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Universal credit

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By *litterbabe OP   Woman  over a year ago

hiding from cock pics.

I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it.

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By (user no longer on site)  over a year ago


" I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it. "

Its a good idea to combine everything but it'll no doubt fuck up

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By (user no longer on site)  over a year ago

Well, right now new claimants can claim them. But people previously on benefits have to claim each benefit separately at this time, which can be hard to do if you're on loads of different ones. So claiming one benefit will make it so you don't miss out on claiming other benefits if you were doing it all separately.

Also, it will be more obvious how poor you actually are when you receive all the benefits in one lump.

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By *arry247Couple  over a year ago

Wakefield

It is long overdue, the money wasted on seperate benefits is disgusting.

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By (user no longer on site)  over a year ago

Its a government funded idea,says it all really.

Under funded, under staffed, under so much pressure.

What can possible go wrong with a system that has been running for years and is understood by only a handful of those implementing it.

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By (user no longer on site)  over a year ago

Benefits all in one place including housing benefit so people are in charge of their own finances. I wonder how many people can budget or get further into debt x

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By *isscheekychopsWoman  over a year ago

The land of grey peas and bacon


"Benefits all in one place including housing benefit so people are in charge of their own finances. I wonder how many people can budget or get further into debt x"

There will be an increase in evictions taking place due to rent arrears

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By *litterbabe OP   Woman  over a year ago

hiding from cock pics.

I think in some ways it will help people but it just seems from the little I know that its hard to get accepted and easy to get it taken away.

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By (user no longer on site)  over a year ago


"I think in some ways it will help people but it just seems from the little I know that its hard to get accepted and easy to get it taken away. "

Give those idiots in the job centre even more power on your ability to survive.

Your 3 minutes late today,am sanctioning you 4 weeks benefits.

If you wish to appeal it will only take around 16 weeks.

Just another method of control by unelected halfwits.

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By *litterbabe OP   Woman  over a year ago

hiding from cock pics.

So I read if labour get elected they are going to take universal credit back to the drawing board.

I really believe that is the best idea. It just seems to have hit those in poverty even harder and I haven't heard any positive stories about universal credit myself.

I am grateful not to be claiming, but feel frustrated for those who life has become an even bigger struggle before this system was put in place.

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By *y Favorite PornstarCouple  over a year ago

Basingstoke


"So I read if labour get elected they are going to take universal credit back to the drawing board.

I really believe that is the best idea. It just seems to have hit those in poverty even harder and I haven't heard any positive stories about universal credit myself.

I am grateful not to be claiming, but feel frustrated for those who life has become an even bigger struggle before this system was put in place. "

The idea of combining payments isn't a bad one. The implementation has been inexcusably bad. They've made arbitrary decisions around when payments do and don't start which defy basic common sense.

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By *onny69sMan  over a year ago

Donny

The whole system is a nightmare.

I won't go into my circumstances but they have royally fucked me over.

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By (user no longer on site)  over a year ago

I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

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By *lenderfoxMan  over a year ago

Leeds

It's an onnishambles

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By *onny69sMan  over a year ago

Donny


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x "

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

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By (user no longer on site)  over a year ago

An austerity measure by the back door.

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By (user no longer on site)  over a year ago


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get. "

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x

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By *onny69sMan  over a year ago

Donny


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x "

Apparently it only get deducted if you are in council or housing association properties. I have heard that private rented will get hammered soon as well.

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By (user no longer on site)  over a year ago


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x

Apparently it only get deducted if you are in council or housing association properties. I have heard that private rented will get hammered soon as well. "

I don’t know about that. But another lot of people soon to be made homeless or in the poverty trap x

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By *uke olovingmanMan  over a year ago

Gravesend

Apparently some experts have miscalculated

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By *irestorm 500Couple  over a year ago

coventry

It's a joke I have been on it for 7 months due to depression up till then I had worked all my life and its hard I can't make ends meet on it, X storm x

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By *irestorm 500Couple  over a year ago

coventry


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x

Apparently it only get deducted if you are in council or housing association properties. I have heard that private rented will get hammered soon as well.

I don’t know about that. But another lot of people soon to be made homeless or in the poverty trap x "

Include me in that x storm x

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By *onny69sMan  over a year ago

Donny


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x

Apparently it only get deducted if you are in council or housing association properties. I have heard that private rented will get hammered soon as well.

I don’t know about that. But another lot of people soon to be made homeless or in the poverty trap x

Include me in that x storm x "

Can you apply for a dhp from your local council they've helped me for 3 months so far.

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By *orny PTMan  over a year ago

Peterborough

Be aware, that if you are doing part time weekly work and have your pay information sent every week automatically, in order to have your end of month benefit, your wages won't necessarily be counted on time/in synch, with your benefits. I was expecting them to count my pay in 4 weeks and 5 weeks as per month. But they didn't.

What actually happened was more like 3 weeks, 3 weeks, 4, weeks and then 7 weeks. This sloppy assessment back log caused me no end of problems. So don't assume them to use any logic. Although the pay was correct this concertina effect is just typical of UC cockups.

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By (user no longer on site)  over a year ago


"It's a joke I have been on it for 7 months due to depression up till then I had worked all my life and its hard I can't make ends meet on it, X storm x "

How have you managed that? I have depression, anxiety and ptsd (it ain't pretty being me sometimes) and am told I can work. No petal, I can barely function and sometimes even have to get my mum to look after my precious - but owt you say......

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By *rightonsteveMan  over a year ago

Brighton - even Hove!

The conservatives know poor people won’t vote for them so actively make them poorer. If you’re hungry, you’re not gonna learn, no learning means no qualifications means shit jobs. This means rich people stay richer. Universal Credit is immoral and disgusting and Labour will soon do away with it.

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By (user no longer on site)  over a year ago

Universal credit is crap because people lose money in the long run if they paying rent for people they pay the land lord a month be hide so what do u think.

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By *ove bi guysWoman  over a year ago

Birmingham


"I’ve not heard any positive stories about it. Apparently they give them their housing benefits in with it and it’s up to the claimant to then pay it, I suppose it’s a way of less paperwork for the government to do. But yes it’s pushing some people further into poverty as the rates overall aren’t the same as previous benefits x

I get my housing part of it paid direct to my landlord but I have to pay the difference as I get hammered for bedroom tax at 14% off what I should get.

Yes, I get that paid for as my house has been adapted for my sons so we can’t move. But yes I don’t get why there’s an old man alone in a big house across the road from me that doesn’t have to pay it. Very unfair x

Apparently it only get deducted if you are in council or housing association properties. I have heard that private rented will get hammered soon as well. "

Those in private housing are subject to a similar process. There is something called lha rates local housing authority rates .... if you live in a property with more bedrooms than you are entitled to you get paid the lha rate for the bedrooms you are entitled to.

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By *irestorm 500Couple  over a year ago

coventry

[Removed by poster at 18/10/18 22:32:21]

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By *rincessvenusCouple  over a year ago

Hull

the whole benifits system is totally designed so you fail at the first hurdle

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By (user no longer on site)  over a year ago


" I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it. "

I have only heard bad things about Universal Credit. It is making people very poor and a lot of people homeless.

The MP's are due to have a vote on the 29th of Ocotber about Universal Credit. 30 rebel conservative MP's are ready to vote against it.

You could like I have done email your local MP and tell them you want them to vote against Universal Credit.

If Universal Credit is not stopped eventually it will be the only benefit you can apply for. No more Job Seekers Allowance, Disability Living Allowance, Employment Support Allowance, Personal Independant Payments, Working Tax Credits, etc.

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By *arry247Couple  over a year ago

Wakefield


"The conservatives know poor people won’t vote for them so actively make them poorer. If you’re hungry, you’re not gonna learn, no learning means no qualifications means shit jobs. This means rich people stay richer. Universal Credit is immoral and disgusting and Labour will soon do away with it. "

As with the bedroom charge it was a Labour idea taken up by the Conservatives

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By *rightonsteveMan  over a year ago

Brighton - even Hove!


"The conservatives know poor people won’t vote for them so actively make them poorer. If you’re hungry, you’re not gonna learn, no learning means no qualifications means shit jobs. This means rich people stay richer. Universal Credit is immoral and disgusting and Labour will soon do away with it.

As with the bedroom charge it was a Labour idea taken up by the Conservatives"

And your point is what?

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By *onyGalWoman  over a year ago

leeds

Not heard a good thing about it, I’m on some groups to do with it - I don’t receive it yet.. so many people going without money for 6 weeks, families regularly visiting food banks just to cope, how this can be permissible in 2018 is a mystery.

This government disgusts me.

Closely followed by the MSM turning the poor against themselves and the even less fortunate to stop them twigging on to the fact that everybody is being shafted - them most of all and by the people they voted for.

I worry so much for the future when there’s so much anger and hatred towards fellow people who are trying to get by or better themselves. When being late for an appointment can leave a family with no money for food whatsoever. Disfuckingrace.

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By *otBunsHunWoman  over a year ago

Yorkshire

[Removed by poster at 05/11/18 19:24:35]

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By *otBunsHunWoman  over a year ago

Yorkshire


" I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it. "

no..my marriage breakdown triggered me having to claim UC instead of tax credits...I'm a lone parent....I work my arse off to be incredibly skint....it's soul destroying....and it's embarrassing too

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By (user no longer on site)  over a year ago


" I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it. no..my marriage breakdown triggered me having to claim UC instead of tax credits...I'm a lone parent....I work my arse off to be incredibly skint....it's soul destroying....and it's embarrassing too"

if your doing the best you can nothing to be embarrassed about

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By *onyGalWoman  over a year ago

leeds


" no..my marriage breakdown triggered me having to claim UC instead of tax credits...I'm a lone parent....I work my arse off to be incredibly skint....it's soul destroying....and it's embarrassing too"

The shame is on the shitty system not you, I’m sorry you’ve been forced into this situation

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By *litterbabe OP   Woman  over a year ago

hiding from cock pics.

Someone when sharing a story with me about when they were on working tax credits and working, and saving slowly for a deposit on a house they were switched onto universal credit and then got absolutely no financial help at all due to the fact that they had been trying to buy a home for their family.

Until their savings had been reduced to below a certain amount they could not claim. That dashd their hopes of getting on the housing ladder at all.

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By *orny PTMan  over a year ago

Peterborough

To all people on UC. What they don't tell you, is what will trip you up.

I was working 3 days one week and 5 days. So every week I was having my wages monitored automatically. This was great as they then knew how much to top up my pay at the end of each calendar month. A regular amount for regular hours.

That sounds great...well DWP don't count your weekly take home pay every week/4 weeks/monthly, like common sense dictates. No, they counted mine in a 3 week bundle, then a 3 week bundle and then an 8 week bundle.

Although the wages were correct and the benefit was correct, it's very annoying that your money and wages are regular, then the UC stops, for good. A bit more clarity on my account to give me a break down, would have been nice.

Despite the annoying call centre, it's worth speaking to a member of staff, just to make sure that you know what's going on.

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By (user no longer on site)  over a year ago


" I was wondering about this after reading the child tax credit thread.

I keep hearing about universal credit taking over from child tax credits and other benefits but I'm also hearing that this benefits is pushing people further and further over the poverty line has so many fewer people can be accepted to receive it, so ended up not being able to financially cope.

I wondered what forum people think about it, and have you heard anything positive regarding it. "

My work colleague and his wife are receiving child benefits because he works as an assistant engineer and she looks after their disabled son.

But if he moves up a full engineer he would be a lot worse off because the child benefits would be taken away.

So he hasn’t got any drive anymore to move upto an engineer.

It’s a shame because he works hard and he would be a great engineer.

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By (user no longer on site)  over a year ago

I'm on a low enough wage that I qualify for a top up, usually around £100/£150 a month depending on how much I earn in a month.

When it works it's marvellous, as I get paid four weekly I get my universal credit around a week before my wages. However some months are fucked up royally... last month, they recorded that I had earned £1400 in a month as my employer sent two months of information in one go! This month is fine, thankfully.

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By (user no longer on site)  over a year ago

The idea was great until the tories started to use it as a money saving device. Now the disabled , carers , singke mums and even working families will be worse off. Its a tory con. Taking from the poor and needy yet again.

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