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By *a LunaWoman
over a year ago
South Wales |
It depends if you have a low score because of not much credit or because of being bad with money.
If it’s the first, your Bank may be willing to help with a loan because they see how you handle your finances.
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"I’m after a new car, it’s come up at the right price"
From what I remember, finance houses used by car dealers are a bit more likely to accept you, but you'll possibly pay back more than from a bank.
Talk to the dealer and see what they say.
If it's a private sale, talk to your bank pronto
If you're worried, I have a friend in the automotive industry. P Mme if you want me to ask him anything |
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By (user no longer on site) OP
over a year ago
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"I’m after a new car, it’s come up at the right price
From what I remember, finance houses used by car dealers are a bit more likely to accept you, but you'll possibly pay back more than from a bank.
Talk to the dealer and see what they say.
If it's a private sale, talk to your bank pronto
If you're worried, I have a friend in the automotive industry. P Mme if you want me to ask him anything "
Yea it’s a private sale the lads a mechanic so I know the cars been looked after. And tbf he has offered me finance on it, but I’d rather pay up front |
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The boring answer is that if you are struggling to finance the car, running it legally will be punitive. Cars come and go. Save the cash and buy one when you are better placed to afford to run it. |
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