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Ok then whos nearly ready......
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By (user no longer on site) OP
over a year ago
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"....Thanks for that Soapy...got Christmas songs stuck in my head now!!!!"
Yea fellow Stokies it wont be long now get shoppin Hanley gets busy ya know xx  |
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By (user no longer on site)
over a year ago
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"Fa Christmas?? xx  "
bah bloody humbug you! just turned the frigging heating off and it just turned summer - let us enjoy life a wee bit first before that dreadful time lol xx |
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By (user no longer on site)
over a year ago
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Never do Christmas shopping at Hanley or anywhere else for that matter....We take the cowards option and flee the country for sunnier climes whilst the rest of you get festive and merry... |
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By (user no longer on site) OP
over a year ago
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"Never do Christmas shopping at Hanley or anywhere else for that matter....We take the cowards option and flee the country for sunnier climes whilst the rest of you get festive and merry... "
Lol dont blame ya i may be doing that myself this year xx |
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By (user no longer on site)
over a year ago
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Ive bought stuff already
Since my little one is a Christmas eve baby its a double whammy for expense... nothing wrong with buying things throughout the year. Id rather do it this way than end up with a credit card/loan or overdraft.
I may not be switched on with much, but ive never been in debt |
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By (user no longer on site)
over a year ago
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"but ive never been in debt
Depends how you view debt, be it a mortgage / car finance / utility bill, etc., etc. some may view it as being in debt."
ok i dont have any finance, loans, overdrafts or credit cards |
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"but ive never been in debt
Depends how you view debt, be it a mortgage / car finance / utility bill, etc., etc. some may view it as being in debt.
ok i dont have any finance, loans, overdrafts or credit cards "
Might come a time when you need to have a credit card |
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By (user no longer on site)
over a year ago
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"but ive never been in debt
Depends how you view debt, be it a mortgage / car finance / utility bill, etc., etc. some may view it as being in debt.
ok i dont have any finance, loans, overdrafts or credit cards
Might come a time when you need to have a credit card"
i dread that day..  |
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"ok i dont have any finance, loans, overdrafts or credit cards "
If you’ve never been registered on a credit file, then you’ll find it virtually impossible to obtain credit should you need it, having NO credit is almost as bad as having bad credit, being listed on a credit file shows you’re at least are / was creditworthy |
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Cutensassy I wish I never had any debts but it's life an since they are now securing your so called unsecured loans and putting charging orders on your house it's gonna get worse so try and resist the plastic |
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By (user no longer on site)
over a year ago
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"ok i dont have any finance, loans, overdrafts or credit cards
If you’ve never been registered on a credit file, then you’ll find it virtually impossible to obtain credit should you need it, having NO credit is almost as bad as having bad credit, being listed on a credit file shows you’re at least are / was creditworthy "
surely having a mobile phone and various direct debits/ standing orders shows im creditworthy??
anyways this thread is about crimbo shopping not my financial matters |
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By (user no longer on site)
over a year ago
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"Cutensassy I wish I never had any debts but it's life an since they are now securing your so called unsecured loans and putting charging orders on your house it's gonna get worse so try and resist the plastic "
sadly i don't own a house, my grandparents own the property i live in. |
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"anyways this thread is about crimbo shopping not my financial matters "
You mentioned about having no debt  other's merely replied 
I must say, from my observations, you do have a habit or turning the onus onto others |
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By (user no longer on site)
over a year ago
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"Fa Christmas?? xx
Do you have some sort of death wish???
Or just stupid???? 
Santa is dead, I killed him!
So there.
Ta ...can ya now assimilate those who "do" xmas on threads? lol
"
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By *edhotminxWoman
over a year ago
Turn left at the Singing Ringing Tree |
I know of ladies who have started their Christmas Club - making things for Christmas. They meet once a month. A 3D Christmas tree was last week's novelty (I didn't bother asking for more information as I was in a state of shock!).
Personally I hate the 'season to be jolly' as it's over-hyped, expensive marketing rubbish. I just give the kids money on Christmas day, and then on Boxing day all the goodies they wanted are half the price of 24 hrs previously.
I do, however, put money by each month so that when Christmas does arrive, money is in the account to cover all food and presents. |
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By (user no longer on site)
over a year ago
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"Santa is dead, I killed him!
So there.
Noooooooooooooooooooooooooooooo
I could rant for hours about Christmas!
I HATE it!!
Well, you've shattered my belief now telling me you've killed him "
Well....
While im shattering beliefs, I may as well tell you....
There is NO Easter bunnies or tooth faries eithers.
So there! |
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"Santa is dead, I killed him!
So there.
Noooooooooooooooooooooooooooooo
I could rant for hours about Christmas!
I HATE it!!
Well, you've shattered my belief now telling me you've killed him
Well....
While im shattering beliefs, I may as well tell you....
There is NO Easter bunnies or tooth faries eithers.
So there! "
Is there any point in living anymore? |
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