Got me in a tizz this morning. Can anyone explain why using the same address, drivers details, driving history etc I can insure my Aston Martin for WELL LESS than a new bloody pick up truck. Not sign written, pleasure use only, no business use etc. I've had quotes that are eye watering 
A proper answer from someone who understands this nonsense would be appreciated  |
Reply privately, Reply in forum +quote
or View forums list | |
"Try Sheila's Wheels. Only insurance company I've ever used, that has never increased in the 3 years I've had it."
The cheapest quote is admiral, which I think owns them anyhow, but thanks for the suggestion |
Reply privately, Reply in forum +quote
or View forums list | |
"It's down to risk and value in the main. I guess they deem your pick up to be more at risk than your Aston Martin. 🤷♀️
Might be risk but it's not value. Pick up 65k. AM 300k. "
As I understand it insurance companies calculate premiums based on previous statistics and who and what has cost them the most money. Hence a new driver is in the thousands while someone with a clean license, no claims and a medium value car that is difficult to steal is in the low hundreds. At a guess I'd say your type of pick up has been involved in more claims than your model of Aston Martin.
|
Reply privately, Reply in forum +quote
or View forums list | |
"It's down to risk and value in the main. I guess they deem your pick up to be more at risk than your Aston Martin. 🤷♀️
Might be risk but it's not value. Pick up 65k. AM 300k.
As I understand it insurance companies calculate premiums based on previous statistics and who and what has cost them the most money. Hence a new driver is in the thousands while someone with a clean license, no claims and a medium value car that is difficult to steal is in the low hundreds. At a guess I'd say your type of pick up has been involved in more claims than your model of Aston Martin.
"
Makes sense. I suppose they sell more pick ups than sports cars. |
Reply privately, Reply in forum +quote
or View forums list | |
"^^ probably.
I'd choose your Aston any day though  "
Rubbish for shopping in. Not the thing for the winter. Hence the pick up truck. I think I'm a frustrated fall guy fan (for those old enough to remember)
Most of my friends think I'm now peri menopausal as I've gone slightly loopy. I need a step to get in it  |
Reply privately, Reply in forum +quote
or View forums list | |
"^^ probably.
I'd choose your Aston any day though
Rubbish for shopping in. Not the thing for the winter. Hence the pick up truck. I think I'm a frustrated fall guy fan (for those old enough to remember)
Most of my friends think I'm now peri menopausal as I've gone slightly loopy. I need a step to get in it "
 . We're looking at buying another car and ease if getting in and out is one of the things we're looking for |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
