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Proper skint
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"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
"God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them  | |||
"Yep, November always seems to be the same and don’t know why!" I’m always like ‘I’ll hit my financial goals in the new year!’ But I spend half of the year paying back everything I had to borrow | |||
"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢" Have you got any shite to sell on eBay? | |||
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"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them "Glad to hear your cat is ok x I know, good job he's cute, even if he is a debt free, freeloader  | |||
"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them "Just a tip, to anyone with pets really as I only found toward the end of mines. It is cheaper to buy meds online even with prescription costs, BUT, and here is the but, if you are getting repeat meds, say antibiotics, pain meds, ongoing treatment meds, the vet can write on the prescription that it can be repeated twice. This means a few things. 1 you don't need to pay for a consult check up. And two, you don't need to pay for two further prescriptions. That alone at m vet would save just around £100. When you add the cheaper cost of online meds you're saving again. They simply hold the prescription on file, and dispense it when you request/pay for the next meds. Hope that helps for some  | |||
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"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them
Just a tip, to anyone with pets really as I only found toward the end of mines.
It is cheaper to buy meds online even with prescription costs, BUT, and here is the but, if you are getting repeat meds, say antibiotics, pain meds, ongoing treatment meds, the vet can write on the prescription that it can be repeated twice.
This means a few things. 1 you don't need to pay for a consult check up. And two, you don't need to pay for two further prescriptions. That alone at m vet would save just around £100. When you add the cheaper cost of online meds you're saving again. They simply hold the prescription on file, and dispense it when you request/pay for the next meds.
Hope that helps for some "Thank you. The £700 is for medication ordered online, his meds were over £1,000 if I got them direct from the Vet. And the prescription is covered for five months and I have signed up for the health care plan at my vets, for £30 a month he has unlimited vet visits with that so that helps. Though my vet is happy with online reviews now he's showing signs of improvement
*sorry for being off topic Bodyke x | |||
"To make that clear, you get the prescription + two further repeat prescriptions without having to get any new prescription. It obviously only works (or you only ask for it) if your pet is having the same meds issued as a constant. " Thank you very much for that information | |||
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"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢 Have you got any shite to sell on eBay?" I’m selling some stuff on Vinted but I’m a lazy cunt and can’t be bothered to send it half the time and begrudgingly trundle to Lidl to use the lockers | |||
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"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
"That’s literally my mortgage 😅 let’s get Christmas out of the way with | |||
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"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays. "You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone....... All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing. And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone. And as for holiday well we never had a holiday until into our 40's. Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality. Fine if you can afford it but I think many thousands are racking up huge debts as a result. | |||
"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result."Far too many not fat, stupid thumb's | |||
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"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result."It predominantly comes from parenting not social media. Happy children don’t need new shiny stuff to feel good , even if their friends do | |||
"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result.
It predominantly comes from parenting not social media. Happy children don’t need new shiny stuff to feel good , even if their friends do"Good point. 👍🏻 My daughter doesn’t know what brand new is. Everything she owns is second hand/charity shop bought. Even school uniform is obtained from the schools second hand box. | |||
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"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢 Have you got any shite to sell on eBay? I’m selling some stuff on Vinted but I’m a lazy cunt and can’t be bothered to send it half the time and begrudgingly trundle to Lidl to use the lockers " Well my darling, laziness and no money go hand in hand! Get your lazy bum up and into gear before I smack it. Go and make some money! | |||
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"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays. This life style is often aided and abetted by their parents as many subsidise them and/or let them live at home for free. It's only when their parents stop paying that they realise what the real cost of living is.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result." | |||
"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result.
It predominantly comes from parenting not social media. Happy children don’t need new shiny stuff to feel good , even if their friends do"I don't think it's to do with mocial sedia; faceachebook, instabollocks, or those things. I think it's comes down to a mix of; working, being content and using one's head. I know a man who was brought up with nothing. He didn't go abroad as a child, he didn't have Adios Trainers, he didn't have Nice trainers or any of that bollocks. He had fuck all as a child. He was determined, and he over-thought everything. He became fascinated with the way things worked. He was content, and he studied. He was able to save and he worked while he studied. He got a good job straight after. He carried on saving and spent very wisely. He'd use vouchers, discount codes, etc, you name it to get things cheaper. When he was young, he'd work about 16hrs a day doing what he loved. He started to save more, and more. After a few years, he started to seek ways in which he could reduce his expenditure, improve his life, and start investing at the same time. He found those ways, over the years the investments started to pay off, and after ten years he didn't need to work anymore. He's not a millionaire and has no desire to be one. He still doesn't have a £1,000 phone, he doesn't buy £500 shirts or any of that nonsense. He still drives a shit car too. He doesn't care about those things. Anything is possible if you work hard and think. | |||
"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢 Have you got any shite to sell on eBay? I’m selling some stuff on Vinted but I’m a lazy cunt and can’t be bothered to send it half the time and begrudgingly trundle to Lidl to use the lockers Well my darling, laziness and no money go hand in hand! Get your lazy bum up and into gear before I smack it. Go and make some money!" Annoying Vinted removed my item this morning because apparently it goes against their guidelines even tho it’s a category? So weird | |||
"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢 Have you got any shite to sell on eBay? I’m selling some stuff on Vinted but I’m a lazy cunt and can’t be bothered to send it half the time and begrudgingly trundle to Lidl to use the lockers Well my darling, laziness and no money go hand in hand! Get your lazy bum up and into gear before I smack it. Go and make some money! Annoying Vinted removed my item this morning because apparently it goes against their guidelines even tho it’s a category? So weird " Try eBay! They removed the eBay fees for clothes apparently. eBay is really good and the market is massive on there. Good luck my favourite enemy! ♥️ | |||
"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them
Just a tip, to anyone with pets really as I only found toward the end of mines.
It is cheaper to buy meds online even with prescription costs, BUT, and here is the but, if you are getting repeat meds, say antibiotics, pain meds, ongoing treatment meds, the vet can write on the prescription that it can be repeated twice.
This means a few things. 1 you don't need to pay for a consult check up. And two, you don't need to pay for two further prescriptions. That alone at m vet would save just around £100. When you add the cheaper cost of online meds you're saving again. They simply hold the prescription on file, and dispense it when you request/pay for the next meds.
Hope that helps for some "I think Vet’s have a licence to print money it’s discussing what they charge and sadly it’s becoming a cartel with v big super vet groups which inflate the prices even higher …, I angers me is their ability to play on your heart strings and suggest all other no. Essential stuff to “round up the invoice “ I know a lot of people can not do this but animal meds in France are hugely cheaper for a for like drug I really think now they are taking the urine and not In sample bottles … angry from a tiny corner of Hampshire | |||
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"I hear ya there lovely. My dog is on medication which is costing £700 a month and not sure if the insurance will pay out
God yeah I’ve just had some issues with my cat which so very nearly required a vet visit but she miraculously got better when I got the carrier out. But £700! Whew! And these pets don’t even know we’re spending our savings on them
Just a tip, to anyone with pets really as I only found toward the end of mines.
It is cheaper to buy meds online even with prescription costs, BUT, and here is the but, if you are getting repeat meds, say antibiotics, pain meds, ongoing treatment meds, the vet can write on the prescription that it can be repeated twice.
This means a few things. 1 you don't need to pay for a consult check up. And two, you don't need to pay for two further prescriptions. That alone at m vet would save just around £100. When you add the cheaper cost of online meds you're saving again. They simply hold the prescription on file, and dispense it when you request/pay for the next meds.
Hope that helps for some
I think Vet’s have a licence to print money it’s discussing what they charge and sadly it’s becoming a cartel with v big super vet groups which inflate the prices even higher …,
I angers me is their ability to play on your heart strings and suggest all other no. Essential stuff to “round up the invoice “
I know a lot of people can not do this but animal meds in France are hugely cheaper for a for like drug
I really think now they are taking the urine and not In sample bottles … angry from a tiny corner of Hampshire
"I just paid 100 quid for a vaxination for my dog, 5 min work. Takes the proper biscuit that! | |||
"Working two jobs, the common theme being wages are relatively poor and costs are high- rents doubling and so forth. Not skint but I don't have a car on finance/credit cards/expensive Instagram type holidays.
You make a very important point there, fat too many people today particularly under 30's trying to live a insta Life with expensive holidays in exotic locations and they all HAVE to have a brand new car even though just passed test,brand new furniture biggest telly going, newest phone.......
All of these things are usually excessive something people even as recently as ten years ago would never have dreamed of doing.
And back when we first started out it was crappy cheap car, second hand furniture including telly fridge and cooker, couldn't afford a landline so no phone.
And as for holiday well we never had a holiday until into our 40's.
Once again the evil seed that is social media is programming the younger generations to live a lavish lifestyle far from reality.
Fine if you can afford it but I think many thousands are racking up huge debts as a result."When I first passed my test in my early 20s, I looked at getting a crappy cheap car but the insurance allone was £250+ alone. I got a car on finance that was only a couple of years old for £90 a month and then my insurance was £79 a month with a black box and the car had a couple of years still on the guarantee. It made financial sense. Obviously the holidays and stuff are different. I got a lot of furniture second hand but I was lucky to have family with vans to transport it. It's also not as easy to get second hand furniture these days. Christ, it was harder to even give it away than it was 5 years ago. I tried when we moved recently and the turn around time is so quick with moving it was so hard. I had a lot of interest but people didn't have transport to collect it and wouldn't even have time to arrange it if they were willing to hire a van. I tried to donate to charity but they'll only take sofas with fire safety labels (fortunately ours had one) and wouldn't take a bed frame without a mattress. Lots ended up in the tip that was perfectly good because I couldn't get it collected, I had to get rid of it quickly or my landlord would charge me and some of it would only fit in my car if it was broken into bits. I can see why people don't bother as it was incredibly stressful and in the end I only managed to save the sofa. | |||
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"I'm doing ok. Not rich but I'm not so poor I have to eat porridge for 3 days and take my children to my mum's to keep warm. I'm glad those days are over. " Me too. | |||
"Anyone else just proper skint this month? At this rate for Christmas everyone is getting a kiss and a handshake 😭✋🏻 Like Jesus, save me Payday in 15 days 😢" I’d take a kiss and handshake | |||
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"You could charge for your kiss and handshake?? Seriously i hope all works out well - its tempting to go into debt, but its just one day.. Try and do memories instead xx" I’m in a lot of debt atm because of various mental illness breakdowns and issues etc- slowly paying it all back now that my mental health is somewhat manageable 🤞🤞 And it’s a good idea to charge for the handshake 😁 £10 a kiss ? | |||
"You could charge for your kiss and handshake?? Seriously i hope all works out well - its tempting to go into debt, but its just one day.. Try and do memories instead xx I’m in a lot of debt atm because of various mental illness breakdowns and issues etc- slowly paying it all back now that my mental health is somewhat manageable 🤞🤞 And it’s a good idea to charge for the handshake 😁 £10 a kiss ? " It's great that you are regaining control - if it's adult gifts, can you do any crafting - crochet, knitting, dried flowers, wreaths etc... I've collected some shells for family members this year and added then to cheap display jars - they look gorgeous and cost me £2.50 | |||
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"You could charge for your kiss and handshake?? Seriously i hope all works out well - its tempting to go into debt, but its just one day.. Try and do memories instead xx I’m in a lot of debt atm because of various mental illness breakdowns and issues etc- slowly paying it all back now that my mental health is somewhat manageable 🤞🤞 And it’s a good idea to charge for the handshake 😁 £10 a kiss ? It's great that you are regaining control - if it's adult gifts, can you do any crafting - crochet, knitting, dried flowers, wreaths etc... I've collected some shells for family members this year and added then to cheap display jars - they look gorgeous and cost me £2.50" I can embroider, and I made my sister in law an embroidery for her birthday this year, so maybe I need to crack out the supplies again | |||
