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By (user no longer on site) OP
over a year ago
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My daughter has been refused a loan after a credit check,but insists she hasnt any outstanding debts,she went on noddle.co.uk a free site what tells you why,but they are asking for debit card details and i find that unusual? Anybody any info on this site? Thanks |
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By (user no longer on site)
over a year ago
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"I'm sure you can get a copy of your credit file for about £2?"
I used money advice service it cost me £2
Turned out I had bought a car that I never made a payment on, obviously this came as a shock to me as I have epilepsy and don't have a drivers licence 
Somebody had used my details but I got it sorted |
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By (user no longer on site)
over a year ago
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Recently went through a mortgage application and was told by the Halifax mortgage advisor that noddle was a waste of time and not a site that they would ever use/listen to. |
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Noddle is run by callcredit and is free for life. I've been using it for about a year and never been charged, but I remember they did ask for my debit details, which is the way they verify you. I've never been charged a penny. Don't pay £29.99 or even £2 when you can get it for free.
Noddle IS genuine. |
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"Recently went through a mortgage application and was told by the Halifax mortgage advisor that noddle was a waste of time and not a site that they would ever use/listen to."
Funny, because my independent mortgage advisor advised me to use it. |
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"why doesnt she just use experian or equifax? they are the companies the banks and lenders use."
And they will also ask for debit card details so they can charge you 30 quid if you forget to cancel in the 30 days. |
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By (user no longer on site)
over a year ago
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"why doesnt she just use experian or equifax? they are the companies the banks and lenders use.
And they will also ask for debit card details so they can charge you 30 quid if you forget to cancel in the 30 days. "
But if you just make sure you don't forget, then it hasn't cost you anything and you have access to exactly what the lender will have used for their decision. |
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By (user no longer on site)
over a year ago
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I use noddle. They have never charged me anything. I get an updated credit report every few months. Just shows the basics, but I don't need to see anything more in depth. |
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By (user no longer on site) OP
over a year ago
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"I use noddle. They have never charged me anything. I get an updated credit report every few months. Just shows the basics, but I don't need to see anything more in depth."
Did u give debit card details? |
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"I use noddle. They have never charged me anything. I get an updated credit report every few months. Just shows the basics, but I don't need to see anything more in depth.
Did u give debit card details?"
I did so assume anyone else using the service would as well. As with equifax/experian, everyone else, it's a way of verifying the person and charging them if a chargeable service is provided. |
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By (user no longer on site)
over a year ago
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"My daughter has been refused a loan after a credit check,but insists she hasnt any outstanding debts,she went on noddle.co.uk a free site what tells you why,but they are asking for debit card details and i find that unusual? Anybody any info on this site? Thanks"
Just use your Noodle m8! |
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"Experian or Equifax."
These!! I'm a debt collector & we use these.
You will have a free period of about 28 days but have to put in bank details then payment will automatically be taken from bank (about £5) - it's well worth doing, get the report & cancel straight away!!! |
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