FabSwingers.com > Forums > The Lounge > car insurance arrghh!
car insurance arrghh!
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By (user no longer on site) OP
over a year ago
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just got my renewal quote through and its jumped 15 quid a month!!! havent claimed or had an accident or got any points its because iv changed occupation!! because im a student its went up??? i dont think my drivin changed any?? bloody rip off now goin to be stuck on comparison sites tryin to find new car insurance!!  |
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By (user no longer on site)
over a year ago
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insurance companies hate students...had the same problem when I went back to uni a few years ago....dumped the car and used public transport instead.....bit like cutting off my nose to spite my face some days...pmsl |
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By (user no longer on site)
over a year ago
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"just got my renewal quote through and its jumped 15 quid a month!!! havent claimed or had an accident or got any points its because iv changed occupation!! because im a student its went up??? i dont think my drivin changed any?? bloody rip off now goin to be stuck on comparison sites tryin to find new car insurance!! "
Just had this for house insurance. Renewal notice from Direct Line for 400 quid, went on the Direct Line website and got new quote for 186 quid.
Cancelled old policy and took out new one, bit of a faff but we are now over 200 quid better off
 |
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By (user no longer on site) OP
over a year ago
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its shocking!! i cant use public transport it would actually cost me more plus would need to leave 2 hrs earlier than i do!!
oh well off to the meerkats and the big opera singer guy for me!!! x  |
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By (user no longer on site)
over a year ago
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"its shocking!! i cant use public transport it would actually cost me more plus would need to leave 2 hrs earlier than i do!!
oh well off to the meerkats and the big opera singer guy for me!!! x "
lol.....i was getting up at 4.30 in morning to make sure i got to uni in time for first lectures at 9...... is lucky i was a morning person......  |
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By *edhot4blkCouple
over a year ago
York/London/Crantock |
we cant use public transport as to where we live as there isnt any, and because of the area we live it has to be a biggish car ..our last bill for fully comp for us both to drive was £750, think i might buy a bike |
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By (user no longer on site) OP
over a year ago
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"its shocking!! i cant use public transport it would actually cost me more plus would need to leave 2 hrs earlier than i do!!
oh well off to the meerkats and the big opera singer guy for me!!! x
lol.....i was getting up at 4.30 in morning to make sure i got to uni in time for first lectures at 9...... is lucky i was a morning person...... "
if you feel brave enough to come and wake my small person at 5am then feel free lol!!! i dont fancy your chances of survival!! xx  |
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By (user no longer on site)
over a year ago
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"we cant use public transport as to where we live as there isnt any, and because of the area we live it has to be a biggish car ..our last bill for fully comp for us both to drive was £750, think i might buy a bike"
What the heck are you driving
Similar ages here and we only pay 280 quid for an almost new 3 litre German 2 seater |
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By (user no longer on site)
over a year ago
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"its shocking!! i cant use public transport it would actually cost me more plus would need to leave 2 hrs earlier than i do!!
oh well off to the meerkats and the big opera singer guy for me!!! x
lol.....i was getting up at 4.30 in morning to make sure i got to uni in time for first lectures at 9...... is lucky i was a morning person......
if you feel brave enough to come and wake my small person at 5am then feel free lol!!! i dont fancy your chances of survival!! xx "
PMSL!!!!....put the baseball bat DOWN!!
lived 15 miles from bus stop....had to sort out all the animals before lift arrived etc etc...get to bus...then bus to aberdeen for the 7am train to dundee....into uni at 8.30...left half hour for any hold ups |
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By (user no longer on site)
over a year ago
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My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey "
4 years on still doing that |
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By (user no longer on site)
over a year ago
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talking of fecking insurance...mail's just arrived here.
As some may know...house got flooded before Christmas....well in November...
moved out in December for 6 months
just had invoice for the stripping out work to the downstairs of the property..
6000 just for ripping out walls...tearing up floors and throwing out the kitchen etc......and this is the insurer's own builders.....sounds like good work if you can get it!!!!! |
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By (user no longer on site)
over a year ago
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"Just had this for house insurance. Renewal notice from Direct Line for 400 quid, went on the Direct Line website and got new quote for 186 quid.
Cancelled old policy and took out new one, bit of a faff but we are now over 200 quid better off
"
I hate that 'newbies get a better deal' attitude just to suck you in and then they hike the prices next year. |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that "
And I have to buy her the Car  bloody kids |
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids "
Do you actually HAVE to? |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids "
Did same for our son....he had car 24 hours....drove it and a car full of friends into a field.....lost his license and hasn't bothered getting into a car to re do test etc for past 12 years...lolol |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids
Do you actually HAVE to?"
Yes, she's still my little girl and couldn't afford a decent car so I'll make sure she has safe reliable transport, and if I didn't she would twist me around her little finger untill I did, I wouldn't have it any other way  |
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By (user no longer on site)
over a year ago
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" now goin to be stuck on comparison sites tryin to find new car insurance!! "
Btw if you are using those sites, make sure you have read through all the fine details. They usually gut the actual cover you get to make it as cheap looking as possible to make you buy it. Then you find out you are missing bits that you needed. |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids "
Did that twice |
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids
Do you actually HAVE to?
Yes, she's still my little girl and couldn't afford a decent car so I'll make sure she has safe reliable transport, and if I didn't she would twist me around her little finger untill I did, I wouldn't have it any other way "
That's different. You choose to do what you're doing, and very understandable it is too, but that kinda negates your right to moan about it. |
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids
Do you actually HAVE to?
Yes, she's still my little girl and couldn't afford a decent car so I'll make sure she has safe reliable transport, and if I didn't she would twist me around her little finger untill I did, I wouldn't have it any other way
That's different. You choose to do what you're doing, and very understandable it is too, but that kinda negates your right to moan about it."
I didn't moan Jim, theres a laughing smiley in my post, just a statement |
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By (user no longer on site)
over a year ago
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"we cant use public transport as to where we live as there isnt any, and because of the area we live it has to be a biggish car ..our last bill for fully comp for us both to drive was £750, think i might buy a bike
What the heck are you driving
Similar ages here and we only pay 280 quid for an almost new 3 litre German 2 seater "
I drive and7 year old 1.1 206 and pay over 500 fully comp ,,, i run two cars and the insurance on the sunday car is also a killer |
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By *afthalfMan
over a year ago
Near you x |
I invite you all to try the price comparison sites that seem to be everywhere at the moment.
I was done a few years ago for drink driving ( i know, knobhead ! )..
And dreaded getting back on the road with the stigma hanging over me. However, nipped onto go compare and discovered my insurance had dropped £300 !!!!.
Since then , have been told by a lady who works for an insurance company that the best thing to do is compare all insurance when its due for renewal. You will find a company that are willing to offer you a lower price than the one your paying simply to get your custom. So, even though you have stuck with the same company etc for years and have had no problem, it only takes the length of time it has took me to write this for you to nip on and just have a go out of curiosity, you may be very surprised. |
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"Cancelled old policy and took out new one, bit of a faff but we are now over 200 quid better off
"
Sometimes these "new" policies are only for "New" customers, existing customers are usually excluded from taking a new online quotes, with the existing Company, not sure it applies in your case, but thought it was worth mentioning |
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By *ugby 123Couple
over a year ago
Forum Mod O o O oo |
"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids
Do you actually HAVE to?
Yes, she's still my little girl and couldn't afford a decent car so I'll make sure she has safe reliable transport, and if I didn't she would twist me around her little finger untill I did, I wouldn't have it any other way
That's different. You choose to do what you're doing, and very understandable it is too, but that kinda negates your right to moan about it."
I didn't read his post as a moan, that is twice you have mis read things today and implied people were complaining.
Kev...I read your post just as your explanation was..kids wrap us round their fingers but I bet just like us ..you wouldn't have it any other way
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By (user no longer on site)
over a year ago
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"My Car is insured by the Company as it's their Car, my Bikes though cost a fortune because I have so many.
My Daughter will be geting a Car shortly which I'll have to insure which is scarey
4 years on still doing that
And I have to buy her the Car bloody kids
Do you actually HAVE to?
Yes, she's still my little girl and couldn't afford a decent car so I'll make sure she has safe reliable transport, and if I didn't she would twist me around her little finger untill I did, I wouldn't have it any other way
That's different. You choose to do what you're doing, and very understandable it is too, but that kinda negates your right to moan about it.
I didn't read his post as a moan, that is twice you have mis read things today and implied people were complaining.
Kev...I read your post just as your explanation was..kids wrap us round their fingers but I bet just like us ..you wouldn't have it any other way
"
No I wouldn't, I love spoiling her |
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By *ugby 123Couple
over a year ago
Forum Mod O o O oo |
"they sent the policy and accepted the payment.
They will until you make a claim, it's somewhere hidden within the T&Cs tho 
Thanks BOGOF...I will go and check xxx
"
I phoned them and checked BOGOF, and they said it is fine and it is covered, but thanks for the nods up x |
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"Thanks BOGOF...I will go and check xxx"
I only mention it because we had an issue with a national insurance Co. who tried to use it against us, in the end we asked the insurance ombudsman to adjudicate, which they found in our favour as it wasn't highlighted enough, as I stated, not all companies operate under the same rules |
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By (user no longer on site)
over a year ago
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"Cancelled old policy and took out new one, bit of a faff but we are now over 200 quid better off
Sometimes these "new" policies are only for "New" customers, existing customers are usually excluded from taking a new online quotes, with the existing Company, not sure it applies in your case, but thought it was worth mentioning "
Exactly what the guy from Direct Line said when I rang, New customer discount, Online discount and their new 12 months for the cost of 9 discount.
He was very pleasant about it and happily cancelled my renewal which saved me having to tell them to feck off |
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By (user no longer on site) OP
over a year ago
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yeah that happened with me with budget!!
car insurance now sorted and £186 quid a yr as i have 10 yrs no claim and its only a 1.2 clio not a bloody bentley lol!!
thanks for all the advice folks and yes it does pay to shop around and remove some of the gumph they offer ie free breakdown cover which i already have through bank account!!
once again thanks xx |
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