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Cost of living hints and tips
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Good evening fab forumers,
Due to everything happening at once there's an obvious rise in the cost of living, and all of us are trying to make the pounds we have stretch further than before,
What are your hints and tips/ "hacks"....
Recently I was made aware of an app called "Too Good to Go" by the wife and really has opened my eyes to stretching the precious money to go further for the 3 of us in the house....
I advise everyone to download it, look at what's in your area (worth opening it up to 30km range) and favouriting shops that you would likely buy the "magic bags" from (heavily discounted food/drink that's going out of date/BBE date) and setting alarms to get in on the deals, 90% of it is freezable and just requires you to play ready steady cook with meals. They aren't small shops either with big hitters like morrisons, Costa, Starbucks, greggs, company shop( my personal favourite), butchers, cake shops, spar, Toby carvery, pizza hut etc....
It's also an added benefit of reducing food waste. We already (before the cost of living went up) shopped at lidl and average was £60/70 for an week but that's reduced now by 50-75%.
What are your hints and tips? |
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I've been filling a thermos with boiling water rather than keep boiling the kettle for a cuppa. In the morning between myself and my daughter we were boiling the kettle around 8 or 9 times. Now twice.
Every little helps.
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By (user no longer on site)
over a year ago
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I use TGTG a lot but it's not very diet-friendly. Unless you get the magic bags from supermarkets, then you've got a chance of getting some veg. But those sell out pretty quick around here. |
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Our best ever money saving tip.
If you have a bath tub instead of emptying the bath, I love a good wallow. Leaving the water in the bath and using that water to flush the loo ( with a bucket), water the plants ect. We went from a £260 plus water bill per quarter to around the £60 mark every quarter.
We we are the charge you £1.03 per 1000liters of water used and then an additional £1.94 per 1000liters on 90 % of the water you use as a waste water charge.
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By *mefc5491Woman
over a year ago
West London |
Olio is another great app. I know that it's active in pretty much most of London but not sure outside of it.
Basically, people give away food that they have that is about to go off or even items that they don't want in their house that they probably couldn't sell or give to a charity shop.
Also there are people that volunteer in each neighbourhood to pick up bulk items from the likes of tesco and create bags for people to come and collect from their homes.
It's a great way of save a few pound but you are never guaranteed anything on there but definitely worth a shout. |
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Probably only a tiny one.
If you have an electric fan oven, when you've finished cooking, instead of closing the door, leave it open to cool quicker & cut the fan off sooner saving electric. Plus in the winter it helps heat the room for a little bit. |
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By *JB1954Man
over a year ago
Reading |
"Probably only a tiny one.
If you have an electric fan oven, when you've finished cooking, instead of closing the door, leave it open to cool quicker & cut the fan off sooner saving electric. Plus in the winter it helps heat the room for a little bit. "
I do this all the time. Even in warm weather.
My tip also. I am a widower and retired. Yes have private pensions. Before meeting my late wife , I was single for nearly twenty years. So yes I can spend money . What I do is buy joints of meat . Cook joints , slice and put them into freezer . Packs of chicken thighs , chops etc. Separate big packs into smaller packs. When required , again defrost and use for couple days. Same as cooking say spaghetti bolagnase , curry , casserole. Cook large amount , freeze. Yes perhaps lucky I can do. Amount saved on using cooker can make a big difference. |
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The Facebook page ‘Feed your family for around £20 a week’ (and the associated book) is great for shopping lists that work out if you by x, y and z you can meal this meal, that meal and this lunch.
They also highlight a lot of good deals when they’re on.
It’s cut my good shopping bill right down, and the food waste as well. |
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I remember listening to Margaret Thatcher giving her favourite money saving tip which was never to iron the hem of dresses so that when the hem was altered according to fashionable lengths it didn't notice. I realised then that money saving tips vary according to income. Some of us would make a good saving by not drinking coffee out while others of us can only save by not eating. |
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"I use TGTG a lot but it's not very diet-friendly. Unless you get the magic bags from supermarkets, then you've got a chance of getting some veg. But those sell out pretty quick around here. "
I very much agree with that and it's a hunt to try get morrisons one (a massive box of F&V as its available at 2115 and sells out in 30 seconds. |
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"Olio is another great app. I know that it's active in pretty much most of London but not sure outside of it.
Basically, people give away food that they have that is about to go off or even items that they don't want in their house that they probably couldn't sell or give to a charity shop.
Also there are people that volunteer in each neighbourhood to pick up bulk items from the likes of tesco and create bags for people to come and collect from their homes.
It's a great way of save a few pound but you are never guaranteed anything on there but definitely worth a shout."
I have seen it sparingly outside of London but its a great concept |
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By *aretobareCouple
over a year ago
Central Portugal |
"I remember listening to Margaret Thatcher giving her favourite money saving tip which was never to iron the hem of dresses so that when the hem was altered according to fashionable lengths it didn't notice. I realised then that money saving tips vary according to income. Some of us would make a good saving by not drinking coffee out while others of us can only save by not eating. "
We couldn't agree more there are people who will find it impossible to live soon, if they aren't already. We left the UK after Brexit and cannot believe how much more caring and community based things are here in rural Portugal. The government's irresponsibility is certainly not as blatant here but it has also not suffered Brexit vs remain, Vax vs Anti Vax and most importantly the hypocaracy that surrounded the treatment of vital public service workers. So glad we are not there but also so sorry for how hard it must be for those on the blunt end of the cost of living crisis. |
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"Probably only a tiny one.
If you have an electric fan oven, when you've finished cooking, instead of closing the door, leave it open to cool quicker & cut the fan off sooner saving electric. Plus in the winter it helps heat the room for a little bit.
I do this all the time. Even in warm weather.
My tip also. I am a widower and retired. Yes have private pensions. Before meeting my late wife , I was single for nearly twenty years. So yes I can spend money . What I do is buy joints of meat . Cook joints , slice and put them into freezer . Packs of chicken thighs , chops etc. Separate big packs into smaller packs. When required , again defrost and use for couple days. Same as cooking say spaghetti bolagnase , curry , casserole. Cook large amount , freeze. Yes perhaps lucky I can do. Amount saved on using cooker can make a big difference. "
Absolutely. Batch cooking. Way less use of the oven etc. |
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"I remember listening to Margaret Thatcher giving her favourite money saving tip which was never to iron the hem of dresses so that when the hem was altered according to fashionable lengths it didn't notice. I realised then that money saving tips vary according to income. Some of us would make a good saving by not drinking coffee out while others of us can only save by not eating.
We couldn't agree more there are people who will find it impossible to live soon, if they aren't already. We left the UK after Brexit and cannot believe how much more caring and community based things are here in rural Portugal. The government's irresponsibility is certainly not as blatant here but it has also not suffered Brexit vs remain, Vax vs Anti Vax and most importantly the hypocaracy that surrounded the treatment of vital public service workers. So glad we are not there but also so sorry for how hard it must be for those on the blunt end of the cost of living crisis."
Leaving aside the Brexit debate etc there are already people finding it difficult to live. We have a local food bank and a local hygiene bank, there are increasing numbers of homeless people and a very good charity that provides their clients with a hot meal every day and access to other services, I also know of individuals who provide food and other items to vulnerable people. The community itself is very caring in this area at least I get a bit fed up when ministers try to imply that community and voluntary contributions to society are somehow down to them.
Apart from that you can't imagine how we envy you living in rural Portugal.  |
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"I remember listening to Margaret Thatcher giving her favourite money saving tip which was never to iron the hem of dresses so that when the hem was altered according to fashionable lengths it didn't notice. I realised then that money saving tips vary according to income. Some of us would make a good saving by not drinking coffee out while others of us can only save by not eating.
We couldn't agree more there are people who will find it impossible to live soon, if they aren't already. We left the UK after Brexit and cannot believe how much more caring and community based things are here in rural Portugal. The government's irresponsibility is certainly not as blatant here but it has also not suffered Brexit vs remain, Vax vs Anti Vax and most importantly the hypocaracy that surrounded the treatment of vital public service workers. So glad we are not there but also so sorry for how hard it must be for those on the blunt end of the cost of living crisis."
It sounds like you are really enjoying life over there. Portugal is a favourite place of mine. Lovely areas, nice people, great food. Enjoy  |
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I foubmnd the "always on display" feature on my phone. So the clock shows over night when charging. I've now unplugged the alarm clock radio. 50% saving in the bedroom as only 2 plugs ever used. Plus turned off the shaving mirror light in bathroom. Been perminatly on for last 20 years. Brought a washing line, again have tumbled dryed everything for 20 years. Electric now in credit. |
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By *aretobareCouple
over a year ago
Central Portugal |
It definitely is - absolutely lovely and we have a car, pool and three houses on a huge farm that is all run from the sun. It was a big investment but it is so nice to know that for the next 20 years it is done as a cost. |
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"It definitely is - absolutely lovely and we have a car, pool and three houses on a huge farm that is all run from the sun. It was a big investment but it is so nice to know that for the next 20 years it is done as a cost."
Sounds amazing, now I know a few of us will be envious. I know I am, especially as it's a farm though hope that you have a few animals too or at least one or two happy doggies  |
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By (user no longer on site)
over a year ago
|
"Good evening fab forumers,
Due to everything happening at once there's an obvious rise in the cost of living, and all of us are trying to make the pounds we have stretch further than before,
What are your hints and tips/ "hacks"....
Recently I was made aware of an app called "Too Good to Go" by the wife and really has opened my eyes to stretching the precious money to go further for the 3 of us in the house....
I advise everyone to download it, look at what's in your area (worth opening it up to 30km range) and favouriting shops that you would likely buy the "magic bags" from (heavily discounted food/drink that's going out of date/BBE date) and setting alarms to get in on the deals, 90% of it is freezable and just requires you to play ready steady cook with meals. They aren't small shops either with big hitters like morrisons, Costa, Starbucks, greggs, company shop( my personal favourite), butchers, cake shops, spar, Toby carvery, pizza hut etc....
It's also an added benefit of reducing food waste. We already (before the cost of living went up) shopped at lidl and average was £60/70 for an week but that's reduced now by 50-75%.
What are your hints and tips?"
Oo I'm helping to pack some of those 'magic' bags next week! |
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By (user no longer on site)
over a year ago
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If I want quality mince or chicken I buy it at Lidl as it’s cheaper, also Bakewells soup at Aldi is made by Heinz, but a lot cheaper, tastes exactly the same. I’d imagine anything with Bakewells name will be a sub from Heinz. If you make something like gravy and you have leftovers, freeze it for another day.
Never buy fresh for or meat from Asda, it always goes off quickly. |
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I cook/bake just about everything in my air fryer, quicker and cheaper.
I've signed up to my local "pantry" with mine you pay £4.50 and get 10 items, 3 high value like cheese/bacon/coffee for example, then 7 store cupboard items like tins/packets, free - 3 portions of fruit and veg, ladies sanitary items, toothpaste/toothbrush.
I have an app where I scan receipts and earn points that turn into Amazon vouchers.
I have a weekly budget that I redo every month.
I buy cat food in bulk from zooplus as it works out cheaper than the supermarket.
We have really local Facebook groups, for particular areas of our city and people are always happy to swap/share items for free to save waste and money.
Pretty much only by clothes from the charity shops at the moment.
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"I cook/bake just about everything in my air fryer, quicker and cheaper.
I've signed up to my local "pantry" with mine you pay £4.50 and get 10 items, 3 high value like cheese/bacon/coffee for example, then 7 store cupboard items like tins/packets, free - 3 portions of fruit and veg, ladies sanitary items, toothpaste/toothbrush.
I have an app where I scan receipts and earn points that turn into Amazon vouchers.
I have a weekly budget that I redo every month.
I buy cat food in bulk from zooplus as it works out cheaper than the supermarket.
We have really local Facebook groups, for particular areas of our city and people are always happy to swap/share items for free to save waste and money.
Pretty much only by clothes from the charity shops at the moment.
"
What's the name of the app you use to earn amazon vouchers?? |
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My husband liked very hot water in the bath. I didn't. He used to bathe before me and I'd use his water.
I used to cook up a pan of mince in gravy and add a few oats ( not too many you don't want porridge ) but it made the mince go further.
If I am boiling veg e.g. carrots or spuds I do this...... bring to boil, boil for 10 mins. Turn off gas and let the veg cook through in the hot water. Extra benefits are - less steam in the kitchen and cooler veg on the plate and no burny splashes when straining.
PLUS.... use a strainer in either pan to do the peas. PLUS.... use the water for gravy. AND get dividers or steamers cook all the veg on the one ring.
Thursday meal ....... do sommat like a crustless quiche and use a bit of milk or water in the egg to make it go further. Use any left over veg from the day before to turn it into Spanish Omelette or a Frittata. Put a bit of grated cheese on the top for colour and flavour. Any left over is the next days brekky or someones take out lunch.
Don't buy pizza ever. Daylight Robbery and the cheap ones are not nutritious.
Lay out six slices of toast on a baking tray. Put on home made sauce made from tin of toms and onion. Any of your fave toppings but load it up with cheese for protein and flavour .....sooooooooo tasty specially with a ton of garlic on it.
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I still have the habit of watering down the last bit of shampoo or conditioner and always get at least two more wash n conditions out of it. A good shake thickens it up.
I've always had the habit of rolling the tube of toothpaste flat... I get at least 3 or 4 more cleanings out of it .....
Same with fab conditioner / up to a quarter water.
I measure my W.U.L when times are tight. No fat hand squeezes sudzin the place up.
I use very hot water that's still quite clean to mop the kitchen floor.
I measure my soap powder esp, if what is being washed isn't dirty e.g. today it was my swimming costume and towel so like a tea spoon of soap powder. |
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I use anything that is coming close to it's sell by date. Doesn't matter if I feel like it or not .... there should be no waste.
e.g. if I have flour that's been there too long I mix it up with yoghurt n make flat bread for the day. |
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By (user no longer on site)
over a year ago
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Probably already known by all, but if buying anything online, always do a google search for vouchers/discounts before paying. If you regularly buy off Ebay or Amazon, put the item in your basket for 48 hours - you'll get emails offering you discounts on most items in your basket. |
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"I use anything that is coming close to it's sell by date. Doesn't matter if I feel like it or not .... there should be no waste.
e.g. if I have flour that's been there too long I mix it up with yoghurt n make flat bread for the day. "
I like your tip about flatbread. Do you cook it on a pan or the oven. |
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By *iger4uWoman
over a year ago
In my happy place |
I buy loo and kitchen rolls in bulk, split the packs with my mum.
I buy yellow label decent bread and freeze it and always got bread for toast.
I use top cashback on any online purchase. £35 back on my house insurance alone.
I sell unwanted clothes, shoes and bags on Vinted. Seller does not pay fees.
I don't stockpile cupbiard basics, only buy stuff when the last one of something is open.
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By *iger4uWoman
over a year ago
In my happy place |
"Probably already known by all, but if buying anything online, always do a google search for vouchers/discounts before paying. If you regularly buy off Ebay or Amazon, put the item in your basket for 48 hours - you'll get emails offering you discounts on most items in your basket."
And then use top cashback to complete your purchase. |
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By (user no longer on site)
over a year ago
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Seen this on my Facebook earlier:
Lady had 3 children all sleeping in the same room and the oldest couldn't sleep in the dark so the lady used to have to keep the light on all night, with electricity prices rising she bought herself some solar lights and put them in their room instead, they stay on all night long and don't cost anything to run. |
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By *ooBulMan
over a year ago
Missin’ Yo’ Kissin’ |
Buy a slow cooker - cheap to run.
Buy frozen veg/frozen baked potatoes? You only use what you need.
150G of mince meat (from Butcher's), will feed up to 3 or 4 people in a 1.5L slow cooker.
I microwave the microwave veg (you get 4 in a bag), veg for 5-7 mins. Then steam for 10-15 mins in a steamer on a low heat till its soft. I paid a £10 for my S.C. Just looked now - it's £7.  |
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By *ooBulMan
over a year ago
Missin’ Yo’ Kissin’ |
"£7 for a slow cooker? Cheapest on wilco site is £22 
It's not available online.
They've got similar in Asda and Argos for 12/13 quid "
Ooops, yes - so I see. Sorry! I bought mine a few months back in store from Wilko's. I think I paid £10/£11 quid... but that was before the up'd energy prices.
At least I know where else to go. |
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By (user no longer on site)
over a year ago
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"I still have the habit of watering down the last bit of shampoo or conditioner and always get at least two more wash n conditions out of it. A good shake thickens it up.
I've always had the habit of rolling the tube of toothpaste flat... I get at least 3 or 4 more cleanings out of it .....
Same with fab conditioner / up to a quarter water.
I measure my W.U.L when times are tight. No fat hand squeezes sudzin the place up.
I use very hot water that's still quite clean to mop the kitchen floor.
I measure my soap powder esp, if what is being washed isn't dirty e.g. today it was my swimming costume and towel so like a tea spoon of soap powder. "
What is W.U.L.? |
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By (user no longer on site)
over a year ago
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I got chickens now and never short of eggs, growing a fair bit in the greenhouse and first early spuds are near ready, been buying in bulk from local butchers so the freezers are full so hope the future prices rises won't hit us for a while. Luckily we fixed the solar panel system for the hot water so that is now working so the oil boiler be off till colder weather. We just trying find ways of doing things now without having to buy stuff so a lot of upcycling, market place has become our go to. |
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Grow stuff if you have the space. Now is the time to sow and plant out. For quick early Summer results grow salad leaves, radish, land cress etc. For late Summer/Autumn grow beans and tomatoes. For Winter carbs grow squash, more versatile than potatoes. One plant alone can yield 20Kg of squashes. |
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By (user no longer on site)
over a year ago
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"I still have the habit of watering down the last bit of shampoo or conditioner and always get at least two more wash n conditions out of it. A good shake thickens it up.
I've always had the habit of rolling the tube of toothpaste flat... I get at least 3 or 4 more cleanings out of it .....
Same with fab conditioner / up to a quarter water.
I measure my W.U.L when times are tight. No fat hand squeezes sudzin the place up.
I use very hot water that's still quite clean to mop the kitchen floor.
I measure my soap powder esp, if what is being washed isn't dirty e.g. today it was my swimming costume and towel so like a tea spoon of soap powder.
What is W.U.L.?"
I'm guessing washing up liquid? |
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By (user no longer on site)
over a year ago
|
"I still have the habit of watering down the last bit of shampoo or conditioner and always get at least two more wash n conditions out of it. A good shake thickens it up.
I've always had the habit of rolling the tube of toothpaste flat... I get at least 3 or 4 more cleanings out of it .....
Same with fab conditioner / up to a quarter water.
I measure my W.U.L when times are tight. No fat hand squeezes sudzin the place up.
I use very hot water that's still quite clean to mop the kitchen floor.
I measure my soap powder esp, if what is being washed isn't dirty e.g. today it was my swimming costume and towel so like a tea spoon of soap powder.
What is W.U.L.?
I'm guessing washing up liquid? "
Aha!  |
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By (user no longer on site)
over a year ago
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Before going shopping, make a mote of what is in your cupboards already and come up with meal ideas that use them, so you only have to buy the ingredients you are missing and you dont have unused food in the house |
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By *oodmessMan
over a year ago
yumsville |
Have to agree with turning off or unplugging unused devices. Quite amazing how much money is wasted though laziness. I tired it as an experiment and the automatic monitor went from £19 per wk to around £12 and I haven't been that ruthless. |
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Olio is a great app, I'm in Leicestershire and a food waste volunteer, breads, pasties and things it is great for. Sometimes there is sandwiches, meats, fruit and veg but less often than baked goods.
One of the best tips I was ever given was before going to the supermarket plan out your meals and snacks for the week. I get the kids involved with them voting for the meals and snacks.
Then when I go to the supermarket I'm focused on my list and getting what is required/needed. It stops the browsing round picking up unecessary items. |
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Sorry for the double post buy just remembered AirTime Rewards most of the major mobile providers are there, by registering your debit/credit card you can earn cashback off your mobile bill every time you use your card.
On mobiles, sky, broadband that type of stuff if you haven't spoke to them in a year call and ask for a discount, even better if they are doing new customer offers which are better than your current deal ask for it, 9 times out of 10 you'll get it.
Finally I have become a massive fan of Vinted recently for getting rid of clothes I don't use made a few quid and used that to get new clothes off Vinted. |
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By *oodmessMan
over a year ago
yumsville |
"
Finally I have become a massive fan of Vinted recently for getting rid of clothes I don't use made a few quid and used that to get new clothes off Vinted. "
Mind giving an idea if vinted use paypal or what the process is for selling. I'm put of ebay now with them storing bank details. |
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"
Finally I have become a massive fan of Vinted recently for getting rid of clothes I don't use made a few quid and used that to get new clothes off Vinted.
Mind giving an idea if vinted use paypal or what the process is for selling. I'm put of ebay now with them storing bank details."
You can either keep it in your vinted balance to spend on vinted or withdraw to bank account |
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By (user no longer on site)
over a year ago
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"Olio is a great app, I'm in Leicestershire and a food waste volunteer, breads, pasties and things it is great for. Sometimes there is sandwiches, meats, fruit and veg but less often than baked goods.
One of the best tips I was ever given was before going to the supermarket plan out your meals and snacks for the week. I get the kids involved with them voting for the meals and snacks.
Then when I go to the supermarket I'm focused on my list and getting what is required/needed. It stops the browsing round picking up unecessary items. "
Also never shop on an empty stomach!! |
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By *oodmessMan
over a year ago
yumsville |
"
Finally I have become a massive fan of Vinted recently for getting rid of clothes I don't use made a few quid and used that to get new clothes off Vinted.
Mind giving an idea if vinted use paypal or what the process is for selling. I'm put of ebay now with them storing bank details.
You can either keep it in your vinted balance to spend on vinted or withdraw to bank account"
Thanks .. I'm either dumping or giving what I can to charity as I'm a bit lazy finding out other site payment methods |
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If your shopping comes to more than £40 always do a click & collect rather than walk round. Then if they don’t have something they’ll (usually) replace it with a bigger packet or more expensive brand for no extra cost to you. If the sub doesn’t appeal you don’t have to take it.
Also if you can, get to know your supermarkets yellow sticker time. My Asda always has tonnes of bread products for 10p on a Saturday evening around 7pm. As I rarely have sandwiches but love toasties I have a freezer drawer I keep now for bread as the short date doesn’t matter that way. |
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Sign up to trials for things like hello fresh (3 boxes for about a fiver). Then cancel it so you get 42 quid off basically, just remember to cancel after your first box is delivered!
There’s another one as well which this might sound a shameless plus but basically I refer you to open a chase bank account, one you open it deposit £20, you get a bonus of £20 which you can instantly withdraw and I get £20 for referring you. I won’t post a link here but message if interested. You then get your own referral link to refer up to 20 people making £400.
@Mods if this isn’t allowed please let me know. |
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By (user no longer on site)
over a year ago
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"Sign up to trials for things like hello fresh (3 boxes for about a fiver). Then cancel it so you get 42 quid off basically, just remember to cancel after your first box is delivered!
There’s another one as well which this might sound a shameless plus but basically I refer you to open a chase bank account, one you open it deposit £20, you get a bonus of £20 which you can instantly withdraw and I get £20 for referring you. I won’t post a link here but message if interested. You then get your own referral link to refer up to 20 people making £400.
@Mods if this isn’t allowed please let me know."
I’ve just done this with Gousto , got a shit load for stuff for 15 quid (65% off) most of its in my freezer. Cancelled the subscription yesterday x |
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