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By *iew OP Man
over a year ago
Forum Mod Angus & Findhorn |
second hand from a pawn broker or a property auction.
knowing someone who may be on hard times had to sell their memories...
I was looking in a window today and it was full of great names like Rolex, Cartier and Bulgari.
I just don't know if I could. |
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By (user no longer on site)
over a year ago
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Yes I would buy the item if it caught my eye and I wanted it. The person who sold it has received value for it and had the opportunity to reclaim the item (pawnbrokers have to keep your goods for a specified period of time before they can legally sell them). |
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By *iew OP Man
over a year ago
Forum Mod Angus & Findhorn |
"Yes I would buy the item if it caught my eye and I wanted it. The person who sold it has received value for it and had the opportunity to reclaim the item (pawnbrokers have to keep your goods for a specified period of time before they can legally sell them)."
oh I never knew they had to keep it for so long but it does make sense to give the person a chance to get it back.
cool |
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By (user no longer on site)
over a year ago
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I kept my late wifes jewelery untill last year, got made redundant and had to sell it to pay the bills, wasnt easy, but had to be done.
Needs must as they say |
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By (user no longer on site)
over a year ago
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I kept my late wifes jewelery untill last year, got made redundant and had to sell it to pay the bills, wasnt easy, but had to be done.
Needs must as they say |
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By (user no longer on site)
over a year ago
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My dad used to do it all the time, never had much money in the 70's and 80's so he built his own houses and kitted them out from warrant sales and whatever |
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By (user no longer on site)
over a year ago
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I have...
A good friend fell hard and needed the equity... A group of us "bought him out"...
Once he was back on top... We let him chose one item for each of us to keep... And gave him the rest back... |
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By (user no longer on site)
over a year ago
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"I have...
A good friend fell hard and needed the equity... A group of us "bought him out"...
Once he was back on top... We let him chose one item for each of us to keep... And gave him the rest back..."
that is really nice made me smile again for 2nd time today |
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By *iew OP Man
over a year ago
Forum Mod Angus & Findhorn |
"I have...
A good friend fell hard and needed the equity... A group of us "bought him out"...
Once he was back on top... We let him chose one item for each of us to keep... And gave him the rest back..."
that's a very nice thing to do |
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By (user no longer on site)
over a year ago
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"I have...
A good friend fell hard and needed the equity... A group of us "bought him out"...
Once he was back on top... We let him chose one item for each of us to keep... And gave him the rest back..."
A lot of people would accept that kind of offer as it doesn't appear to be charity. A really nice gesture and made me smile too. |
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By (user no longer on site)
over a year ago
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I don't like anything second hand in case there Is bad aura associated with it. Family hand me downs are exceptions providing I know their full history etc..  |
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By (user no longer on site)
over a year ago
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"second hand from a pawn broker or a property auction.
knowing someone who may be on hard times had to sell their memories...
I was looking in a window today and it was full of great names like Rolex, Cartier and Bulgari.
I just don't know if I could."
Not all personal objects have a sad story attached to them though. If its a bargain and something that caught my eye its no different to buying anything else that's for sale. |
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By (user no longer on site)
over a year ago
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"I don't like anything second hand in case there Is bad aura associated with it. Family hand me downs are exceptions providing I know their full history etc.. "
It's very unlucky to be superstitious you know.   |
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By (user no longer on site)
over a year ago
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I'm all for second hand and charity shops, some of my best purchases come from there... never bought a new handbag in my life... usually get them from charity shops. Many of them are cleared out of the bottom of ladies wardrobes never having seen the light of day till I use them. |
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By (user no longer on site)
over a year ago
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"I have...
A good friend fell hard and needed the equity... A group of us "bought him out"...
Once he was back on top... We let him chose one item for each of us to keep... And gave him the rest back..."
thats really lovely
xxxxxxxxxxx |
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By (user no longer on site)
over a year ago
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I recently sold my beloved laptop to ensure I had enough money to buy my son his birthday gift and had some spare to start my daughter off at uni next month.
Was upset as it was an expensive and very used laptop but havent missed it at all. The wee net book I have meets my computing and perving needs and the look on my sons face when he got what he wanted knowing I was skint and being able to buy odds and ends for the uni adventure is a nice feeling.
Would buy things out of 'pawn' shops but would haggle at the price as there mark up is ridiculous.
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I have been looking at buying a house and as a first time buyer its hard to get on the ladder but a bloke in the bank was saying that I should look at reprossed houses as you can get them cheaper than average sale house.. Yes I understand that someone hlas become homeless out of this and would not wish on anyone for that to happen to. |
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By *iew OP Man
over a year ago
Forum Mod Angus & Findhorn |
"I recently sold my beloved laptop to ensure I had enough money to buy my son his birthday gift and had some spare to start my daughter off at uni next month.
Was upset as it was an expensive and very used laptop but havent missed it at all. The wee net book I have meets my computing and perving needs and the look on my sons face when he got what he wanted knowing I was skint and being able to buy odds and ends for the uni adventure is a nice feeling.
Would buy things out of 'pawn' shops but would haggle at the price as there mark up is ridiculous.
"
what a great mum x |
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By *iew OP Man
over a year ago
Forum Mod Angus & Findhorn |
"I have been looking at buying a house and as a first time buyer its hard to get on the ladder but a bloke in the bank was saying that I should look at reprossed houses as you can get them cheaper than average sale house.. Yes I understand that someone hlas become homeless out of this and would not wish on anyone for that to happen to. "
that I totally get... good luck, hope you get somewhere nice |
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By (user no longer on site)
over a year ago
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I recently sold to a pawn broker. My wedding and engagment ring. They were never going to be worn again. Though got to say I did carry them in my purse for 6 months before I did it.
Like Laine I cant remember the last time I bought a new handbag (being a handbag freak) I can buy a couple a week. But always from charity shop. Over the years I have picked up some nice designer bags at a fraction of the price. |
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"Yes I would buy the item if it caught my eye and I wanted it. The person who sold it has received value for it and had the opportunity to reclaim the item (pawnbrokers have to keep your goods for a specified period of time before they can legally sell them).
oh I never knew they had to keep it for so long but it does make sense to give the person a chance to get it back.
cool"
The Pawnbroker has to keep the item for at least 6 Momths, they are governed by the Consumer Credit Act 1974.
Items are normally pawned for six months. At the end of this time, or earlier if you can afford it, you can get back (redeem) your pawn by repaying the loan plus the agreed interest.
If you cannot redeem your pawn and the amount borrowed was more than £75, the pawnbroker is entitled to sell it to recover his loan to you plus the agreed interest.
If you've borrowed more than £100, the pawnbroker must give you fourteen days' notice in writing and tell you when, where, how and for what price he proposes to sell your pawn.
This will give you a chance to buy it back yourself.
If your pawn is sold for more than you owe, you're entitled to claim that back.
If it's sold for less than you owe, you're still liable for the amount outstanding.
Source: Consumer Direct website
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By (user no longer on site)
over a year ago
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Is it not the same as some things on Ebay people have to part with stuff to make money even when thay dont wish too ..... you see it all the time ... them saying having to as need cash ? |
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By (user no longer on site)
over a year ago
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Don't see any reason not to buy. If people didn't buy from pawnbrokers the the pawnbrokers wouldn't lend on the items or would charge higher rates. At property auctions, not bidding will only depress the price so the seller will get less. If it's a reposession, any surplus goes to the mortgagee, so you're making things worse by not bidding. |
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