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Private Renters Age Faster
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By *ssex_tom OP Man
over a year ago
Chelmsford |
Bemused readers have read a report from two universities that suggest that you live in rented then you age faster biologically. Is public money funding this drivel. Whatsgoing on here guys? It's all over the news |
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By (user no longer on site)
over a year ago
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"Bemused readers have read a report from two universities that suggest that you live in rented then you age faster biologically. Is public money funding this drivel. Whatsgoing on here guys? It's all over the news" - we’re truly living in tragi-comedy times, that’s what’s going on Tom
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By (user no longer on site)
over a year ago
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Well, that doesn't surprise me. Where I live, the average rent means that in the space of five years I will have given my landlord 150k and I'll have absolutely nothing to show for it and no other chance to save money for mine or my loved ones future. I think without a doubt it has a big impact on you as a person. |
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By *olf and RedCouple
over a year ago
Nr Cardiff or at Chams Darlaston |
Not surprised. It’s transient, never knowing when you might receive notice to leave. Then there are so many potential renters for every property. Rents are soaring and often stupidly expensive compared to mortgage costs.
There are good landlords, however there are poor landlords who don’t carry out repairs and leave their tenants in properties in poor condition. None of this is positive to someone’s wellbeing. |
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This does genuinely worry me for my children to be fair. Made my peace with them potentially living at home into their 30s etc.
I'll definitely help them buy their first place but I'd prefer it to be a solo venture (bad experience with an ex fiancée, my family helped, his didn't. He walked away from responsibility and demanded money to sign the property over when there was no equity- over a barrel). |
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"Bemused readers have read a report from two universities that suggest that you live in rented then you age faster biologically. Is public money funding this drivel. Whatsgoing on here guys? It's all over the news"
Why is it drivel Tom ?
It's a sociological study about housing and stress.
It's not trivial. |
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By (user no longer on site)
over a year ago
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"I would believe that. I've rented houses for the past 20 years and feel like I should be retiring soon... "
I feel this op. Likewise rented but it shocks me at level of poor houses or flats landlords rent. Maybe that ages me. |
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By (user no longer on site)
over a year ago
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"My mortgage lender..... Application declined. You can't afford to repay a £850 a month mortgage.
My landlord........ Thanks for the £1,400 a month rent.
"
Yes, despise this. System is fucked needs to be changed asap |
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"Bemused readers have read a report from two universities that suggest that you live in rented then you age faster biologically. Is public money funding this drivel. Whatsgoing on here guys? It's all over the news
"
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Why do you think that's drivel?
Because you own a house and are stressed yourself? So you automatically assume that something that *isn't* about your own position is really a lefty attack aimed entirely at you?
It's how people like Tom people think these days alas. Chronic jealous political paranoia I call it.
Or is it simply because you are quite right wing and this just feels like a typical left wing conclusion to make?
Why?
It probably isn't funded by public money, but so what if it was? Stress costs us billions a year. I suggest that you are only complaining because the didn't come up with an answer you like. (Otherwise it's "Tom approves!")
Your Fiona Bruce 'black guy' thread was as ugly as sin by the way. A black man asks a simple question of the BBC, it's lambasted by the scandalised press (and of course people like yourself) and he basically gets spat on. What did he do? She broke the guidelines and he wanted feedback on that. But 'shut up and be silent' is the constant message people like you give to black people like him.
And you seem to politically reduce everything you come across to almost nothing of any depth or meaning at all. Your constant 'scandal threads' are like a kind of political str*nglhold on anything intelligent good and decent to me, and they immediately fill up with the most reductive and mean-spirited views.
pt |
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By *ssex_tom OP Man
over a year ago
Chelmsford |
"Bemused readers have read a report from two universities that suggest that you live in rented then you age faster biologically. Is public money funding this drivel. Whatsgoing on here guys? It's all over the news
.
Why do you think that's drivel?
Because you own a house and are stressed yourself? So you automatically assume that something that *isn't* about your own position is really a lefty attack aimed entirely at you?
It's how people like Tom people think these days alas. Chronic jealous political paranoia I call it.
Or is it simply because you are quite right wing and this just feels like a typical left wing conclusion to make?
Why?
It probably isn't funded by public money, but so what if it was? Stress costs us billions a year. I suggest that you are only complaining because the didn't come up with an answer you like. (Otherwise it's "Tom approves!")
Your Fiona Bruce 'black guy' thread was as ugly as sin by the way. A black man asks a simple question of the BBC, it's lambasted by the scandalised press (and of course people like yourself) and he basically gets spat on. What did he do? She broke the guidelines and he wanted feedback on that. But 'shut up and be silent' is the constant message people like you give to black people like him.
And you seem to politically reduce everything you come across to almost nothing of any depth or meaning at all. Your constant 'scandal threads' are like a kind of political str*nglhold on anything intelligent good and decent to me, and they immediately fill up with the most reductive and mean-spirited views.
pt"
There are other threads.. Toms threads are about intellectual discussion. Maybe try Tits Out Tuesday... |
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By *rAitchMan
over a year ago
Diagonally Parked in a Parallel Universe |
After owning a couple of houses, I decided to rent when I separated. I've been in my flat for 9 years, and my landlord has made one rent increase in all that time - a massive £15 per month increase. My flat is fairly large, and is part of a Grade 2 listed county mansion, and my flat is valued at around £300,000, yet I pay £510 per month rent.
People often guess my age as 10 years younger than I actually am, so I'm obviously ageing slower, therefore debunking this "research". |
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"Hahaha what even is the purpose of studying this shite?
Not true either I own my house outright and I still look old as fuck, useless university cunts
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So A is untrue shite because you are Y. That's how it goes these days. The lunatic logic of our post-everything world. Steroids will make you look old in middle age lol, not your owned house vs someone else's rented property.
pt
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"After owning a couple of houses, I decided to rent when I separated. I've been in my flat for 9 years, and my landlord has made one rent increase in all that time - a massive £15 per month increase. My flat is fairly large, and is part of a Grade 2 listed county mansion, and my flat is valued at around £300,000, yet I pay £510 per month rent.
People often guess my age as 10 years younger than I actually am, so I'm obviously ageing slower, therefore debunking this "research".
"
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That's how to rent stress-free right there!
For people who see that post as straight up, no one person can 'debunk' dual university research which has carefully compared two data sets, taking into account all similarities, to see if there is any significant differences.
pt |
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By *929Man
over a year ago
newcastle |
"Hahaha what even is the purpose of studying this shite?
Not true either I own my house outright and I still look old as fuck, useless university cunts
So A is untrue shite because you are Y. That's how it goes these days. The lunatic logic of our post-everything world. Steroids will make you look old in middle age lol, not your owned house vs someone else's rented property.
pt
"
Haha get fucked can’t even be bothered to respond to your shite |
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"After owning a couple of houses, I decided to rent when I separated. I've been in my flat for 9 years, and my landlord has made one rent increase in all that time - a massive £15 per month increase. My flat is fairly large, and is part of a Grade 2 listed county mansion, and my flat is valued at around £300,000, yet I pay £510 per month rent.
People often guess my age as 10 years younger than I actually am, so I'm obviously ageing slower, therefore debunking this "research"."
Ah yes, I can see why one person's individual experience would override the research based on the experience of many. Perhaps they were also studying people in parts of the country where you can't rent very much for £500 a month, or whose landlords aren't as amenable as yours?
I don't know, but as others have said, I can see why stress caused by financial worries would affect someone's long term health. My instinctive reaction is sadness that some people find themselves in that position, rather than "I'm alright, Jack", but I guess we're all different... |
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By *adMerWoman
over a year ago
Sandwich |
Weird. A financial advisor recently said that it was financially more viable to rent, if you had a reasonable landlord.
Most house owners forget to factor in a lot of their expenses. E.g. insurances, repairs, general maintenance etc.
Maybe they die earlier but better off financially?! |
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"Weird. A financial advisor recently said that it was financially more viable to rent, if you had a reasonable landlord.
Most house owners forget to factor in a lot of their expenses. E.g. insurances, repairs, general maintenance etc.
Maybe they die earlier but better off financially?!
"
A huge amount of people in Germany are happier renting all their lives, or at least that used to be the case.
This is partly about having to deal with guaranteed continual rent payment, and about general security in terms of both a roof over the head and payment stability (ie rent increases) in hard times of course.
In Britain there seems to be something culturally British about owning your own place too. So there might be a beneficial sense of fulfilment in owning something, I don't know.
Also there has to be some relief in actually being on the property ladder (ie also in terms of the comparative stress levels of renters vs owners), something that is not so easy to do any more. You can worry a little bit less about certain things like job security then, despite any mortgage you might have.
A property is also something you can leave, if you choose too.
I've assumed (as Tom NEVER cites) that factors like people's different incomes have been taken into account - this is simply proof that renting is more stressful than home owning, to the tune that it seriously effects our longevity.
pt |
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By *adMerWoman
over a year ago
Sandwich |
There was also a lot of talk about the fact that landlords can only put the rent up by a certain percentage (it’s 4% pa for my landlord, but I am not sure if that’s across the board because I probably switched off for a while) whereas mortgages, especially when on a fixed term, can increase a massive. |
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By (user no longer on site)
over a year ago
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"Weird. A financial advisor recently said that it was financially more viable to rent, if you had a reasonable landlord.
Most house owners forget to factor in a lot of their expenses. E.g. insurances, repairs, general maintenance etc.
Maybe they die earlier but better off financially?!"
Maybe it's the fact you can pay £1800 a month rent to which you never see any of, or pay £1300 mortgage and end up with a property???
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By *929Man
over a year ago
newcastle |
"Weird. A financial advisor recently said that it was financially more viable to rent, if you had a reasonable landlord.
Most house owners forget to factor in a lot of their expenses. E.g. insurances, repairs, general maintenance etc.
Maybe they die earlier but better off financially?!"
That financial adviser is an idiot as already said mortgage generally cheaper than rent and even if you pay no extra in 25 years your done paying could end up paying rent for 50+ years who wants to worry about paying rent when a pensioner? |
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By (user no longer on site)
over a year ago
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I've been in my 2 bed private rental property for almost 10 yrs and in all that time the rent has only been increased once, from £475 to a massive £493. I live in a row of 3 houses and the couple on the other end house pay £725 as they have a different landlord! |
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I'll need to get a copy of that report to show the clients next time I have a sales appointment. Who knows, if I could show them evidence that buying the house could be prolonging their lifespan it might just clinch the deal. |
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I have noticed in life that people who are lucky enough to have both really good rent and a desirable property too are usually made pretty happy by it! You can't beat comparing with the neighbours lol. pt |
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