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Credit cards

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By (user no longer on site) OP over a year ago

What's the best one you have found?

I need to get one and wanted a little advise.

What's your experience with them?

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By *risky_MareWoman over a year ago

...Up on the Downs

Look on Martin Whassisface's 'money saving experts' site.

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By *iewMan over a year ago
Forum Mod

Angus & Findhorn

Look for a cash back, then buy all your shopping on it and pay it back in full every month.

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By *emini ManMan over a year ago

There and to the left a bit

If you can, avoid them at all costs - far too easy to run up debt that you can't pay off.

However if you are able to manage them properly and pay them off each month they're a handy thing to have and as the previous poster said Martin Lewis' site is probably the best place to head for the best deals etc.

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By (user no longer on site) over a year ago

I've only used one for scraping ice from my windscreen

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By *abrielle247Couple (FF) over a year ago

PDI Gran Canaria

"What's the best one you have found?

I need to get one and wanted a little advise.

What's your experience with them?"

Yours, I just spent a fortune on it.

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By (user no longer on site) over a year ago

Another Martin Lewis fan, always has the best deals, 0%, cash back etc also good advice on using then and not over stretching your budget

...

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By (user no longer on site) over a year ago

"Look for a cash back, then buy all your shopping on it and pay it back in full every month."

This

Although bear in mind that a lot of them are dropping cash back or lowering the maximum you can make as they are having to drop the cost to retailers.

I've recently binned Capital One as they dropped cashback completely

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By *ficouldMan over a year ago

a quandary, could you change my mind?

It's a great way to increase your credit score by using them, pay off the bill each month! As long as you do that the interest rate doesn't matter..

So it's just then seeing if you can get anything back from using it.

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By *htcMan over a year ago

Never use the credit card. Had one about 7 years still have yet to use once.

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By (user no longer on site) over a year ago

Credit cards,are debt cards. Do not withdraw cash on them.