FabSwingers.com > Forums > The Lounge > Do 50+ people have it made ?
Do 50+ people have it made ?
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By (user no longer on site) OP
over a year ago
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Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older |
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By *igSuki81Man
over a year ago
Retirement Village |
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Don't wish your life away 
I dont think they do. The national debt isn't necessarily up to the older generation but the idiocy of government management (think the tories sold most national assets like the energy markets before Brown sold the countries gold for peanuts)
As for housing, we as a country never kept up with the times and failed to prepare for the future  |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Yes, I'm fucking bitter. You would not believe how much so.
Why blame the people it advantaged though? It was the people that allowed it to happen that deserver the scorn.
Politics needs accountability. |
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By *aucy3Couple
over a year ago
glasgow |
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Just pay the dept,and work forever.
It makes me so happy,knowing you will work till you die.
In a good way.
  |
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By (user no longer on site)
over a year ago
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"Politics needs accountability.
Once was enough 
It really wasn't/isn't.
Maybe it isnt but will it change now or do we learn from the past and not repeat mistakes (though its unlikely) "
I personally feel this is the one point that dramatically change politics forever.
It's a step in the right direction irrelevant of your political viewpoint.
This is what we should be pushing for a a democracy.
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By *igSuki81Man
over a year ago
Retirement Village |
"Politics needs accountability.
Once was enough
It really wasn't/isn't.
Maybe it isnt but will it change now or do we learn from the past and not repeat mistakes (though its unlikely)
I personally feel this is the one point that dramatically change politics forever.
It's a step in the right direction irrelevant of your political viewpoint.
This is what we should be pushing for a a democracy.
"
Dont mean to piss on your positive vibe and passion for politics but i am a blunt realist and politics wont change.
Most MPs get voted in and turn out to be crooked cunts (expenses debacle is a perfect example) we pledge honesty only for tax issues to crop up (bet camerons hating that one) and we go round and round and get fkd over and over by politicians again and again |
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By (user no longer on site)
over a year ago
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"Dont mean to piss on your positive vibe and passion for politics but i am a blunt realist and politics wont change.
Most MPs get voted in and turn out to be crooked cunts (expenses debacle is a perfect example) we pledge honesty only for tax issues to crop up (bet camerons hating that one) and we go round and round and get fkd over and over by politicians again and again"
How does accountability not address these issues?
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By (user no longer on site)
over a year ago
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"I don't do politics. but vote for whoever anyway 
I'm sure they will win eventually (or not) "
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful? |
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By *igSuki81Man
over a year ago
Retirement Village |
"Dont mean to piss on your positive vibe and passion for politics but i am a blunt realist and politics wont change.
Most MPs get voted in and turn out to be crooked cunts (expenses debacle is a perfect example) we pledge honesty only for tax issues to crop up (bet camerons hating that one) and we go round and round and get fkd over and over by politicians again and again
How does accountability not address these issues?
"
Its way past my bedtime to be debating but from what i've seen accountability is a 'buzz' word and only has any relevance if meaningful action is taken against those accountable. Most of the time it gets swept under the carpet and glossed over instead. |
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By (user no longer on site)
over a year ago
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People smarter than me have already blown apart the implications of my thoughts on this...
I still essentially don't think I'm wrong.
As always, there needs to be a mid point. Currently there is none. |
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By (user no longer on site)
over a year ago
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"Its way past my bedtime to be debating but from what i've seen accountability is a 'buzz' word and only has any relevance if meaningful action is taken against those accountable. Most of the time it gets swept under the carpet and glossed over instead. "
Where else have you seen this 'buzz word' (link please). I've been spouting this shit for years. I can't see how anything new? It's meaningful though... It's not even anything to do with expenses (although it covers that spectrum).
It's about Manifestos that can't be fulfilled, and war crimes. So much important shit.
Expenses also, if that is important to you. I guess.
The papers said something about it I guess a while ago. I guess it must be important compared to the huge crimes that are being commited everyday. I suppose. |
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By (user no longer on site)
over a year ago
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To me it seems ridiculous how we are attempting focus our attention on trying to damage our influence on a world stage rather than equip ourselves with better tools to control our influence.
But I guess you UKIP/Brexiters know so much better.
Given your demographic... |
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?"
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering |
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By (user no longer on site)
over a year ago
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering "
So in your eyes there would be no progress. That's fine. For people that wanted to interact and change the system with something meaningful - they have that option too. |
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By (user no longer on site)
over a year ago
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering "
If you voted - you already have .....
Unfortunately they have bent and rewritten the laws to ensure there is no comeback to their actions.
As Lib said - the should be. Actually- there MUST be accountability over their lack of conformity to their manifesto.
If they state ABC and are voted into in that basis then that's what they MUST do or be sent packing.
If they then do XYZ - bye bye.
The manifesto needs to be a legal document- a contract between them and the people they are elected to govern. |
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By (user no longer on site)
over a year ago
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I must admit that being 50 is great. I bought my first home at 23. A two bedroomed house for £45000. Kids came along bought a three bedroom in 1992 for £60000. Wife ran off with some dopey bloke and didn't ask for anything. Made redundant from the army after 12 years. Nice lump sum ! And pension at 60. Now live in a nice cottage outside of Bournemouth. No debts of any great importance. A good job with fantastic pay. Yes its great being a born in the 1960s. |
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By (user no longer on site)
over a year ago
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"The manifesto needs to be a legal document- a contract between them and the people they are elected to govern."
It starts here.
Every intention outside is pointless. |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Just pay the dept,and work forever.
It makes me so happy,knowing you will work till you die.
In a good way.
"
lol!! |
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering
If you voted - you already have .....
Unfortunately they have bent and rewritten the laws to ensure there is no comeback to their actions.
As Lib said - the should be. Actually- there MUST be accountability over their lack of conformity to their manifesto.
If they state ABC and are voted into in that basis then that's what they MUST do or be sent packing.
If they then do XYZ - bye bye.
The manifesto needs to be a legal document- a contract between them and the people they are elected to govern."
So what you are saying is that we should close parliament down completely; because once elected, everything that the winning party promised must be done, by law?
So there is no debate, no opportunity to modify any ideas; as Soon as the election is over, the winning party just simply does absolutely everything it promised, to the letter.
In fact no need any politicians at all . Just one person on each " party". Who just simply gets everything they promised done in his ( or her) 4 years; then you have another election, and someone else gets elected, and has to enact, exactly, all their promises.
Basically electing a dictator every so often.
And if you generally support party A, do you 100% agree with every single manifesto promise? Or do you disagree with some of them? And perhaps like one or two ideas from Party B?
But on balance, you vote for the ones who promise " mostly" the things you agree with.
And they can't actually carry out all the things they promise, because it all has to be agreed by parliament, do some ideas will be thrown out, some will be modified.
So how do you make it a legal contract that they have to do everything?
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering
If you voted - you already have .....
Unfortunately they have bent and rewritten the laws to ensure there is no comeback to their actions.
As Lib said - the should be. Actually- there MUST be accountability over their lack of conformity to their manifesto.
If they state ABC and are voted into in that basis then that's what they MUST do or be sent packing.
If they then do XYZ - bye bye.
The manifesto needs to be a legal document- a contract between them and the people they are elected to govern."
The last time I voted was back in the 80's, and for the life of me I can't think why.
How can you tell when a politician is lying? Yep, you got it, his lips move.
Reason no.1 why I don't do politics |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
50+ is a little low we've had to earn what we've got. But I do agree with you about people a little older than me, i.e. People who had endowment mortgages that paid off handsomely people who have worked for banks that give full salery pensions for life who retire at 55 and suck the blood out of the country.
But being jealous gets nobody anywhere look at the positives in your life and make the best of them.
I wish I was 20 years older "
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I think you may mean the baby boomer post war generation. Yes they do, was only talking with my mum about this yesterday. And it is harder for younger people and will continue to be. Not sure of the answer though. |
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"The manifesto needs to be a legal document- a contract between them and the people they are elected to govern.
It starts here.
Every intention outside is pointless."
Well said that man!
Things will only change when enough people realise that they CAN change it….
Having said that,changing things involves DOING something about it. This something will also involve unpaid WORK without any guarantees of success (a revolution). I'm not sure enough people are upset enough (or ever will be) to do something about it... |
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By (user no longer on site)
over a year ago
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My parents both retired at 50 although one went back to work after a few years to do consultancy. They have great pensions and just bum around the world. They also get dumped on as a free baby sitting service by my siblings which appears to be national trend according to radio 4 so it's not all rosy for that generation.
I don't begrudge them any of it because they earned it. It's a shame it's not going to happen much nowadays. I hope to retire early all being well but it's not as simple as it once was. |
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By (user no longer on site)
over a year ago
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
So are you saying that the older generation have not contributed to their state tax??! I've never been unemployed and therefore always paid my ni since the age of 18 and for the last ten years or so paid ten percent of my salary into my private pension as I sure as hell don't want to rely on the state pension to keep me going and nor do I want to work until I'm 67! I didn't realise that it's the entire population of 50+ that has put you youngsters into this position ??!! |
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By (user no longer on site)
over a year ago
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
So are you saying that the older generation have not contributed to their state tax??! I've never been unemployed and therefore always paid my ni since the age of 18 and for the last ten years or so paid ten percent of my salary into my private pension as I sure as hell don't want to rely on the state pension to keep me going and nor do I want to work until I'm 67! I didn't realise that it's the entire population of 50+ that has put you youngsters into this position ??!! "
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"My parents both retired at 50 although one went back to work after a few years to do consultancy. They have great pensions and just bum around the world. They also get dumped on as a free baby sitting service by my siblings which appears to be national trend according to radio 4 so it's not all rosy for that generation.
I don't begrudge them any of it because they earned it. It's a shame it's not going to happen much nowadays. I hope to retire early all being well but it's not as simple as it once was. "
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You do have a rather Rose tinted view of times gone by.
"Mostly had jobs for life with a pension "
There have seldom been "Jobs for Life" in any industry, but surely you heard about the decline industries such as Coal, Steel, Ship Building and Car making?
"Or state pension, the younger generation will pay for"
Only the ones with jobs, and I do believe that the oldies paid their National Insurance to qualify.
"Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear"
Again, I believe that more of the country's personal debt can be attributed to the younger generations than the older. We tend to be more willing to borrow to get something now, than to save and buy it later.
"Had a council house and sold it for 300k+ profit leaving nothing for the younger generation "
There are very few council houses that would ever have sold for £300k, certainly in Scunthorpe ex-council properties are usually valued at £60-£90k depending on the streets.
You also need to remember that the folks who qualifies for (The Evil) Thatcher's Right To Buy scheme had already been renting that house for many years. The scheme was also used to swindle Councils out of their housing stock as the money went straight to central Government.
"I wish I was 20 years older "
You'll be surprised how quickly it happens.
Cal |
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By (user no longer on site)
over a year ago
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
No one that I know over 50 outside of London made 300k profit on a council house.
The new Housing Bill may mean more stock sold off cheaply and that's not just to over 50's but it's going to knacker up any chance of social housing for generations to come. And it's all being done without much fanfare, hoping it doesn't get noticed. |
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We're 50 plus and haven't "got it made" but I can understand why the younger generation feel as they do.
Having said that I think the up coming generation nearly always think those that went before them mucked the world up... |
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By (user no longer on site)
over a year ago
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I will be 55 in a fortnight .
At 15 I left school , worked on a building site , had my first child at 16 and worked 14 hours a day -and lived in a council flat for 2 years .
After 2 years hard graft , saved enough to put a deposit on my first home , a run down house in a rough street , but the government wanted the street done up and offered 90% grants to do up the houses . Spent £2,500 and ended up with a nice home . Some weeks I worked over 80 hours to afford it , in a bakery on nights , window cleaning and in a takeaway in the evening .
Four years later sold the house , got divorced , paid her half of the profit etc , and my son moved in with me in a flat above a shop .
Anyway remarried , had 2 more kids and continued to work crazy hours but got back on the property ladder . 18 years later , another divorce and another payout , and now 7 years later remarried , own our own home , no mortgage , no credit cards , no debt .
Never claimed a penny in my life , but always worked hard , saved up when I needed to and only bought what I could afford . I will have to work till I'm 68 before the state pension .
I've lived through various parliaments , and it makes little or no difference who is in power . It's down to me , my work ethic , my belief that no one owes me anything , and my determination that I am where I am now .
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By (user no longer on site)
over a year ago
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Yes, I'm fucking bitter. You would not believe how much so.
Why blame the people it advantaged though? It was the people that allowed it to happen that deserver the scorn.
Politics needs accountability."
You need to take control of your life and stop blaming others for it. |
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By (user no longer on site)
over a year ago
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People in higher than average incomes but not wealthy keep falling for the tax cuts that ensure they (tories) voted in.
Tories event resent their own work force. Its its a power mad puppet show.
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By (user no longer on site)
over a year ago
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Well said Gloswingers its nearly the same in this household.
If you want to get on there is every opportunity out there still.
We did it and our kids are doing it now.
Work hard take a risk and go for it.
We certainly generated our share of tax in the process and worked as a free tax collector for the government.
On the other hand if want to whine all day so be it.
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"I don't do politics. but vote for whoever anyway
I'm sure they will win eventually (or not)
If the people you voted for were credible, who you be more intised to vote for a certain side?
I'm fairly sure if there were legal implications to their manifestos, it would make the who process a bit more meaningful?
That's all very well young lady/whatever you profess to be at this precise moment in time sweetie, but I do not vote for imbeciles who promise what they have no intention of delivering
If you voted - you already have .....
Unfortunately they have bent and rewritten the laws to ensure there is no comeback to their actions.
As Lib said - the should be. Actually- there MUST be accountability over their lack of conformity to their manifesto.
If they state ABC and are voted into in that basis then that's what they MUST do or be sent packing.
If they then do XYZ - bye bye.
The manifesto needs to be a legal document- a contract between them and the people they are elected to govern.
So what you are saying is that we should close parliament down completely; because once elected, everything that the winning party promised must be done, by law?
So there is no debate, no opportunity to modify any ideas; as Soon as the election is over, the winning party just simply does absolutely everything it promised, to the letter.
In fact no need any politicians at all . Just one person on each " party". Who just simply gets everything they promised done in his ( or her) 4 years; then you have another election, and someone else gets elected, and has to enact, exactly, all their promises.
Basically electing a dictator every so often.
And if you generally support party A, do you 100% agree with every single manifesto promise? Or do you disagree with some of them? And perhaps like one or two ideas from Party B?
But on balance, you vote for the ones who promise " mostly" the things you agree with.
And they can't actually carry out all the things they promise, because it all has to be agreed by parliament, do some ideas will be thrown out, some will be modified.
So how do you make it a legal contract that they have to do everything?
"
Will you stop bringing sense to the forum! As you see, it just gets ignored...  |
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when I first met my husband he was a long distance lorry driver until he moved to be nearer me, he got a job in a hotel and cycled 20 miles each day to get there and back, has had quite a few jobs and been made redundant a few times but always managed to find another job. |
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By (user no longer on site)
over a year ago
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"Well said Gloswingers its nearly the same in this household.
If you want to get on there is every opportunity out there still.
We did it and our kids are doing it now.
Work hard take a risk and go for it.
We certainly generated our share of tax in the process and worked as a free tax collector for the government.
On the other hand if want to whine all day so be it.
"
Yes indeed .....
And all my kids are following in my footsteps , all working hard and doing well . No debt , nice homes and not claiming a penny |
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By (user no longer on site)
over a year ago
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"I think you may mean the baby boomer post war generation."
.
Congratulations, you win a prize!.
.
.
Multilevel marketing scams, they used the same principles!... Feed the bottom with a lot and take one of the top of the pyramid!
The trouble with exponential problems is.... They end really really quickly!.
.
Do I feel sorry for millennials, sure, they were born unluckily on the steep bit of the curve.
There absolutely going to be fucked over big style  |
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By (user no longer on site)
over a year ago
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Yes, I'm fucking bitter. You would not believe how much so.
Why blame the people it advantaged though? It was the people that allowed it to happen that deserver the scorn.
Politics needs accountability.
You need to take control of your life and stop blaming others for it."
.
Some people can't even abide by their own advise |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
What a simplisticly incorrect view.
For those that did happen for , why not cast your eyes toward the people that made policy and then run what ever grey matter you have over the reasons for those policies. Ask yourself who calls the shots and who truly benefits.
If there is nothing for the younger generation - why not ? |
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"I will be 55 in a fortnight .
At 15 I left school , worked on a building site , had my first child at 16 and worked 14 hours a day -and lived in a council flat for 2 years .
After 2 years hard graft , saved enough to put a deposit on my first home , a run down house in a rough street , but the government wanted the street done up and offered 90% grants to do up the houses . Spent £2,500 and ended up with a nice home . Some weeks I worked over 80 hours to afford it , in a bakery on nights , window cleaning and in a takeaway in the evening .
Four years later sold the house , got divorced , paid her half of the profit etc , and my son moved in with me in a flat above a shop .
Anyway remarried , had 2 more kids and continued to work crazy hours but got back on the property ladder . 18 years later , another divorce and another payout , and now 7 years later remarried , own our own home , no mortgage , no credit cards , no debt .
Never claimed a penny in my life , but always worked hard , saved up when I needed to and only bought what I could afford . I will have to work till I'm 68 before the state pension .
I've lived through various parliaments , and it makes little or no difference who is in power . It's down to me , my work ethic , my belief that no one owes me anything , and my determination that I am where I am now .
"
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By *yrdwomanWoman
over a year ago
Putting the 'cum' in Eboracum |
"I think you may mean the baby boomer post war generation."
Who are in their 60s and 70s, not 50s.
Not sure when I had a council house to sell with 300k profit (hint: it was never), but I will admit to being lucky that both times I sold property it was for more than I paid. I took advantage of booms after busts, so shoot me. I am paid a middling wage, have had my oh so enormous pension whittled away over the years, and cannot imagine retiring before I'm 70.
I think the younger generation (ooh, I was so hoping I would never have to say that!) has a very rose tinted view of previous generations. We've all had our advantages and disadvantages, and it may surprise people to know that some of us sympathise with others about the way the world is going now. |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
|
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
"
Why ? The council made a profit when they first sold it.
After sale it belongs to the owner, not the council.
Why should ANYONE give their money to the council ? |
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By (user no longer on site) OP
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
Why ? The council made a profit when they first sold it.
After sale it belongs to the owner, not the council.
Why should ANYONE give their money to the council ? "
Because rent was 50% of market rate or free for the unemployed and then sold for penny's
You never had it so good |
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By (user no longer on site)
over a year ago
|
"Politics needs accountability.
Once was enough
It really wasn't/isn't.
Maybe it isnt but will it change now or do we learn from the past and not repeat mistakes (though its unlikely)
I personally feel this is the one point that dramatically change politics forever.
It's a step in the right direction irrelevant of your political viewpoint.
This is what we should be pushing for a a democracy.
Dont mean to piss on your positive vibe and passion for politics but i am a blunt realist and politics wont change.
Most MPs get voted in and turn out to be crooked cunts (expenses debacle is a perfect example) we pledge honesty only for tax issues to crop up (bet camerons hating that one) and we go round and round and get fkd over and over by politicians again and again"
Well..I know I'll probably get slated for this. But I say Jeremy Corbyn is Labours best hope for getting back into power and at least tempering the out of control capitalism thats destroying the country.
I hated the way Blair converted Socialist Labour into Tory light. Its no wonder people are not interested in not voting. After Blair, there wasnt much to choose from. Now that (hopefully) Labour is returning to its original roots, we might see some genuine and sensible changes for the better. |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
Why ? The council made a profit when they first sold it.
After sale it belongs to the owner, not the council.
Why should ANYONE give their money to the council ?
Because rent was 50% of market rate or free for the unemployed and then sold for penny's
You never had it so good "
I never lived in a council house. |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Most don't have jobs for life with a pension and most didn't purchase their council house ... you guys just sound bitter. Take a holiday or something |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
Why ? The council made a profit when they first sold it.
After sale it belongs to the owner, not the council.
Why should ANYONE give their money to the council ?
Because rent was 50% of market rate or free for the unemployed and then sold for penny's
You never had it so good "
We didn't have a council house we rented privately and saved for a deposit. We then saw our mortgage rate increase to 16% and our house value drop by 25% because the house market crashed due in part to a glut of ex council house owners flooding the market ...yes, we never had it so good  |
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When you fall for the sick divide and conquer trap they've got you hook, line and sinker. You're believing in the inevitability of a race to the bottom.
Don't begrudge others their good fortune. Most people in this country are decent and have done the best that they could, according to circumstances - including older people coming through wartime.
Make the changes now and in the future that are good for everyone's health and wellbeing. |
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By (user no longer on site)
over a year ago
|
My parents ae in the generation the OP mentions,they struggled years ago, but now that are wealthier than they've ever been but that's through hard work, saving and living within their means.
Fred and I decided years ago that once we had Children we would live off one wage and have one parent at home and we manage just fine, pay the mortgage and still have treats. But in years to come when we are back to two wages Life and treats will (hopefully) be even better.
Life is what you make it, don't be bitter or put out because the older generation has more, look to make your future brighter. |
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The right to buy scheme was about generating income but also about having people who may take strike action think again as it was them who stood to be in arrears and not just a case of back paying rent to the council..
OP we and you, 'us all' live in our time and adapt to and live how those times pan out and there are some still around who lived through much harder times than there are now..
moaning that others have had it so good because now at this point you look with some sort of envy upon others for their situation is meaningless..
only you can effect your own change and there are other's, many other's less fortunate than you too..
|
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Really? Can't say i wish for olden times...this is when i live, now.
To be honest it seems pretty good.
you can enjoy your lives now or whinge that stuff used to be better.
up to you...i prefer the 'i'm gonna enjoy the here and now' option.
life is brilliant...enjoy.
|
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By *eerobCouple
over a year ago
solihull |
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Oh the poor generation of the moment with there low interest rates, how we wish the good old days of 15% interest rates on our mortgages were still in place so we had no spare money at all for years on end, that was definitely the way to live |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Don't 50+ people pay into state pensions then? |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Don't 50+ people pay into state pensions then? "
|
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Don't 50+ people pay into state pensions then? "
I'm sure some think the state pension is a 'given' once you hit whatever it is now or will be in the future..
anyone who has paid 35 years full stamp
has contributed and is entitled to it..
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Hmmm, let's see...
I had to retire early at the age of 55 from the NHS or someone's health would have seriously suffered.
I've been single and supported my now grown children all their lives so I have no savings.
My pension covers my rent of my studio apartment.
I need to work to pay my way.
I can't afford to run a car.
I'm not entitled to any state subsidies.
I am, however, extremely happy, putting back into the community and able to give back to those that have supported me. |
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By (user no longer on site)
over a year ago
|
"The right to buy scheme was about generating income but also about having people who may take strike action think again as it was them who stood to be in arrears and not just a case of back paying rent to the council..
OP we and you, 'us all' live in our time and adapt to and live how those times pan out and there are some still around who lived through much harder times than there are now..
moaning that others have had it so good because now at this point you look with some sort of envy upon others for their situation is meaningless..
only you can effect your own change and there are other's, many other's less fortunate than you too..
"
.
Some say the right to buy scheme was just the start of scheme's designed to increase debt, like releasing credit controls, deregulating banks, university placement debt, NHS PFI schemes...
It's all about debt because it's a debt based economy?... Get it |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Oh the poor generation of the moment with there low interest rates, how we wish the good old days of 15% interest rates on our mortgages were still in place so we had no spare money at all for years on end, that was definitely the way to live "
.
That's a bit misleading, we only had 15% interest rates for about one day while the Tories tried propping up the ERM.
It was more about 8-11%.
During that period the average mortgage was 44k.
Today interest rates are about 4-6% but the average mortgage is now 150k.
Mortgage rate halved, amount borrowed tripled |
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By *ax777Man
over a year ago
Not here |
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Oh the poor generation of the moment with there low interest rates, how we wish the good old days of 15% interest rates on our mortgages were still in place so we had no spare money at all for years on end, that was definitely the way to live .
That's a bit misleading, we only had 15% interest rates for about one day while the Tories tried propping up the ERM.
It was more about 8-11%.
During that period the average mortgage was 44k.
Today interest rates are about 4-6% but the average mortgage is now 150k.
Mortgage rate halved, amount borrowed tripled"
Average wages have also tripled since the mid 80s, in line with borrowings.
Your figures for interest rates are not accurate. The average uk mortgage rate in 1980 was just under 14% and rose to over 16% for the next couple of years. The average for the mid 80s was between 12 and 13% and the late 80s averaged just over 10%. |
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By *ierced 2Couple
over a year ago
Village near Great Yarmouth |
I'm in my fifties, I can't retire and receive a state pension till I'm 66. I'm in receipt of an army pension on which I pay nearly £200 a month tax, despite having paid tax on my salary whilst still serving. I was out of work for 3 months this year after moving across the country but didn't claim JSA. I don't think we've got it made at all. I've paid tax and Nat Ins since I was 15, so by the time I'm 66, that will have been 51 years! I think I'll be entitled to my state pension for how ever long I'll have left, without the younger generation bitching about it! |
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"The right to buy scheme was about generating income but also about having people who may take strike action think again as it was them who stood to be in arrears and not just a case of back paying rent to the council..
OP we and you, 'us all' live in our time and adapt to and live how those times pan out and there are some still around who lived through much harder times than there are now..
moaning that others have had it so good because now at this point you look with some sort of envy upon others for their situation is meaningless..
only you can effect your own change and there are other's, many other's less fortunate than you too..
.
Some say the right to buy scheme was just the start of scheme's designed to increase debt, like releasing credit controls, deregulating banks, university placement debt, NHS PFI schemes...
It's all about debt because it's a debt based economy?... Get it"
and some say the moon is made of green cheese, nope don't get that.. |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Oh the poor generation of the moment with there low interest rates, how we wish the good old days of 15% interest rates on our mortgages were still in place so we had no spare money at all for years on end, that was definitely the way to live .
That's a bit misleading, we only had 15% interest rates for about one day while the Tories tried propping up the ERM.
It was more about 8-11%.
During that period the average mortgage was 44k.
Today interest rates are about 4-6% but the average mortgage is now 150k.
Mortgage rate halved, amount borrowed tripled
Average wages have also tripled since the mid 80s, in line with borrowings.
Your figures for interest rates are not accurate. The average uk mortgage rate in 1980 was just under 14% and rose to over 16% for the next couple of years. The average for the mid 80s was between 12 and 13% and the late 80s averaged just over 10%. "
.
I said an 8to11% average.
I was talking historically.
Sure there was a few years in the 70s when it was 14 or 15% but there was a few years where it was also 6 and 7%.
So 11% wouldn't be far wrong for an average?.
Wages less inflation have actually been flat since the late 70s.
All you actually have to look at, is the public debt graph, as debts gone through the roof, interest rates have dropped through the floor. There like temperature and humidity, there intrinsically linked. |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
Well, we are 56 and 57, and I'm dreading retirement. |
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By (user no longer on site)
over a year ago
|
"The right to buy scheme was about generating income but also about having people who may take strike action think again as it was them who stood to be in arrears and not just a case of back paying rent to the council..
OP we and you, 'us all' live in our time and adapt to and live how those times pan out and there are some still around who lived through much harder times than there are now..
moaning that others have had it so good because now at this point you look with some sort of envy upon others for their situation is meaningless..
only you can effect your own change and there are other's, many other's less fortunate than you too..
.
Some say the right to buy scheme was just the start of scheme's designed to increase debt, like releasing credit controls, deregulating banks, university placement debt, NHS PFI schemes...
It's all about debt because it's a debt based economy?... Get it
and some say the moon is made of green cheese, nope don't get that.."
.
Do you know how money gets created through debt?.
If you get that principle and you realise since the late 70s we've pretty much been a deficit based economy, you need money, money not coming in from outside sources to cover money sending out.
Then you need to create money through debt!.
Hence the 40 year expansion of debt |
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By *ax777Man
over a year ago
Not here |
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
Oh the poor generation of the moment with there low interest rates, how we wish the good old days of 15% interest rates on our mortgages were still in place so we had no spare money at all for years on end, that was definitely the way to live .
That's a bit misleading, we only had 15% interest rates for about one day while the Tories tried propping up the ERM.
It was more about 8-11%.
During that period the average mortgage was 44k.
Today interest rates are about 4-6% but the average mortgage is now 150k.
Mortgage rate halved, amount borrowed tripled
Average wages have also tripled since the mid 80s, in line with borrowings.
Your figures for interest rates are not accurate. The average uk mortgage rate in 1980 was just under 14% and rose to over 16% for the next couple of years. The average for the mid 80s was between 12 and 13% and the late 80s averaged just over 10%. .
I said an 8to11% average.
I was talking historically.
Sure there was a few years in the 70s when it was 14 or 15% but there was a few years where it was also 6 and 7%.
So 11% wouldn't be far wrong for an average?.
Wages less inflation have actually been flat since the late 70s.
All you actually have to look at, is the public debt graph, as debts gone through the roof, interest rates have dropped through the floor. There like temperature and humidity, there intrinsically linked."
I was talking historically too.
The figures I quoted were for the decade of the 1980's when a lot of those 50+ were buying their first houses and the average over that decade was near to 13%, nowhere near 8%. |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
I know several people/friends who got lured into buying their council houses, who subsequently hit hard times, through recession, and lost their homes, having to start all over again, ten years and a couple of kids into their marriage. I'm one of the luckier ones. I nearly committed myself, on the grounds of having a well paid job, with plenty of overtime. I hesitated, and I'm glad to say it was a good decision. The company I worked for folded, and I found myself earning half of my previous income, having to re train etc. Don't tell me us oldies have it great. We really don't. |
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
"
Even though they make a profit from many years of Rent which is not the bargain it used to be |
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By *aucy3Couple
over a year ago
glasgow |
"The right to buy scheme was about generating income but also about having people who may take strike action think again as it was them who stood to be in arrears and not just a case of back paying rent to the council..
OP we and you, 'us all' live in our time and adapt to and live how those times pan out and there are some still around who lived through much harder times than there are now..
moaning that others have had it so good because now at this point you look with some sort of envy upon others for their situation is meaningless..
only you can effect your own change and there are other's, many other's less fortunate than you too..
.
Some say the right to buy scheme was just the start of scheme's designed to increase debt, like releasing credit controls, deregulating banks, university placement debt, NHS PFI schemes...
It's all about debt because it's a debt based economy?... Get it"
Union members with a mortgage were less likely to vote for strike action.
 |
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By *phroditeWoman
over a year ago
(She/ her) in Sensualityland |
I am just wondering, and of course, I can only speak for myself, why it is such a bad thing to work longer.
I mean if you have a job and like it, what is so wrong in working til you are 67 or 68 etc?
Maybe people should have a bit more choice in whether they would want to work full time or perhaps some reduced hours.
I really like work and the social life I have just from workplace alone. Sure some days I wake and wish I could have a lie in but tbh once I get to work I am really happy.
ANybody else feel like that?
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"Mostly had jobs for life with a pension - clearly unaware of reality and the devastation left by years of paying in only to find there's no money left in the fund!
Or state pension, the younger generation will pay for - though you were happy to be brought up at you parents expense I suppose
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear - so did the war and that wasn't our fault either
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation - Spoken like a true Londoner. 300+ for a council house? Not in Wales!
I wish I was 20 years older "
- I wish you were too |
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By *icketysplitsWoman
over a year ago
Way over Yonder, that's where I'm bound |
I haven't read the thread, just the OP, so apologies if I am repeating what has been said.
No, those of us just at and over 50 are in the sandwich generation. We're looking after parents and still have the responsibility and/or expense for children and having to earn to pay our way.
There is no job for life. Our pensions won't be worth as much as we might need. We have benefitted from home ownership but selling doesn't give you much if you want to stay in area as prices are comparable.
The generation before, those Boomers, they got the good pensions, the early retirements, the Freedom Passes and the holiday homes.
I have already worked as long as my parents did but still have another 17 years of work ahead. If the dementia doesn't get me first.
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"I haven't read the thread, just the OP, so apologies if I am repeating what has been said.
No, those of us just at and over 50 are in the sandwich generation. We're looking after parents and still have the responsibility and/or expense for children and having to earn to pay our way.
There is no job for life. Our pensions won't be worth as much as we might need. We have benefitted from home ownership but selling doesn't give you much if you want to stay in area as prices are comparable.
The generation before, those Boomers, they got the good pensions, the early retirements, the Freedom Passes and the holiday homes.
I have already worked as long as my parents did but still have another 17 years of work ahead. If the dementia doesn't get me first.
"
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By *umpkinMan
over a year ago
near the sounds of the wimborne quarter jack! |
I will be 60 this year. I have taken early retirement from my job with the Local Authority. I have bought the Council house I was born in. But, and it`s a big but, because I was in a poorly paid Local Authority job it was still a bloody struggle to pay the mortgage whilst trying to have a reasonable standard of living. I had to rely on my Mum`s pension to keep the house with power and food in my belly. I didn`t engage in a long term relationship because there was no way I could afford to support children, something I now regret as I could do with having some youngsters around and I`ll never be a granddad. Sadly, my sister`s only child was severely disabled and died so I can`t be an Uncle either!
I have taken early retirement but again I couldn`t have done it without the pension I`ve been paying into for over 35 years but I still only get £500 a month and am relying on getting carer`s allowance to be able to at least keep a car on the road.
I could go on and on - my house is worth around the £400,000 mark (one in the street has just bee sold for this amount) but if I sell I couldn`t find another for less that would give me the same situation I`m currently in. Consequently, the house will be mine until I either cannot physically care for myself or I`m carried out of it in a wooden box! In a way, it`s worth everything and nothing to me so don`t tar all of us "baby boomers" with the same brush! |
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By *aucy3Couple
over a year ago
glasgow |
"Politics needs accountability.
Once was enough
It really wasn't/isn't.
Maybe it isnt but will it change now or do we learn from the past and not repeat mistakes (though its unlikely)
I personally feel this is the one point that dramatically change politics forever.
It's a step in the right direction irrelevant of your political viewpoint.
This is what we should be pushing for a a democracy.
Dont mean to piss on your positive vibe and passion for politics but i am a blunt realist and politics wont change.
Most MPs get voted in and turn out to be crooked cunts (expenses debacle is a perfect example) we pledge honesty only for tax issues to crop up (bet camerons hating that one) and we go round and round and get fkd over and over by politicians again and again
Well..I know I'll probably get slated for this. But I say Jeremy Corbyn is Labours best hope for getting back into power and at least tempering the out of control capitalism thats destroying the country.
I hated the way Blair converted Socialist Labour into Tory light. Its no wonder people are not interested in not voting. After Blair, there wasnt much to choose from. Now that (hopefully) Labour is returning to its original roots, we might see some genuine and sensible changes for the better. "
Tony Blair was an electable labour leader,jeremy corbyn is not.
In politics Principles are pointless,if your in a state of perpetual opposition.
The conservatist must have had a party,the day Jeremy corbyn was elected labour leader.
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By (user no longer on site)
over a year ago
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"I am just wondering, and of course, I can only speak for myself, why it is such a bad thing to work longer.
I mean if you have a job and like it, what is so wrong in working til you are 67 or 68 etc?
Maybe people should have a bit more choice in whether they would want to work full time or perhaps some reduced hours.
I really like work and the social life I have just from workplace alone. Sure some days I wake and wish I could have a lie in but tbh once I get to work I am really happy.
ANybody else feel like that?
"
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Everyday but then I've never bothered with a pension either |
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"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older
It does piss me off that as a council tenant, you can buy your house (the one I and many others paid for) cheaply and then sell it for a lot more. A percentage of the profit should go back to the council for new housing.
Even though they make a profit from many years of Rent which is not the bargain it used to be"
As a rule councils don't make a profit, I wish they did then they might turn the street lights back on.
The rent money should have gone to maintaining and upgrading the houses and flats.
If a percentage of the profit had been handed back to the council it could have gone on to help those genuinely in need of help...
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By (user no longer on site)
over a year ago
|
"Mostly had jobs for life with a pension
Or state pension, the younger generation will pay for
Have racked up 1.2 trillion in debt as a nation again leaving it to others to clear
Had a council house and sold it for 300k+ profit leaving nothing for the younger generation
I wish I was 20 years older "
it sounds like you are directing your argument to a minority of people when most older people in this country are suffering and theygrafted hard |
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