's probably the only upside tho |
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By (user no longer on site) OP
over a year ago
|
"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
"
eh no bob, nothing in Scotland, nothing worth a visit, no jobs, crap scenery, or at least that's what we say to deter folk, don't want southerners to spoil the place, and anyway, it always rains here, well unless it snows, but its not a nice place |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
eh no bob, nothing in Scotland, nothing worth a visit, no jobs, crap scenery, or at least that's what we say to deter folk, don't want southerners to spoil the place, and anyway, it always rains here, well unless it snows, but its not a nice place "
Oh I've been beyond the wall beautiful country and yes I saw you have four seasons in one day.Although I've only seen that in summer.I don't know about work and opportunities.Its all relative..Down here property is out of control.Good if your on the ladder but a nightmare if your not. |
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By *asyukMan
over a year ago
West London |
TV presenter Jeremy Paxman is taking on his own generation of voters, which he blames for Britain's housing crisis.
Paxman, 67, says his generation is betraying young people and holding politicians to ransom by forcing them to focus on their own issues. He has called for a ban on votes for those over-65.
"I think that my generation have behaved like spoilt children. And, like spoilt children, our response is 'it's not my fault'. It's never our bloody fault," he said.
Paxman added: "Actually, it is, because we have failed to recognise the consequences of our behaviour."
According to the Daily Mail, Paxman said he does not take his state pension and was against money given to the elderly, including the winter fuel allowance.
"I don't take the fuel allowance and I was offended to be offered it frankly—while I appreciate that some people do need it," he said. "And I don't take the pension. They've still got to be paid for by other people."
The former Newsnight presenter, who hosted the show for 25 years before stepping down in 2014, admitted to being "very fortunate" and that he was able to keep on working.
Paxman said his generation had enjoyed free university education and a booming jobs market, noting that none of his friends had trouble finding work. He also blamed the housing crisis on his peers, saying they were able to purchase property cheaply while younger generations struggle to get housing.
"In that period between getting a job and demanding our pensions, we have sat on our a***s and watched our houses appreciate in value to the point where property prices bear no relation to people's earnings," he said.
Paxman went on to accuse pensioners of "exploiting" their vote by making politicians focus on their own problems. He proposed a solution, limiting the vote.
"I'm in favour of limiting the franchise...by stopping people voting at 65," he said. "The problem is that we demand things of politicians and they give it to us because they know we'll go out and vote.
"They keep making them [pensioners] promises - and in particular, they promised that they will improve their pensions." |
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By (user no longer on site)
over a year ago
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"What is driving the rise in house prices in the UK, and is a slow down in prices expected, perhaps even a fall in prices "
Lack of new build property.People with enough wealth to buy second homes.Low interest rates allowing an increase in buy to let property.International Property speculators looking for a better return than banks offer.Increase in population.Supply and demand.
We need a million new homes every year to slow it down.
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By (user no longer on site) OP
over a year ago
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"What is driving the rise in house prices in the UK, and is a slow down in prices expected, perhaps even a fall in prices
Lack of new build property.People with enough wealth to buy second homes.Low interest rates allowing an increase in buy to let property.International Property speculators looking for a better return than banks offer.Increase in population.Supply and demand.
We need a million new homes every year to slow it down.
"
Perhaps Low interest rates are the reason people buy 2nd homes and buy to let, you think they should enjoy low returns by keeping cash in bank
Higher interest rates may change that |
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By (user no longer on site)
over a year ago
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"What is driving the rise in house prices in the UK, and is a slow down in prices expected, perhaps even a fall in prices
Lack of new build property.People with enough wealth to buy second homes.Low interest rates allowing an increase in buy to let property.International Property speculators looking for a better return than banks offer.Increase in population.Supply and demand.
We need a million new homes every year to slow it down.
Perhaps Low interest rates are the reason people buy 2nd homes and buy to let, you think they should enjoy low returns by keeping cash in bank
Higher interest rates may change that"
It really depends on what sort of future you want for your children and grandchildren.You and I may benefit from the situation but do you really want to benefit at the cost of your descendants.Thats a hollow success story.
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
"
Given the equality of oppertunity for job prospects and pay prospects in the north, lower house prices count for shit all.
Remember people from the south can move here for work (I know many who have) and out price the locals due to commanding the higher payed jobs. |
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By (user no longer on site)
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
Given the equality of oppertunity for job prospects and pay prospects in the north, lower house prices count for shit all.
Remember people from the south can move here for work (I know many who have) and out price the locals due to commanding the higher payed jobs."
I've lived in Manchester and people i know moved there from the south and got more house for their money and in part this drove up the market.The market here on the coast is driven by money from London.Retirees and second homes. Either side of me is a second home.It's unaffordable now for first time buyers.S o the kids leave and probably head north. |
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By (user no longer on site) OP
over a year ago
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"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
Given the equality of oppertunity for job prospects and pay prospects in the north, lower house prices count for shit all.
Remember people from the south can move here for work (I know many who have) and out price the locals due to commanding the higher payed jobs."
gymgoing
you have made the typical fuck up
we are talking about Scotland, as in Scotland being North
. Londoners and yourselves may consider "Leeds" as North lol, but there is a vast land up above you
fields, forestry, hills and mountains too |
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By *asyukMan
over a year ago
West London |
"My parents lived in England when they first married and bought a house in 1972 for a couple of thousand pound which they thought they would never be able to pay off(twenty year mortgage),they were in their early twenties. No car on finance, only bills were mortgage, elec, gas and landline, no expensive clothes or gizmos and my dad worked 6 days a week,long hours as well. My folks never went to college and both left school in their early teens.
I think they would argue which generation has it harder.
Loads of people now are in similar situations re: work and yet can't afford a house at all, making them in hock to private landlords whose rents are higher than mortgage repayments. Also, most mortgages are 21 years.....
My parents had a twenty year mortgage(uk bank) , mine is 25 years(Irish Bank)!
As for 70s tv I much prefer the comedy from that era but no ive never seen that skit from yorkshire tv
Today we have mortgages that can be passed on to your children.40 fucking awesome years of debt.
I didnt think banks would offer mortgages that could run till retirement age, as most people wouldn't afford repayments on a pension. 40 years is a long time to have a mortgage on your back Go compare.Go compare.
If your under 40 you can get a 40 year mortgage.They are necessary in today's housing market.Thats because when your parents were buying a house it was 2 or 3 times their salary today up to 8 times your salary.
depends where you want to live bob,
you can buy a tiny flat in London for a million
or a brand new 5 or 6 bed mansion in Scotland for around £400,000 that's the best thing about the North / south divide the house prices are a joke down south young ppl will never be able to buy a decent house but the young up here will stand a chance of getting on the property ladder
Yeah this is true .However are there as many jobs and opportunities to work in Scotland and the north.I know Manchester has many opportunities but does hull and Liverpool and Newcastle and Leeds have as many.
Given the equality of oppertunity for job prospects and pay prospects in the north, lower house prices count for shit all.
Remember people from the south can move here for work (I know many who have) and out price the locals due to commanding the higher payed jobs.
gymgoing
you have made the typical fuck up
we are talking about Scotland, as in Scotland being North
. Londoners and yourselves may consider "Leeds" as North lol, but there is a vast land up above you
fields, forestry, hills and mountains too"
Edinburgh house prices aren't affected by earnings made in London? |
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