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GP practices are paid on the basis of the number of patients on their list.
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"I don’t see it as not getting value for money if I don’t need them , I’m just glad to have them there for the times that I do need them. "
So if you had a privet GP would you deregister so they don't get the money for nothing. |
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By *i1971Man
over a year ago
Cornwall |
Trying to get to see my GP is a task in itself. So many barriers to try & stop being seen (or it certainly seems that way)
Not all GP's are like that though as I've found from speaking to friends. Can't change GP's as they have the monopoly in this immediate area
I don't see it as being good value or not, it's more of an insurance policy should I need to see them and get lucky with an appointment |
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GB get £85 per patient per year
From this amount they pay the salary of GB, receptionist, nurse..etc
Rent , bills...stationary...etc
No wonder small GB practices close down as they can't afford paying salaries. I know some GB pay salary from their overdraft. |
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Yes, because when I do see them it more than makes up for it.
Have a look at how much it costs to have insurance and see a doctor in countries like the US or Australia. £85 begins to look like a fucking bargain  |
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It's an absolute bargain. Until I retired recently, I had private medical insurance courtesy of my employer. BUT... That actually cost me over £2000 every year in tax, whether I used it or not. And if I did use it, there was an excess of £500 that I would have to pay for myself before the insurance paid a penny out. There was a private GP service included in the cover, but that would have cost something like £100 for every visit, with the first 5 visits each year having to be paid by myself before reaching the excess limit where the insurance would start to pay.
Using the private GP service would have allowed me a same day or next day appointment and free coffee while I sat in the waiting room, compared with the next day appointments I always managed to get from my NHS GP when it was an acute problem or 2 to 3 day wait appointments for non-urgent matters. No free coffee on the NHS though.
Over a 20 year period I think that between me and my wife, we used the medical insurance perhaps six times, for non-urgent operations where there might have been a waiting period on the NHS. All urgent matters requiring immediate hospital treatment were provided by the NHS emergency services.
The total payout from the medical insurance to pay the non-urgent hospital bills totalled maybe £30,000. But that actually cost me £40,000 in tax plus £3000 in excess charges. On top of all my normal national insurance contributions (you don't get to opt out of paying for NHS just because you also pay for private). If there was no NHS then I would also have had to pay excess on the years where either of us needed any emergency treatment, costing me at least another £5000 from my pocket. Or if I had no medical insurance, and had to personally pay full hospital costs for emergencies, my estimate is between £200,000 and £500,000. Or in fact just die because of not being able to afford treatment. |
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"It's like asking if you get value for money out of car insurance if you don't have an accident. The point is that you pay for car insurance for when you don't have accidents but for when you do. "
You are making the point for him here. If you pay for car insurance and don't claim, you expect it to pay if and when you do need it.
If you don't see the Dr as you're fit and only go when you're ill, but you can't get an appointment or they do little or nothing, then you're not receiving the service. |
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"It's like asking if you get value for money out of car insurance if you don't have an accident. The point is that you pay for car insurance for when you don't have accidents but for when you do.
You are making the point for him here. If you pay for car insurance and don't claim, you expect it to pay if and when you do need it.
If you don't see the Dr as you're fit and only go when you're ill, but you can't get an appointment or they do little or nothing, then you're not receiving the service. "
... but then you expect the doctor to "pay out" when you do receive the service, yes?
I think some people think that they'll be 25 and healthy forever. Or if they're not then the care that they receive will be affordable when they get there.
I think some people are in for a rude awakening, if that's so.
Younger healthier people are subsidising older people. Who subsidised older people when they were younger. |
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By *ewcatWoman 36 weeks ago
Berkshire |
My GP service is atrocious. I need stitches removing. I’ve tried to book pre op they wouldn’t let me. Tried to book day of the op they wouldn’t book an appointment. Now they say they have no appointments available and I should go to A&e to get them out.
I’ve never met an actual GP at the surgery. My surgery have these young assistant 1 year medical course people that see you then they all report to the GP’s and never get back to you.
They are massively underfunded. If they had better funding people might be able to see a GP, get the help they need before is escalates and you end up in hospital. |
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