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Maintenance payments have stopped!
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By (user no longer on site) OP
over a year ago
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My payments have suddenly stopped and i have to wait for CSA to track him down again (long story!) but in the mean time i have nearly a third of my monthly income gone and i'm struggling to make ends meet!
I'm heading to CAB this week after the bank holiday to try and help manage my debts but have no idea if i can get any other help to replace or at least help with the missing payments
If anyone knows where or what i can do for now would be very much appreciated!
I already receive Child ben, Child & Working tax but as far as i know that's all i'm able to claim
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By (user no longer on site)
over a year ago
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I would ring the tax credits people just incase. They may boost your payments. Also you may be entitled to help with rent ect if your income has changed. I hope you get it sorted soon x |
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I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x |
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By (user no longer on site) OP
over a year ago
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"I would ring the tax credits people just incase. They may boost your payments. Also you may be entitled to help with rent ect if your income has changed. I hope you get it sorted soon x "
Thanks! I already get help with rent and the majority of my council tax (since i don't earn much!)
I'll give them a ring Tuesday morning - you never know!  |
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Start planning to live on a tight budget now.... before the debts get out of control and out of your hands. The reality is likely to be ages before the CSA change anything unless he comes forward.
You may get a small increase in benefits... but not a huge one.
Make a list of practical things you can do - for example:
- work more hours (in your current job or a second job)
- ebay unwanted items
- shop smarter
It may even be wise to look around to see if there is somewhere cheaper to live. |
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By (user no longer on site) OP
over a year ago
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"Start planning to live on a tight budget now.... before the debts get out of control and out of your hands. The reality is likely to be ages before the CSA change anything unless he comes forward.
You may get a small increase in benefits... but not a huge one.
Make a list of practical things you can do - for example:
- work more hours (in your current job or a second job)
- ebay unwanted items
- shop smarter
It may even be wise to look around to see if there is somewhere cheaper to live."
Thanks - i've been on it all day!
I already live in Housing Ass accom and the rent is paid for already
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
The last time i had to wait for them to get my payments set up i had to go 8 months (luckily i had just sold a horse so had a couple grand to live on!) but i dont have anything to fall back on this time and its the fact that i had no prewarning and suddenly found there was a couple hundred missing in my account before they said they hadn't received it their end!
Thanks for the advice everyone! |
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"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
"
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same. |
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By (user no longer on site)
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same."
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By (user no longer on site) OP
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same."
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others |
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By (user no longer on site)
over a year ago
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The CSA will be a long drawn out process of a/tracking him down b/re-evaluating and c/getting the money off him which would probably mean taking directly from his salary and that can take sometime to set up.
Follow Polo's advice... |
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By (user no longer on site)
over a year ago
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"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same.
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others"
How old are your kids are their after school clubs? |
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By (user no longer on site)
over a year ago
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If you are unable to manage your debts for whatever reason, the very first thing to do is to contact the creditors, explain the situation and meanwhile contact one of the FREE debt counselling services, eg PayPlan or the CAB or one of the providers available. (The CAB will provide you with the names of reputable companies) They will provide you with a breakdown of your finances which you will then pass on to your creditors along with an offer of payment which you can afford.
99 times out of a 100 the creditor will accept your proposed payment and agree to review the matter in a given period of time. Most of them, credit cards etc will also put a hold on interest payments as well but be prepared to lose your credit cards and for your credit rating to hit rock bottom too.
Most important thing to remember - do not ignore your creditors because they will not go away. Deal with their letters as they arrive. Burying your head is the worst thing you can do
Do not use a credit management service which will charge you monthly fees - as some do. |
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By (user no longer on site)
over a year ago
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Also for got to mention - deal with priority debts first ie Rent, Council Tax, Gas, Electric, Water and TV Licence all others are non-priority and go to the end of the queue. The roof over your head is the very most important thing and you cannot afford to lose it. Also if your income stopped completely and for any reason you were unable to claim benefits - you still qualify for housing benefit because you will then be classed as having no income. |
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By (user no longer on site) OP
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same.
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others
How old are your kids are their after school clubs? "
He's only just 3 - its only preschool so only goes for 3 hours for a couple mornings a weeks since that's their opening hours |
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By (user no longer on site) OP
over a year ago
|
"If you are unable to manage your debts for whatever reason, the very first thing to do is to contact the creditors, explain the situation and meanwhile contact one of the FREE debt counselling services, eg PayPlan or the CAB or one of the providers available. (The CAB will provide you with the names of reputable companies) They will provide you with a breakdown of your finances which you will then pass on to your creditors along with an offer of payment which you can afford.
99 times out of a 100 the creditor will accept your proposed payment and agree to review the matter in a given period of time. Most of them, credit cards etc will also put a hold on interest payments as well but be prepared to lose your credit cards and for your credit rating to hit rock bottom too.
Most important thing to remember - do not ignore your creditors because they will not go away. Deal with their letters as they arrive. Burying your head is the worst thing you can do
Do not use a credit management service which will charge you monthly fees - as some do."
Thanks - i'm heading to CAB this week for my debts after the bank holiday. At least that way i can speak to an actual person! |
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By (user no longer on site)
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same.
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others
How old are your kids are their after school clubs?
He's only just 3 - its only preschool so only goes for 3 hours for a couple mornings a weeks since that's their opening hours"
Maybe try find one thats open Mon-Fri. Hes entitled to 15 hrs a week for free. X |
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By (user no longer on site) OP
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same.
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others
How old are your kids are their after school clubs?
He's only just 3 - its only preschool so only goes for 3 hours for a couple mornings a weeks since that's their opening hours
Maybe try find one thats open Mon-Fri. Hes entitled to 15 hrs a week for free. X"
He's been at that school for the last year and he gets extra one-to-one since he's got development issues so all funding and 'extra help' is specialized to there. They are only open mornings so its a pain - thats what i meant about if i had someone to help with maybe one of the trips i can maybe drop off and them collect until i finished or vice versa, but i don't have anyone who could |
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By (user no longer on site) OP
over a year ago
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"Also have a look here, brilliant advice from him and a reputable source of information:
http://www.moneysavingexpert.com/loans/debt-help-plan"
Thanks |
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By (user no longer on site)
over a year ago
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"Also have a look here, brilliant advice from him and a reputable source of information:
http://www.moneysavingexpert.com/loans/debt-help-plan"
Great site |
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By (user no longer on site)
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x "
This is correct.
I often receive letters from the csa informing me that no payments have been made?! Like I didn't already know that. Just another system that clearly doesn't work! Shame that its our children who ultimately are the.ones who suffer. Hope you get it sorted. But you're not alone in what.you're going through x |
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By (user no longer on site)
over a year ago
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"Also have a look here, brilliant advice from him and a reputable source of information:
http://www.moneysavingexpert.com/loans/debt-help-plan
Great site "
I have been an avid fan of Martin for a number of years, a lot of great advice he has given for a number of years on a variety of subjects, always for consumer benefit. |
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By (user no longer on site)
over a year ago
|
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same.
I know what your saying - But its childcare and finding a job i can fit in around it (im completely alone doing it all) and the school holidays etc
If i had even one person to help with school runs or whatever now n then i'd happily go get a part time job and give up one of the others
How old are your kids are their after school clubs?
He's only just 3 - its only preschool so only goes for 3 hours for a couple mornings a weeks since that's their opening hours
Maybe try find one thats open Mon-Fri. Hes entitled to 15 hrs a week for free. X"
If there's no available hours they won't get them, wether they're entitled to them or not. My daughter was 3 in Jan but she only gets one afternoon session a week as that's all they have available |
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By (user no longer on site)
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story
 ...She asking for advice about finances..
Not once has she mentioned the ex..."
Err hello I got screwed like thousands of other dads.... Just saying |
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By (user no longer on site)
over a year ago
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Im so lucky i have never had any dealings with the csa as i have an arangement with my ex.
But my sister has had problems it took them 2 years to get anything from her ex...hope you get it all sorted soon x |
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By (user no longer on site) OP
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story
...She asking for advice about finances..
Not once has she mentioned the ex..."
If i were to mention him i would have said about how i haven't seen or heard from him or any family member of his since boxing day 2009 and that it took CSA 8 months to finally get a hold of him the first time around because he ignored them constantly, then purposely changed management roles for a lower income until the payments were set up then went back up and didn't inform them and bragged about it!
But CSA couldn't do anything on my word alone and i didn't have hard proof so they couldn't investigate it
He has now left his job and not informed them (surprise surprise!) and now i have no payments again
But yes, i agree - i would LOVE to hear his side of things! |
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By (user no longer on site)
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x "
CSA is deducted as a form of income from housing benefit |
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By *riendly foeWoman
over a year ago
In a crisp poke on the A814 |
"Why moan about it on here ? Always always 2 sides to a story
...She asking for advice about finances..
Not once has she mentioned the ex...
Err hello I got screwed like thousands of other dads.... Just saying"
"Always two sides to a story"!!!!
I dont see any story here!
She is asking advice on benefits etc.....Fk all to with HER side of the story! |
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By (user no longer on site) OP
over a year ago
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"Im so lucky i have never had any dealings with the csa as i have an arangement with my ex.
But my sister has had problems it took them 2 years to get anything from her ex...hope you get it all sorted soon x"
Thanks - he has always been the kind of person who thinks if he ignores something it will just go away!
I have had to literally beg my nan to lend me a tenner for some nappies since i am down to the last 4!
If it was just me i can live off nothing (did it for years!) but i need to pay out on food and nappies etc for him! I can't really afford to lose that much money a month! |
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By (user no longer on site) OP
over a year ago
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"Where I agree every dad should pay to their children's up keep I must ask...
Do you work?"
Yes - two self employed jobs but not earning much (see previous posts) |
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x
CSA is deducted as a form of income from housing benefit"
CSA is a form of income and does go in when they assess HB entitlement |
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By (user no longer on site)
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story"
I don't think the OP is 'moaning' about it, she's asking for advice which she has been given.
It's an open forum and people are entitle to post in it anything that they choose provided it is in compliance with the site rules and despite looking at the rules in very close detail, I cannot see anything which forbids a site member to ask questions about debt. |
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By (user no longer on site)
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story
...She asking for advice about finances..
Not once has she mentioned the ex...
Err hello I got screwed like thousands of other dads.... Just saying"
So being asked to contribute towards the cost of your offspring is classed as 'being screwed' ?
An interesting concept  |
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By (user no longer on site)
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story
...She asking for advice about finances..
Not once has she mentioned the ex...
Err hello I got screwed like thousands of other dads.... Just saying
So being asked to contribute towards the cost of your offspring is classed as 'being screwed' ?
An interesting concept "
No but their is fair and their is fair |
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By (user no longer on site) OP
over a year ago
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"Why moan about it on here ? Always always 2 sides to a story
I don't think the OP is 'moaning' about it, she's asking for advice which she has been given.
It's an open forum and people are entitle to post in it anything that they choose provided it is in compliance with the site rules and despite looking at the rules in very close detail, I cannot see anything which forbids a site member to ask questions about debt."
Thanks
I know what i think of him and his family but thats besides the point, all i want is to be able to be able to feed and keep a roof over my kids head! Its a lot of money to lose each month and i'm struggling and wanting to find out where i stand and what help i can get. I'm not trying to slag him off - i've given the facts about what has happened and people can think what they like about him (hopefully the same as me!) - but its really affected the both of us and i don't know what i can do about!
Thanks to everyone who has given advice or suggestions - i just have to wait til the bank holiday is over before i can find out anything |
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By (user no longer on site)
over a year ago
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I really don't see any reason why the OP should feel compelled to mention her ex at all.
At some point in time a court has ruled that her ex needs to pay her maintenance to assist with the upkeep of their child.
The OP clearly told us that her payments had stopped and she was now going to face difficulty in meeting her day to day living expenses and she was asking for advice.
Whether she mentions her ex or not makes no difference - her payments have stopped simple as that ....
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By *umourCouple
over a year ago
Rushden |
"
I'm self employed (two jobs) and the work just isn't coming in and i'm spending out more on advertising etc than i'm earning!
This may sound harsh but if you don't have your own work coming in, you have time to work for someone else... and at least have some form of realiable income. It may not be what you want, but what we want and what we need are rarely the same."
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By *umourCouple
over a year ago
Rushden |
Self employed and you get benefits? ? Better that you get a job that pays you rather than spend out and earn nothing. Seems like you want everyone else to fund your current lifestyle and business!
Yes, very harsh, but I didn't realise you could run loss making businesses on handouts. |
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By (user no longer on site) OP
over a year ago
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"Self employed and you get benefits? ? Better that you get a job that pays you rather than spend out and earn nothing. Seems like you want everyone else to fund your current lifestyle and business!
Yes, very harsh, but I didn't realise you could run loss making businesses on handouts. "
Its hardly handouts!
Im getting what any other parent who works gets!
And its not a 'loss making business' - one i'm not getting enough orders on anymore so will be closing soon and the other is just starting up so is a bit slow atm (once that one gets going i will stop the other) |
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"Self employed and you get benefits? ? Better that you get a job that pays you rather than spend out and earn nothing. Seems like you want everyone else to fund your current lifestyle and business!
Yes, very harsh, but I didn't realise you could run loss making businesses on handouts. "
She gets working tax credit and child tax credit.... Which she can have because she is on a low income... Where has it been said that she is running her business on handouts... If I was on a low income working for an employer I'd be entitled to working tax credit... |
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"Why moan about it on here ? Always always 2 sides to a story
...She asking for advice about finances..
Not once has she mentioned the ex...
Err hello I got screwed like thousands of other dads.... Just saying
So being asked to contribute towards the cost of your offspring is classed as 'being screwed' ?
An interesting concept "
I got custody of my kids and I get screwed too! She pays less than £100 a month and has just come back from a holiday abroad! Me and kids haven't had one for years! Oh and cause her new bf is looking after his sisters kid the csa won't take any money off her cause it could be detrimental to a child thats not even her ffs!!! |
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By (user no longer on site)
over a year ago
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"Self employed and you get benefits? ? Better that you get a job that pays you rather than spend out and earn nothing. Seems like you want everyone else to fund your current lifestyle and business!
Yes, very harsh, but I didn't realise you could run loss making businesses on handouts. "
I'm self employed and I also get Working Tax Credits, in much the same way as people who are employed but not on a fantastic wage also qualify.
You have a problem with that ???
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By (user no longer on site)
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x
CSA is deducted as a form of income from housing benefit
CSA is a form of income and does go in when they assess HB entitlement "
As a father who has never missed a payment CSA is classed as an income an deducted from benefits, but if the payee as a claimant on a low income it isnt, which is wrong in mho |
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By (user no longer on site)
over a year ago
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I always have to chuckle at people who think that because you're self-employed you're minted.
Haha if only they realised the truth. For one, whilst most people have 4 weeks paid holiday self employed people have non of that, so if you want a week off, you have to budget for that week a long way in advance - n reliance on employers holiday pay. Then you have to pay for accountants, public liability insurance, and if you have a business premises, business rates, business insurance business telephone, but yeah yeah, we're minted and should not have the audacity to claim Working Tax Credit .. |
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By (user no longer on site) OP
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x
CSA is deducted as a form of income from housing benefit
CSA is a form of income and does go in when they assess HB entitlement
As a father who has never missed a payment CSA is classed as an income an deducted from benefits, but if the payee as a claimant on a low income it isnt, which is wrong in mho"
From what i have found out - not sure how accurate it is! - when someone gets £65 or more a week maintenance it becomes a form of income |
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By *ald6974Man
over a year ago
Manchester |
Good luck OP, I dont think u need to explain yourself on here, like previously said, YOU are asking for advice given the DAD has just stopped the payments.....get to CAB tomoz and plz dont bury your head in the sand and there are folk you can speak too so you dont feel ALONE or isolated. I havent checked my lottery ticket but if ive just dropped the jackpot......i'll sort a chq out!  |
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By *ald6974Man
over a year ago
Manchester |
"I always have to chuckle at people who think that because you're self-employed you're minted.
Haha if only they realised the truth. For one, whilst most people have 4 weyeks paid holiday self employed people have non of that, so if you want a week off, you have to budget for that week a long way in advance - n reliance on employers holiday pay. Then you have to pay for accountants, public liability insurance, and if you have a business premises, business rates, business insurance business telephone, but yeah yeah, we're minted and should not have the audacity to claim Working Tax Credit .. "
tell me about it!! |
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By (user no longer on site) OP
over a year ago
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And can i just add the fact that i could have easily stayed on IS for a further two years before being made to go back into work but i CHOSE to start working again!
I could easily just swap back onto benefits but i don't want to, i want to earn my own money and give my kid what he needs - yes i'm struggling now because i have lost my maintenance money, but i'm trying to get things sorted as i am without having to go back on the benefits system
I have never claimed for anything i am not entitled to and i am doing my best to get the business up and running to start earning
Anyone who has a child gets Child benefit and Child tax, and because i'm working i don't get IS anymore but receive working Tax which a lot of people who work get depending on their wages
There is nothing wrong in claiming what you need to (and are entitled to!) to keep food on the table and a roof over your head |
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By (user no longer on site) OP
over a year ago
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"Good luck OP, I dont think u need to explain yourself on here, like previously said, YOU are asking for advice given the DAD has just stopped the payments.....get to CAB tomoz and plz dont bury your head in the sand and there are folk you can speak too so you dont feel ALONE or isolated. I havent checked my lottery ticket but if ive just dropped the jackpot......i'll sort a chq out! "
Aww thanks! 
I never could chose men very well!! |
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"And can i just add the fact that i could have easily stayed on IS for a further two years before being made to go back into work but i CHOSE to start working again!
I could easily just swap back onto benefits but i don't want to, i want to earn my own money and give my kid what he needs - yes i'm struggling now because i have lost my maintenance money, but i'm trying to get things sorted as i am without having to go back on the benefits system
I have never claimed for anything i am not entitled to and i am doing my best to get the business up and running to start earning
Anyone who has a child gets Child benefit and Child tax, and because i'm working i don't get IS anymore but receive working Tax which a lot of people who work get depending on their wages
There is nothing wrong in claiming what you need to (and are entitled to!) to keep food on the table and a roof over your head"
Well said. A lot of people hear the word benefit and think your the scum of the earth! I've worked 70-90 hour weeks since I was 18 and I'm now a single mum who's having a bit of time off to spend with my son before he starts play school at 3. Like you said you can claim IS till they start school I think but I want to go back to work before that.
Hope you get sorted out x |
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"Good luck OP, I dont think u need to explain yourself on here, like previously said, YOU are asking for advice given the DAD has just stopped the payments.....get to CAB tomoz and plz dont bury your head in the sand and there are folk you can speak too so you dont feel ALONE or isolated. I havent checked my lottery ticket but if ive just dropped the jackpot......i'll sort a chq out!
Aww thanks!
I never could chose men very well!!"
I'm with you there!! |
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By (user no longer on site)
over a year ago
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"Good luck OP, I dont think u need to explain yourself on here, like previously said, YOU are asking for advice given the DAD has just stopped the payments.....get to CAB tomoz and plz dont bury your head in the sand and there are folk you can speak too so you dont feel ALONE or isolated. I havent checked my lottery ticket but if ive just dropped the jackpot......i'll sort a chq out!
Aww thanks!
I never could chose men very well!!"
Hope Your partner for your hotel meet isn't offended by this comment? |
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By (user no longer on site)
over a year ago
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Why not just phone his company and say he has reneged on his maintenance payments, and get them to have a word with him or stop it at source? Sometimes the embarrassment of their boss/company knowing is enough to shame them into it. |
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By (user no longer on site)
over a year ago
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Wow someone is trying to get a business going but is struggling and bringing up a child and asks for some simple advice and is bashed for getting some form of benefits how judgemental of people 
I say good luck to you with everything and hope you get something positive off cab x |
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By (user no longer on site) OP
over a year ago
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"Good luck OP, I dont think u need to explain yourself on here, like previously said, YOU are asking for advice given the DAD has just stopped the payments.....get to CAB tomoz and plz dont bury your head in the sand and there are folk you can speak too so you dont feel ALONE or isolated. I havent checked my lottery ticket but if ive just dropped the jackpot......i'll sort a chq out!
Aww thanks!
I never could chose men very well!!
Hope Your partner for your hotel meet isn't offended by this comment? "
haha - he won't care! Well - he hasn't seen it yet anyway!! |
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By (user no longer on site) OP
over a year ago
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"Why not just phone his company and say he has reneged on his maintenance payments, and get them to have a word with him or stop it at source? Sometimes the embarrassment of their boss/company knowing is enough to shame them into it. "
He's not there anymore - hence why CSA have to go through all the tracking him down process again |
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By (user no longer on site) OP
over a year ago
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"Wow someone is trying to get a business going but is struggling and bringing up a child and asks for some simple advice and is bashed for getting some form of benefits how judgemental of people
I say good luck to you with everything and hope you get something positive off cab x"
Thanks |
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If the 2 jobs are what you have alluded to in the past then I have to ask how you can do thosee which would presumably mean evenings out and childcare costs yet you can't get a regular income working the same hours?
It sounds a tough situation and perhaps cab and the money advice service are your best options to see how you can get the most out of your money and making sure you are getting everything you are entitled to. |
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Have you considered looking for part time work in a school in a support role? The pay isn't great but it's regular and you'd get the school holidays off. Plus if it's part time you could probably still do some of your self employed stuff. Hope you get things sorted soon. |
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By (user no longer on site)
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x "
I am pretty sure this is right . And his lack of CSA will not be taken in to count |
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By (user no longer on site) OP
over a year ago
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"If the 2 jobs are what you have alluded to in the past then I have to ask how you can do thosee which would presumably mean evenings out and childcare costs yet you can't get a regular income working the same hours?
It sounds a tough situation and perhaps cab and the money advice service are your best options to see how you can get the most out of your money and making sure you are getting everything you are entitled to. "
I do Avon (i'm not doing it for much longer as not enough orders these days as loads of people) which is day time and i can do when he's at school or with him in tow and i'm starting up Ann Summers which will be evenings and most i can do with free babysitting so long as its after 7pm, so i would hardly have to pay out on sitters
And thanks for the advice about rest |
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By (user no longer on site)
over a year ago
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"I could be wrong but I don't think any other benefits are affected by his much CSA you recieve. Tax credits and housing benefit etc are based on income from employment etc and not increased or decreased by CSA payments x
I am pretty sure this is right . And his lack of CSA will not be taken in to count "
they deduct csa from most things. You can keep the first 15quid. Then it's deducted or taken into account. So always worth telling them. |
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"Why not just phone his company and say he has reneged on his maintenance payments, and get them to have a word with him or stop it at source? Sometimes the embarrassment of their boss/company knowing is enough to shame them into it.
He's not there anymore - hence why CSA have to go through all the tracking him down process again"
He may of lost his job and therefore is in the same situation as yourself? Or he may be a shirker from his responsiblities. Either way there is always 3 sides to any story yours theirs and the truth.
Hope you find a way around this , and why not look for a food bank to tide you over with some help? |
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By (user no longer on site)
over a year ago
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"If the 2 jobs are what you have alluded to in the past then I have to ask how you can do thosee which would presumably mean evenings out and childcare costs yet you can't get a regular income working the same hours?
It sounds a tough situation and perhaps cab and the money advice service are your best options to see how you can get the most out of your money and making sure you are getting everything you are entitled to.
I do Avon (i'm not doing it for much longer as not enough orders these days as loads of people) which is day time and i can do when he's at school or with him in tow and i'm starting up Ann Summers which will be evenings and most i can do with free babysitting so long as its after 7pm, so i would hardly have to pay out on sitters
And thanks for the advice about rest"
My friend started doing Ann summers last year and found she was spending out more money than she was making, I'd seriously think about whether it will make you any money doing it, as you will still have to fork out for prizes, petrol, you kit you have to rent and babysitters for your child |
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By (user no longer on site)
over a year ago
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Have you thought why the payments have stopped and if they were regular previously there must be a reason! You say you are self employed wich I am also and believe me the majority of people self employed find that our income is down from previous years.
Money is tight for everyone at moment and jobs are not easy to find! Have you thought that maybe your ex partner could be having the same problem? |
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By (user no longer on site)
over a year ago
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"Self employed and you get benefits? ? Better that you get a job that pays you rather than spend out and earn nothing. Seems like you want everyone else to fund your current lifestyle and business!
Yes, very harsh, but I didn't realise you could run loss making businesses on handouts. "
You mean like Lloyds Bank and RBS? |
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By (user no longer on site) OP
over a year ago
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"Why not just phone his company and say he has reneged on his maintenance payments, and get them to have a word with him or stop it at source? Sometimes the embarrassment of their boss/company knowing is enough to shame them into it.
He's not there anymore - hence why CSA have to go through all the tracking him down process again
He may of lost his job and therefore is in the same situation as yourself? Or he may be a shirker from his responsiblities. Either way there is always 3 sides to any story yours theirs and the truth.
Hope you find a way around this , and why not look for a food bank to tide you over with some help?"
He didn't lose his job - he left it
And I have put the outline of what has happened in previous posts. He never wanted to pay and will do what he can to get out of it |
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