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By (user no longer on site) OP 46 weeks ago
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Hi Folks a bit of a morbid topic and please no smart arse comments.
I have a family member whom is sick with a terminal diagnosis and life expectancy ranging between 6 months to 18 months.
I have promised my kids a holiday and the 18 month bracket is effectively two summers.
Has anyone obtained cover to cover full repayment of holiday if family member dies prior to or around the holiday period.
Note the condition is pre-existing and serous
I hope this makes sense. And please if your contribution is not topic related please P off lol |
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By (user no longer on site) 46 weeks ago
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I did a Google search and found a few which would provide cover such as allcleartravel but you’d need to check their policies about repatriation. Charities may also be able to point you to companies which could offer suitable insurance.
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By (user no longer on site) OP 46 weeks ago
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"GoCompare says if you knew of their condition before you took out the policy you wouldn't be covered. "
Yes I checked them also.
We are looking at June. Thanks for your contribution |
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By (user no longer on site) OP 46 weeks ago
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"I did a Google search and found a few which would provide cover such as allcleartravel but you’d need to check their policies about repatriation. Charities may also be able to point you to companies which could offer suitable insurance.
"
Thank you. I’ll review this |
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Personally I would go on holiday in June as it is only three months away and the prognosis is for longer than that.
My husband was told he had six months left and we went on holiday (with our four children) the month after receiving the news. We didn't take out insurance for him as it would have been too expensive. |
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You're best bet is to speak to several providers and as has been said a charity connected to the illness.
I'm not sure if your sister is going with you or not. It'll be much more expensive if so.
Whatever you do read the small print on the policy very carefully before you agree to take it out. |
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By (user no longer on site) 46 weeks ago
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If it's pre existing you will struggle for cover. You'll still get it but more than likely be paying more than the holiday.
I'd recommend getting separate policy's, one for family and one for th sick person plus one (so then your covered if you need extended stay ect) |
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By (user no longer on site) OP 46 weeks ago
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"You're best bet is to speak to several providers and as has been said a charity connected to the illness.
I'm not sure if your sister is going with you or not. It'll be much more expensive if so.
Whatever you do read the small print on the policy very carefully before you agree to take it out. "
To clarify she’s not travelling. It’s me my kids, GF and her kid.
5 people on total and not the “sick” person
The insurance is to cover cancellation if she passes away when we are due to travel |
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"You're best bet is to speak to several providers and as has been said a charity connected to the illness.
I'm not sure if your sister is going with you or not. It'll be much more expensive if so.
Whatever you do read the small print on the policy very carefully before you agree to take it out.
To clarify she’s not travelling. It’s me my kids, GF and her kid.
5 people on total and not the “sick” person
The insurance is to cover cancellation if she passes away when we are due to travel "
Have you already got some form of insurance on your bank account or credit card? If so check that out.
Good luck |
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