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Are we living in a world

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon

Where we never have enough money the price of gas and electric is going up,food is going up and just about everything else.. I feel like my wages are going on everyday living which of course it has to but I never seem to have any spare cash and its seems that in this day and age we are robbing Peter to pay Paul situation...

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

sadly we are and it is not gonna change anytime soon.

but we are a lot better off than many in the world.

I watched a horrid programme the other night of rogue landlords and there was this horrid man who evicted people from their flats with 24 hours notice so that he could charge more to another tenant...

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By *iamondsmiles.Woman  over a year ago

little house on the praire

I think everyone has to pull their purse strings in these days.

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

it was truly awful ... and the mould, damp and shocking state of disrepair was staggering.. and the people were unto date with rent.

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By *opeye-OliveCouple  over a year ago

worcester

Ah Politics on a Sunday!

Maybe we should start by withdrawing all our money from the banks.

Then we could collectively burn all our credit cards. All of us could refuse to pay our mortgages on mass.

Nope - The British public are too apathetic - and just enjoy moaning, and blaming the government.

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"sadly we are and it is not gonna change anytime soon.

but we are a lot better off than many in the world.

I watched a horrid programme the other night of rogue landlords and there was this horrid man who evicted people from their flats with 24 hours notice so that he could charge more to another tenant... "

Sadly that is happening all to often with so many not being able to buy houses are having to rent its big bucks for the landlords I hate renting its dead money but I am unable to buy as I just can't afford it...

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"Ah Politics on a Sunday!

Maybe we should start by withdrawing all our money from the banks.

Then we could collectively burn all our credit cards. All of us could refuse to pay our mortgages on mass.

Nope - The British public are too apathetic - and just enjoy moaning, and blaming the government. "

I am not blaming anyone and yes it is politics but it was just a thought as I am sat here going through my bank statements I'll be quiet from now on

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

but don't prosecute the landlords... think it said only 2 criminal cases as the councils just don't pursue.

they evicted a pregnant to another house, she was told she had no choice.. the other house was worse, further away from her friend..,

was heartbreaking watching

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

pregnant lady*

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By (user no longer on site)  over a year ago

Times are tough I agree, tho reltively speaking we`ve never had it so good...

I still remember my Grans stories o hardship....and having travelled and lived overseas, its still easy fer me to forget we live a life of luxury..are basic needs are more than fufilled....its my wants that ain`t provided for..

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"but don't prosecute the landlords... think it said only 2 criminal cases as the councils just don't pursue.

they evicted a pregnant to another house, she was told she had no choice.. the other house was worse, further away from her friend..,

was heartbreaking watching"

Yes it is but the councils are now turning to private rented accommodation in their tackling homelessness stratagy as there is a lack of council housing and they are not building any new ones..

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By *iamondsmiles.Woman  over a year ago

little house on the praire

Ive just finished reading angela's ashes and that was hardship.

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By (user no longer on site)  over a year ago

The spirit of Peter Rachman lives on.

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By (user no longer on site)  over a year ago
Forum Mod


"Where we never have enough money the price of gas and electric is going up,food is going up and just about everything else.. I feel like my wages are going on everyday living which of course it has to but I never seem to have any spare cash and its seems that in this day and age we are robbing Peter to pay Paul situation... "

yep its driving me mental the amount im paying out for food fuel and petrol every week

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"Ive just finished reading angela's ashes and that was hardship."

I am not saying I am hard up at all.. far from it I am thankful I have a job,house my health. It was more of a statement rather than a moan..

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn


"The spirit of Peter Rachman lives on."

sadly , yes

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By *iamondsmiles.Woman  over a year ago

little house on the praire


"Ive just finished reading angela's ashes and that was hardship.

I am not saying I am hard up at all.. far from it I am thankful I have a job,house my health. It was more of a statement rather than a moan.. "

lol i know what you where saying and i know you werent moaning but we as a nation are better of than we have ever been

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"Ive just finished reading angela's ashes and that was hardship.

I am not saying I am hard up at all.. far from it I am thankful I have a job,house my health. It was more of a statement rather than a moan..

lol i know what you where saying and i know you werent moaning but we as a nation are better of than we have ever been"

Yes we are (I think) haha x

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By *iamondsmiles.Woman  over a year ago

little house on the praire


"Ive just finished reading angela's ashes and that was hardship.

I am not saying I am hard up at all.. far from it I am thankful I have a job,house my health. It was more of a statement rather than a moan..

lol i know what you where saying and i know you werent moaning but we as a nation are better of than we have ever been

Yes we are (I think) haha x"

It is bloody difficult to live these days and everyone feels the pinch. But id sooner live now than in the past especially the 80@s when inflation was horrendous

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

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By *isscheekychops OP   Woman  over a year ago

The land of grey peas and bacon


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%"

I know I was shocked that they could even do that...

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I know I was shocked that they could even do that... "

I had seen 2000 before on the TV but I had to wait till it came back on to check I was seeing correctly..

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By *ornyHorwichCpl aka HHCCouple  over a year ago

horwich


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%"

Now thats the stuff they should outlaw. It's a dangerous game as I have seen people who now rely on it rather than the one off loan they intially required

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By (user no longer on site)  over a year ago

Tis always the same in hardship...the sharks swim, grinning lasiviously..

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn

4023% that was the figure

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By (user no longer on site)  over a year ago
Forum Mod


"Tis always the same in hardship...the sharks swim, grinning lasiviously.."

very very true

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By (user no longer on site)  over a year ago


"Tis always the same in hardship...the sharks swim, grinning lasiviously..

very very true"

Sad isn`t it ...I`m sat here pondering it all....Jeez!! I`ve alot to be very grateful for...

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By *andy muncherMan  over a year ago

Nottingham

for me now my house has gone no mortgage and living rent free and being single the high life will start for me i cant wait

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By *opeye-OliveCouple  over a year ago

worcester


"Ah Politics on a Sunday!

Maybe we should start by withdrawing all our money from the banks.

Then we could collectively burn all our credit cards. All of us could refuse to pay our mortgages on mass.

Nope - The British public are too apathetic - and just enjoy moaning, and blaming the government.

I am not blaming anyone and yes it is politics but it was just a thought as I am sat here going through my bank statements I'll be quiet from now on "

Oh don't be quiet - we love a good old political bun fight

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By (user no longer on site)  over a year ago

I know it doesn't excuse it but it goes some way to explaining why some people turn to crime - be it shoplifting or benefit fraud.

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By *ensual temptressWoman  over a year ago

Southampton


"Where we never have enough money the price of gas and electric is going up,food is going up and just about everything else.. I feel like my wages are going on everyday living which of course it has to but I never seem to have any spare cash and its seems that in this day and age we are robbing Peter to pay Paul situation... "

yes people dont have enough money but i think thats beacuse they exspect more as standerd these days . electonic gadgets ,cars, holidays abroad

ect . alot will lve past their means to get the new car rather than make do with one thats functional .how meny kids refuse anything but designer trainers and clothes and the latest mobiles ? the holiday abroad is seen as given right than a luxuary ect ect .

would i love a new car and two weeks abroad ??? hell yes of course !!! am i going to get that... nope! my cars worth £300 but gets me to work ect holiday wise well have a week at a carvan site down south booked last year . have to live to the cut of your cloth as my father always said .im afraid most dont they live beyond their means using credit cards ect not for essentials but for the luxuries most now consider essential .

there are those who DO live below the poverty line struggling with day to day living and the essential bills like food and electric ..now THATS not having enough money (in this country ).

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By (user no longer on site)  over a year ago


"Ah Politics on a Sunday!

Maybe we should start by withdrawing all our money from the banks.

Then we could collectively burn all our credit cards. All of us could refuse to pay our mortgages on mass.

Nope - The British public are too apathetic - and just enjoy moaning, and blaming the government. "

Been around long enough to see which government represents which people,their going to have to change the "ahh thats the last governments fault" thing and start playing another record.

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By (user no longer on site)  over a year ago


"sadly we are and it is not gonna change anytime soon.

but we are a lot better off than many in the world.

I watched a horrid programme the other night of rogue landlords and there was this horrid man who evicted people from their flats with 24 hours notice so that he could charge more to another tenant... "

I watched this with sadness. It takes someone with a heart of stone to evict a mother and her children from his shithole anyway to get more money!

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By (user no longer on site)  over a year ago


"

Been around long enough to see which government represents which people,their going to have to change the "ahh thats the last governments fault" thing and start playing another record."

This lot have finally all but stopped doing that because

a) they know nobody believes them and

b) they have much bigger problems.

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By (user no longer on site)  over a year ago

What i dont get is, reccession,people not earning to spend/afford as used to, yet prices going up or at least remain at boom time levels for most things.

Big events as we have just seen, festivals, British Grand Prix etc,were they the same price or in any way reduced?

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By (user no longer on site)  over a year ago

I think the festival prices are much the same price they were last year. It may just be people are going to fewer.

There still seems to be money out there. There's no shortage of brand new cars on the streets of Glasgow. I suppose it might be because fewer people are moving house (cos they can't sell their own) and are treating themselves with the 'extra' cash they would have spent on the mortgage.

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%"

I can't believe that this is allowed (winga dot com?). The govnt took the roundabouts outa the parks but they let this go on? It really should be made illegal. There needs to be street guidlines on this lending lark, they exploit those who know not or cannot do better. It makes me sick.

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I can't believe that this is allowed (winga dot com?). The govnt took the roundabouts outa the parks but they let this go on? It really should be made illegal. There needs to be street guidlines on this lending lark, they exploit those who know not or cannot do better. It makes me sick. "

for street, read strict. passion eh

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By *iewMan  over a year ago
Forum Mod

Angus & Findhorn


"sadly we are and it is not gonna change anytime soon.

but we are a lot better off than many in the world.

I watched a horrid programme the other night of rogue landlords and there was this horrid man who evicted people from their flats with 24 hours notice so that he could charge more to another tenant...

I watched this with sadness. It takes someone with a heart of stone to evict a mother and her children from his shithole anyway to get more money! "

glad you saw it Sassy... the pressure they put the lady thro was terrible, packed her stuff up in a van and off they took her. Then you saw the landlords beautiful house earned on the back of the less fortunate.

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By (user no longer on site)  over a year ago

My business has dropped off dramatically has many in my trade

Things are not good at all and money is not just tight its scarce

However there is always someone somewhere worse off

Im positive that it will get better one day its just when lol xx

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I can't believe that this is allowed (winga dot com?). The govnt took the roundabouts outa the parks but they let this go on? It really should be made illegal. There needs to be street guidlines on this lending lark, they exploit those who know not or cannot do better. It makes me sick. "

MPs had a chance to outlaw this a week or two ago but the Tories, with the Fib Dem chums, took to the lobbies to vote it down.

MPs were looking at this by way of an amendment to Clause 11 of the Finance Bill.

Mark Hoban, (the Tory) financial secretary to the Treasury, argued AGAINST capping the interest rate charged by alternative lenders, and told Parliament that the high-cost credit market provided a service for those who could not obtain credit from any other source.

He said: "We should be careful about describing high-cost credit providers as legal loan sharks.......... "

The Conservatives support high interest rate loans.

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I can't believe that this is allowed (winga dot com?). The govnt took the roundabouts outa the parks but they let this go on? It really should be made illegal. There needs to be street guidlines on this lending lark, they exploit those who know not or cannot do better. It makes me sick.

MPs had a chance to outlaw this a week or two ago but the Tories, with the Fib Dem chums, took to the lobbies to vote it down.

MPs were looking at this by way of an amendment to Clause 11 of the Finance Bill.

Mark Hoban, (the Tory) financial secretary to the Treasury, argued AGAINST capping the interest rate charged by alternative lenders, and told Parliament that the high-cost credit market provided a service for those who could not obtain credit from any other source.

He said: "We should be careful about describing high-cost credit providers as legal loan sharks.......... "

The Conservatives support high interest rate loans.

"

pure exploitation, nothing less, shame on them.

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I can't believe that this is allowed (winga dot com?). The govnt took the roundabouts outa the parks but they let this go on? It really should be made illegal. There needs to be street guidlines on this lending lark, they exploit those who know not or cannot do better. It makes me sick.

MPs had a chance to outlaw this a week or two ago but the Tories, with the Fib Dem chums, took to the lobbies to vote it down.

MPs were looking at this by way of an amendment to Clause 11 of the Finance Bill.

Mark Hoban, (the Tory) financial secretary to the Treasury, argued AGAINST capping the interest rate charged by alternative lenders, and told Parliament that the high-cost credit market provided a service for those who could not obtain credit from any other source.

He said: "We should be careful about describing high-cost credit providers as legal loan sharks.......... "

The Conservatives support high interest rate loans.

pure exploitation, nothing less, shame on them."

The Tories have always exploited people.

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By (user no longer on site)  over a year ago


"Where we never have enough money the price of gas and electric is going up,food is going up and just about everything else.. I feel like my wages are going on everyday living which of course it has to but I never seem to have any spare cash and its seems that in this day and age we are robbing Peter to pay Paul situation... "

We are getting less commodities for our monthly pay cheque but in real terms still better off than 40 plus years ago. It doesn't make it any easier saying that though.

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By *im halpertMan  over a year ago

redditch


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I know I was shocked that they could even do that... "

they are pay day loans where you borrow for 2weeks till you get paid,they are not long term loans

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By *im halpertMan  over a year ago

redditch

still a lot of money though!

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By (user no longer on site)  over a year ago


"I saw a pay day loan thing on the TV the other day... the APR was something like 4523%

was well over 4000%

I know I was shocked that they could even do that... they are pay day loans where you borrow for 2weeks till you get paid,they are not long term loans "

They don't start out as long term loans but they often end up that way.

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