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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?)" I have the VA and my personal health insurance thru my employer is it any difference? I would say I have dual choices and faster admissions. Is it much better to have that than a overall taxable income when some just take advantage of a system? | |||
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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) I have the VA and my personal health insurance thru my employer is it any difference? I would say I have dual choices and faster admissions. Is it much better to have that than a overall taxable income when some just take advantage of a system?" Yes it's different. Insurers can really fuck people over in the USA. Also, people can end up with crippling bills after treatment. That doesn't happen here. | |||
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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) I have the VA and my personal health insurance thru my employer is it any difference? I would say I have dual choices and faster admissions. Is it much better to have that than a overall taxable income when some just take advantage of a system?" I pay 0 nothing I can turn one into the other healthcare wise. so tell me on a personal family perspective. Would you like to have more for you family for the general public perception of what is right? You all confusing. You take the rights of others in to your own perception but claim to be "individuals" yet you truly are not.what is the answer? | |||
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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) I have the VA and my personal health insurance thru my employer is it any difference? I would say I have dual choices and faster admissions. Is it much better to have that than a overall taxable income when some just take advantage of a system? I pay 0 nothing I can turn one into the other healthcare wise. so tell me on a personal family perspective. Would you like to have more for you family for the general public perception of what is right? You all confusing. You take the rights of others in to your own perception but claim to be "individuals" yet you truly are not.what is the answer? " your individualsism a fallacy is it not? | |||
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"Claim being a individual society .. you are not.. you are technically a collective hive." telle I am wron .. when our hive devices on something and then it is judged as a minority voice being unconstitutional. It enacts a change in other states that people.. yes people in those states agree with. Not federal. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted." there I riddled. Is that acceptable. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted. there I riddled. Is that acceptable." You get told quite a lot on a lot of your posts that people aren't understanding you or that you're talking in riddles. To be honest I'm not making head nor tail of what you are saying. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted. there I riddled. Is that acceptable. You get told quite a lot on a lot of your posts that people aren't understanding you or that you're talking in riddles. To be honest I'm not making head nor tail of what you are saying. " how am I talking in riddles.? You can literally look up the difference between a constitutional republic and a democratic one. No my fault if your fingers can't type.what riddle are you confuse about I'll try and explain in lay terms. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted. there I riddled. Is that acceptable. You get told quite a lot on a lot of your posts that people aren't understanding you or that you're talking in riddles. To be honest I'm not making head nor tail of what you are saying. how am I talking in riddles.? You can literally look up the difference between a constitutional republic and a democratic one. No my fault if your fingers can't type.what riddle are you confuse about I'll try and explain in lay terms. " I am not the only person that has said they don't understand you. Could you please clarify what you are talking about. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted. there I riddled. Is that acceptable. You get told quite a lot on a lot of your posts that people aren't understanding you or that you're talking in riddles. To be honest I'm not making head nor tail of what you are saying. " Same. I think it's a stab at the NHS but not fussed as it's generally lauded globally while America has the best healthcare...if you can pay for it. So what's brought all this on OP? | |||
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"Does healthcare for the masses that everyone there pays exorbitant amounts for worth your everyday expense.? Is it worth it if your healthy ? " is your healthcare worth the costs for others since it is socialistic.when I see everyone struggling everyday on the forums over basic needs ? I see everyone screaming about other costs of a basic living standard.The reliances on government to save your interests on a personal level is crazy. | |||
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"Literally I make 4 times as much salary than the same over there. Am I wrong in my non empathetic behavior? " I'm I take care of my own.. not everyone that has no direct influence on my life . Maybe it's materialistic behavior but I build for my future generations. | |||
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"Literally I make 4 times as much salary than the same over there." Google tells me that the average US pharmacist makes $128,710, while the average UK pharmacist makes £46,837, which is $55,825. So that's about double, not 4 times as much. The difference I would suspect comes from the NHS squeezing prices down as low as they can to keep the healthcare system as cheap as possible. It seems that Americans pay a lot more for their healthcare. | |||
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"You not a individual if you have to rely on others.. " You mean like you, relying on your health insurance? Are you also not an individual? | |||
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"My point is is the European model of " healthcare" the end all assumptions?" There is no European model of healthcare. The UK has a single monolithic supplier, free at the point of use. Germany has a system almost identical to the US system. Each country chooses their own way to go. | |||
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"The reliances on government to save your interests on a personal level is crazy. " Whereas you rely on your health insurance corporation to save your interests. Having seen how cut-throat US companies can be, I'm happier with the UK system thanks. | |||
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"This is another of those libertarian rants that makes little sense to anyone outside of the OP. The NHS is a great social benefit and although it creaks and groans a bit after 12 years of austerity government it is still a good concept although the Tories would love to break it up and sell it off to anyone who could line their pockets along the way! There’s a lot of chat about socialist tendencies by the OP who seems to equate it to communism and weakness rather than the view here that one is looking after society but then that’s maybe the difference between seeing people as commodities rather than human beings with all their failings? The most telling point is how much the OP earns! There are very few people over here earning anything like those sort of figures and so unless there is a rapid rise in pay with the accompanying inflation there is no way that people will be able to afford a similar level of healthcare that the NHS gives. Also for those who have the finances it is perfectly possible to have most procedures carried out in private hospitals over here already, just as long as you remember that if things go tits up and you have to be blue lighted to an NHS hospital for emergency treatment and ICU then you are of course welcomed even though you cost the NHS huge amounts extra at that point! We are different countries with different viewpoints and our experience is relative." I have Googled figures for the average cost of insurance for a US citizen, they vary from $7k to $11K per year and $22k for a family of 4. If an emergency occurs they get the blue lights and stabilised with no insurance, but they need to pay for medication and treatment post the initial treatment. I'm guessing a difference in emergency response could still occur for insured people.. How do these charges stack up against NI contributions, should we continue to all contribute into the NHS or should we consider letting people to opt out and use their NI to pay for private healthcare? That approach would reduce money into the NHS, but would it also reduce patient numbers and therefore allow for a better level / speed of service to those using the NHS? | |||
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"This is another of those libertarian rants that makes little sense to anyone outside of the OP. The NHS is a great social benefit and although it creaks and groans a bit after 12 years of austerity government it is still a good concept although the Tories would love to break it up and sell it off to anyone who could line their pockets along the way! There’s a lot of chat about socialist tendencies by the OP who seems to equate it to communism and weakness rather than the view here that one is looking after society but then that’s maybe the difference between seeing people as commodities rather than human beings with all their failings? The most telling point is how much the OP earns! There are very few people over here earning anything like those sort of figures and so unless there is a rapid rise in pay with the accompanying inflation there is no way that people will be able to afford a similar level of healthcare that the NHS gives. Also for those who have the finances it is perfectly possible to have most procedures carried out in private hospitals over here already, just as long as you remember that if things go tits up and you have to be blue lighted to an NHS hospital for emergency treatment and ICU then you are of course welcomed even though you cost the NHS huge amounts extra at that point! We are different countries with different viewpoints and our experience is relative. I have Googled figures for the average cost of insurance for a US citizen, they vary from $7k to $11K per year and $22k for a family of 4. If an emergency occurs they get the blue lights and stabilised with no insurance, but they need to pay for medication and treatment post the initial treatment. I'm guessing a difference in emergency response could still occur for insured people.. How do these charges stack up against NI contributions, should we continue to all contribute into the NHS or should we consider letting people to opt out and use their NI to pay for private healthcare? That approach would reduce money into the NHS, but would it also reduce patient numbers and therefore allow for a better level / speed of service to those using the NHS?" . I am just shocked at the disparities didnt mean to insult anyone. We worked hard to achieve our personal goals. We are safe from any healthcare scares through the VA and private insurance. They offset one another. Trying to wrap my brain around the concept of your NHS eventually the costs has to be passed onto the general public. I just have a more individual approach to everything. | |||
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"I would technically rather a constitutional republic over a true democracy any day.. that is just my opinion because the minority can prove thier points to the majority and win . You all accept the " hive" mindset. It's truly confusing. It something that is trying to be adopted here. Tbh do not like it. Voices matter accordingly not the majority according to the laws accepted. there I riddled. Is that acceptable. You get told quite a lot on a lot of your posts that people aren't understanding you or that you're talking in riddles. To be honest I'm not making head nor tail of what you are saying. how am I talking in riddles.? You can literally look up the difference between a constitutional republic and a democratic one. No my fault if your fingers can't type.what riddle are you confuse about I'll try and explain in lay terms. I am not the only person that has said they don't understand you. Could you please clarify what you are talking about. " Put me on your list please, I'm lost | |||
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"We are safe from any healthcare scares through the VA and private insurance. They offset one another. Trying to wrap my brain around the concept of your NHS eventually the costs has to be passed onto the general public." The costs of your insurance (and whatever "the VA" is) gets passed on to you. What's the difference here? "I just have a more individual approach to everything." In my eyes you have health insurance, just like the majority of Americans. I don't see how you think that your situation is more 'individual'. | |||
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"We are safe from any healthcare scares through the VA and private insurance. They offset one another. Trying to wrap my brain around the concept of your NHS eventually the costs has to be passed onto the general public. The costs of your insurance (and whatever "the VA" is) gets passed on to you. What's the difference here? I just have a more individual approach to everything. In my eyes you have health insurance, just like the majority of Americans. I don't see how you think that your situation is more 'individual'." Isn't it more individual in terms of he chooses what he wants, in turn he gets what he pays for? Here in the UK we all pay in and we can be part of a postcode lottery, in terms of services and wait times. I pay a significant amount of NI, do i get a significant choice or likely to be told I can go private if I want something quicker? Effectively paying twice | |||
Reply privately (closed, thread got too big) |
"We are safe from any healthcare scares through the VA and private insurance. They offset one another. Trying to wrap my brain around the concept of your NHS eventually the costs has to be passed onto the general public. The costs of your insurance (and whatever "the VA" is) gets passed on to you. What's the difference here? I just have a more individual approach to everything. In my eyes you have health insurance, just like the majority of Americans. I don't see how you think that your situation is more 'individual'. Isn't it more individual in terms of he chooses what he wants, in turn he gets what he pays for? Here in the UK we all pay in and we can be part of a postcode lottery, in terms of services and wait times. I pay a significant amount of NI, do i get a significant choice or likely to be told I can go private if I want something quicker? Effectively paying twice" . It's confusing from my point of view. | |||
Reply privately (closed, thread got too big) |
"We are safe from any healthcare scares through the VA and private insurance. They offset one another. Trying to wrap my brain around the concept of your NHS eventually the costs has to be passed onto the general public. The costs of your insurance (and whatever "the VA" is) gets passed on to you. What's the difference here? I just have a more individual approach to everything. In my eyes you have health insurance, just like the majority of Americans. I don't see how you think that your situation is more 'individual'. Isn't it more individual in terms of he chooses what he wants, in turn he gets what he pays for? Here in the UK we all pay in and we can be part of a postcode lottery, in terms of services and wait times. I pay a significant amount of NI, do i get a significant choice or likely to be told I can go private if I want something quicker? Effectively paying twice. It's confusing from my point of view. " It would be, I remember watching news interviews with Americans who were not happy with Obama care, they would blow a fuse if they had the NHS | |||
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"Does healthcare for the masses that everyone there pays exorbitant amounts for worth your everyday expense.? Is it worth it if your healthy ? is your healthcare worth the costs for others since it is socialistic.when I see everyone struggling everyday on the forums over basic needs ? I see everyone screaming about other costs of a basic living standard.The reliances on government to save your interests on a personal level is crazy. " Where do you draw the line? Why pay tax for schools if you don’t have children? Why pay property taxes if you don’t drive and don’t use public roads, or have your own fire damping system in the home? A State health service is a good thing and is simply an extension of the ideas behind schooling and local taxes. I watched a programme recently that researched the 100,000+ US citizens who go bankrupt every year because they got I’ll and their carrier declined coverage for pre-existing conditions or they simply didn’t have it. That should not happen in a civilised country. | |||
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"Does healthcare for the masses that everyone there pays exorbitant amounts for worth your everyday expense.? Is it worth it if your healthy ? is your healthcare worth the costs for others since it is socialistic.when I see everyone struggling everyday on the forums over basic needs ? I see everyone screaming about other costs of a basic living standard.The reliances on government to save your interests on a personal level is crazy. Where do you draw the line? Why pay tax for schools if you don’t have children? Why pay property taxes if you don’t drive and don’t use public roads, or have your own fire damping system in the home? A State health service is a good thing and is simply an extension of the ideas behind schooling and local taxes. I watched a programme recently that researched the 100,000+ US citizens who go bankrupt every year because they got I’ll and their carrier declined coverage for pre-existing conditions or they simply didn’t have it. That should not happen in a civilised country." Thankfully it does not. | |||
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"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate." Thanks for explaining VA. It makes the OP's rant even more bizarre! | |||
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"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! " What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. | |||
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"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it." No because you won't get a bill from the NHS. | |||
Reply privately (closed, thread got too big) |
"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. No because you won't get a bill from the NHS. " "They" bill. Hence the bill not sent to me. | |||
Reply privately (closed, thread got too big) |
"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. No because you won't get a bill from the NHS. " is VA paid by the state ? How much do you/your employer pay for health care insurance ? | |||
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"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. No because you won't get a bill from the NHS. is VA paid by the state ? How much do you/your employer pay for health care insurance ?" . Its funded by the federal government. It is a contractual health care. If you "choose". To go into the military. So to say it's like the NHS it is not. I work in the healthcare field. My insurance is cheap because the shortages of personnel. It's comparable with the NHS. | |||
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"Does healthcare for the masses that everyone there pays exorbitant amounts for worth your everyday expense.? Is it worth it if your healthy ? is your healthcare worth the costs for others since it is socialistic.when I see everyone struggling everyday on the forums over basic needs ? I see everyone screaming about other costs of a basic living standard.The reliances on government to save your interests on a personal level is crazy. " Quick answer is yes the NHS is worth it. A system that protects the most vulnerable in society and where a lord or a beggar is treated the same in an emergency with no fee asked is humane and the best use of a capitalist society. Are there problems, of course, but the lack of universal healthcare underlines the inequities in the USA and also can lead to more division. To say it’s ‘socialism’ is overtly simplistic and is a reductive argument. | |||
Reply privately (closed, thread got too big) |
"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. No because you won't get a bill from the NHS. is VA paid by the state ? How much do you/your employer pay for health care insurance ?. Its funded by the federal government. It is a contractual health care. If you "choose". To go into the military. So to say it's like the NHS it is not. I work in the healthcare field. My insurance is cheap because the shortages of personnel. It's comparable with the NHS. " what do you mean by comparable? Price or service ? | |||
Reply privately (closed, thread got too big) |
"I think there's a few bits of information that could be helpful here. 1) the OP seems to be comparing the average UK citizens' experience with the NHS with solely their own experience in the US. This doesn't really track as by the OP's statements they fall into roughly the top 20-25% of the US income wise, which is MUCH higher than the average citizen, that being said... 2) The VA for those who do not know (and I saw it questioned) is the US Department of Veteran Affairs, and is Socialised medicine. One of MANY socialised medicine systems that operate in the US alongside insurance based care. Each of them have different requirements in order for you to qualify. The VA being that you served in the military. So the OP does receive socialised medical care paid for by the taxes of themselves and everyone else in the US. 3) The cost of healthcare in the US is astronomically higher than anywhere else in the globe. The average per person cost to the payer each year of health care in the US insurance based system is approx $11k, compared to $4100 in the UK. Now if the wages in the US are twice the UK which I doubt universally but seems to be the case for a pharmacist... that still means in the US you are paying roughly one and a half times as much percentage wise for that healthcare. 4) Ultimately the main difference between the systems is who you pay to cover your medical needs. In the UK we pay for it in taxes and never have to worry about the rest of it. in the US it is insurance companies and it is only a very small percentage who do not have to worry about additional expenses, to the point of people choosing between death and bankruptcy. If I lived in the US this would have been the decision I faced when I had cancer. 5) Choice is an illusion of the American system too unless you live in major metropolitan areas. Because there are limits on who accepts different companies insurance and as a result you may not be able to see the person you want because they are out of network. You also have more options in the NHS than may be apparent at first, just takes asking. Granted its a bit of a lotto depending on those involved. But saying there are no options in the HS isn't entirely accurate. Thanks for explaining VA. It makes the OP's rant even more bizarre! What's bizarre is The VA is for service related injuries. Otherwise they bill my private insurance. It's not the same as the NHS now is it. No because you won't get a bill from the NHS. is VA paid by the state ? How much do you/your employer pay for health care insurance ?. Its funded by the federal government. It is a contractual health care. If you "choose". To go into the military. So to say it's like the NHS it is not. I work in the healthcare field. My insurance is cheap because the shortages of personnel. It's comparable with the NHS. what do you mean by comparable? Price or service ?" both | |||
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"Does the NHS provide long term and short term disability insurance? If you out of work you still get a income ? " The state does that through social security. So yes. The systems are fundamentally different. If you are really interested there is a good book by Ellen Welch called NHS the story so far. | |||
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"Does the NHS provide long term and short term disability insurance? If you out of work you still get a income ? The state does that through social security. So yes. The systems are fundamentally different. If you are really interested there is a good book by Ellen Welch called NHS the story so far. " ty | |||
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"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish." I have kind of lost track as to what the question is now, it has changed several times. | |||
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"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish." Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. I have kind of lost track as to what the question is now, it has changed several times." Generally seems to be. Access to free healthcare to all citizens caused a lack of individualism in the UK. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. " So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. " I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up." If there was a choice of where our taxes are spent, and people chose not to allow theirs to go to the NHS. All that would be left is no funding, and poor people with no healthcare. (and of course a small handful of alturistic non-poor people). The NHS needs reform. The current government don't have that on their agenda though. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up." There is ups and downs to both systems. Here I can individually choose my healthcare coverage. Accordingly. It reduces long waits and our system gives better quality of care because the healthcare workers have incentives. Also it cuts down on running to the doctor for every little sniffle that indundates the health care system. Put yourselves in a medical professional point of view. Your NHS workers were absolutely heros. They worked through a pandemic when the whole nation was shut down. They still trudged on. Here I got a hourly wage monthly and quarterly bonuses during the pandemic. In my personal opinion in a national health services they should be top of the pay scales. It's just a observation I could not do what they do there. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. There is ups and downs to both systems. Here I can individually choose my healthcare coverage. Accordingly. It reduces long waits and our system gives better quality of care because the healthcare workers have incentives. Also it cuts down on running to the doctor for every little sniffle that indundates the health care system. Put yourselves in a medical professional point of view. Your NHS workers were absolutely heros. They worked through a pandemic when the whole nation was shut down. They still trudged on. Here I got a hourly wage monthly and quarterly bonuses during the pandemic. In my personal opinion in a national health services they should be top of the pay scales. It's just a observation I could not do what they do there. " Private healthcare is available here too. For those that can afford it. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. If there was a choice of where our taxes are spent, and people chose not to allow theirs to go to the NHS. All that would be left is no funding, and poor people with no healthcare. (and of course a small handful of alturistic non-poor people). The NHS needs reform. The current government don't have that on their agenda though. " I can see people want all the money going into the NHS pot so everyone has access to treatment, but that is part of the problem, there is no threat to funding and that means reform can take as long as needed, or not at all. If I have private healthcare and I'm paying NI, why shouldn't I get a rebate on the NI for not using the service as a whole entity. I'm not a drain on resource other than, seeing my GP to begin with. If a rebate was on the table for people who took out private healthcare, the NHS would have less people using it, but would still receive some money and the NHS would need to up their game. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. There is ups and downs to both systems. Here I can individually choose my healthcare coverage. Accordingly. It reduces long waits and our system gives better quality of care because the healthcare workers have incentives. Also it cuts down on running to the doctor for every little sniffle that indundates the health care system. Put yourselves in a medical professional point of view. Your NHS workers were absolutely heros. They worked through a pandemic when the whole nation was shut down. They still trudged on. Here I got a hourly wage monthly and quarterly bonuses during the pandemic. In my personal opinion in a national health services they should be top of the pay scales. It's just a observation I could not do what they do there. Private healthcare is available here too. For those that can afford it." . We have Obama care to those that are eligible and can't afford it. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. If there was a choice of where our taxes are spent, and people chose not to allow theirs to go to the NHS. All that would be left is no funding, and poor people with no healthcare. (and of course a small handful of alturistic non-poor people). The NHS needs reform. The current government don't have that on their agenda though. I can see people want all the money going into the NHS pot so everyone has access to treatment, but that is part of the problem, there is no threat to funding and that means reform can take as long as needed, or not at all. If I have private healthcare and I'm paying NI, why shouldn't I get a rebate on the NI for not using the service as a whole entity. I'm not a drain on resource other than, seeing my GP to begin with. If a rebate was on the table for people who took out private healthcare, the NHS would have less people using it, but would still receive some money and the NHS would need to up their game." Maybe. Likely it would crumble further and fail. | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. There is ups and downs to both systems. Here I can individually choose my healthcare coverage. Accordingly. It reduces long waits and our system gives better quality of care because the healthcare workers have incentives. Also it cuts down on running to the doctor for every little sniffle that indundates the health care system. Put yourselves in a medical professional point of view. Your NHS workers were absolutely heros. They worked through a pandemic when the whole nation was shut down. They still trudged on. Here I got a hourly wage monthly and quarterly bonuses during the pandemic. In my personal opinion in a national health services they should be top of the pay scales. It's just a observation I could not do what they do there. Private healthcare is available here too. For those that can afford it.. We have Obama care to those that are eligible and can't afford it." I thought Trump scrapped it during the pandemic? | |||
Reply privately (closed, thread got too big) |
"Not sure why you're associating millions of people in the US without access to health care with "individualism". Poor people here could choose to refuse the free healthcare and die like their American counterparts if they wish. Our healthcare is far from free, I read it cost £192 billion to fund the NHS in 2020/21. I pay thousands a year in NI contributions and employers also pay NI for each employee. Would I be grateful if I need them, of course I would, but do I think they are a gold standard healthcare provider, no. As I mentioned in an earlier post, the NHS can be good and it can be awful, it is a postcode lottery in that respect. If I had a chance to put my NI into private healthcare I would do it in an instant. So you're in favour of a private healthcare system? Personally I think that providing a decent level of healthcare to all citizens, including poor people, is a much better way to spend tax payers money than say. Spunking billions on Trident, pointless wars, mates of the Tories start up PPE companies, etc etc. Even with a cold hard brutal capitalist hat on. A healthy population will keep working and keep capitalism running. I would be for a choice to take my NI and fund my own healthcare. If that happened, it would reduce the amount of money going in but also the amount of people using the service. The money going into the NHS should provide more than "descent" healthcare, it needs a shake up before it breaks up. There is ups and downs to both systems. Here I can individually choose my healthcare coverage. Accordingly. It reduces long waits and our system gives better quality of care because the healthcare workers have incentives. Also it cuts down on running to the doctor for every little sniffle that indundates the health care system. Put yourselves in a medical professional point of view. Your NHS workers were absolutely heros. They worked through a pandemic when the whole nation was shut down. They still trudged on. Here I got a hourly wage monthly and quarterly bonuses during the pandemic. In my personal opinion in a national health services they should be top of the pay scales. It's just a observation I could not do what they do there. Private healthcare is available here too. For those that can afford it.. We have Obama care to those that are eligible and can't afford it. I thought Trump scrapped it during the pandemic?" He tried to... failed... as per usual | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims." And yet it still only costs 35% per person than the US average cost... | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims. And yet it still only costs 35% per person than the US average cost..." And yet the salaries of the people you rely on are atrocious. Be the shining example pay the same as we do. They deserve it do they not ? I gave you my history on me. Maybe chemists there should have the same salary. (I said chemist it's the same as a pharmacist here.) They should be top tier don't you think? | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims. And yet it still only costs 35% per person than the US average cost... And yet the salaries of the people you rely on are atrocious. Be the shining example pay the same as we do. They deserve it do they not ? I gave you my history on me. Maybe chemists there should have the same salary. (I said chemist it's the same as a pharmacist here.) They should be top tier don't you think? " Almost sounds like you want government intervention in order to dictate salaries for people. Supply and demand and other market forces dictate salaries. And there are so many other factors involved when comparing 2 different countries than merely the $ amount of the salary. | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims. And yet it still only costs 35% per person than the US average cost... And yet the salaries of the people you rely on are atrocious. Be the shining example pay the same as we do. They deserve it do they not ? I gave you my history on me. Maybe chemists there should have the same salary. (I said chemist it's the same as a pharmacist here.) They should be top tier don't you think? Almost sounds like you want government intervention in order to dictate salaries for people. Supply and demand and other market forces dictate salaries. And there are so many other factors involved when comparing 2 different countries than merely the $ amount of the salary." match the salaries is it that hard? | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims. And yet it still only costs 35% per person than the US average cost... And yet the salaries of the people you rely on are atrocious. Be the shining example pay the same as we do. They deserve it do they not ? I gave you my history on me. Maybe chemists there should have the same salary. (I said chemist it's the same as a pharmacist here.) They should be top tier don't you think? Almost sounds like you want government intervention in order to dictate salaries for people. Supply and demand and other market forces dictate salaries. And there are so many other factors involved when comparing 2 different countries than merely the $ amount of the salary." your government is dictating your healthcare is it not ? | |||
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"Problem with a national health care system alot of people will take advantage of it for their own personal whims. And yet it still only costs 35% per person than the US average cost... And yet the salaries of the people you rely on are atrocious. Be the shining example pay the same as we do. They deserve it do they not ? I gave you my history on me. Maybe chemists there should have the same salary. (I said chemist it's the same as a pharmacist here.) They should be top tier don't you think? Almost sounds like you want government intervention in order to dictate salaries for people. Supply and demand and other market forces dictate salaries. And there are so many other factors involved when comparing 2 different countries than merely the $ amount of the salary. your government is dictating your healthcare is it not ? " I individually choose the healthcare and costs accordingly. No government involvement except the VA. Affordability the benefits ect.. Can you agree on a healthcare pariah country that healthcare workers should be top of the salary chain yes or no ? They are here why not there what is the issue. I guarantee if you do that you will be number 1 in every medical field on the planet. Take the cost hits for that if you want to prove your point. | |||
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"No, No, No To your three questions." why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree?" No | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree?" I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . " our CNA get paid more then a RN why is that ? | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . our CNA get paid more then a RN why is that ? " A CNA in the US does not get paid more than an RN in the UK... (on average) | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . our CNA get paid more then a RN why is that ? A CNA in the US does not get paid more than an RN in the UK... (on average)" it's pretty damn close | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . our CNA get paid more then a RN why is that ? A CNA in the US does not get paid more than an RN in the UK... (on average) it's pretty damn close" step up pay the same those people deserve it don't you think? | |||
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"No, No, No To your three questions. why not don't the health care workers deserve it? You want transparency to but when it comes to others that the UK takes pride in .. it's the proverbial crickets. They deserve the same if you want to be truly competitive in your standpoint. So why not I ask again? Because it would be a huge increase in your out of pocket expense and now you disagree? I stated bey and I stated again they the very thing you hold dear should be one of the highest salaries. Yet you can't concur why? . our CNA get paid more then a RN why is that ? A CNA in the US does not get paid more than an RN in the UK... (on average) it's pretty damn close step up pay the same those people deserve it don't you think? " You all claim the " best" healthcare system. Yet you can't pay the very same people what they are worth. If you payed them my salary per person you would go insane. Yet we have the best hospitals and medical innovation. Pay them what they deserve... | |||
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"Does the NHS provide long term and short term disability insurance? If you out of work you still get a income ? " No not the nhs but the department of working pensions does. | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. " Holy fuck thats a lot. I can see why millions are left without proper healthcare over there. Shocking state of affairs that a developed nation doesn't have a proper public healthcare service. | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. Holy fuck thats a lot. I can see why millions are left without proper healthcare over there. Shocking state of affairs that a developed nation doesn't have a proper public healthcare service." I also make 4 times more than someone in the same profession over there. | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. Holy fuck thats a lot. I can see why millions are left without proper healthcare over there. Shocking state of affairs that a developed nation doesn't have a proper public healthcare service. I also make 4 times more than someone in the same profession over there." Good for you. What do the millions of low earners do? | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. Holy fuck thats a lot. I can see why millions are left without proper healthcare over there. Shocking state of affairs that a developed nation doesn't have a proper public healthcare service. I also make 4 times more than someone in the same profession over there. Good for you. What do the millions of low earners do?" Obama care | |||
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"I am a pharmacist aka a chemist over there I make 190k a year. ... I think the general public is taking advantage of healthcare workers there." For info: Here in the UK pharmacists (or dispensing chemists) are not employed by the NHS. There are some big companies with branches all over the country, but the majority of pharmacists are independent companies. They dispense prescription medicines for a set fee (£9.35) in England, and for free in Wales, Scotland, and Northern Ireland. The NHS pays the pharmacist for the rest of the cost of the drug. There isn't a lot of scope for huge profits by the pharmacist because the NHS sets the prices for all drugs. | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. Holy fuck thats a lot. I can see why millions are left without proper healthcare over there. Shocking state of affairs that a developed nation doesn't have a proper public healthcare service. I also make 4 times more than someone in the same profession over there. Good for you. What do the millions of low earners do? Obama care " So you are saying that the US free healthcare, but insurance based system for people who can afford it. Gives people individualism. Where as the British system. Of free healthcare, but insurance based system. For people who can afford it. Stops people from being individuals? Anyway, what is the government for, if it's not to serve and look after the citizens? (I'm not saying the UK government does a very good job here btw. But the NHS is one of the very best things about the UK in terms of social care). | |||
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"To be transparent my health insurance with my employer is 110 USD a week. A portion of that goes into a HSA. Health savings account to pay for prescriptions and anything health related it also includes short term long term disability eye and dental. My military VA benefits cover my PTSD and injuries I sustained there. Never had I had to wait hours days or months for a proper diagnosis or a surgery. Hell my husband had his gallbladder removed in 1 day laparoscopy home the next. Everything covered O out of pocket. " so you pay close to gbp5k for healthcare. And you are fairly young and in fairly good health I assume. I've just ran a quote for Bupa in the UK. Went for as expensive as I can get. Gbp1.2k pa. Someone on 40k a year pays about gbp10k in tax and NI. Which covers more than just the NHS of course. So the US seems expensive by many measures. I'm getting to paying for NhS (via taxes) + private in the UK is less than US. | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all." It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? | |||
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"You not a individual if you have to rely on others.. " Guessing your do your own urology then yeh? How's that going for you. You have a specific point of view that you are clearly not going to change or at least be open minded to differences. If you think it's right that as a collective we come together and ensure everyone can receive treatment then happy days. If you think because you're healthy now that you shouldn't pay or should pay less then happy days. Nothings going to change regardless. Its quite funny that if you're born into a shitty situation and end up ab adult without insurance in America you can get cancer treatment and survive! But then in debt. Sorry I meant tragic. Its quite tragic | |||
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"The NHS is a pretty good way of pooling risk and also providing a funding model that doesn't risk a lack of wealth from getting care. (I have theories why the US haven't embaraced this way to thinking, base on it being a new country that has been built on foreign labour) The NHS needs some extra funding for sure. As with a lot of our challenges ATM, previous generations have not plannwd for the future. Probs coz it would cost them. I'm yet to see anything that this extra funding is anything like the extra cost you pay from tej US system. Blu has shared their costs. It's not cheap. Their 4x wages are being supported by what appears to be a bloated system. Not an expert in the US health system but it feels like there are some real barriers to entry if they are charging that much for premiums. Why isn't it cheaper ? " The costs to retain the current medical professionals is a reason why it's not cheap. They are burnt out from the pandemic. Just like your professionals.Giving them a better incentive to stay in the field and attract others is worth the costs. Otherwise You are short staffed longer waiting periods ect.. What incentives is the NHS providing to retain those professionals and attract others to the profession? I have no qualms paying them extra to help retain them at better salary rates. | |||
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"The NHS is a pretty good way of pooling risk and also providing a funding model that doesn't risk a lack of wealth from getting care. (I have theories why the US haven't embaraced this way to thinking, base on it being a new country that has been built on foreign labour) The NHS needs some extra funding for sure. As with a lot of our challenges ATM, previous generations have not plannwd for the future. Probs coz it would cost them. I'm yet to see anything that this extra funding is anything like the extra cost you pay from tej US system. Blu has shared their costs. It's not cheap. Their 4x wages are being supported by what appears to be a bloated system. Not an expert in the US health system but it feels like there are some real barriers to entry if they are charging that much for premiums. Why isn't it cheaper ? The costs to retain the current medical professionals is a reason why it's not cheap. They are burnt out from the pandemic. Just like your professionals.Giving them a better incentive to stay in the field and attract others is worth the costs. Otherwise You are short staffed longer waiting periods ect.. What incentives is the NHS providing to retain those professionals and attract others to the profession? I have no qualms paying them extra to help retain them at better salary rates." Do you think healthcare is right? | |||
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"* a right" yes it's a right. It's also my right to choose something better is it not? | |||
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"We have private healthcare here... So yes. You can choose to have private healthcare. You live in a society. Do you also question why you have to pay taxes to build roads when you could pay someone to build a better one privately. Do you wish you didn't have so much money going to the fire service as your house has never been on fire? People could end up abusing it by having many house fires after all If its a right then collectively you must ensure that everyone in your community has access to it regardless of income. It's a right until you have to pay for it means it's not a right " They do have access according to their income. | |||
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"I'll gladly pay those prices for the same level of healthcare I have now if you like being fair for "rights"." But thats not how it works isit. You don't play a specific fee for tax...you pay a percentage. This is how it works for the majority of public services. Look at the infrastructure around you now.. built by taxed salaries... Or would you prefer everyone pays the same exact values.... i hate to break it to you... to make it viable you'd all have to pay tiny amounts as you have to work to the poorest, otherwise they...cant....survive. So goodbye bridges, water dams, sewage, tap water... can't afford any of that shit. Guess what if I earn 12k or 150k I have access to the exact same level of treatment on our nationalised healthcare system.. its almost like people hold the same value whether they earn lots or little. You are the only 1st world country without universl healthcare. Even China is trying to sort it. Maybe theres a reason for that... But no, you are right. We are the sheeple with the hive brain. Its why we're all so similar politically and all constantly agree with our prime ministers. | |||
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"The NHS is a pretty good way of pooling risk and also providing a funding model that doesn't risk a lack of wealth from getting care. (I have theories why the US haven't embaraced this way to thinking, base on it being a new country that has been built on foreign labour) The NHS needs some extra funding for sure. As with a lot of our challenges ATM, previous generations have not plannwd for the future. Probs coz it would cost them. I'm yet to see anything that this extra funding is anything like the extra cost you pay from tej US system. Blu has shared their costs. It's not cheap. Their 4x wages are being supported by what appears to be a bloated system. Not an expert in the US health system but it feels like there are some real barriers to entry if they are charging that much for premiums. Why isn't it cheaper ? The costs to retain the current medical professionals is a reason why it's not cheap. They are burnt out from the pandemic. Just like your professionals.Giving them a better incentive to stay in the field and attract others is worth the costs. Otherwise You are short staffed longer waiting periods ect.. What incentives is the NHS providing to retain those professionals and attract others to the profession? I have no qualms paying them extra to help retain them at better salary rates." your missing my point. I can get private here for a lot cheaper than your insurance. It's close to the number quoted about Obama care which I'm guessing is close to NHS levels in terms of waiting lists. | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? " The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. " Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more. | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more." that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. " I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more." I think the trouble with the NHS is that it is such a behemoth that to make any rational or quick change in direction is really difficult (just look at the failure of their attempts to integrate IT systems for example) and these problems are made worse by short term political interference. What covid brought home was that despite all the admirable NHS front line work the problem lies with our whole social care system that creaks from underfunding and also from the loss of carers due to brexit. Even the covid support package was just another case of kicking the can down the road by increasing national debt to astronomic levels. We have the highest level of taxation for half a century and a government with no ideas about integrated social care planning. When hospital beds are being blocked and ambulances are unable to offload patients or to respond to emergencies it doesn’t seem like rocket science to see that doing things on the cheap and refusing to invest eventually makes things break down. Perhaps this bunch of charlatans we call a government are just banking on personal gain through disaster capitalism? | |||
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"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more. I think the trouble with the NHS is that it is such a behemoth that to make any rational or quick change in direction is really difficult (just look at the failure of their attempts to integrate IT systems for example) and these problems are made worse by short term political interference. What covid brought home was that despite all the admirable NHS front line work the problem lies with our whole social care system that creaks from underfunding and also from the loss of carers due to brexit. Even the covid support package was just another case of kicking the can down the road by increasing national debt to astronomic levels. We have the highest level of taxation for half a century and a government with no ideas about integrated social care planning. When hospital beds are being blocked and ambulances are unable to offload patients or to respond to emergencies it doesn’t seem like rocket science to see that doing things on the cheap and refusing to invest eventually makes things break down. Perhaps this bunch of charlatans we call a government are just banking on personal gain through disaster capitalism? " Investing in the structure of the NHS is critical. The NHS has become hundreds of businesses within a business. It makes it impossible to deal with, and causes unnecessary bottlenecks and delays. The IT upgrade you mentioned is a perfect example of how fragmented the NHS is, so much so that it was impossible to migrate all of the different systems onto a new platform. It is simply not good enough, a level of competition needs to be injected into the NHS that would sharpen up the focus on getting things right and making interactions frictionless, or risk losing the funding if they can't compete. | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more. I think the trouble with the NHS is that it is such a behemoth that to make any rational or quick change in direction is really difficult (just look at the failure of their attempts to integrate IT systems for example) and these problems are made worse by short term political interference. What covid brought home was that despite all the admirable NHS front line work the problem lies with our whole social care system that creaks from underfunding and also from the loss of carers due to brexit. Even the covid support package was just another case of kicking the can down the road by increasing national debt to astronomic levels. We have the highest level of taxation for half a century and a government with no ideas about integrated social care planning. When hospital beds are being blocked and ambulances are unable to offload patients or to respond to emergencies it doesn’t seem like rocket science to see that doing things on the cheap and refusing to invest eventually makes things break down. Perhaps this bunch of charlatans we call a government are just banking on personal gain through disaster capitalism? Investing in the structure of the NHS is critical. The NHS has become hundreds of businesses within a business. It makes it impossible to deal with, and causes unnecessary bottlenecks and delays. The IT upgrade you mentioned is a perfect example of how fragmented the NHS is, so much so that it was impossible to migrate all of the different systems onto a new platform. It is simply not good enough, a level of competition needs to be injected into the NHS that would sharpen up the focus on getting things right and making interactions frictionless, or risk losing the funding if they can't compete. " I think that is rather missing the point tbh. The issue is that of a complete adequately funded social care service as that is where the bottlenecks are happening. I know someone who is a bed manager at one of the major hospitals here in Bristol and she says that between being unable to move non critical elderly patients on to care homes due to lack of spaces and those with mental health, drink and drug problems clogging up a&e departments that the system is broken already. We all need to pay more and invest in improving what we have as the alternative is to see life expectancy decline and increased civil unrest imho | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more. I think the trouble with the NHS is that it is such a behemoth that to make any rational or quick change in direction is really difficult (just look at the failure of their attempts to integrate IT systems for example) and these problems are made worse by short term political interference. What covid brought home was that despite all the admirable NHS front line work the problem lies with our whole social care system that creaks from underfunding and also from the loss of carers due to brexit. Even the covid support package was just another case of kicking the can down the road by increasing national debt to astronomic levels. We have the highest level of taxation for half a century and a government with no ideas about integrated social care planning. When hospital beds are being blocked and ambulances are unable to offload patients or to respond to emergencies it doesn’t seem like rocket science to see that doing things on the cheap and refusing to invest eventually makes things break down. Perhaps this bunch of charlatans we call a government are just banking on personal gain through disaster capitalism? Investing in the structure of the NHS is critical. The NHS has become hundreds of businesses within a business. It makes it impossible to deal with, and causes unnecessary bottlenecks and delays. The IT upgrade you mentioned is a perfect example of how fragmented the NHS is, so much so that it was impossible to migrate all of the different systems onto a new platform. It is simply not good enough, a level of competition needs to be injected into the NHS that would sharpen up the focus on getting things right and making interactions frictionless, or risk losing the funding if they can't compete. I think that is rather missing the point tbh. The issue is that of a complete adequately funded social care service as that is where the bottlenecks are happening. I know someone who is a bed manager at one of the major hospitals here in Bristol and she says that between being unable to move non critical elderly patients on to care homes due to lack of spaces and those with mental health, drink and drug problems clogging up a&e departments that the system is broken already. We all need to pay more and invest in improving what we have as the alternative is to see life expectancy decline and increased civil unrest imho" ..and that's where the problem lies. Spend money on the synergy of the services and then the services themselves. Competition encourages just that: Competition. That shifts the focus on making money instead of saving lives. We saw how that panned out during the height of the pandemic when money was pumped into private companies and wasted. | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?)" Why does everyone only quote America as the example of private health care? Of course we all know the American system is shit so I suppose it's wheeled out to shut down any debate on privatisation. Private health care works exceptionally well in many countries, and a damn site better than the unfit for purpose NHS. Before shutting down the debate I think many should open their eyes as to how it works in, for example, Germany. The private sector provides all health care here and it works for everyone. To be fair a few British traditions would have to be chucked away. You know, things like waiting lists, camping in a corridor on a trolley, dying before an ambulance turns up and the like. But it would be a small price to pay. You never know, health care in the UK might actually put treating patients as its primary function instead of being a glorified job creation scheme. I am in for a minor routine op on Friday, I saw the doctor last Thursday, had to wait a whole eight days. Enough said. | |||
Reply privately (closed, thread got too big) |
"Does healthcare for the masses that everyone there pays exorbitant amounts for worth your everyday expense.? Is it worth it if your healthy ? " Everyone in the UK spends less per head than the US. The US system of private health "care" is more expensive and leads to poorer outcomes for the population. https://www.bbc.com/news/uk-42950587 There are many other sources not paid for by private insurance providers. Is any insurance worth it if nothing has gone wrong? No. Is it worth it when something significant goes wrong? Nobody knows when they or a family member will fall ill or have an accident. The difference is that here we know that we will get the best treatment available irrespective of wealth or employment status. | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) Why does everyone only quote America as the example of private health care? Of course we all know the American system is shit so I suppose it's wheeled out to shut down any debate on privatisation. Private health care works exceptionally well in many countries, and a damn site better than the unfit for purpose NHS. Before shutting down the debate I think many should open their eyes as to how it works in, for example, Germany. The private sector provides all health care here and it works for everyone. To be fair a few British traditions would have to be chucked away. You know, things like waiting lists, camping in a corridor on a trolley, dying before an ambulance turns up and the like. But it would be a small price to pay. You never know, health care in the UK might actually put treating patients as its primary function instead of being a glorified job creation scheme. I am in for a minor routine op on Friday, I saw the doctor last Thursday, had to wait a whole eight days. Enough said." As you live in Germany you are well aware that the majority of health care insurance provision is provided by independent state owned bodies that are non-profit making entities. They also cannot refuse treatment. This is paid through compulsory employee and employer contributions (i.e. tax) There is also an almost equal split between public hospitals, private non-profit and private for profit which drives low cost/high quality care in a way that neither the NHS and certainly not the US seem to manage. There is, potentially a lot that could be learn from the mixed German system but it seems wrong to describe it as "private". | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more. I think the trouble with the NHS is that it is such a behemoth that to make any rational or quick change in direction is really difficult (just look at the failure of their attempts to integrate IT systems for example) and these problems are made worse by short term political interference. What covid brought home was that despite all the admirable NHS front line work the problem lies with our whole social care system that creaks from underfunding and also from the loss of carers due to brexit. Even the covid support package was just another case of kicking the can down the road by increasing national debt to astronomic levels. We have the highest level of taxation for half a century and a government with no ideas about integrated social care planning. When hospital beds are being blocked and ambulances are unable to offload patients or to respond to emergencies it doesn’t seem like rocket science to see that doing things on the cheap and refusing to invest eventually makes things break down. Perhaps this bunch of charlatans we call a government are just banking on personal gain through disaster capitalism? Investing in the structure of the NHS is critical. The NHS has become hundreds of businesses within a business. It makes it impossible to deal with, and causes unnecessary bottlenecks and delays. The IT upgrade you mentioned is a perfect example of how fragmented the NHS is, so much so that it was impossible to migrate all of the different systems onto a new platform. It is simply not good enough, a level of competition needs to be injected into the NHS that would sharpen up the focus on getting things right and making interactions frictionless, or risk losing the funding if they can't compete. I think that is rather missing the point tbh. The issue is that of a complete adequately funded social care service as that is where the bottlenecks are happening. I know someone who is a bed manager at one of the major hospitals here in Bristol and she says that between being unable to move non critical elderly patients on to care homes due to lack of spaces and those with mental health, drink and drug problems clogging up a&e departments that the system is broken already. We all need to pay more and invest in improving what we have as the alternative is to see life expectancy decline and increased civil unrest imho" The above problem is here and now, even with all the money that is pumped into the NHS, it cant cope with problems, in fact when was the last time we had a story of how the NHS has improved X. At what point does it stop becoming a lack of money? I really feel you could plough every penny we earn into the NHS and it would not work properly. Regardless of the different approaches to solution the NHS problems, I think we are in agreement that it needs to change? | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) Why does everyone only quote America as the example of private health care? Of course we all know the American system is shit so I suppose it's wheeled out to shut down any debate on privatisation. Private health care works exceptionally well in many countries, and a damn site better than the unfit for purpose NHS. Before shutting down the debate I think many should open their eyes as to how it works in, for example, Germany. The private sector provides all health care here and it works for everyone. To be fair a few British traditions would have to be chucked away. You know, things like waiting lists, camping in a corridor on a trolley, dying before an ambulance turns up and the like. But it would be a small price to pay. You never know, health care in the UK might actually put treating patients as its primary function instead of being a glorified job creation scheme. I am in for a minor routine op on Friday, I saw the doctor last Thursday, had to wait a whole eight days. Enough said." Germany have a state based setup too that also requires the individual to have their own state or private insurance. The problem with most private initiatives is it's profit driven not patient driven. I'd sooner accept a German healthcare arrangement than a US one. Of course there are elements of private healthcare that are amazing and I'm interested in it myself. It's funny you should mention "glorified job creation scheme" giving that the uptake on healthcare professionals is quite low right now due to Brexit, rising student fees and foreign students who leave to go back to countries of origin. The NHS is being attacked for failings of the government's creation. Now I wonder why they would do that? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? " the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? " I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? " which bits are may use today which you won't under under opt out. And how much do you pay today of you don't mind me asking ? And how much would you want rebated ? | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up." We have a community ambulance service. | |||
Reply privately (closed, thread got too big) |
"There is a misconception that the NHS is still 100% state owned/operated. It isn’t. Many many services have already been privatised and that is actually the main reason costs are spiralling and service levels are falling. Just one example being the outsourcing of all facilities management to private sector companies who are fleecing hospitals (literally charging £hundreds to change light bulbs). Profit and the creation of shareholder value should have no place in non-elective healthcare. None! Hire a small team of caretakers and get rid of these awful money grabbing facilities management companies and it will save £millions. Make it mandatory for all people who are travelling into the UK to have adequate insurance. Make it mandatory for anyone emigrating to the UK to have health insurance until they have been here for two years paying tax and NI. If companies want to sponsor foreign workers then they must provide two years of health insurance or employ and train a Brit Cit." Sound ideas but this is what I've taken from it... "Profit and the creation of shareholder value should have no place in non-elective healthcare. None! " 100% this! | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. " how is this paid for ? | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. " So do we. It’s called the NHS. | |||
Reply privately (closed, thread got too big) |
"There is a misconception that the NHS is still 100% state owned/operated. It isn’t. Many many services have already been privatised and that is actually the main reason costs are spiralling and service levels are falling. Just one example being the outsourcing of all facilities management to private sector companies who are fleecing hospitals (literally charging £hundreds to change light bulbs). Profit and the creation of shareholder value should have no place in non-elective healthcare. None! Hire a small team of caretakers and get rid of these awful money grabbing facilities management companies and it will save £millions. Make it mandatory for all people who are travelling into the UK to have adequate insurance. Make it mandatory for anyone emigrating to the UK to have health insurance until they have been here for two years paying tax and NI. If companies want to sponsor foreign workers then they must provide two years of health insurance or employ and train a Brit Cit. Sound ideas but this is what I've taken from it... Profit and the creation of shareholder value should have no place in non-elective healthcare. None! 100% this! " If I understand you then yes that points to a contradiction but only short term and only applied to those who have not paid into the system (or in the case of kids their parents). Once they have then free at point of service begins. | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? which bits are may use today which you won't under under opt out. And how much do you pay today of you don't mind me asking ? And how much would you want rebated ? Bupa and I pay £83 per month. I would need to see a GP for a referral to start any private treatment. £83 a month would be the rebate, I pay a lot more than that a month in NI so should still be a fair old chunk for the NHS but they wont need to treat me outside of a GP and god forbid I need an ambulance, but I as I said there is a fair old chunk of money that would be covering that." Assume you are lucky enough to have no pre-existing conditions or hereditary conditions? Also, your lifestyle doesn’t create any opt outs in the small print? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? which bits are may use today which you won't under under opt out. And how much do you pay today of you don't mind me asking ? And how much would you want rebated ? " Bupa and I pay £83 per month. I need to see a GP for a referral to start any private treatment. £83 a month would be the rebate, I pay a lot more than that a month in NI so still a fair old chunk of money for the NHS and they wont need to treat me. I would still need use of a GP and god forbid if I need an ambulance in an emergency. As I said there is a fair old chunk of money contributed that will be covering that, along with the state pension and other things. Talking of the state pension, if my future pot was adequately funded as it should be I would be happy to give up on that unless I fell on hard times and needed some support. Finally, I would also consider insurance that could cover the use of an ambulance and doctor, if that was also rebated and existed, not sure about the ambulance unless it could be a back charge. I'm trying to be less of a burden on society, it would be good to get a % rebate on my contributions to cover some of it. | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? which bits are may use today which you won't under under opt out. And how much do you pay today of you don't mind me asking ? And how much would you want rebated ? Bupa and I pay £83 per month. I would need to see a GP for a referral to start any private treatment. £83 a month would be the rebate, I pay a lot more than that a month in NI so should still be a fair old chunk for the NHS but they wont need to treat me outside of a GP and god forbid I need an ambulance, but I as I said there is a fair old chunk of money that would be covering that. Assume you are lucky enough to have no pre-existing conditions or hereditary conditions? Also, your lifestyle doesn’t create any opt outs in the small print?" No pre-existing and to be honest lifestyle checks are pretty basic, I think it was do you smoke or have you smoked tobacco products in the last 2 years. | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. how is this paid for ?" A non profit organization thru donations which is tax deductible. Also community gatherings and events. | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. So do we. It’s called the NHS." with average response times of 40 minutes here 7. 15 to 30 in rural areas. I'll keep the community based ones over national ones. | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. So do we. It’s called the NHS. with average response times of 40 minutes here 7. 15 to 30 in rural areas. I'll keep the community based ones over national ones." I wonder how much they take in thru donations. Do you donate ? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? " No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. | |||
Reply privately (closed, thread got too big) |
"On the ambulance front: I've heard of people in the USA refusing to call for an ambulance because they worried it'd cost more than they could afford. Pretty fucked up. We have a community ambulance service. " How far does your "community" extend? What happens when you get hit by a car outside your community? Nevertheless, you appear to be saying that you're okay, so why worry about anyone else? | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) I have the VA and my personal health insurance thru my employer is it any difference? I would say I have dual choices and faster admissions. Is it much better to have that than a overall taxable income when some just take advantage of a system?" You are covered by the socialism practised by the armed forces then? Where they educate you, feed you, house you and treat you for any medical condition for free and maintain care for you after you are no longer of use to them? Do as I say, not as I do eh? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one." I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... " You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think?" Umm there is inflationary costs all around maybe raise the taxes by 3% for everyone might quell the current status. | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? Umm there is inflationary costs all around maybe raise the taxes by 3% for everyone might quell the current status." our inflation 9.1 yours 18 | |||
Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
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Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think?" £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. " look at it from my point of view. Everyone crying over inflationary costs. The NHS is supposedly one of the best systems for healthcare in the world. Now severe inflation hits where people do not agree with raising the taxes to cover it but blame the government for the issues. Guess what that government tory or labour you all voted for it .My healthcare does not require a vote. | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. look at it from my point of view. Everyone crying over inflationary costs. The NHS is supposedly one of the best systems for healthcare in the world. Now severe inflation hits where people do not agree with raising the taxes to cover it but blame the government for the issues. Guess what that government tory or labour you all voted for it .My healthcare does not require a vote." my choice me being a "individual" for me and my family. | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. " Too add, nowhere did I say I wanted to be thanked for taking private health insurance, far from it! i want out and nothing to do with it, but that is simply how you read it, and to be honest is your default position. | |||
Reply privately (closed, thread got too big) |
| |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. Too add, nowhere did I say I wanted to be thanked for taking private health insurance, far from it! i want out and nothing to do with it, but that is simply how you read it, and to be honest is your default position." Family first and your own interests. In the end run who is there someone you never met or your loved ones. Empathy can go so far. | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?)" Some would say that the tories have been running the NHS down, so it can be sold off to make way for the American style health care system. | |||
Reply privately (closed, thread got too big) |
"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) Some would say that the tories have been running the NHS down, so it can be sold off to make way for the American style health care system." . It's up to you to vote now isn't it ? If you want riding healthcare it's basically on you. Adjusting to inflation is fair is it not ? | |||
Reply privately (closed, thread got too big) |
"I'm gonna be honest here. All I can hear from the OP is Money, Money, Money! I have family in the states (NY) who do ok and have adequate insurance but dread getting ill due to the costs that can mount up. It's as if "Individualism" is the ability to pay without help from the state which is why I found the whole VA thing bizarre as it seems to be a state subsidy of sorts. But the OP says this is fine as he "chose" to join the Military. If I'm wrong, feel free to correct me as I'm simply wondering why the OP feels the need to attack a healthcare setup that is arguably the envy of many nations across the globe. My relatives don't sing praises of healthcare in the USA on a regular basis and they live there! The NHS is an old system and concept which has stood the test of time but is in need of some TLC. Illness and bad health doesn't care what's in your pocket or bank account and nor should your doctor or any healthcare professional. It's in a nation's best interest to have a healthy nation of many as that is a major benefit to all. It is about money you can go to the other thread and see the failings. You willing to raise the costs to offset those issues? The failings are not because the concept doesn't work, it's due to mismanagement and underfunding like most problems that pop up in the UK. As I mentioned, the NHS needs some TLC. Underfunding? £192 billion 2020/2021. I expect a better health service, not a health service that has +2 year waiting lists, some NHS areas being above average others failing, ambulances waiting hours outside hospitals, not being able to see a GP and many other issues. Have I got a right to want a better health service, we all do if we are all paying for it. We put the NHS on a pedestal, making it pretty much untouchable, it needs shaking up, or it will collapse and be no more.that's c 1,5k pp. Which even if we ignore kids is less than Blu is paying for their healthcare in the US. I don't know how much I should be paying to get the service you are after. But I'd probably lean towards 200pm being a steal when I compare it to dog insurance, boiler insurance, car insurance etc. I'm not looking at the cost per person because that is not a good measure. I can pay 5 or 10 times a year more than what you pay, I could pay nothing. I may not use the NHS for 30 years, I could use it every day. It is sliding random set of measures that cannot be one size fits all, but it is used to justify the cost. £192 billion was spent funding the NHS, how is it underfunded, as I said it isn't being used by all the people all of the time. I have private healthcare as well as being forced contribute to a service that is failing regularly. I mentioned in another post, the NHS are not challenged by funding it is law that I pay and employers also pay. Why should I not be given a rebate that covers my healthcare, I wont be using the NHS, meaning they will have less people to treat, bringing down wait times. They wouldn't be losing all the money, just the premium I pay. Would this focus their offerings and be a fairer way of letting people have choice? the per head works as this is a like pooled insurance scheme. Of course there will be people who claim and people who don't. Like any insurance. And sure, you could pool with smaller, more homogeneous groups. That may make it cheaper for that group. But your premiums will increase over time as you age. Opting out of paying. Interesting. Let's make it fair tho to avoid selection risk. You can opt out. But it's a permanent decision. No coming back when private gets expensive. 100pc no use of NHS services. No GPs. No ambulances. Nada. A tax on premiums to cover the cost of training doctors who then join the private sector. Private is getting a free ride. Are those fair terms ? I think you may have gone a little far with the no ambulances etc.... Even the US provide emergency stabilisation treatment for free. As I said the premium for my private healthcare rebated, not the whole NI just that part. Could accept that I would not be a strain on the NHS and I will not take a bed, fair deal don't you think? Should save the NHS money surely and people who need treatment from the NHS will get it quicker, is that not a win win? No. If you want a premium service,then pay for it. You are already removing a strain from the NHS. In an emergency you still will be, even if that occurs in your BUPA hospital. If you don't have children, can you opt out of your portion of education? If you are a pacifist do you get to keep your portion of what would go to defence spending? Your wealthy enough to pay for private health insurance so you want to reduce your contribution to those who need the subsidy. Should the rich pay for any portion of their tax that they do not benefit from directly? It's not an uncommon sentiment, but not a very pleasant one. I don't think you are looking at this in rounded way, if I remove myself out of the need for the NHS, as much as I can, and leaving the NI payments minus my insurance meaning I am still paying in but not using the service, and not wanting my state pension unless I really need it. That is a benefit to others, is it not. You don't like it simply because I want to step off the bus and to get better services for myself, because what I'm forced to pay into is broken. And saying you are rich enough, I am very fortunate to be earning in the top 1%. However do you know what I don't do, I don't pee £100 month up the wall on Sky tv, I put it to better use... You want to get a premium service. You want something better for yourself. That's a perfectly reasonable thing to pay for. The system is close to being broken because it is underfunded and demoralised and being continually reorganised. I don't like when you pretend that you are doing everyone else a favour in getting a better outcome for yourself. To the extent that you are expecting to be offered a discount for your generosity. If we look at on a "rounded way" we should have private practices to pay for the decades of training and resources that have been invested in the training. In addition they should pay for the failed procedures and emergency cases that are picked up by the NHS. Once we work that through how much do you think your premiums will be? Everyone pays all taxes. Don't pretend to be special. The rich subsidise the poor so that society can progress. The £100/month comment is quite a generalisation isn't it? You don't, actually, know what demographic pays for what. You are stereotyping. The likelihood is by far more likely that those in the top 1% are paying £100/month than the poor. I do, actually, think that there may be a case for making health and dental insurance a salary sacrifice benefit. If it encourages more people/companies to take this option for the plethora of routine elective procedures then the NHS can focus on the hard stuff. However, that piece of maths would have to add up. Private healthcare or education or any number of other things are not inherently bad. Not by a long way. However, wanting to be thanked and financially rewarded for it is overreach, don't you think? £192 billion is under funded? You know that because you have stated it.. What is the amount needed to turn the NHS into a system that actually works? Tell me your reasoning, you are quick enough to say it isn't enough, let's hear how you turn the NHS around. Too add, nowhere did I say I wanted to be thanked for taking private health insurance, far from it! i want out and nothing to do with it, but that is simply how you read it, and to be honest is your default position. Family first and your own interests. In the end run who is there someone you never met or your loved ones. Empathy can go so far. " Everything wrong with the USA encapsulated in one post. The UK is a long way from where we need to be, but thankfully there is still some sense of society and a national sense of doing what's right for the good of everyone. (Current government aside of course). | |||
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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) Some would say that the tories have been running the NHS down, so it can be sold off to make way for the American style health care system." The NHS has been through the hands of many different governments and it still doesn't work.. Bashing one party is missing the issues that need addressing, for political gains | |||
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"You speak in riddles. I'm guessing you mean are we happy paying for healthcare via tax? For most of us, I suspect the answer is: yes. It's far better than having our lives held to ransom by health insurance companies who are only interested in making as much profit as they can. Like in America. (Give it time, though. The Tories would love to push us all into a private system. Lots of money to be made. And so what if a few more plebs die, eh?) Some would say that the tories have been running the NHS down, so it can be sold off to make way for the American style health care system.. It's up to you to vote now isn't it ? If you want riding healthcare it's basically on you. Adjusting to inflation is fair is it not ?" carry on with the current situation . I guarantee healthcare professionals will be quitting in droves. I am one here the ones there are absolutely excuse my language fucking saints. Underpaid understaffed yet everyone wants the right to free healthcare. Then bitch about the underfunded healthcare that was created. Pay them on par with US healthcare professionals. Is that not warranted? | |||
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"Just saying what is the breaking point . Care for others or your direct family .To be honest we trying to follow the "European" models. Yet you fail on so many aspects of family." What is the "European" model? And how is it failing family? | |||
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"Typical yank" Typical what ? Define. You do realize it we global project for other countries . Your NHS budget dwarfs our defense budget to other countries. Is it a great assumption to say you on your own and we take care of ourselves? Your biggest GDP is spent on healthcare what is our again? Saving Europe. Plain and simple. Then you wonder why alot of Americans still love trump. It was his policy for your ignorance. | |||
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"Typical yank Typical what ? Define. You do realize it we global project for other countries . Your NHS budget dwarfs our defense budget to other countries. Is it a great assumption to say you on your own and we take care of ourselves? Your biggest GDP is spent on healthcare what is our again? Saving Europe. Plain and simple. Then you wonder why alot of Americans still love trump. It was his policy for your ignorance. " I all for taking care of my own . Damn the Europeans . You all had the most horrifying wars to mankind. Yet here we are covering your stupidity. Do we just say screw it you on your own? Look at the gdp on who is more worried about others. The rights for you to choose. Get back to me . You do not even come close for others. 800 billion would go a long way here don't ya think? | |||
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"Didn't work in Vietnam or Afghanistan did it" you can be on your own now can you ? NATO was formed for what purpose? | |||
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"So to offset the NHS costs everyone needs at least a 3% increase to the taxes." What are you talking about? Companies and individuals just paying the tax they owe would comfortably cover cost increases. Your 3% figure is made up and random. Why do that? | |||
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