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Damn Solicitors!!
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By *adyA01 OP Woman
over a year ago
Wellington |
I apologise if your a solicitor and your reading this but so frustrated!!!
I had a firm of solicitors handling my divorce, they informed me 2 weeks ago they are going out of business, now I have to shop around for a new one! Have been ringing around and they all seem to want a payment on account of about £500 that they keep till divorce is complete! I don't mind paying upfront and whn my money runs out they tell me and I pay more, but who has £500 spare to sit in a solicitors account until the divorce is finished! I know there are cheaper ways of doing it, but in my case I need a solicitor!!! Grrrrr !!! |
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I told my wife to sing for her money, shes not having a penny off me, shes also scared of Mandy so she just wants the divorce papers to sign, shame I have to wait until next May to get a divorce 
No solicitors needed here  |
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"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first! "
On good terms, and kids come first, not interested in screwing him over ?????,, wheres the prob for solicitors |
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By *nnyMan
over a year ago
Glasgow |
"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first! "
Given the above, do you really NEED a divorce? |
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By *adyA01 OP Woman
over a year ago
Wellington |
Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids |
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"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids "
So not screwing him , but want a financial seperation order when hes in dire straits ????
From my experience if your mr name on title deeds, less he agrees to remove , then nothing to be done. |
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By (user no longer on site)
over a year ago
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"Money is tight everywhere and for all they know, you'll vanish at the end of the proceedings.
They may have been burned before. It's no reflection on you as a potential client."
When I got devorced the solicitors handled all of the money transfers, so I couldn't have disappeared with the cash/cheque as they had it in there account...
We never had children, she stayed in the house and said she wasn't giving me anything, unluckily for her in the 3 years it took the house went up in value by over £100000. She had a face like a slapped arse when the judge told how much she had to give me...  |
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By *adyA01 OP Woman
over a year ago
Wellington |
"i would just separate ...dont really see the need to have the expense of a divorce...cant yous saw the coffee table and the sofa in half amicably ??"
We have been seperated for 4 years, he now lives with his fiancee and her 2 kids round the corner, and they are meant to be getting married next year! We are amicable, we have agreed all our finances etc, I have just been made aware of his situation financially so feel the need to protect my only asset being the roof over my childrens heads!! |
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By *adyA01 OP Woman
over a year ago
Wellington |
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids
So not screwing him , but want a financial seperation order when hes in dire straits ????
From my experience if your mr name on title deeds, less he agrees to remove , then
nothing to be done. "
He has already agreed for the deeds to be put in my name, that isn't an issue, just finding a solicitor who doesn't cost an arm and a leg to get it sorted for me is the issue! |
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By *GR2014Man
over a year ago
England |
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids "
I'm not sure if you can just transfer the house deed into your name may break money laundering rules if he owes people money and he owns half the house by transferring to your name it protects the kids but it maybe de-frauding the people he owe money to if that's the case? Maybe worth speaking advise on this otherwise you could be in trouble yourself? I'm just saying check it out I'm not an expert |
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By *nnyMan
over a year ago
Glasgow |
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids
I'm not sure if you can just transfer the house deed into your name may break money laundering rules if he owes people money and he owns half the house by transferring to your name it protects the kids but it maybe de-frauding the people he owe money to if that's the case? Maybe worth speaking advise on this otherwise you could be in trouble yourself? I'm just saying check it out I'm not an expert "
That may be why the solicitor mentioned in the OP wants a retainer. |
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By *adyA01 OP Woman
over a year ago
Wellington |
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids
I'm not sure if you can just transfer the house deed into your name may break money laundering rules if he owes people money and he owns half the house by transferring to your name it protects the kids but it maybe de-frauding the people he owe money to if that's the case? Maybe worth speaking advise on this otherwise you could be in trouble yourself? I'm just saying check it out I'm not an expert "
I hear you, but we had a IFA look at our assets 3 years ago, and the split down the middle was I got the house, he got his pensions and an endowment policy we had and some shares we had. There was little equity in the house, as I baled him out of financial problems whilst we were still together, so it was agreed that any equity lefy in the house was mine, as he had already had all his equity and a load of mine! Since he moved out a couple of years ago I can also prove I have paid the mortgage myself, so I feel fairly confident I can prove he has no claim left over the house! Not that he wants it anyway! I just need to protect it for the kids. |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this."
Because sometimes you can get help and advice from the unlikeliest of places! It is also far easier to talk to strangers sometimes! I have had good advice from here before! And the thread started off as a moan about solicitors, however a few posters made some assumptions without knowing the facts and I felt I needed to put in a few facts. Most people I know also know my ex, and I don't think it would really be fair to discuss his issues with them as he has not chosen to share them. I know for a fact he isn't on here, so no one knows who is, or who I am for that mattter, so I don't see a problem with it. |
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"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first!
Given the above, do you really NEED a divorce?"
I was in the same position, still on excellent terms with my ex but I divorced him, didn't go anywhere near a solicitors. Did it myself for less than £400! |
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By *adyA01 OP Woman
over a year ago
Wellington |
"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first!
Given the above, do you really NEED a divorce?
I was in the same position, still on excellent terms with my ex but I divorced him, didn't go anywhere near a solicitors. Did it myself for less than £400!"
Oh wow! Although to be fair I wouldn't know where to start with getting the deeds etc changed! |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I can't find my husband to get a divorce but to be honest I'm in no hurry to walk up the aisle and we had no kids and no money commitments "
You don't need to find him to divorce him! If he has been out of your life a while you don't need his agreement to get divorced - oh and I am with you on that one I don't think I ever want to get married again. |
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By (user no longer on site)
over a year ago
|
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids
I'm not sure if you can just transfer the house deed into your name may break money laundering rules if he owes people money and he owns half the house by transferring to your name it protects the kids but it maybe de-frauding the people he owe money to if that's the case? Maybe worth speaking advise on this otherwise you could be in trouble yourself? I'm just saying check it out I'm not an expert "
its not money laundering or anything of the sort.
the house would be split if they sold it, and if she isnt interested in screwing him, and he possibly doesnt contribute to the kids if he is having money troubles, he can sign the house over to her in lieu of child maintenance.
however, the trouble comes if the bank doesnt agree because OP cant afford to the repayments on the house (this is an example and not a comment on your situation OP) |
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By (user no longer on site)
over a year ago
|
"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first!
Given the above, do you really NEED a divorce?
I was in the same position, still on excellent terms with my ex but I divorced him, didn't go anywhere near a solicitors. Did it myself for less than £400!
Oh wow! Although to be fair I wouldn't know where to start with getting the deeds etc changed! "
you do need a solicitor for the financial arrangements side of it as me and my ex are going through the same thing, otherwise we could have just done the £200 online divorce thing as there is nothing to share. |
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By *adyA01 OP Woman
over a year ago
Wellington |
Thanks venusandhercules. I have been paying the mortgage on my own for the last few years anyway! I am going to sell the house anyway once in my name and downsize. That way not everything I earn goes into the house and hopefully I can put enough aside to afford the odd holiday for me and the kids. Can't remember the last time I had one! |
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By *GR2014Man
over a year ago
England |
"Yep he is in financial dire straits!! Deeds of house need to be transferredd to my name asap, and I want some kind of financial seperation order, so if all comes down on him, I can protect the house for the kids
I'm not sure if you can just transfer the house deed into your name may break money laundering rules if he owes people money and he owns half the house by transferring to your name it protects the kids but it maybe de-frauding the people he owe money to if that's the case? Maybe worth speaking advise on this otherwise you could be in trouble yourself? I'm just saying check it out I'm not an expert
its not money laundering or anything of the sort.
the house would be split if they sold it, and if she isnt interested in screwing him, and he possibly doesnt contribute to the kids if he is having money troubles, he can sign the house over to her in lieu of child maintenance.
however, the trouble comes if the bank doesnt agree because OP cant afford to the repayments on the house (this is an example and not a comment on your situation OP)"
I agree that it's not money laundering now that the lady has told us the facts further.
I know I couldn't of done that without it being money laundering due to my circumstances being different and the amounts involved  |
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By *GR2014Man
over a year ago
England |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this."
Nothing wrong with people being open and honest and a problem shared is a problem halved ?  |
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By (user no longer on site)
over a year ago
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"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this."
I'm always baffled why people are happy to read threads like these then say this !
Written for your amusement 
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By *GR2014Man
over a year ago
England |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
I'm always baffled why people are happy to read threads like these then say this !
Written for your amusement
"
|
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"My ex has no money to have!!
And I am really not interested in screwing him over, he has done that all by himself! We are actually on good terms! Kids have to come first!
Given the above, do you really NEED a divorce?
I was in the same position, still on excellent terms with my ex but I divorced him, didn't go anywhere near a solicitors. Did it myself for less than £400!
Oh wow! Although to be fair I wouldn't know where to start with getting the deeds etc changed! "
Getting the deeds changed has to be done by a solicitor and assuming he's on the mortgage as well get him off there too!! As for the divorce I'd still use a solicitor and make sure they apply for a clean break order too as my ass of an ex came back 4 years after signing the house over to me to try take half and it ended up costing me a lot more money!! |
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By (user no longer on site)
over a year ago
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"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
Because sometimes you can get help and advice from the unlikeliest of places! It is also far easier to talk to strangers sometimes! I have had good advice from here before! And the thread started off as a moan about solicitors, however a few posters made some assumptions without knowing the facts and I felt I needed to put in a few facts. Most people I know also know my ex, and I don't think it would really be fair to discuss his issues with them as he has not chosen to share them. I know for a fact he isn't on here, so no one knows who is, or who I am for that mattter, so I don't see a problem with it."
And to that end OP I think you handled the thread very well indeed. You're a better more patient woman than I, that's for sure
Good luck getting things sorted. |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
I'm always baffled why people are happy to read threads like these then say this !
Written for your amusement
"
+1 |
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By (user no longer on site)
over a year ago
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In a group of people, there is always a lot of experience and knowledge, Sometimes its easier to talk to random strangers than friends or family,
I have always found people happy to share and help,
If you don't ask, you don't get!  |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
Because sometimes you can get help and advice from the unlikeliest of places! It is also far easier to talk to strangers sometimes! I have had good advice from here before! And the thread started off as a moan about solicitors, however a few posters made some assumptions without knowing the facts and I felt I needed to put in a few facts. Most people I know also know my ex, and I don't think it would really be fair to discuss his issues with them as he has not chosen to share them. I know for a fact he isn't on here, so no one knows who is, or who I am for that mattter, so I don't see a problem with it.
And to that end OP I think you handled the thread very well indeed. You're a better more patient woman than I, that's for sure
Good luck getting things sorted. "
No not more patient really, have just seen plenty of threads, where people like to make assumptions without the facts - and the gent who made the baffled comment, well he is entitled to his opinion, but then maybe he finds it difficult to talk about personal stuff, that is just an assumption of course
However I don't know him so can't really say x |
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By (user no longer on site)
over a year ago
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"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
But it's ok to discuss it with a solicitor (for an exhorbitant fee) . "
Lol yes very inconvenient seeing people get free advice  |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
But it's ok to discuss it with a solicitor (for an exhorbitant fee) .
Lol yes very inconvenient
seeing people get free advice "
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By (user no longer on site)
over a year ago
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"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
I'm always baffled why people are happy to read threads like these then say this !
Written for your amusement
"
How do I know what the threads about if I don't open it?.... 
I just see some deeply personal shit being discussed.
I would class divorce terms and asset allocation fairly personal.
But hey -ho. |
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By *nnyMan
over a year ago
Glasgow |
I agree it's not money laundering but, if I've read everything correctly, it looks like part of the purpose of transferring title is to put an asset (the house) out of reach of the husband's creditors.
That won't work.
The creditors will approach the court, point out what's happened and ask the court to rule that the house, or the proceeds of the sale of the house, be used to settle their indebtedness.
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By (user no longer on site)
over a year ago
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"I agree it's not money laundering but, if I've read everything correctly, it looks like part of the purpose of transferring title is to put an asset (the house) out of reach of the husband's creditors.
That won't work.
The creditors will approach the court, point out what's happened and ask the court to rule that the house, or the proceeds of the sale of the house, be used to settle their indebtedness.
"
no, its putting it out of reach of a (by the sounds of it) no good ex that would spend the proceeds from the house that the OP wants to leave to the kids.
V is going through the exact same thing at the moment, as she wants the house signed over to her, for the kids, but her fellas new gf wants him to keep it in both their names, for obvious reasons |
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By *ollie_JCouple
over a year ago
London |
Done the deeds and move mortage into a single name thing last year.
Need two solicitors yours and his,
If its not contested then his solicitor is only there to witness the form signing and be independent from the first, cost about £30.
Your solicitor will do the forms for money laundering checks, and handle the transfer you may also have to pay an indemnity if the mortgage company demands it. This is to protect in case the husbands creditors come after his assets which he disposed of.
The mortage company will also charge and admin fee. My final bill was about £400 just for the deed change.
Note, you need to do this as I dont think your ex will get much housing benefit if he is still officially an owner of a house.
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By *aturasqCouple
over a year ago
Hertfordshire |
"I'm always baffled as to why someone would discuss something so personal with strangers?....such as this.
I'm always baffled why people are happy to read threads like these then say this !
Written for your amusement
Must have been awful being made
How do I know what the threads about if I don't open it?....
I just see some deeply personal shit being discussed.
I would class divorce terms and asset allocation fairly personal.
But hey -ho."
Must be awful being made to read this thread and not being able to exploit someone over their "deeply personal shit " |
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By *nnyMan
over a year ago
Glasgow |
"I agree it's not money laundering but, if I've read everything correctly, it looks like part of the purpose of transferring title is to put an asset (the house) out of reach of the husband's creditors.
That won't work.
The creditors will approach the court, point out what's happened and ask the court to rule that the house, or the proceeds of the sale of the house, be used to settle their indebtedness.
no, its putting it out of reach of a (by the sounds of it) no good ex that would spend the proceeds from the house that the OP wants to leave to the kids.
..........."
Whilst a transfer of title would put the asset beyond the reach of the OP's ex, it wouldn't put it beyond the reach of the OP's creditors.
The courts (unless there's stuff we don't know) would reasonably say 'you did this just to avoid paying £x to Y company and the trouble with houses is that, unlike cars or money or jewellery, they're hard to hide.
It's a bit like little old ladies transferring their homes to their kids to avoid paying nursing home fees. |
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By *adyA01 OP Woman
over a year ago
Wellington |
"I agree it's not money laundering but, if I've read everything correctly, it looks like part of the purpose of transferring title is to put an asset (the house) out of reach of the husband's creditors.
That won't work.
The creditors will approach the court, point out what's happened and ask the court to rule that the house, or the proceeds of the sale of the house, be used to settle their indebtedness.
no, its putting it out of reach of a (by the sounds of it) no good ex that would spend the proceeds from the house that the OP wants to leave to the kids.
...........
Whilst a transfer of title would put the asset beyond the reach of the OP's ex, it wouldn't put it beyond the reach of the OP's creditors.
The courts (unless there's stuff we don't know) would reasonably say 'you did this just to avoid paying £x to Y company and the trouble with houses is that, unlike cars or money or jewellery, they're hard to hide.
It's a bit like little old ladies transferring their homes to their kids to avoid paying nursing home fees."
I hear what you are saying, however it is on legal record that divorce was on the cards from 3 years ago, however for one reason or another it has'nt happened yet! It is also on record from 3 years ago that the house was to be mine as he had had more than his fair share of the equity out of it! The debts he has now have been built up since we split, therefore are not marital debts. I can also prove I have paid the mortgage for nearly 3 years on my own and also he is no longer on the electoral role here and is living with and engaged to his new partner!
Anyway the whole point of this thread was a moan about the exorbitant costs of solicitors!!  |
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