FabSwingers.com > Forums > The Lounge > Cat, C, D vehicles
Cat, C, D vehicles
Jump to: Newest in thread
Could affect insurance - would need to tell them and don't forget if you then have an accident any payout would take that into account - a lot of times cars are written off but still entirely repairable and safe |
Reply privately, Reply in forum +quote
or View forums list | |
 |
By (user no longer on site)
over a year ago
|
As far as I'm aware but this is from years back.
Once it's written off its down as as one regardless of the condition of the vehicle, ie stolen recovered, paid out on, but no damage done to vehicle, write off.
And yes it does effect the insurance, how much is anybody's guess work! |
Reply privately, Reply in forum +quote
or View forums list | |
The Vehicle records will always show that the vehicle has been a cat C or D , even if it has been completely " rehabilitated"
Some insurers don't insure them, some might hike the premium .
It might affect resale value..
But if you can find one with very minor panel damage that can be repaired economically , it may be worth it for a cheap car. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *eavenNhellCouple
over a year ago
carrbrook stalybridge |
"Also from direct experience it doesn't affect insurance premium or pay out in the event of another accident"
have had the opposite on a payout lost 25% of value on my farthers car when it was written off and subsequently revealed to be a cat d write off .think it is recorded on the v5 now and testing is a lot more thorough in the event of car being restored
|
Reply privately, Reply in forum +quote
or View forums list | |
"Also from direct experience it doesn't affect insurance premium or pay out in the event of another accidenthave had the opposite on a payout lost 25% of value on my farthers car when it was written off and subsequently revealed to be a cat d write off .think it is recorded on the v5 now and testing is a lot more thorough in the event of car being restored "
It's always recorded and pay out depends on the quality of the repair. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *ty31Man
over a year ago
NW London |
CAT D and C are classed as cosmetic and non structural damage but Deemed economically unviable fir the insurance company to pay out for repair,
so are legal to be repaired and put back on the road.
If you can get it fixed relatively cheaply it does save money but the resale value will obviously be lower than a non write off.
CAT B is structural damage and as such is only good for parts and CAT A is a total loss. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Payout is dependant on vehicle value and a cat C/D marker does reduce the resale value but hopefully you buy it cheaper so makes no real difference.
If buying to repair (as opposed to one already repaired) remember that any mot is invalidated regardless of the type of damage and a new V5 applied for. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
I repaired one for a mate last year. All it needed was a bumper. £50 from the scrappy and he had loads of cash left over from the insurance payout too.
Totally worth it. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
I wouldn't touch CAT C.
However, a car can end up being a CAT D just for having it's wheels stolen. Or a car can't have a very minor repair done in a timely fashion so insurance companies will write cars off willy nilly!
When it comes to resale you'll always get a lower price due to being on the register. Also if you do have an accident in it, expect to get pittance on the payout.  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *horltzMan
over a year ago
heysham |
"Are they to be left alone or worth saving a couple of k's, also do they affect insurance? "
Just bought a Cat D tranny ( van ) insurance two hundred and fifty odd quid fully comp , the van just has a dent around the rear wheel arch , other than that it's spot on , only cost me five hundred quid  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Sports bikes get written off due to the cost of plastics.
All I would say is get details on the damage, if it's been repaired who carried out the work and get an inspection done |
Reply privately, Reply in forum +quote
or View forums list | |
"Are they to be left alone or worth saving a couple of k's, also do they affect insurance? "
My suggestion is if you need to ask on a sex forum they are not for you
Some are perfect some are awful you need to KNOW what you are doing. Xx |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Sports bikes get written off due to the cost of plastics.
All I would say is get details on the damage, if it's been repaired who carried out the work and get an inspection done"
I used to work in automotive plastics. It's the biggest con going. Most of it is just cheap crap that the manufacturers hike the price up on.
A rear bumper for the current Jaguar F-Type costs less than £7 to manufacture plus around £17 in paint (they're painted by the plastics company using the cheapest paint you can imagine). They're then sold to JLR for roughly £35 per unit.
If you wanted to buy one yourself you'll be looking at over £1000.
You're better off buying them from Unipart, they're made by the same company and sold at a discount price because they were rejected after the primer stage so they prime ove the existing primer again which JLR won't accept. |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
