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I've started saving for next Christmas already
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By (user no longer on site) OP
over a year ago
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"Anyway not checked my bank accounts since christmas might not have any to save  "
I'm going to give mine to someone who won't let me have it back until November. |
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"Anyway not checked my bank accounts since christmas might not have any to save
I'm going to give mine to someone who won't let me have it back until November. "
do you have christmas clubs? When callum was little one of the toy shops you could pay in so much a week then come christmas all the toys paid for. Have you thought about buying a gift voucher every month for different places then cash them in at christmas |
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By (user no longer on site) OP
over a year ago
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"What, if at all, are you saving for?
Next weeks food shopping.
Can't live on celebrations, fox's biscuits and JD forever..... 
A"
Why not. Throw in a sausage stew and you're set for winter. |
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By (user no longer on site) OP
over a year ago
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"Anyway not checked my bank accounts since christmas might not have any to save
I'm going to give mine to someone who won't let me have it back until November. do you have christmas clubs? When callum was little one of the toy shops you could pay in so much a week then come christmas all the toys paid for. Have you thought about buying a gift voucher every month for different places then cash them in at christmas"
No. I can give it to my brother to look after. He's loaded and I know it will be safe with him. |
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By (user no longer on site) OP
over a year ago
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"Use the tins you have to cut open "
I'd cut them open, no qualms. It's not me that spends my savings, it's my middle child. If it's not in my bank I can say, honestly, that I don't have it. |
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By (user no longer on site)
over a year ago
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" I'm going to start saving for a new sofa. I've actually done a bit of Christmas shopping already some of the sales this year are amazing!"
cheapest sofas on line
dont touch the big department outlets , who do you think pays there electric bill , rent , business rates , staff etc
google and search on line , i got a beauty of groupon for £350
obviously re google the one you like and check its safety standards and reviews etc |
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By (user no longer on site)
over a year ago
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" I'm going to start saving for a new sofa. I've actually done a bit of Christmas shopping already some of the sales this year are amazing!
cheapest sofas on line
dont touch the big department outlets , who do you think pays there electric bill , rent , business rates , staff etc
google and search on line , i got a beauty of groupon for £350
obviously re google the one you like and check its safety standards and reviews etc"
Thank you for the tips, much appreciated. |
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"Anyway not checked my bank accounts since christmas might not have any to save
I'm going to give mine to someone who won't let me have it back until November. "
I do this through a thrift club at work. Have doubled my payments this year as I'm hoping to go on a cruise with my mum in 2020 so want some spending money. |
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By (user no longer on site) OP
over a year ago
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"Saving for next year's tax bill  just paid this years, it hurt a lot!"
That's not really saving though. It's putting away the tax you owe instead of spending it |
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By (user no longer on site) OP
over a year ago
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"Anyway not checked my bank accounts since christmas might not have any to save
I'm going to give mine to someone who won't let me have it back until November.
I do this through a thrift club at work. Have doubled my payments this year as I'm hoping to go on a cruise with my mum in 2020 so want some spending money. "
I wouldn't mind a holiday but I can't save for both as I pay for my daughter and her kids too. |
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"My football season ticket for next season
How many thousands is that going to cost you?
About £470
Oh, that's not too bad. A 2nd Division team? "
Nah a Premiership team just been kind to their supporters |
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By (user no longer on site) OP
over a year ago
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"My football season ticket for next season
How many thousands is that going to cost you?
About £470
Oh, that's not too bad. A 2nd Division team?
Nah a Premiership team just been kind to their supporters "
That's decent of them. |
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By (user no longer on site)
over a year ago
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"Saving for next year's tax bill just paid this years, it hurt a lot!
That's not really saving though. It's putting away the tax you owe instead of spending it "
Put more expenses in  |
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Don't need to save really as we are fortunate enough not to have to. And we buy many Xmas presents in the January sales. Bought about 20 people's presents for next year already. Saved a fortune in the sales. Then we save the main family presents until November. We let them choose what they want then buy them extra surprises. |
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By (user no longer on site)
over a year ago
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"if you smoke , save by stopping .......
there about a tenner a pack.......
one pack a day equals £3650 a year "
Or, spend £1000 on a holiday in Spain, or Slovenia, spend £1000 on 365 packs, and save £1650 for Christmass  unless we get a no deal brexit and crash out in March. |
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By (user no longer on site)
over a year ago
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"Saving for next year's tax bill just paid this years, it hurt a lot!
That's not really saving though. It's putting away the tax you owe instead of spending it
Put more expenses in "
I do try, a good accountant would probably help a lot, but then I would give money to the accountant instead of the tax man |
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