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Should a married couple tell one another if they take out a loan?
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"I would have thought it would come up in conversation at some point. It could depend on what the loan is for of course, unless their using the money for a surprise for the other party. A friend of mine got a loan out to get her boobs done and didn’t tell her partner, he didn’t question how she was paying for it though." does your friend do meat sambos WB.like I'll provide the sausage  | |||
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"Looking for people’s thoughts on this!? If they have separate bank accounts and both work, and pay the bills equally, should they tell there spouse they are taking out a loan before getting it? Even if they are paying it back themselves. " I think you need to speak to your wife and a marriage councillor | |||
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"Looking for people’s thoughts on this!? If they have separate bank accounts and both work, and pay the bills equally, should they tell there spouse they are taking out a loan before getting it? Even if they are paying it back themselves. " No, it's your finances so why would a woman need to know, married or not it's none of their business. | |||
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"Absolutely! If you are married, your spouse's debt is yours, whether or not you have separate bank accounts! To do something like that on the "sly" is really just not on, you're married ffs! You take on everything your spouse brings to the table together, or you don't get married, it really is that simple. If your spouse is this underhanded, what else are they hiding from you? Marriage has to be 100% open, no lies, no secrets, you are either 100% committed or don't bother getting married. That doesn't mean you have to behave yourself sexually, as long as both of you are happy with what the other, or both of you is/are doing. But yeah, when it comes to finances, you can't hide that shit from your partner, it will destroy your relationship." Totally agree with this! | |||
"Absolutely! If you are married, your spouse's debt is yours, whether or not you have separate bank accounts! To do something like that on the "sly" is really just not on, you're married ffs! You take on everything your spouse brings to the table together, or you don't get married, it really is that simple. If your spouse is this underhanded, what else are they hiding from you? Marriage has to be 100% open, no lies, no secrets, you are either 100% committed or don't bother getting married. That doesn't mean you have to behave yourself sexually, as long as both of you are happy with what the other, or both of you is/are doing. But yeah, when it comes to finances, you can't hide that shit from your partner, it will destroy your relationship." That's absolutely not true. A person is only responsible for their own debt. If your name isn’t on the credit agreement and you didn’t sign the contract, or act as a guarantor, then in most circumstances you can’t be chased for payment, wife or not. | |||
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"Yes 100% why would you keep this from someone you're married to? If you are keeping this from someone you're married to then why are you married to them?" And what happens when the bailiffs arrive at your property? | |||
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"Looking for people’s thoughts on this!? If they have separate bank accounts and both work, and pay the bills equally, should they tell there spouse they are taking out a loan before getting it? Even if they are paying it back themselves. " Yes. If any defaults occur for whatever reason it may have further implications. Also it may have further implications if a loan needs to be made which both parties know about. Whether it's a secured loan against the house or a new mortgage etc. it can affect affordability or credit scores. Plus, why not just have clarity if it can affect the other person. Just be truthful. It's easier in the long run. | |||
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"Absolutely! If you are married, your spouse's debt is yours, whether or not you have separate bank accounts! To do something like that on the "sly" is really just not on, you're married ffs! You take on everything your spouse brings to the table together, or you don't get married, it really is that simple. If your spouse is this underhanded, what else are they hiding from you? Marriage has to be 100% open, no lies, no secrets, you are either 100% committed or don't bother getting married. That doesn't mean you have to behave yourself sexually, as long as both of you are happy with what the other, or both of you is/are doing. But yeah, when it comes to finances, you can't hide that shit from your partner, it will destroy your relationship." No, tell me what you REALLY think. | |||
"Absolutely! If you are married, your spouse's debt is yours, whether or not you have separate bank accounts! To do something like that on the "sly" is really just not on, you're married ffs! You take on everything your spouse brings to the table together, or you don't get married, it really is that simple. If your spouse is this underhanded, what else are they hiding from you? Marriage has to be 100% open, no lies, no secrets, you are either 100% committed or don't bother getting married. That doesn't mean you have to behave yourself sexually, as long as both of you are happy with what the other, or both of you is/are doing. But yeah, when it comes to finances, you can't hide that shit from your partner, it will destroy your relationship. That's absolutely not true. A person is only responsible for their own debt. If your name isn’t on the credit agreement and you didn’t sign the contract, or act as a guarantor, then in most circumstances you can’t be chased for payment, wife or not." OK, try this and see what happens, The address is nailed by the credit companies, whether you are the debtor or not, hell, even your neighbours are affected by it! Ask me how I know  What the law stipulates and what actually transpires are two totally different things. | |||
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"Absolutely! If you are married, your spouse's debt is yours, whether or not you have separate bank accounts! To do something like that on the "sly" is really just not on, you're married ffs! You take on everything your spouse brings to the table together, or you don't get married, it really is that simple. If your spouse is this underhanded, what else are they hiding from you? Marriage has to be 100% open, no lies, no secrets, you are either 100% committed or don't bother getting married. That doesn't mean you have to behave yourself sexually, as long as both of you are happy with what the other, or both of you is/are doing. But yeah, when it comes to finances, you can't hide that shit from your partner, it will destroy your relationship. That's absolutely not true. A person is only responsible for their own debt. If your name isn’t on the credit agreement and you didn’t sign the contract, or act as a guarantor, then in most circumstances you can’t be chased for payment, wife or not. OK, try this and see what happens, The address is nailed by the credit companies, whether you are the debtor or not, hell, even your neighbours are affected by it! Ask me how I know What the law stipulates and what actually transpires are two totally different things."Neighbours? What are you on about?? If your finances are completely separate and you don't have joint bank accounts as the OP has stated then you're not liable, let them try to take you to court, they won't win so they won't do it. | |||
"I think so. I guess the question is why wouldn't you? " That's what I thought.  | |||
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