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Retirement plans
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Are you working towards your dream or just seeing where life takes you ?
Are you thinking of staying in the area you live now, move near to family, cottage in the country or by the sea or a place in the sun
What's your dream ?
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By (user no longer on site)
over a year ago
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!  
Can I join you and ride those horses
Do you know how to muck out?  "
Nope.. U do that.. |
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I used to have hopes and dreams but I don't anymore.
I'm a live in carer for a disabled parent and I dread the future. I gave up everything to look after them and when anything happens to them i will be up shit creek without a paddle - I will be unemployed and homeless.
I can only hope that when the time comes I am able to find full time employment quickly and find rented accommodation that doesn't require a huge upfront deposit. |
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By (user no longer on site)
over a year ago
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"I used to have hopes and dreams but I don't anymore.
I'm a live in carer for a disabled parent and I dread the future. I gave up everything to look after them and when anything happens to them i will be up shit creek without a paddle - I will be unemployed and homeless.
I can only hope that when the time comes I am able to find full time employment quickly and find rented accommodation that doesn't require a huge upfront deposit."
Big hugs )))) x (((( |
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By (user no longer on site)
over a year ago
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"I used to have hopes and dreams but I don't anymore.
I'm a live in carer for a disabled parent and I dread the future. I gave up everything to look after them and when anything happens to them i will be up shit creek without a paddle - I will be unemployed and homeless.
I can only hope that when the time comes I am able to find full time employment quickly and find rented accommodation that doesn't require a huge upfront deposit."
Sounds like what my gf and I have just come out of...gave up out place and moved to move in with and care for my old man. He's died now.
Life will find a way of carrying on. Always does...your doing what's right.
If you weren't doing what your doing it would feel so much worse.
We have nothing really now because of this last year and a bit. I wouldn't change the decisions we made for anything 
Work, houses or money don't mean shit, loved ones do, they're first, no question |
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!
Can I join you and ride those horses
Do you know how to muck out?
Nope.. U do that.."
Pha, why would I hire a dog and bark?? |
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By (user no longer on site)
over a year ago
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!
Can I join you and ride those horses
Do you know how to muck out? "
I do and I could also bring some horses!!! |
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!
Can I join you and ride those horses
Do you know how to muck out?
I do and I could also bring some horses!!! "
Ooh what kind? |
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By (user no longer on site)
over a year ago
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I'd like to live in Scotland or Cornwall, near the sea. Just a little two bedroom bungalow/chalet would do me with the spare room for my boys for when they visit me in my dotage. Enough money in the bank to get by, and some left over for my sons.
Hopefully lead a wonderfully eccentric bohemian life and die peacefully in my sleep.
That's my old age plan. |
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"I used to have hopes and dreams but I don't anymore.
I'm a live in carer for a disabled parent and I dread the future. I gave up everything to look after them and when anything happens to them i will be up shit creek without a paddle - I will be unemployed and homeless.
I can only hope that when the time comes I am able to find full time employment quickly and find rented accommodation that doesn't require a huge upfront deposit."
Please take this the right way.
It's good that You've recognised that when the time comes you'll be up shit creek without a paddle as so many don't until it's to late.
I'ts truly admirable what your doing but you've got to look after your own future as well,
Try to talk to someone who can give you options that will let you maybe work to save for a rainy day and care part time.
I walked out of a job a few years ago on principle and everyone said I was crazy but I ended up in the best job I've ever had.
Dreams don't have expiry dates so keep believing or what's the point x |
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If you're lucky enough to have a retirement fund built up, and reach retirement age which will probably be 80 by the time i get there, then your options will be a flat somewhere in the UK.
What other options will there be?
I can tell you now, the spanish apartment retirment, will probably be taken off the table the way brexit is going, 4 years is all the UK is offering when the EU is offering british people 40. It's all gonna fall apart. |
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By (user no longer on site)
over a year ago
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My dream will never happen. But I've decided that once we go home I'll get a good job with decent pay and good health insurance coverage, buy a house, and settle in to work for the rest of my life.
Having spent the last year not working, I'd say I wouldn't truly be happy in retirement in any case. So my plan seems as good to me as it's gonna get. |
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"If you're lucky enough to have a retirement fund built up, and reach retirement age which will probably be 80 by the time i get there, then your options will be a flat somewhere in the UK.
What other options will there be?
I can tell you now, the spanish apartment retirment, will probably be taken off the table the way brexit is going, 4 years is all the UK is offering when the EU is offering british people 40. It's all gonna fall apart."
I'm a glass half full kind of guy so prefer to keep positive or can't see the point of life
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By (user no longer on site)
over a year ago
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The mortgage will be paid off by the time I'm 50, so I plan to spend the time up to 60 saving or investing possibly into another property, if possible I'll retire at 60 but that's entirely dependent on any investments as my work pension is linked to state retirement age.
We plan to move, but we both have different ideas of what to move to, I want a nice village in the Cotswolds with amenities, Fred wants a more isolated property at least 1 mile from anyone else. Other than that I want to be close to my family, travel and just lead a laid back existence.
Ginger |
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"I used to have hopes and dreams but I don't anymore.
I'm a live in carer for a disabled parent and I dread the future. I gave up everything to look after them and when anything happens to them i will be up shit creek without a paddle - I will be unemployed and homeless.
I can only hope that when the time comes I am able to find full time employment quickly and find rented accommodation that doesn't require a huge upfront deposit.
Please take this the right way.
It's good that You've recognised that when the time comes you'll be up shit creek without a paddle as so many don't until it's to late.
I'ts truly admirable what your doing but you've got to look after your own future as well,
Try to talk to someone who can give you options that will let you maybe work to save for a rainy day and care part time.
I walked out of a job a few years ago on principle and everyone said I was crazy but I ended up in the best job I've ever had.
Dreams don't have expiry dates so keep believing or what's the point x"
Unfortunately there are no options. Social care for old or disabled people has been cut to the point it barely even exists anymore. There is no help available for people in my situation. We can't even get a respite carer for a few days to give me a short break never mind get help on an ongoing basis.
I already work part time, 12 hours a week, because it is the only way I can afford to live. Carers allowance is only £62 per week, which is a tenner less than people get if they are on the dole. I can't get anyone to watch my mum while I'm out at work. I just have to leave her on her own and hope she is ok for a few hours.
I would love to be able to work more hours and try to save a little but the rules for carers mean I'm not allowed to and I couldn't leave my mum for any longer anyway.
I will just have to wing it when the time comes. |
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"If all my daughter's plans for degrees, post grads and PhDs come to fruition, I don't think I'll ever be able to retire. My god, kids are expensive. "
Take heart: I didn't think so either but my youngest left home and married last year after her doctorate. The other two have masters and bachelors.
My ex-husband retired at 60 and was mortgage free so able to sell up and help the kids.
We'd have been able to retire at 40 if we didn't have kids! |
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By (user no longer on site)
over a year ago
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!
Can I join you and ride those horses
Do you know how to muck out?
I do and I could also bring some horses!!!
Ooh what kind? "
3 ponies and an old retired race horse |
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By *mmmMaybeCouple
over a year ago
West Wales |
Well our kids won't even have left the education system until I'm 68 & that's obviously if they don't go to colleague or uni.
But we should be mortgage free & in a brand new house in two years.
Longer term our plan is to head west into Wales once the kids don't need us in the S.East so much & end up with cash in the bank. Hopefully I'll still be riding bikes & we'll get a few Euro trips in as well as a few trips further afield 
S |
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Land, horses, home grown veggies, goats, chickens, pigs.
Long summers of shames nekkid wrinkly d*unken fun....until its all over. Then I plan that we crash thru the gates of nirvana in a totally burnt out body. |
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"Up to the North East to buy land and fill it full of horses and abandoned kittens!
Can I join you and ride those horses
Do you know how to muck out?
I do and I could also bring some horses!!!
Ooh what kind?
3 ponies and an old retired race horse "
Hmmm....I was more hoping for a nice 16h IDX or Iberian!  |
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