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By (user no longer on site) OP
over a year ago
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Is my new pet hate!! Just going through getting our first mortgage and life/critical illness insurance, and our premiums have jumped up by an additional £55 a month because one of my parents had cancer. I know it's something that can't be helped and we have to have the cover but I just needed to vent my annoyance!!! |
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By (user no longer on site)
over a year ago
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I get your point. Its annoying when something you have no control over effects your premium!
What I found frustrating is the masses of declarations necessary and that's despite me working closely with the insurance industry and understanding the need for full disclosure! |
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"Is my new pet hate!! Just going through getting our first mortgage and life/critical illness insurance, and our premiums have jumped up by an additional £55 a month because one of my parents had cancer. I know it's something that can't be helped and we have to have the cover but I just needed to vent my annoyance!!!"
I never bothered with critical illness cover & you've reminded me my other policy needs increasing  |
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By (user no longer on site) OP
over a year ago
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Naughty Naughty, however little white lies and parents is something I haven't quite grown out of yet, it's hard work being the favourite child
"I remember being in an interview for my mortgage and lying about my circumstances as my dad was sitting right next to me.
:o
Let's hope they don't catch me, eh?"
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By (user no longer on site) OP
over a year ago
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But did he offer a discount?
That reminded me of my one time in a hot tub in the states, not a swinging club though, a little boy decided to tell everyone that his Mum did the wild thing on the beach in Jamaica, not entirely sure what that was but she went a lovely shade of red
"We were once sitting in the hot tub in a swingers club in the USA, eyeing up a potential couple for a canoodle.
Then the guy started to try and sell us life insurance, right there in the hot tub!"
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I remember lying about my Dad's diabetes (self-inflicted, the Cunt) because it would've put it up about £15 for me.
Well, I never said he DIDN'T have it, I just said I don't really speak to him so wouldn't know. 
- Amy. x |
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By (user no longer on site)
over a year ago
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"And is there any history of heart disease, diabetes, cancer etc in your immediate family?"
"I don't know, I have never traced them".
End of family history questioning by the insurance salesman. They are not going to investigate whether you were orphaned, fostered, adopted. They can't do it. |
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