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By (user no longer on site) OP
over a year ago
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Hi,
I currently bank with Nationwide, when I joined them, I agreed to pay a monthly fee of £12 but would receive at least half of this back in interest. They no longer pay interest on current accounts. I had never previously paid any fees for a current account but this deal, as well as the interest, give me breakdown cover, travel insurance, mobile phone insurance, etc.
I am now looking at changing my current account to one that offers a better deal. I would be interested in hearing of any good deals out there!
Thanks
Sam |
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By (user no longer on site)
over a year ago
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Good shout. My rule of thumb is unless you have a decent amount of savings then frankly looking to save on fees (inc a monthly one for a premium account) often yields better results that earning on interest…. Frankly, a basic free bank account (assuming you don’t use your overdraft) and NI savings account is rarely beaten for joe average |
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By (user no longer on site) OP
over a year ago
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"Good shout. My rule of thumb is unless you have a decent amount of savings then frankly looking to save on fees (inc a monthly one for a premium account) often yields better results that earning on interest…. Frankly, a basic free bank account (assuming you don’t use your overdraft) and NI savings account is rarely beaten for joe average "
Thanks. Yep paying a fee was new to me and worked financially when they paid interest, but not anymore, hence time for a change! |
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