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By (user no longer on site) OP
over a year ago
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What's the best way to get one when you got no money and Crap credit score.
What we mean
Finance?
Loan?
Personal leasing?
Anyone got any hot tips to beat the system? |
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By (user no longer on site) OP
over a year ago
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Need one as old one is 14 year's old don't have enough spare cash to save enough. Well we do but will take about 4years to get enough.
Stealing is against the law and wrong.
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Save up, by a half decent car, drive it for 3 or 4 months then sell on for a small profit then same again.
My hubby did that and went from a v reg to an 05 reg.
And he's never sold a car at a loss, as he looks after them so well.
We'd never get credit on a car, just not worth it in our eyes, rather own it out right, but each to their own and all that  |
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"Need one as old one is 14 year's old don't have enough spare cash to save enough. Well we do but will take about 4years to get enough.
Stealing is against the law and wrong.
"
Leasing is easy but your always paying for a car
Look Into pcp finanse packages and these can be as low as one monthly payment and it's like leading but option to buy after 3/4/5/6 years or trade in and get a brand new car again for nothing
I'm not in sales per say but do work for several dealerships such as marshalls listers etc  |
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By (user no longer on site)
over a year ago
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"What's the best way to get one when you got no money and Crap credit score.
What we mean
Finance?
Loan?
Personal leasing?
Anyone got any hot tips to beat the system? "
Being an ex car salesman I can say your chances of any sort of finance package are none to fuck all if you have bad credit I'm afraid. Finance companies are very strict these days about who they lend to. Either save up and buy one cash or try you're bank for a loan. Sorry to be the bearer of bad news |
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Are you a member of a credit union? If not, see if there is one local to you, they are easier (not guaranteed) when you have a poor credit score. As above have said, if credit score is bad, finance through a dealer or leasing will prove difficult, or on a very high interest rate at best.
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By *UNKIEMan
over a year ago
south east |
I would suggest you try saving up as much as you can .....the more of a deposit you put down the more chance of being accepted for credit....if not you will at least have a few bob to hit the car market or auto trader and by the best you can afford  |
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"Need one as old one is 14 year's old don't have enough spare cash to save enough. Well we do but will take about 4years to get enough.
Stealing is against the law and wrong.
"
So is not having a sence of humour. That costs nothing. Gssssss  |
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