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Housing Benefit Claims Increase
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... " That is one of the things the stats show. | |||
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"Housing benefit and subsidies need to be reduced across the board...." Pray tell us how you would manage that task? | |||
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"Housing benefit and subsidies need to be reduced across the board.... Pray tell us how you would manage that task?" Just withdraw it.....simple really. Fuck everyone who needs it.....just easy to work constantly, who needs sleep, family time. As long as people dont claim any help ...... | |||
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"Housing benefit and subsidies need to be reduced across the board...." no they have already been reduced too much in most cases. | |||
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"Housing benefit and subsidies need to be reduced across the board.... no they have already been reduced too much in most cases."  | |||
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"We could dramatically reduce the total Housing Benefit bill by capping the amount paid to private landlords." then what do you do with the people in that housing that now can't afford to live there? | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents." Or just evict those claiming benefits and rent solely to the private sector!!  | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents." I am struggling too make ends meet every month my wage basically covers wot my rent is I get help with work and family tax credits and the maintenance for my son but at the end of most months I have very little left for any treats for myself . | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!! "My rent is private and has been since I been in the house which is ten years ago now | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now "Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association? | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?"They won't do it though. They will just stop renting to those on benefit. Cali | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!! "And put former private tenents into council houses. Cos they are readily available. Been on the list 6 years...... | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?"Compared to wot some people pay in rent mine is not that bad but bad enough I have cut all my bills in half this year which is pretty good for me I am hoping to look at the ocean housing which are goin to be building new houses in my area but personally I dnt think I will be better off | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?
They won't do it though. They will just stop renting to those on benefit.
Cali"Why should they? The 'benefit' rent will be the same as the 'open market' rent. | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?
They won't do it though. They will just stop renting to those on benefit.
Cali
Why should they? The 'benefit' rent will be the same as the 'open market' rent.
"Open market rent is determined by local market conditions. Capping that for use in relation to housing benefit claims, forcing reductions, will simply increase the shortage of accommodation as landlords will refuse to take on tenants unable to pay their own way. And as a previous poster stated - many are not millionaires milking the market - but have mortgages to pay. So rents charged must be sufficient to cover these! | |||
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" Why should they? The 'benefit' rent will be the same as the 'open market' rent. " it's hard enough when your on benefits to get private housing... So capping what people can pay will just lead to more people homeless, more houses being repossessed. | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?
They won't do it though. They will just stop renting to those on benefit.
Cali
Why should they? The 'benefit' rent will be the same as the 'open market' rent.
"My rent is almost 500.00 and I have been told that I cant get a mortgage so I am better off renting my money is as good as a mortgage in my eyes if that makes sense | |||
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" Why should they? The 'benefit' rent will be the same as the 'open market' rent. it's hard enough when your on benefits to get private housing... So capping what people can pay will just lead to more people homeless, more houses being repossessed." That makes no sense whatsoever. | |||
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" Why should they? The 'benefit' rent will be the same as the 'open market' rent. it's hard enough when your on benefits to get private housing... So capping what people can pay will just lead to more people homeless, more houses being repossessed. That makes no sense whatsoever." why... People would not get housing or be asked to leave.. and some wouldn't be able to make their mortgages so would be repossessed.. simple really. | |||
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"I'm a Landlord & I know lots of other Landlords too. Most won't touch LHA Tenants with a barge pole because of the attitude of the Councils, mainly that they pay the Tenants direct, who can then, if they like spend the money on how they wish. " Kinda makes you wonder why the Tories introduced it, eh? | |||
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" Why should they? The 'benefit' rent will be the same as the 'open market' rent. it's hard enough when your on benefits to get private housing... So capping what people can pay will just lead to more people homeless, more houses being repossessed. That makes no sense whatsoever. why... People would not get housing or be asked to leave.. and some wouldn't be able to make their mortgages so would be repossessed.. simple really. " Simplistic - not simple. | |||
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"The NewStatesman Has an article today on the increase in housing benefit claimants in the last three years. The figure in May 2010 was 4,752,526 rising to 5,072,264 in May 2013. Structural and policy changes are cited. This is also within the context now of JSA claims down. So how would you reduce the claims and still ensure people aren't left in work and homeless?" Remove Zero Hour contracts for a start. At least with declared hours, you have a known income stream - its not the magic answer, but at least it helps. | |||
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"We could dramatically reduce the total Housing Benefit bill by capping the amount paid to private landlords." | |||
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"I'm a Landlord & I know lots of other Landlords too. Most won't touch LHA Tenants with a barge pole because of the attitude of the Councils, mainly that they pay the Tenants direct, who can then, if they like spend the money on how they wish. Kinda makes you wonder why the Tories introduced it, eh?" Introduced by Labour & sustained by the Tories. When they piloted the Universal credit scheme in Cardiff, non-payers of rent rose 7 fold. Once people get more than £500 behind, then they stop trying to keep up to date. Most Tenants like the rent being paid direct as it's easier to run their budget. | |||
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"have been lucky never been on benefits of any kind only child benefit when kids were little. feel sorry for people who are struggling but i know quite a few that claim every benefit they can and go stay in hotels go abroad on holiday. I say get rid of private landlords who are getting fat on the people renting and get councils to go back to building houses and sod the landlords who bleen the system" Very nice. Successive governments have encouraged private individuals to buy to let property because they don't have the money to invest in it themselves & need private money to do that & then you'd like to ruin them just for being "capitalist pigs" Jesus. | |||
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"I'm a Landlord & I know lots of other Landlords too. Most won't touch LHA Tenants with a barge pole because of the attitude of the Councils, mainly that they pay the Tenants direct, who can then, if they like spend the money on how they wish. Kinda makes you wonder why the Tories introduced it, eh? Introduced by Labour & sustained by the Tories. When they piloted the Universal credit scheme in Cardiff, non-payers of rent rose 7 fold. Once people get more than £500 behind, then they stop trying to keep up to date. Most Tenants like the rent being paid direct as it's easier to run their budget." It was piloted and didn't work. Makes you wonder why the Tories exhumed it. | |||
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" Very nice. Successive governments have encouraged private individuals to buy to let property because they don't have the money to invest in it themselves ....." You might struggle to find that in any party manifesto. | |||
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"Here's a radical idea!! Example 1. An individual works 35 hrs a week and takes home £200 - from which they have to pay rent, bills, feed themselves etc. This is called employment and earning your keep and how many people live. Their income is provided by their employer and is called wages. Example 2. An individual doesn't work. Takes home £200 a week from which they have to pay rent, bills, feed themselves etc. The income is provided by the government and is called benefits. Change example 2 to this!!! An individual works in some capacity within the community doing essential work that aids the common good and those in their town/city. They take home £200 a week from which they have to pay rent, bills, feed themselves etc. The source of their income is the same - the government - however as they are now earning their income, it can be classed as wages rather than benefits. The overall bill to the government remains the same - however they are getting better value for money as there is a return on their expenditure. There is the chance to improve communities and society as a whole, teach people the values of earning their own keep rather than a culture of dependency - and less of a negative image for those previously seen as relying on the state. The unemployment figures would look better, taxpayers could no longer whine about their contributions going to those not contributing themselves. There would be no increase in government spending required and some of the skilled workforce currently claiming benefits could put their expertise to good use building one and two bedroom council/housing association properties to reduce the waiting lists and homeless lists. Kind of a win/win for everyone really!! "It doesn't reduce the housing benefit bill that both examples can claim. | |||
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"Here's a radical idea!! Example 1. An individual works 35 hrs a week and takes home £200 - from which they have to pay rent, bills, feed themselves etc. This is called employment and earning your keep and how many people live. Their income is provided by their employer and is called wages. Example 2. An individual doesn't work. Takes home £200 a week from which they have to pay rent, bills, feed themselves etc. The income is provided by the government and is called benefits. Change example 2 to this!!! An individual works in some capacity within the community doing essential work that aids the common good and those in their town/city. They take home £200 a week from which they have to pay rent, bills, feed themselves etc. The source of their income is the same - the government - however as they are now earning their income, it can be classed as wages rather than benefits. The overall bill to the government remains the same - however they are getting better value for money as there is a return on their expenditure. There is the chance to improve communities and society as a whole, teach people the values of earning their own keep rather than a culture of dependency - and less of a negative image for those previously seen as relying on the state. The unemployment figures would look better, taxpayers could no longer whine about their contributions going to those not contributing themselves. There would be no increase in government spending required and some of the skilled workforce currently claiming benefits could put their expertise to good use building one and two bedroom council/housing association properties to reduce the waiting lists and homeless lists. Kind of a win/win for everyone really!!
It doesn't reduce the housing benefit bill that both examples can claim."Wouldn't be called a benefit anymore - let the accountants decide what to name it - but it would be more of a 'wage' than a benefit! | |||
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"We could dramatically reduce the total Housing Benefit bill by capping the amount paid to private landlords. then what do you do with the people in that housing that now can't afford to live there? " there is already a cap on what you can claim when in pvt accom and you as the tenant has to make up the diff out you own pocket | |||
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"The only true win is when we reduce the amount of public money (housing benefit) going into private landlords coffers." Thus reducing the availability of housing, putting more pressure on councils and housing associations with huge waiting lists - and increasing homelessness! Genius! Not!! Would you prefer private landlords not to provide accommodation for benefit claimants? Or would you prefer them to do so on a 'not for profit', charitable basis - as of course every private landlord is filthy rich and has no need to cover the costs of providing a roof over someone's head? You seem to be missing the point that without private landlords the housing shortage would be significantly bigger!! And that most are providing a service to support those in need, covering the costs of doing so with the intention of providing for themselves in retirement - not making a killing in the meantime! | |||
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"We could dramatically reduce the total Housing Benefit bill by capping the amount paid to private landlords. then what do you do with the people in that housing that now can't afford to live there? there is already a cap on what you can claim when in pvt accom and you as the tenant has to make up the diff out you own pocket " This is true the most you get I min my area is £369 an most private rents are between £400-£500 in my area so is a lot of money to find when you don't have much to begin with I'm good at budgeting but some months it's tough | |||
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"Landlords would be obliged to reduce the rents they charge to the same as local RSL rents. Or just evict those claiming benefits and rent solely to the private sector!!
My rent is private and has been since I been in the house which is ten years ago now
Wouldn't you like your rent reduced to the same as it would be if it were the same size, facilities, location etc only owned by the council or a housing association?"Wouldn't everyone? If this was the case though can you imagine many private landlords doing it ? Council houses are cheaper because of the amount of properties the council run. There is not enough council houses to accommodate the people who need them. Equally though there are also some people in private rents who take the piss. ie people who have never worked a day in their life but have numerous children. They dont have to worry about getting a council house because they know if they get a bigger house some one will pick up the bill. Its hard for genuine cases. Unfortunately though, unless every case is judged on individual merit it will never work. I dont envy anyone who has to try and sort the problem. | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... " Which means we are subsidising business. It's about time employers paid a living wage. | |||
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"The only true win is when we reduce the amount of public money (housing benefit) going into private landlords coffers." I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. Tell me were his "Moral compass" & his "Socialist principles" were when he doubled the price of houses which hurt the working class more than anybody. Indeed where were they when he flooded the country with immigrants nailing their wages to the floor? Also pricing the working class out of pubs with excessive costs & a smoking ban. But also the idiot put asylum seekers in rich parts of London on HB of over £2k per Month, just so that Labour could contest the seats in elections. Spending tax-payers money on what was wrong for Britain, but what he thought was right for the Labour party. I honestly struggle to come to terms with anybody wanting to vote for such a vile, nasty evil party I really do.  | |||
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"The only true win is when we reduce the amount of public money (housing benefit) going into private landlords coffers. Thus reducing the availability of housing, putting more pressure on councils and housing associations with huge waiting lists - and increasing homelessness! Genius! Not!! Would you prefer private landlords not to provide accommodation for benefit claimants? Or would you prefer them to do so on a 'not for profit', charitable basis - as of course every private landlord is filthy rich and has no need to cover the costs of providing a roof over someone's head? You seem to be missing the point that without private landlords the housing shortage would be significantly bigger!! And that most are providing a service to support those in need, covering the costs of doing so with the intention of providing for themselves in retirement - not making a killing in the meantime! " | |||
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".. Zzz You seem to be missing the point that without private landlords the housing shortage would be significantly bigger!! And that most are providing a service to support those in need, covering the costs of doing so with the intention of providing for themselves in retirement - not making a killing in the meantime! "TY Providing a service made me laugh out loud. It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before. My money is on the latter. | |||
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"rent of council houses in and around us £90 per wk =£4500.00 per year pvt land lord £600 per month £7200.00 diff of + £2700 out of which he has to maintain the property, insure the property and employ someone to collect the rent or do it himself and the hardest part collecting the bloody rent and the excuses some ppl give why they can,t pay after all that i bet there is not much left out of that £2700 " The council rent has to pay for that too. Although they can at least get Better Homes grants. Councils chasing arrears takes up a lot of time too. | |||
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".. Zzz You seem to be missing the point that without private landlords the housing shortage would be significantly bigger!! And that most are providing a service to support those in need, covering the costs of doing so with the intention of providing for themselves in retirement - not making a killing in the meantime!
TY Providing a service made me laugh out loud.
It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before.
My money is on the latter."Ah - so putting a roof over someone's head isn't a service? 
That's that cleared up then! | |||
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"rent of council houses in and around us £90 per wk =£4500.00 per year pvt land lord £600 per month £7200.00 diff of + £2700 out of which he has to maintain the property, insure the property and employ someone to collect the rent or do it himself and the hardest part collecting the bloody rent and the excuses some ppl give why they can,t pay after all that i bet there is not much left out of that £2700 The council rent has to pay for that too. Although they can at least get Better Homes grants. Councils chasing arrears takes up a lot of time too." but council get set budgets to look after housing stock | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... Which means we are subsidising business. It's about time employers paid a living wage." We have a minimum wage, small businesses that employ between One and Five people account for over 100,000 businesses in England and Wales, if you hit these small businesses with the 'Living Wage' it would simply either put many thousands of them out of business or push them into laying people off. So introduce the 'Living Wage' and risk increasing the benefits bill even higher when many more become unemployed. | |||
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"council get big EU grants for up grading council houses,...... " Really? | |||
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"council get big EU grants for up grading council houses,...... Really?" oh yes | |||
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"council get big EU grants for up grading council houses, does a pvt land lord " Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord " It's no EU money all over the country but I agree there is money that is applied for and administered that private landlords don't get. Private landlords aren't running an allocations system. I am not knocking private landlords at all. I think there has been too much belief in the idea of everyone should own their own home in this country. It has pushed prices up, caused economic bubbles to burst and lead to a false sense of security. There are plenty of properties standing empty and yet we have a supply problem. We need mixed tenure for a healthy housing market. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is. "well i would not say its crumbs for what was spent in the town where I work more a few million | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes " Only in certain areas of the country, mainly deprived parts as a rule. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord It's no EU money all over the country but I agree there is money that is applied for and administered that private landlords don't get. Private landlords aren't running an allocations system. I am not knocking private landlords at all. I think there has been too much belief in the idea of everyone should own their own home in this country. It has pushed prices up, caused economic bubbles to burst and lead to a false sense of security. There are plenty of properties standing empty and yet we have a supply problem. We need mixed tenure for a healthy housing market." yep loads of property lying empty but you try and get one | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes Only in certain areas of the country, mainly deprived parts as a rule." all councils are eligible to apply for EU grants and then its given on merrit | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is. ".. | |||
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"I was a private tenant - always paid my rent on time (or early) even though I get HB. My landlord was happy to take £500 per month, but do absolutely no repairs. I stayed there for 3 and a half years, and left the flat recently in better condition than when I moved in! Every room had leaks, and a massive damp problem. My son is now waiting an operation that is linked to the housing conditions we lived in - and I have had pneumonia 8 times in 2 years! When I failed to get any joy from him regarding the repairs, I sought advice from my local councilllor, and had the house assessed by environmental health. They said they hadn't seen a house so bad for over 30 years! Landlords response - to issue me a notice to terminate my tenancy! SO its not always the case that HB claimants are in the wrong. There are some crappy landlords out there too!" yep your right and more need to be done to prevent what you went through | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. " I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes Only in certain areas of the country, mainly deprived parts as a rule. all councils are eligible to apply for EU grants and then its given on merrit " It's based on the perceived social deprivation of any given area actually, inner cities will always get preference over applications from councils in rural areas. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
well i would not say its crumbs for what was spent in the town where I work more a few million"Historic neglect lead to a need to upgrade a lot of social housing. ERDF has to matched with local money. Yes, it's millions but it's not available everywhere and has to be won through a competitive process. | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes Only in certain areas of the country, mainly deprived parts as a rule. all councils are eligible to apply for EU grants and then its given on merrit " I doubt that's true. | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes Only in certain areas of the country, mainly deprived parts as a rule. all councils are eligible to apply for EU grants and then its given on merrit I doubt that's true." ok so what your saying is that they don;t get EU grants ? | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is. "yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... Which means we are subsidising business. It's about time employers paid a living wage. We have a minimum wage, small businesses that employ between One and Five people account for over 100,000 businesses in England and Wales, if you hit these small businesses with the 'Living Wage' it would simply either put many thousands of them out of business or push them into laying people off. So introduce the 'Living Wage' and risk increasing the benefits bill even higher when many more become unemployed. " And that's a common argument which I fully understand. But too often large national and international companies are paying pittances, only offering part time positions which means they are being subsidised by the taxpayer through the benefits system. That is more what im on about. | |||
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"council get big EU grants for up grading council houses,...... Really? oh yes Only in certain areas of the country, mainly deprived parts as a rule. all councils are eligible to apply for EU grants and then its given on merrit I doubt that's true. ok so what your saying is that they don;t get EU grants ? " There is a new EU grant programme currently under consultation. Every area in the country is busy making their case for why they need a portion of that programme. It's a mixture of structural and development funds. That all goes into a competitive framework and some areas win the funds for their area. There follows another competitive round to decide which projects in the area get the money and which don't. As long as you don't breach state aid rules private organisations can and do have access to those funds too. | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... Which means we are subsidising business. It's about time employers paid a living wage. We have a minimum wage, small businesses that employ between One and Five people account for over 100,000 businesses in England and Wales, if you hit these small businesses with the 'Living Wage' it would simply either put many thousands of them out of business or push them into laying people off. So introduce the 'Living Wage' and risk increasing the benefits bill even higher when many more become unemployed. And that's a common argument which I fully understand. But too often large national and international companies are paying pittances, only offering part time positions which means they are being subsidised by the taxpayer through the benefits system. That is more what im on about." You cannot legally differentiate between large companies and small businesses when legislating a 'Minimum Wage' or 'Living Wage' though, it would have to be a one size fits all in order for it to be legal. And a one size fits all would severely damage many small businesses. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two." I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!  | |||
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" TY Providing a service made me laugh out loud. It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before. My money is on the latter." A landlord isn't going to rent a house out for less than the mortgage though are they? They should also be maintaining the property, just getting a new boiler fitted could wipe out three months rental before having to pay the mortgage. Obviously the longer a landlord has had a mortgage the more profit they make due to rent increases over the years due to inflation, cost of living etc whilst the mortgage payments remain at more or less what they started at depending on interest rates. Councils around the country already own plenty of land and compared to buying properties, building on land you already own is fairly cheap. All whilst having millions stashed in Icelandic banks... Having worked in domestic properties in the private and public sector, home owners tend to look after their homes much more than tenants. I've had council tenants moaning that the council don't come out and fix their kitchen drawers after already being replaced 3 times, these are of the same standard of kitchens fitted to homeowners kitchens but they just don't look after stuff. When I mentioned that spending a few pounds on buying some angle brackets and screws to repair and strengthen the drawers before they overfilled them and slammed them shut repeatedly might be a good idea they looked at me as though I was mad. Telling me it was the landlords responsibility to fix things that they broke again by misusing them. Council rents are rising as they cannot do all this for peanuts. New windows, new bathrooms and kitchens, new heating systems all for (in my area) £75 for a two bedroom council house. Buy the time they have recouped this money through rents it will be time to start again... If we build lots more housing the property values will drop and thus so will rent costs, I'm not sure any government wants to be responsible for the collapse of the housing market with wholesale negative equity for anyone who has bought fairly recently. It is a bit of a vicious circle for working people whom cannot afford to save for a deposit whilst paying a mortgage for a landlords pension plan whilst being told by the banks that they cannot afford a mortgage, all the time paying more for renting than they would be paying for a mortgage. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU"Are you suggesting that the Blair government spent months renegotiating the EU rebate and then just gave into a decrease on a whim? It was a case of getting the best out of what was always going to be a bad deal at the time. And we were not the only EU nation that took a hit. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!! "So that is enough justification to be rude about his disability? | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
"His main disability was his not understanding basic economics. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
His main disability was his not understanding basic economics.
"Stick to his lack of basic economics if that is what the gripe is without bringing his physicality, nationality, gender into it then. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU
Are you suggesting that the Blair government spent months renegotiating the EU rebate and then just gave into a decrease on a whim?
It was a case of getting the best out of what was always going to be a bad deal at the time. And we were not the only EU nation that took a hit."well it cost us 20% in 2007 | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
His main disability was his not understanding basic economics.
Stick to his lack of basic economics if that is what the gripe is without bringing his physicality, nationality, gender into it then."Is it not a simple matter of fact, of record, that he is Male, Scottish and one eyed? Well one working eye. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU
Are you suggesting that the Blair government spent months renegotiating the EU rebate and then just gave into a decrease on a whim?
It was a case of getting the best out of what was always going to be a bad deal at the time. And we were not the only EU nation that took a hit.
well it cost us 20% in 2007 "When the suggested alternative by several senior EU member states at the time was the total abolition of the rebate.....look back, it's all documented. | |||
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"...... You cannot legally differentiate between large companies and small businesses when legislating a 'Minimum Wage' or 'Living Wage' though, it would have to be a one size fits all in order for it to be legal. And a one size fits all would severely damage many small businesses." No, but you CAN choose to place your business with Living Wage companies rather than Minimum Wage companies. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
"I didn't! And nobodies disability should be mocked. The point remains though - he was crap at what is one of the most important jobs in the government! | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
His main disability was his not understanding basic economics.
Stick to his lack of basic economics if that is what the gripe is without bringing his physicality, nationality, gender into it then.
Is it not a simple matter of fact, of record, that he is Male, Scottish and one eyed? Well one working eye. "I'm not having another row with you or other, mostly men, on this forum. Being derogatory about things about people they cannot change is not simply stating fact. That's all I will say this and will return to the issues on housing. | |||
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"rent of council houses in and around us £90 per wk =£4500.00 per year pvt land lord £600 per month £7200.00 diff of + £2700 out of which he has to maintain the property, insure the property and employ someone to collect the rent or do it himself and the hardest part collecting the bloody rent and the excuses some ppl give why they can,t pay after all that i bet there is not much left out of that £2700 " Depends on whether a month is 4 weeks thus giving 13 months a year, which would give £7800, I'm sure their are quite a few landlords who count a month as 4 weeks. I've worked for a company that was charging a council in Cornwall £4500 to install a 5 rad central heating system with everything surface mounted... How the councils find sub contractors to be economical I'm really not sure. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
"In this idiot's case I make an exception. The worst Chancellor & Prime Minister this country has ever had. He drove the economy like an irresponsible madman & into disaster & when his staff tried to tell him to do things differently he threw mobile phones & fax machines at them. So he ruined the country & he's a bully & I don't like bullies. Especially fuck-witted ones. So it's OK.  | |||
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" feel sorry for people who are struggling but i know quite a few that claim every benefit they can and go stay in hotels go abroad on holiday." it's true, some people on benefits are abusing the system, not looking for work and treating the system like a wage. if you are on Job Seekers allowance as we are, you need to look for work. but on the other hand, there are alot of people who do not want to be unemployed and are through a bad luck spell just like us | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!!
So that is enough justification to be rude about his disability?
In this idiot's case I make an exception. The worst Chancellor & Prime Minister this country has ever had. He drove the economy like an irresponsible madman & into disaster & when his staff tried to tell him to do things differently he threw mobile phones & fax machines at them. So he ruined the country & he's a bully & I don't like bullies. Especially fuck-witted ones. So it's OK. "Superb. Absolutely spot on. I will admit to stating in 1997 that Balir would be, and was, the worst Prime Minister this country would have. How was i to know about Brown having a go? | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU
Are you suggesting that the Blair government spent months renegotiating the EU rebate and then just gave into a decrease on a whim?
It was a case of getting the best out of what was always going to be a bad deal at the time. And we were not the only EU nation that took a hit.
well it cost us 20% in 2007
When the suggested alternative by several senior EU member states at the time was the total abolition of the rebate.....look back, it's all documented."B.Liar could've told them "No!" but since the multi-millionaire Socialist has ambitions to run the EU as President, he gave away the rebate on condition that the EU reform the ridiculous & corrupt Common agricultural policy. The French said "Ok we'll consider it" So B.Liar gave the rebate away. A few Months later the French said "We av looked at zis & we ave decided Non! Mercy beaucoup tres bien!" Great negotiating there B.Liar you incompetent tosser! | |||
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" feel sorry for people who are struggling but i know quite a few that claim every benefit they can and go stay in hotels go abroad on holiday. it's true, some people on benefits are abusing the system, not looking for work and treating the system like a wage. if you are on Job Seekers allowance as we are, you need to look for work. but on the other hand, there are alot of people who do not want to be unemployed and are through a bad luck spell just like us" The point of this thread is that it's not JSA claimants leading to a rise in the HB claims, it's people in work or not claiming JSA. | |||
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"...... You cannot legally differentiate between large companies and small businesses when legislating a 'Minimum Wage' or 'Living Wage' though, it would have to be a one size fits all in order for it to be legal. And a one size fits all would severely damage many small businesses. No, but you CAN choose to place your business with Living Wage companies rather than Minimum Wage companies." You don't get it do you?... The vast majority of small businesses cannot afford to pay the TUC recommended 'Living Wage', so advocate boycotting those small businesses and stand back and watch the fallout....I think that would only serve to thrill you. Boycott small businesses and the unemployment figures will rise as many employers will simply trim their workforce to balance the books. So the Working Tax Credits bill might fall, but the JSA bill will rise. Prices of goods manufactured by many small businesses will rise to factor in this significant rise in their wage bill. It's all very well pushing for a mandatory 'Living Wage' but the consequences for many will be severe. | |||
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"council get big EU grants for up grading council houses, does a pvt land lord Yeah the British taxpayer pays £53 million everyday to the corrupt EU who then in turn give a few crumbs back to do up a Council house & put a plaque on it saying it was done with EU money. What a load of bollocks the system is.
yes its a load of bollocks what we pay in and what we get back, but you can Blame a certain Mr Blair for that as he was the one who agreed to take a cut on what we got back from the EU
Are you suggesting that the Blair government spent months renegotiating the EU rebate and then just gave into a decrease on a whim?
It was a case of getting the best out of what was always going to be a bad deal at the time. And we were not the only EU nation that took a hit.
well it cost us 20% in 2007
When the suggested alternative by several senior EU member states at the time was the total abolition of the rebate.....look back, it's all documented.
B.Liar could've told them "No!" but since the multi-millionaire Socialist has ambitions to run the EU as President, he gave away the rebate on condition that the EU reform the ridiculous & corrupt Common agricultural policy. The French said "Ok we'll consider it" So B.Liar gave the rebate away. A few Months later the French said "We av looked at zis & we ave decided Non! Mercy beaucoup tres bien!" Great negotiating there B.Liar you incompetent tosser! "B.Liar?.....how unoriginal and childish. | |||
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"It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before. My money is on the latter." You would lose! I would put them on the market and sell them empty before dropping the rent. You are not counting the fact that council houses were built in bulk, at cost, often on cheaply acquired land that nobody else could get planning permission for. Then during the fabulous asset stripping years of the 80's were sold at less than cost to the tenants who were in them. leaving little or nothing for the next generation. Add to that those in 3 bed houses who's family have grown up and left home but don't want to move to a one bed flat, leaving still more new families unable to get a home. I am a landlord, I have put a considerable amount of time and money in getting established, and I charge the rents on a two year fixed rate contract, if tenants don't want to pay that then that is fine someone will. So far nobody has moved out due to the cost of the rent, some have been evicted owing me 6 months plus and often substantial damages to the house in the process and all that I have had problems with have been on housing benefits. So my policy is no tenants on benefits move in, and I watch very closely those that end up on them during the tenancy. | |||
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"So my policy is no tenants on benefits move in, and I watch very closely those that end up on them during the tenancy." Absolutely, you have to look after your property, you have put alot of time and effort in. and if someone destroys your property, you should be compensated | |||
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"As a landlord, why should I be forced to drop my rent? I worked hard to buy my house and I work hard to have it rented out. I charge a fair & competitive rent for the area and I'm happy for people on housing benefit to live there at the rent I charge and pay the difference. It's their choice to live there and it's my choice to charge what I do. " Why should the taxpayer (ie other Fabsters) put money in your pocket on a monthly basis + contribute towards the increased capital of the house you let out? | |||
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"It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before. My money is on the latter. You would lose! I would put them on the market and sell them empty before dropping the rent. ........... " Actually, by your own admission, I'd win. Once sold you'd get no rent at all. That's less than you were getting before. | |||
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"and to be honest there is no feasible way to get people off Housing benefit without basically booting them off" It's not about getting people off HB. It's about whether HB in private rentals ought to be more than council/ RSL rents for similar size, facility, location etc. | |||
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"As a landlord, why should I be forced to drop my rent? I worked hard to buy my house and I work hard to have it rented out. I charge a fair & competitive rent for the area and I'm happy for people on housing benefit to live there at the rent I charge and pay the difference. It's their choice to live there and it's my choice to charge what I do. Why should the taxpayer (ie other Fabsters) put money in your pocket on a monthly basis + contribute towards the increased capital of the house you let out?" Possibly to put a roof over someone's head that would be on a waiting list for years otherwise! Jeez - I know it's rocket science, but | |||
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"........ Possibly to put a roof over someone's head that would be on a waiting list for years otherwise! Jeez - I know it's rocket science, but "I'm beginning to think you're being deliberately obtuse. Private landlords don't necessarily add to the total of affordable homes available. | |||
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"As a landlord, why should I be forced to drop my rent? I worked hard to buy my house and I work hard to have it rented out. I charge a fair & competitive rent for the area and I'm happy for people on housing benefit to live there at the rent I charge and pay the difference. It's their choice to live there and it's my choice to charge what I do. Why should the taxpayer (ie other Fabsters) put money in your pocket on a monthly basis + contribute towards the increased capital of the house you let out?" I'm a taxpayer......so I'm putting my own money in my own pocket! You're view has convinced me to rent to private renters only going forward, so one less filthy rich money grabbing land lord to worry about. Now if the council can find my housing benefit tenant somewhere else to live job done within the 30 days notice I'll be giving her tomorrow! | |||
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"It comes down to whether private landlords would prefer a home lying empty or accept a rent a bit less than before. My money is on the latter. You would lose! I would put them on the market and sell them empty before dropping the rent. ........... Actually, by your own admission, I'd win. Once sold you'd get no rent at all. That's less than you were getting before." No you'd lose. You have a Socialist mindset & you believe that everything should be provided for by the State. It doesn't work, Socialism has failed the world over & will always do so. The state can't afford to house everybody that needs it because there is not enough public stock, therefore the country needs to attract private Landlords. They in turn will charge the going rate. It's simple supply & demand economics. | |||
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"As a landlord, why should I be forced to drop my rent? I worked hard to buy my house and I work hard to have it rented out. I charge a fair & competitive rent for the area and I'm happy for people on housing benefit to live there at the rent I charge and pay the difference. It's their choice to live there and it's my choice to charge what I do. Why should the taxpayer (ie other Fabsters) put money in your pocket on a monthly basis + contribute towards the increased capital of the house you let out? I'm a taxpayer......so I'm putting my own money in my own pocket! You're view has convinced me to rent to private renters only going forward, so one less filthy rich money grabbing land lord to worry about. Now if the council can find my housing benefit tenant somewhere else to live job done within the 30 days notice I'll be giving her tomorrow!" | |||
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"........ Possibly to put a roof over someone's head that would be on a waiting list for years otherwise! Jeez - I know it's rocket science, but
I'm beginning to think you're being deliberately obtuse.
Private landlords don't necessarily add to the total of affordable homes available. "Obtuse? If you say so !
When you find the socialist utopia you seek, where there's an endless supply of free homes, food, utilities and lifelong benefits for all paid for by a bottomless pit of money funded by evil capitalist businesses and the taxes paid by money grabbing, soul-less private landlords - let me know!
I'll still be here - living in the real world! | |||
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" More simple economics? It is often said that one of the major problems is the high capital value of housing? So stop paying any housing benefit to private landlords immediately, and see the market values of these properties plummet. Your homework for next week: DEBT. " Not all in need of rented accommodation are on housing benefit. People I know who rent properties never accept those on benefits anyway. | |||
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" Not all in need of rented accommodation are on housing benefit. People I know who rent properties never accept those on benefits anyway." ^^^^ this.... I have 2 flats that I rent out. Never have any of the tenants been on housing benefit. | |||
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" More simple economics? It is often said that one of the major problems is the high capital value of housing? So stop paying any housing benefit to private landlords immediately, and see the market values of these properties plummet. Your homework for next week: DEBT. Not all in need of rented accommodation are on housing benefit. People I know who rent properties never accept those on benefits anyway." Very true, but the same still holds. If they would like to buy, lets say they pay £1200 a month rent. When the price of housing plummets they could buy one of their choice for well less than the £1200 a month. So they'd win too, if they wished to buy though not all would. Next week : Mobility. | |||
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"Here's a radical idea!! Example 1. An individual works 35 hrs a week and takes home £200 - from which they have to pay rent, bills, feed themselves etc. This is called employment and earning your keep and how many people live. Their income is provided by their employer and is called wages.i Example 2. An individual doesn't work. Takes home £200 a week from which they have to pay rent, bills, feed themselves etc. The income is provided by the government and is called benefits. Change example 2 to this!!! An individual works in some capacity within the community doing essential work that aids the common good and those in their town/city. They take home £200 a week from which they have to pay rent, bills, feed themselves etc. The source of their income is the same - the government - however as they are now earning their income, it can be classed as wages rather than benefits. The overall bill to the government remains the same - however they are getting better value for money as there is a return on their expenditure. There is the chance to improve communities and society as a whole, teach people the values of earning their own keep rather than a culture of dependency - and less of a negative image for those previously seen as relying on the state. The unemployment figures would look better, taxpayers could no longer whine about their contributions going to those not contributing themselves. There would be no increase in government spending required and some of the skilled workforce currently claiming benefits could put their expertise to good use building one and two bedroom council/housing association properties to reduce the waiting lists and homeless lists. Kind of a win/win for everyone really!! "Phew. It's so simple why don't they do that?  | |||
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"rent of council houses in and around us £90 per wk =£4500.00 per year pvt land lord £600 per month £7200.00 diff of + £2700 out of which he has to maintain the property, insure the property and employ someone to collect the rent or do it himself and the hardest part collecting the bloody rent and the excuses some ppl give why they can,t pay after all that i bet there is not much left out of that £2700 " As a lettings manager I've got to agree with this, some of the landlords I look after have no choice but to pay for me to look after them as they are in the forces and based abroad etc... These landlords have a mortgage to pay and need their home waiting for their return. As an agency we rarely accept LHB however we do see the local housing officer on a regular basis who is there to ensure rents are fair and slowly falling in line between both sectors. I do have to say though that the majority of the arrears I see are from people claiming housing benefit and the law is on their side  | |||
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"Wont be able to do that though, they have to have 2 months notice to end on the last day of a rent period if you are a Landlord, unless there are 8 weeks of arrears in which case its different. As a landlord, why should I be forced to drop my rent? I worked hard to buy my house and I work hard to have it rented out. I charge a fair & competitive rent for the area and I'm happy for people on housing benefit to live there at the rent I charge and pay the difference. It's their choice to live there and it's my choice to charge what I do. Why should the taxpayer (ie other Fabsters) put money in your pocket on a monthly basis + contribute towards the increased capital of the house you let out? I'm a taxpayer......so I'm putting my own money in my own pocket! You're view has convinced me to rent to private renters only going forward, so one less filthy rich money grabbing land lord to worry about. Now if the council can find my housing benefit tenant somewhere else to live job done within the 30 days notice I'll be giving her tomorrow!" | |||
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"i dont understand why if your under 35 you get single person shared accom benifit yet if your over 35 you get full housing benifuit and scroungers like my ex wife can claim full housing benifit and council tax and esa and get more than i earn in a month" That's the government for you, I've worked since I was 16, had my own place and kicked my cheating fella out to be told I wasn't too much for help, £800 per month and the rent was £300 | |||
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"i dont understand why if your under 35 you get single person shared accom benifit yet if your over 35 you get full housing benifuit and scroungers like my ex wife can claim full housing benifit and council tax and esa and get more than i earn in a month" Are there children involved? | |||
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" More simple economics? It is often said that one of the major problems is the high capital value of housing?" Said by whom? " So stop paying any housing benefit to private landlords immediately, and see the market values of these properties plummet. " Nobody is suggesting stopping paying HB to private landlords immediately or at any time. All I've suggested is that HB paid to private landlords be brought into line with HB paid to councils/ RSLs for similar property. " Your homework for next week: DEBT. " I don't 'do' debt. | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... Which means we are subsidising business. It's about time employers paid a living wage. We have a minimum wage, small businesses that employ between One and Five people account for over 100,000 businesses in England and Wales, if you hit these small businesses with the 'Living Wage' it would simply either put many thousands of them out of business or push them into laying people off. So introduce the 'Living Wage' and risk increasing the benefits bill even higher when many more become unemployed. And that's a common argument which I fully understand. But too often large national and international companies are paying pittances, only offering part time positions which means they are being subsidised by the taxpayer through the benefits system. That is more what im on about. You cannot legally differentiate between large companies and small businesses when legislating a 'Minimum Wage' or 'Living Wage' though, it would have to be a one size fits all in order for it to be legal. And a one size fits all would severely damage many small businesses." Who says that you can't? Besides I have in the past worked for small businesses and been paid a decent wage. | |||
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"Not enough full time positions.... Part time work means people having to get help with rent.... JSA drops.....HB goes up.... Which means we are subsidising business. It's about time employers paid a living wage. We have a minimum wage, small businesses that employ between One and Five people account for over 100,000 businesses in England and Wales, if you hit these small businesses with the 'Living Wage' it would simply either put many thousands of them out of business or push them into laying people off. So introduce the 'Living Wage' and risk increasing the benefits bill even higher when many more become unemployed. And that's a common argument which I fully understand. But too often large national and international companies are paying pittances, only offering part time positions which means they are being subsidised by the taxpayer through the benefits system. That is more what im on about. You cannot legally differentiate between large companies and small businesses when legislating a 'Minimum Wage' or 'Living Wage' though, it would have to be a one size fits all in order for it to be legal. And a one size fits all would severely damage many small businesses. Who says that you can't? Besides I have in the past worked for small businesses and been paid a decent wage." I pay well over the minimum wage, but I am realistic enough to recognise that many small businesses cannot afford to pay over the Minimum wage in this present economic climate. Imposing a near 25% overnight increase on small businesses for their wage bill would kill many small businesses off....that is realistic. | |||
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"i dont understand why if your under 35 you get single person shared accom benifit yet if your over 35 you get full housing benifuit and scroungers like my ex wife can claim full housing benifit and council tax and esa and get more than i earn in a month" Grant Shapps changed the rules, that's why. You are still a 'young person' in housing terms now if you are under 35 and therefore only need a room. | |||
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"It seems the defence of landlords is "they are doing a service to people who would otherwise be homeless" etc etc. I bet every landlord didn't buy a buy to let just to put a roof over someone elses head, it is done to make money for themselves ...if they want to do that thats their choice but lets not pretend it is for anyone else;s benefit but their own. If they didn't make any money doing it, they would be selling." Buy to lets is a part of what has lead to the increase in property prices in London. I have watched my road change over the last 20 years as more people bought just to let the properties. One landlord has two families in a one bed flat now. | |||
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"rent of council houses in and around us £90 per wk =£4500.00 per year pvt land lord £600 per month £7200.00 diff of + £2700 out of which he has to maintain the property, insure the property and employ someone to collect the rent or do it himself and the hardest part collecting the bloody rent and the excuses some ppl give why they can,t pay after all that i bet there is not much left out of that £2700 Depends on whether a month is 4 weeks thus giving 13 months a year, which would give £7800, I'm sure their are quite a few landlords who count a month as 4 weeks. I've worked for a company that was charging a council in Cornwall £4500 to install a 5 rad central heating system with everything surface mounted... How the councils find sub contractors to be economical I'm really not sure. "Nope it's based on 12 month | |||
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" It is often said that one of the major problems is the high capital value of housing? Said by whom? So stop paying any housing benefit to private landlords immediately, and see the market values of these properties plummet. Nobody is suggesting stopping paying HB to private landlords immediately or at any time. All I've suggested is that HB paid to private landlords be brought into line with HB paid to councils/ RSLs for similar property. Your homework for next week: DEBT. I don't 'do' debt. " Said by whom? : Many leading economists, economic organisations. Nobody is suggesting not paying : I am. "I don't do debt". Precisely. Touche. And wouldnt the country and all its population be better off if it didn't do so either? | |||
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"It seems the defence of landlords is "they are doing a service to people who would otherwise be homeless" etc etc. I bet every landlord didn't buy a buy to let just to put a roof over someone elses head, it is done to make money for themselves ...if they want to do that thats their choice but lets not pretend it is for anyone else;s benefit but their own. If they didn't make any money doing it, they would be selling."
At much lower, more affordable prices too. | |||
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"It seems the defence of landlords is "they are doing a service to people who would otherwise be homeless" etc etc. I bet every landlord didn't buy a buy to let just to put a roof over someone elses head, it is done to make money for themselves ...if they want to do that thats their choice but lets not pretend it is for anyone else;s benefit but their own. If they didn't make any money doing it, they would be selling.
At much lower, more affordable prices too. "a land Lord making money, is it not a business,and as business are you not entitled to make money, or should he just do it all for nothing | |||
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"It seems the defence of landlords is "they are doing a service to people who would otherwise be homeless" etc etc. I bet every landlord didn't buy a buy to let just to put a roof over someone elses head, it is done to make money for themselves ...if they want to do that thats their choice but lets not pretend it is for anyone else;s benefit but their own. If they didn't make any money doing it, they would be selling.
At much lower, more affordable prices too.
a land Lord making money, is it not a business,and as business are you not entitled to make money, or should he just do it all for nothing "lol, so if your economic model is so good, why not just have the Government pay for everyones housing costs, business even. Hell, instead of paying annual business rates of £100k, i could receive a benefit of £100k per annum instead? Wouldn't even have to get out of bed. | |||
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" It is often said that one of the major problems is the high capital value of housing? Said by whom? ........ Said by whom? : Many leading economists, economic organisations. " Ah. The infallible un-name able ones. | |||
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"I pay 950.00 in rent and can't get a mortgage to save my life. The leaders what 20,000 down grrr." $ or real money? | |||
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" It is often said that one of the major problems is the high capital value of housing? Said by whom? ........ Said by whom? : Many leading economists, economic organisations. Ah. The infallible un-name able ones. " I agree. expensive housing means paying more wages, which makes our economy un-competitive when trying to make goods to sell to other countries. It is pretty standard basic economics. Also Manufacturing more than halved under the last Labour Government & more manufacturing jobs were lost under the Labour administration than under Maggie Thatcher. That is a fact. | |||
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"I pay 950.00 in rent and can't get a mortgage to save my life. The leaders what 20,000 down grrr." The Government will lend you the deposit at 0% interest for the first five years. Don't worry if you can't pay it back as it's underwritten by the tax payer. It's not a benefit though. | |||
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"I pay 950.00 in rent and can't get a mortgage to save my life. The leaders what 20,000 down grrr. The Government will lend you the deposit at 0% interest for the first five years. Don't worry if you can't pay it back as it's underwritten by the tax payer. It's not a benefit though. " Wrong country. | |||
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"I pay 950.00 in rent and can't get a mortgage to save my life. The leaders what 20,000 down grrr. The Government will lend you the deposit at 0% interest for the first five years. Don't worry if you can't pay it back as it's underwritten by the tax payer. It's not a benefit though. Wrong country." Thanks for that. I don't look where the posts come from. | |||
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" Well, Michigan ain't the best place to start is it? Wasn't it your fanny lot that triggered the debt/liquidity palaver. nb i didnt say cause it. " What's that supposed to mean? If it's another dig at me please just stop it and stick to the subject. | |||
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" Well, Michigan ain't the best place to start is it? Wasn't it your fanny lot that triggered the debt/liquidity palaver. nb i didnt say cause it. What's that supposed to mean? If it's another dig at me please just stop it and stick to the subject." Lickety, you often come across as an intelligent woman and literate poster, but your reading skills verge on the ridiculous at times. Have you read the profile of the woman who posted and i quoted? You may wish to. | |||
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" Wasn't it your fanny lot that triggered the debt/liquidity palaver. " It Mae have been | |||
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" Wasn't it your fanny lot that triggered the debt/liquidity palaver. It Mae have been "And wtf do you mean by that? lol Where's the "blows a kiss" icon. | |||
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" Well, Michigan ain't the best place to start is it? Wasn't it your fanny lot that triggered the debt/liquidity palaver. nb i didnt say cause it. What's that supposed to mean? If it's another dig at me please just stop it and stick to the subject. Lickety, you often come across as an intelligent woman and literate poster, but your reading skills verge on the ridiculous at times. Have you read the profile of the woman who posted and i quoted? You may wish to. " I have now. Fannie Mae and Freddie Mac always sounded like a swing couple to me. | |||
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" ........ I totally agree. However the problems were caused by the one-eyed "Imbecile maximus" Gormless Brown. I'm disappointed to discover that it's OK on Fab to mock someone on the basis of their disability. Gordon saw better and clearer with one eye than most folk do with two. I'd have spat my coffee out at this if I was drinking any!! The guy was a joke and Stevie Wonder sees things 'clearer and better' than Brown ever did!! "So was "imbecile maximus" gormless brown worse than the,Greek guy,or the Italian guy,or the Spanish guy,or the Irish guy,or maybe the Portuguese guy,or the French guy,or the Icelandic guy,etc etc In fact we would have to make up quite a few derogatory names,if we had to make one up for every countries leader,or chancellor,who was Worse than old"imbecile maximus"gormless Brown. On housing benefit, You make private landlords sound like some kind of saints,sacrificing all to help the poor,and the needy,with no thoughts for themselves,when in actual fact,they're only out for themselves. Many buy with the specific intention of renting to people on housing benefit,then bleed the system for all it's worth. Now i'm not against people making a profit,but don't piss down my leg,and tell me it's raining. On the people on benefits doing work in the community,for the benefit of the Community,doing ESSENTIAL work that aids the common good,then call their benefits, wages.wouldn't what they were doing be more commonly known as a job,for which wages are usually paid,and if it's ESSENTIAL work,why isn't somebody already doing it. | |||
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" ........ . On housing benefit, You make private landlords sound like some kind of saints,sacrificing all to help the poor,and the needy,with no thoughts for themselves,when in actual fact,they're only out for themselves. " And a £2,500 'incentive' | |||
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" Well, Michigan ain't the best place to start is it? Wasn't it your fanny lot that triggered the debt/liquidity palaver. nb i didnt say cause it. What's that supposed to mean? If it's another dig at me please just stop it and stick to the subject. Lickety, you often come across as an intelligent woman and literate poster, but your reading skills verge on the ridiculous at times. Have you read the profile of the woman who posted and i quoted? You may wish to. " My apologies to you for assuming that was aimed in a bad way at me. I read the comments made on the thread but I don't read profiles on debate threads. | |||
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" ........ . On housing benefit, You make private landlords sound like some kind of saints,sacrificing all to help the poor,and the needy,with no thoughts for themselves,when in actual fact,they're only out for themselves. And a £2,500 'incentive'" I have been in my house ten years I need a new front door and a new back door frint door has been replaced but has gt cracks in the wood and is rotting alrwady that was replaced about two years ago I keep asking my landlady when are they going to be done I want them dne before winter sets in so im notmoping up my ffloor after we have heavy rain but nothing gets done. .. maybe I should stop paying my rent for a couple of months then it might get dne or get the job dne myself but I cant afford it so wot do I do about that then my rent is paid on time and I said earlier in the thread I am a private Tennant | |||
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"Yes indeed the big company's had a billion dollar save from the government while the little guys are trying to stay afloat. But come on we had nothing to do with that. Asking someone to come up with 20,000 is a bit high." It is similar over here now. Banks, building societies and other mortgage lenders want significant deposits and most fall at that hurdle. | |||
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"Yes indeed the big company's had a billion dollar save from the government while the little guys are trying to stay afloat. But come on we had nothing to do with that. Asking someone to come up with 20,000 is a bit high." Not personally you didn't no. And i am quite well aware of the economics/politics of your midwest region, so i wont dwell. Sadly too, the solutions here and there are only to benefit the younger generations too. | |||
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"tesco value tent n sleeping bag, nuff said *brought to u wirelessly from McDonalds car park" Didn't we have a thread last year where we were going to put all the older people on buses to free up housing stock and save them going into care homes? Perhaps we should revisit this idea to bring the housing benefit costs down? | |||
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"Yes indeed the big company's had a billion dollar save from the government while the little guys are trying to stay afloat. But come on we had nothing to do with that. Asking someone to come up with 20,000 is a bit high. It is similar over here now. Banks, building societies and other mortgage lenders want significant deposits and most fall at that hurdle." But we never used to, even i times when getting a mortgage were tougher, and upto 15% interest rates. But then i, and i suspect many others didnt have cars, foreign holidays, multiple electroni gadgets, Sky sports, we didnt get per loaded or smaseh on Vodka, etc etc, we didn't aspire to a £250k ( Yorkshire region) detached thats a foot apart from the next door, in what would otherwise be £150k semis. That IS how we did manage to save our deposits. | |||
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"Housing benefit and subsidies need to be reduced across the board...." If Britain did not have such a generous system... Id be afraid. Anyway, people better start getting a hang of their finances as the worst is yet to come. Why do i say that? You hear about 'cuts'... lol the truth is, debt is going up and this coalition will have increased it around £700billion by 2015. Anyway... I agree and disagree. However, im going to leave my politics out of it. | |||
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