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Will you overspend this Christmas
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By *inaTitzTV/TS
over a year ago
Titz Towers, North Notts |
I've had a couple of unexpected presents to buy. I blame my step-brother. When they first had a kid, I bought the kid a 1/4 sovereign for when they are 18. His wife is pregnant again, so I'm repeating the trick. With the price of gold, I wish I'd bought them both a telly instead.  |
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nope not me, the one of the joys of been single is ive already bought my sisters family presents , she sadly is all i have left now and as im off to hers for my dinner not have any food to buy just few things to get to take to hers, drinks wise  |
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By (user no longer on site)
over a year ago
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No. I only have crystal to buy for (and her birthday in December too) and will give her a contribution towards her spending on her family. Christmas doesn't cost me much really. |
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By (user no longer on site)
over a year ago
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"No. I only have crystal to buy for (and her birthday in December too) and will give her a contribution towards her spending on her family. Christmas doesn't cost me much really. "
My family are your family now so it'll be evenly split.
Now cough up!
crystal |
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By (user no longer on site)
over a year ago
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"No. I only have crystal to buy for (and her birthday in December too) and will give her a contribution towards her spending on her family. Christmas doesn't cost me much really.
My family are your family now so it'll be evenly split.
Now cough up!
crystal"
You tell him girl  |
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By *ruitWoman
over a year ago
near kings lynn |
"No. I only have crystal to buy for (and her birthday in December too) and will give her a contribution towards her spending on her family. Christmas doesn't cost me much really.
My family are your family now so it'll be evenly split.
Now cough up!
crystal"
Haha |
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I had to get a new oven this year so my savings went so I've got an interest free credit card which my dad looks after and I have to give him the payments each month so I can't use it any more and I can't not pay what I need to to get the balance down before the interest free runs out x |
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By *arlock69Man
over a year ago
Batley... (near Leeds) |
I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug...  |
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By (user no longer on site)
over a year ago
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Nope, no credit card, and a large family, all my xmas gifts hav been brought from small businesses or home made with my toddler. Wouldnt class myself as particularly artistic, but quite impressed with the things weve made! |
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By (user no longer on site)
over a year ago
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"I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug... "
Id love to spend my xmas budget on fucking toys!!   |
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By (user no longer on site)
over a year ago
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"Loading the credit cards and then regretting it when the bill arrives in the New Year.
I did last year,  so this year I will only be spending what I have."
We are lucky to be in a good finacial situation |
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By (user no longer on site)
over a year ago
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"I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug...
Id love to spend my xmas budget on fucking toys!! "
Is that you showing anger or do you literally mean it word for word? Lol. |
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By *icketysplitsWoman
over a year ago
Way over Yonder, that's where I'm bound |
I put everything on my credit card: I get John Lewis vouchers back and use them to buy presents, at least in part.
I overspend in January when I see coats, jackets and bedlinen on sale. I am holding on to the thought that I don't need another coat (unless it's a long black leather one - Caz knows the one) and I should only buy jackets if I finally find one in the right shade or brown and/or blue. My sister says I don't need any more bedlinen but she's wrong. |
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By *arlock69Man
over a year ago
Batley... (near Leeds) |
"I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug...
Id love to spend my xmas budget on fucking toys!!
Is that you showing anger or do you literally mean it word for word? Lol. "
Nope I nicked it from a song...lol  |
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By (user no longer on site)
over a year ago
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I pay my credit card off in full every couple of weeks. I just use it like I would a debit card but get vouchers back from using it. I only spend what I've got, if I've got nothing then I don't spend it. Christmas will be simple but fun. |
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By (user no longer on site)
over a year ago
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"I pay my credit card off in full every couple of weeks. I just use it like I would a debit card but get vouchers back from using it. I only spend what I've got, if I've got nothing then I don't spend it. Christmas will be simple but fun. "
Simple and fun is all that's needed. The amount of people I know who panic because what they have bought for people/ children is not enough in there eyes is sad.
Family and fun does not mean getting into debt and it's a shame that modern day makes some feel they should spend what they don't have.
Merry debt free crimbo everyone. |
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By (user no longer on site)
over a year ago
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"I pay my credit card off in full every couple of weeks. I just use it like I would a debit card but get vouchers back from using it. I only spend what I've got, if I've got nothing then I don't spend it. Christmas will be simple but fun.
Simple and fun is all that's needed. The amount of people I know who panic because what they have bought for people/ children is not enough in there eyes is sad.
Family and fun does not mean getting into debt and it's a shame that modern day makes some feel they should spend what they don't have.
Merry debt free crimbo everyone. "
I agree with 99% of that post. Only bit I don't agree with is what you said about people worrying what they get people as yes I agree the expense has gone ridiculous over a number of years, which is sad. However I want the other people to know I have thought of them when I bought a gift and that they actually like/enjoy it. |
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By (user no longer on site)
over a year ago
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"I pay my credit card off in full every couple of weeks. I just use it like I would a debit card but get vouchers back from using it. I only spend what I've got, if I've got nothing then I don't spend it. Christmas will be simple but fun.
Simple and fun is all that's needed. The amount of people I know who panic because what they have bought for people/ children is not enough in there eyes is sad.
Family and fun does not mean getting into debt and it's a shame that modern day makes some feel they should spend what they don't have.
Merry debt free crimbo everyone. "
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By (user no longer on site)
over a year ago
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"I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug...
Id love to spend my xmas budget on fucking toys!!
Is that you showing anger or do you literally mean it word for word? Lol. "
No ment tongue in cheek.x |
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By (user no longer on site)
over a year ago
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Hottiebottie had the right idea and I know savings can get eaten up in emergencies but just an idea...
Instead of credit cards and paying it off over a year, why not save over the year in an ISA and earn a little interest on it. |
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By (user no longer on site)
over a year ago
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"I think collectively as the people, we should rise up against this corperate jolly noise and buy ourselves some peace and quite for a change before we spend it all on fucking toys!!...
Bah fucking humbug...
Id love to spend my xmas budget on fucking toys!!
Is that you showing anger or do you literally mean it word for word? Lol.
No ment tongue in cheek.x "
I would love to put my tongue in your cheek |
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By (user no longer on site)
over a year ago
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i have done all my xmas shopping before december must say i spent quite abit but not as much as i thought i would but its all about the giving of the presents not about how much they cost |
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I have a budget, cc is for dire emergencies only 
