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By *harpDressed ManMan
over a year ago
Here occasionally, but mostly somewhere else |
No, I work in the private sector, where final salary schemes are increasingly rare.
Anyone moaning about any aspect of their FS scheme in my workplace would get extremely short shrift - ours was closed last year. |
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By (user no longer on site)
over a year ago
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Public sector here. I'm going to be affected by the end of contracting out (changes to NI) but mine went career average not final salary some time ago.
At my age though it's pointless even getting stressed about changes to pensions, I've another 38 years to work before I can access it (at today's thresholds) so it's clearly not going to exist in any recognisable form by then. |
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By (user no longer on site)
over a year ago
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Yep! Bloody big take home pay impact 
But there's nowt I can do other than degenerate my pension accrual rate so I'll take the hit now rather than in later life while I can afford it  |
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By (user no longer on site)
over a year ago
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If you look at the demographic projections, we're all going to have to save a lot more for a lot longer and there will be no retiring at 55 with no mortgage and going on cruises. The whole way we think about pensions has to change, there just won't be enough working age people to the number of pensioners to be able to sustain anything remotely approaching the current system. |
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Public sector pensions are dying anyway with the governments reforms, one of the reasons why you can't get to see a GP etc anymore, there's no incentive to stay working in the public sector anymore past about 55 |
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"If you look at the demographic projections, we're all going to have to save a lot more for a lot longer and there will be no retiring at 55 with no mortgage and going on cruises. The whole way we think about pensions has to change, there just won't be enough working age people to the number of pensioners to be able to sustain anything remotely approaching the current system. "
we could always go back to sending kids up chimneys, working in cotton mills and down coal mines surely |
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By *G LanaTV/TS
over a year ago
Gosport |
"The Government are fetching a scheme out you work to the dinner time the day of your funeral to stop you worrying about your pensions "
And since despite all your years of hard work you still won't be able to afford any sort of funeral it's then off to the Soylent Green tanks with you.  |
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