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By (user no longer on site)
over a year ago
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"Never had one and never will.
"
I could say the same, however recently we needed a credit card for something over the internet, and so we got one of those pay and go credit cards, they act as a credit card but you can only spend what you have put on there in the first place, it's come in handy a couple of times now. |
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By (user no longer on site)
over a year ago
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"Never had one and never will.
I could say the same, however recently we needed a credit card for something over the internet, and so we got one of those pay and go credit cards, they act as a credit card but you can only spend what you have put on there in the first place, it's come in handy a couple of times now."
We use a Debit card which operates on the same principle and have no credit cards, it is doubtfull that anyone could get money from my debit card even if I give them the card and PIN because I use the security method of not having any money  |
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By *plpxp2Couple
over a year ago
Middlesbrough |
"Never had one and never will.
I could say the same, however recently we needed a credit card for something over the internet, and so we got one of those pay and go credit cards, they act as a credit card but you can only spend what you have put on there in the first place, it's come in handy a couple of times now.
We use a Debit card which operates on the same principle and have no credit cards, it is doubtfull that anyone could get money from my debit card even if I give them the card and PIN because I use the security method of not having any money "
Credit card is useful if the company your dealing with goes belly up, or if you have problems under Section 75 the card company is liable for items £100+. This isn't so clear with debit cards.
As to who uses ours? Buggered if we know, but would be much better off if we can find out  |
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By (user no longer on site)
over a year ago
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"Never had one and never will.
I could say the same, however recently we needed a credit card for something over the internet, and so we got one of those pay and go credit cards, they act as a credit card but you can only spend what you have put on there in the first place, it's come in handy a couple of times now.
We use a Debit card which operates on the same principle and have no credit cards, it is doubtfull that anyone could get money from my debit card even if I give them the card and PIN because I use the security method of not having any money "
love the last part, works fo us to, i would feel sorry for anyone trying to scam us, all the work with no reward lol |
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I only have one and i kept to the minimum credit limit so i only buy stuff on the internet with it mind you its maxed but as its only a low amount it doesnt matter. I couldnt bare to have one where you could get your self into serious debt |
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By (user no longer on site)
over a year ago
|
"Never had one and never will.
I could say the same, however recently we needed a credit card for something over the internet, and so we got one of those pay and go credit cards, they act as a credit card but you can only spend what you have put on there in the first place, it's come in handy a couple of times now.
We use a Debit card which operates on the same principle and have no credit cards, it is doubtfull that anyone could get money from my debit card even if I give them the card and PIN because I use the security method of not having any money "
Not sure if this is a particular debit card or just a general debit card, if just general then we tend to use the same, but came across a site that didn't accept debit cards, only credit, and yes it's a genuine site, lol, so the beauty of there pay and go credit cards is like you state, you don't have to have any cash on the card until you want to use it, then simply put the money into the card account, also handy in that it's not connected to a bank account.
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"ONE has hidden it now in the only safe place a man has!  "
Oh Big bad I didn't know you were so enlightened. One of the few who realises a womans purse is indeed the safest place for a CC. Once you’ve reached this level of enlightenment there can be nothing but happiness for you both. Femme is indeed a lucky woman. |
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