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money vs hapiness

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By (user no longer on site) OP over a year ago

So with Christmas fast approaching, there was a item on the radio about how people get

into debt at this time of the year.

There were parents who admitted getting into vast debt to see a smile on their child's face.

I know i would love to give my son all the tthings he wants, but I do watch the pennies.

So it got me thinking, do you spend money you don't have, or stick to your budget no matter how small it is?

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By *uby0000Woman over a year ago

hertfordshire

go in debt

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By (user no longer on site) OP over a year ago

"go in debt"

Very honest.

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By (user no longer on site) over a year ago

Stick to money I have

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By (user no longer on site) over a year ago

No just live to what you can afford and give more treats when you can afford to x

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By *eareenaCouple over a year ago

Rockford

Did the debt thing and now my budget is the only option for me

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By (user no longer on site) over a year ago

no never get into debt although i would love to buy lots of gifts i cant afford to so i am grateful for what i can afford.

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By (user no longer on site) over a year ago

I scrimp and save so that I can go all out for christmas. We dont go without but loosing a few treats over the year is worth it to see the reaction christmas morning

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By (user no longer on site) over a year ago

Cheap things that aren't any use to anyone. Especially the person you are given it too. So best not to buy them. By the cheapest thing that you know they'll like. That's what I do.

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By *ittle_brat_evie!!Woman over a year ago

evesham

i'm thinking of joining the Park saving scheme next year.

My mum and sister do it. you can set how much you want to save and they send you either vouchers at the beginning of November or you can buy things from their website like gifts and food etc

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By (user no longer on site) over a year ago

We stick to what we have,its been hard before but we've always managed it somehow and the kids have always had what they wanted,they've never asked for over the top stuff anyway

It breaks my heart that some children will have an absolutely miserable christmas because there is no money in the house for extras,its just so hard for some families

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By *issHottieBottieWoman over a year ago

Kent

"i'm thinking of joining the Park saving scheme next year.

My mum and sister do it. you can set how much you want to save and they send you either vouchers at the beginning of November or you can buy things from their website like gifts and food etc

I've literally just set up mine and made the first payment!!

can't wait to get a few hundred quid vouchers in November and not have to worry.

This year I have a one year interest free credit card which I got to get a new cooker before mine fell apart. And I've figured out how much I can afford to pay back before the interest goes on in October. So I've got a few bits on there for my boys Xmas and birthday when u saw them on offer. But it'll be cleared before the interest starts accumulating x

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By (user no longer on site) over a year ago

"We stick to what we have,its been hard before but we've always managed it somehow and the kids have always had what they wanted,they've never asked for over the top stuff anyway

It breaks my heart that some children will have an absolutely miserable christmas because there is no money in the house for extras,its just so hard for some families "

Its the same for me.

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By (user no longer on site) over a year ago

"Money doesn't buy happiness"

Ya that's Bullshit rich people tell poor people.

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By (user no longer on site) over a year ago

I start my xmas shopping around September time so that I don't get into debt. Luckily my twins are only 17months so are much happier with the wrapping paper! They will get a little spoilt tho

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By (user no longer on site) over a year ago

we dont have many to buy for just my son who is in his thirties and my brother and his wife, we are a small family.

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By (user no longer on site) over a year ago

"we dont have many to buy for just my son who is in his thirties and my brother and his wife, we are a small family."

What the hell are you doing with that guys prick in your ava?...

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By (user no longer on site) over a year ago

"we dont have many to buy for just my son who is in his thirties and my brother and his wife, we are a small family.

What the hell are you doing with that guys prick in your ava?...

not a lot.

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By *randmrsminxyCouple over a year ago

Gloucester

Dont do the debt thing , you only end up spending more and then take the next 12 months to pay for it . Just be more savvier with your spening , Aldi Lidl for your shop , ebay works , and rather than buy crap ask them what they want .

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By (user no longer on site) over a year ago

Our family is very supportive of each other with that sort of thing. If a couple of us cant afford Christmas, we mostly do without and just get the essentials in and concentrate on making the little guy happy

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By (user no longer on site) over a year ago

Money can't buy happiness, been down the debt route, very painful.

Now live by my means.

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By *umpleteazerWoman over a year ago

Flintshire

I go into debt. And not just at Christmas. I figure you only live once and anything can happen so don't see the point in saving etc

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By (user no longer on site) over a year ago

"Money can't buy happiness, been down the debt route, very painful.

Now live by my means."

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By *uby0000Woman over a year ago

hertfordshire

I went for an iva afyer listening to a bloke// never again ... two years of hell to go

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By (user no longer on site) over a year ago

I don't care about money I'm 19,000 in the red it's not that I don't have any I'm just not giving it to the banks who put us in the shits anyway so they can swing for it

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By (user no longer on site) over a year ago

Why do people automatically think you can't have both !

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By (user no longer on site) over a year ago

One thing I can say, debt free. Don't have much money, but can have a good nights sleep.

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By *yrdwomanWoman over a year ago

Putting the 'cum' in Eboracum

I've just this month finished paying off a loan and am not wanting to start another one. I have a mortgage so that's enough debt for me thanks.

My family are getting very small presents this year.

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By (user no longer on site) over a year ago

I spread the cost from August onwards, in the hope that I do not over-stretch in December.

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By (user no longer on site) over a year ago

I don't have my own children, but my god son gets spoiled a little.

I don't go into debt, I put 100 quid away every month towards my holiday/Christmas/oops I'm in the shit account.

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By (user no longer on site) over a year ago

Happiness each time I've grown up with my parents not having much money, and you can't buy happiness so live to what you can afford, because money is fun to have and spend but it can't buy happiness.

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By *iss_tressWoman over a year ago

London

We have a savings club at work, we start in January and get our savings two weeks before Christmas. I have a nectar card and Superdrug loyalty card.

For the last ten years the saving club has paid for Christmas presents and the January utility bills. The nectar card covers the Christmas shop, including turkey and booze and in recent times the Superdrug card has paid for my perfume gift to myself.

I've never got in debt at Christmas simply because for my princess' it's Christmas every day!

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By (user no longer on site) over a year ago

"So with Christmas fast approaching, there was a item on the radio about how people get

into debt at this time of the year.

There were parents who admitted getting into vast debt to see a smile on their child's face.

I know i would love to give my son all the tthings he wants, but I do watch the pennies.

So it got me thinking, do you spend money you don't have, or stick to your budget no matter how small it is?

Children spell love T.I.M.E

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By (user no longer on site) over a year ago

""Money doesn't buy happiness"

Ya that's Bullshit rich people tell poor people.

You mean you don't believe Price Charles and Richard Branson?!!

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By (user no longer on site) over a year ago

Im old fashioned in that I save over the year in the long run it costs less as you don't pay interest. The problem though is there is too much peer pressure these days for kids to have things and the same I guess goes for adults too.

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By (user no longer on site) over a year ago

May not be relevant but last year Penny and I sent a £10 yes £10 limit to our "gifts" to each other as we want for little, but the gift had to have a use it was hard work but fun and took a lot of thinking of, we both agreed to show receipts if required a bight

tight lol but was total fun

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By (user no longer on site) over a year ago

On principle i try to spend as little as poss at Christmas , i make all my presents and i find people appreciate them more x

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By (user no longer on site) over a year ago

Spending time with yer kids, certainly pre-teens, playing with them, being inventive is quite cheap, often free.

You want to see smiles? Do it more.

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By (user no longer on site) over a year ago

Spending time with yer kids, certainly pre-teens, playing with them, being inventive is quite cheap, often free.

You want to see smiles? Do it more."
please lol be carefully lol

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By (user no longer on site) over a year ago

Christmas is about celebrating the birth of a child, its about love, values, and hope.

It is also about giving, time, love and hope.

Unfortunatley many people have been brainwashed into expecting to receive presents, toys, and the 101 items advertised and glamorised, most adverts will be about happy families, mum , dad, 2 kids, usually a boy and a girl, oh and the cute puppy.

The shopping channels will be going 24/7 tempting you with the latest gadgets and items you cant do without.

Ovens, pans, knives, all the things to make your Christmas special.

If your Christmas dinner wont fit in your cooker, you must have the latest halogen over, for the extras. dry fryers, blenders.

Remember folks, if a company has to advertise and sell you something, the chances are you don't need it!

For me Christmas is about giving, I chose to use Christmas to help people who have very little,

The homeless, the elderly, I will have an open house over the Christmas period and anyone is welcome , there will be plenty of food, and love.

Token presents for all, this year pots of home made jams and chutneys and orange and cinnamon pomanders. For the children there will be games and fun.

No food will be wasted, and no presents bought.

Your time is the most precious gift you can give anyone, especially your children,

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By (user no longer on site) over a year ago

Ovens, pans, knives, all the things to make your Christmas special.

Ya all the backstabbing is pretty awesome

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By *onConformistLikeUMan over a year ago

Chorley

I can't afford Christmas this year. I'll probably just use my overdraft and spend the rest of winter working, eating noodles and watching iplayer on my phone in bed.

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By (user no longer on site) over a year ago

Ovens, pans, knives, all the things to make your Christmas special.

Ya all the backstabbing is pretty awesome

"Best of the O-Jays" on CD , only £4,99, order now for pre Christmas delivery.

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By *iamondsmiles.Woman over a year ago

little house on the praire

I save over the year, its not like we dont know when it will be. Nearly everyone has had their presents from me and jay and I are spending £20 on each other. I've even started getting next years tesco stamps

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