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Lending money but then
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By (user no longer on site) OP
over a year ago
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You lend money to a friend, who promised to pay it back ASAP. But she's since lost her job, and paying it back will be a struggle. It's not a huge amount, but it's your money and you worked hard for it.
Do you say something, or wait to see if it comes - even if that never happens? |
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By (user no longer on site)
over a year ago
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Set up a repayment plan, tell her you'll work with her and make the payments comfortable once she starts employment again. Or if it's not a huge amount then write it off, dont lose her as a friend and just dont lend to her again in future. |
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Ooooo lord, horrible situation to be in with a friend ....
Maybe leave it a few days see if friend mentions it, if not you start up the conversation......*heh I know your in a bit of difficulty so you know the money I loaned you pay me in instalments maybe* ......you could try that OP? |
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By (user no longer on site)
over a year ago
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"You lend money to a friend, who promised to pay it back ASAP. But she's since lost her job, and paying it back will be a struggle. It's not a huge amount, but it's your money and you worked hard for it.
Do you say something, or wait to see if it comes - even if that never happens?"
Go on Judge Rinder. The show will pay up to £5000 apparently. |
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By *omaMan
over a year ago
Glasgow |
I always say to myself Only Lend What You Can Afford To Lose . . . Then if the repayment doesn't materialise I only have myself to blame.
And learn from the lesson with that particular person. |
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"Set up a repayment plan, tell her you'll work with her and make the payments comfortable once she starts employment again. Or if it's not a huge amount then write it off, dont lose her as a friend and just dont lend to her again in future."
If it’s a true friend then that’s priceless. |
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"Set up a repayment plan, tell her you'll work with her and make the payments comfortable once she starts employment again. Or if it's not a huge amount then write it off, dont lose her as a friend and just dont lend to her again in future.
If it’s a true friend then that’s priceless. "
A true friend would come and explain their situation and suggest ways they could eventually repay the money |
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Had the same situation before ... didn't need the money or wouldn't have loaned it out. Told the friend to forget about it as they had bigger issues to worry about. They paid me back 5 years later completely out the blue when they could afford it. |
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By *iss.RedWoman
over a year ago
somewhere |
If it wasn't a huge amount I wouldn't necessarily insist on them paying it back but I'd be more annoyed if the friend didn't come and have a chat about it, explain the situation and come up with a timeframe to pay it back. If they did this and I genuinely knew they were struggling I'd not want it back |
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By *abs..Woman
over a year ago
.. |
"If it wasn't a huge amount I wouldn't necessarily insist on them paying it back but I'd be more annoyed if the friend didn't come and have a chat about it, explain the situation and come up with a timeframe to pay it back. If they did this and I genuinely knew they were struggling I'd not want it back"
 |
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By (user no longer on site) OP
over a year ago
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"If it wasn't a huge amount I wouldn't necessarily insist on them paying it back but I'd be more annoyed if the friend didn't come and have a chat about it, explain the situation and come up with a timeframe to pay it back. If they did this and I genuinely knew they were struggling I'd not want it back"
I think that would bother me the most too, if they didn't even mention it. |
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By (user no longer on site) OP
over a year ago
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"Had the same situation before ... didn't need the money or wouldn't have loaned it out. Told the friend to forget about it as they had bigger issues to worry about. They paid me back 5 years later completely out the blue when they could afford it."
Aww  |
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By (user no longer on site) OP
over a year ago
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"I always say to myself Only Lend What You Can Afford To Lose . . . Then if the repayment doesn't materialise I only have myself to blame.
And learn from the lesson with that particular person. "
Good plan. I've been burnt in the past by family members. Assume you'll never see it again.  |
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By (user no longer on site) OP
over a year ago
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"Set up a repayment plan, tell her you'll work with her and make the payments comfortable once she starts employment again. Or if it's not a huge amount then write it off, dont lose her as a friend and just dont lend to her again in future."
Repayment plan sounds easier than waiting for the full amount. Probably less of a mountain to climb for them too. |
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By *iss.RedWoman
over a year ago
somewhere |
"If it wasn't a huge amount I wouldn't necessarily insist on them paying it back but I'd be more annoyed if the friend didn't come and have a chat about it, explain the situation and come up with a timeframe to pay it back. If they did this and I genuinely knew they were struggling I'd not want it back
I think that would bother me the most too, if they didn't even mention it."
Yeah same. I think it's that feeling someone presumes they don't have to pay it back and is taking advantage of you |
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Actually been in this situation and it was £800 I’d paid for a mates holiday upfront as he had just started a new job and had 6 weeks or somthing till first pay. Company folded while we was away. We argued and argued cause he was ashamed and upset he has borrowed money and couldn’t pay it back. I’d just keep saying don’t worry you’ll sort me out when you can forget it but it really upset him. In the end he just did loads of jobs for me while he was out of work ( 6 months ). I didn’t really want or need the jobs done lol but wasn’t going to argue it made him feel better. He would do stuff like cleAn my windows, drive, cut the grass while I was out at work fucking halariuose cause he knew I’d tell him off if I was home. Funny times we are still mates and fucker still owes me £500 lol |
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"My Dad's been owed over £30,000 for more than 10 years now. He doesn't expect to ever see it again."
I lent someone £12k in 1985, I've had about £2k back since. I've written the balance off a long time ago  |
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By (user no longer on site)
over a year ago
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I'll never loan money out again, I loaned my holiday savings to a "friend" only got half back, struggled on my holiday. Never again, not even 20 quid. They know they owe me and have made no effort to pay back, not friends any more. |
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"I'll never loan money out again, I loaned my holiday savings to a "friend" only got half back, struggled on my holiday. Never again, not even 20 quid. They know they owe me and have made no effort to pay back, not friends any more. "
Exactly, even if they make some sort of effort to pay something back, then all is good, even if I know that they are struggling and I'm a bit short that particular month, I won't go round hassling them, afterall I lent it in good faith for a reason |
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By (user no longer on site) OP
over a year ago
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"I'll never loan money out again, I loaned my holiday savings to a "friend" only got half back, struggled on my holiday. Never again, not even 20 quid. They know they owe me and have made no effort to pay back, not friends any more. "
That's awful.  |
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By (user no longer on site)
over a year ago
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"You lend money to a friend, who promised to pay it back ASAP. But she's since lost her job, and paying it back will be a struggle. It's not a huge amount, but it's your money and you worked hard for it.
Do you say something, or wait to see if it comes - even if that never happens?"
My dad always said to me if you lend money to anyone never expect to get it back  |
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