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will the car be a scraped

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By *riskygaz OP   Man  over a year ago

birmingham

a guy crashed into mine and next doors car when they were parked up at home, mine is an 07 fiesta 12.25cc it has a badly smashed drivers wing, a good size dent in the door and the rear wheel arch is badly dented, a buckled alloy wheel, some scratches on the rear door, car must only be worth £2,000 at most, so I am thinking they will not think it is worth fixing, What do you think ?

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By *LCCCouple  over a year ago

Cambridge

Its up to the insurance company

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By (user no longer on site)  over a year ago


"Its up to the insurance company "

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By (user no longer on site)  over a year ago

Depends on the Assesors Opinion But Sounds Like It would cost more to repair than the Trade Value So would Be Considered a Write Off,

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By *aul1973HullMan  over a year ago

East Hull

Your probably right, sounds like they will more than likely think it's 'uneconomical to repair' where the cost of repair exceeds 50% of the value of the car.

An insurance assessor will probably examine the car and give a detailed list of damage. It may be that it is a Cat A or B write off and must be scrapped by law.

If it's Cat C it is repairable, insurance may just pay out and take the car. You may have the option to buy it back from them though if you wish to keep it for any reason.

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By (user no longer on site)  over a year ago

07 plate, I'm afraid it's worth far less than 2000, cost of repairs will be more than the car is worth.

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By (user no longer on site)  over a year ago

Looks like a "right off" I'm afraid.

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By (user no longer on site)  over a year ago

I would agree that's it's going to be written off. If you manage to keep the salivate and repair yourself. Make sure if you sell the vehicle on you tell the buyer.

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By *riskygaz OP   Man  over a year ago

birmingham

it has just been taken away, the guy thinks it will be a wright off, about a £1,000 in just painting before the actual repair work takes place, got a nice 2016 fiesta to run around in I am ok with it being a wright off was not all that keen on the car so fingers crossed for a half decent settlement figure.

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By (user no longer on site)  over a year ago

Gather evidence of cars same as yours for sale do when you get the offer you know what to accept or have evidence to support disputing the offer.

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By *al2001Man  over a year ago

kildare


"it has just been taken away, the guy thinks it will be a wright off, about a £1,000 in just painting before the actual repair work takes place, got a nice 2016 fiesta to run around in I am ok with it being a wright off was not all that keen on the car so fingers crossed for a half decent settlement figure."

You should have said no take backsies. It's legally binding

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By *ustthe2ofusXXXCouple  over a year ago

coventry


"Gather evidence of cars same as yours for sale do when you get the offer you know what to accept or have evidence to support disputing the offer. "

Get any service history, receipts, mot history and keep them all together it will help add value to the offer they will give you. Make sure the cars and prices are for the same spec as yours, they tried to pull a fast one on me a few years ago giving me book value for a Land Rover S model instead of the HSE there was about £1600 pound difference its little tricks like that they try and get away with.

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By *riskygaz OP   Man  over a year ago

birmingham

as I thought the car is scrap, but looking on the bright side, they are giving me £600 more than I paid for it about 18 months ago

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By (user no longer on site)  over a year ago

don't forget to claim for any uninsured losses

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By (user no longer on site)  over a year ago


"as I thought the car is scrap, but looking on the bright side, they are giving me £600 more than I paid for it about 18 months ago "

How much would it be to buy it back off the insurance?

If you can buy it back, you could always break it out for parts. Every car page I'm on, on Facebook, that's the first questions that's asked if anyone posts about a car written off

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By *riskygaz OP   Man  over a year ago

birmingham


"as I thought the car is scrap, but looking on the bright side, they are giving me £600 more than I paid for it about 18 months ago

How much would it be to buy it back off the insurance?

If you can buy it back, you could always break it out for parts. Every car page I'm on, on Facebook, that's the first questions that's asked if anyone posts about a car written off "

I know I could but it back and sell the parts, but can I be arsed to do it Mmmmm

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By *umpkinMan  over a year ago

near the sounds of the wimborne quarter jack!

Some damage may not be apparent to the untrained eye. It`s only when you can fit a 2 door panel in where a 4 door panel should go that the problem shows! OK, I`m exaggerating but force transferred to door pillars, hinges and the like are difficult to spot at first.

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By (user no longer on site)  over a year ago


"a guy crashed into mine and next doors car when they were parked up at home, mine is an 07 fiesta 12.25cc it has a badly smashed drivers wing, a good size dent in the door and the rear wheel arch is badly dented, a buckled alloy wheel, some scratches Definitely the rear door, car must only be worth £2,000 at most, so I am thinking they will not think it is worth fixing, What do you think ?"
Definitely a write off.

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