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When do you change your car?
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " Every 3 years, I get bored Mr C | |||
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"What car you looking to get? Id like a new car but used car prices are too steep for the cars i want. Id rather keep my 11 plate car ticking over till however long it wishes to live for. " Used Lexus GS | |||
"What car you looking to get? Id like a new car but used car prices are too steep for the cars i want. Id rather keep my 11 plate car ticking over till however long it wishes to live for. Used Lexus GS" Would it eat into your pocket monthly it your paying for it ? Or the running costs? Also is it a ‘must’ Or could the money go elsewhere, holidays? Etc etc Also if your a 100% happy with your current car and theres no worries about it going bang. Keep it | |||
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"Keep it! The reason part ex values are going up is because there is a shortage of new cars and garages are buying up secondhand cars or else they would have nothing to sell! My local Ford dealer cannot get new cars! Six months lead time! Remember Greta and the World economic forum don't want you driving or using planes! You will have nothing and be happy! According to Klaus Schwab! Read his book!" That bloke is evil, pure evil | |||
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"I have generally changed the family car every four to six years. My wife uses it as her daily, and I need to have confidence in it that she’ll not get stranded anywhere when I’m not with her. It’s also nice to have a bit of comfort and not be worried about having to maintain it myself, just pay the bills. For my own car? Well I bought my first one in 1986 and ran it until 1992. I had a couple of short lived bangers, then I bought my Land-Rover in 1994 and I’m still driving it. " Well that's the thing. Mrs uses the car, we only have one. Daily commute approximately 2 hrs spent in traffic and a bit of Motorway so we want reassuring the reliability and comfort and safety. As the car gets older I worry about her being in the car alone and breaking down. | |||
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"When it dies Currently have an 04 plate audio a3 with only 96k on it. Still going strong " same buy it cheap run it untill it dies currently have an 06 Astra bought for £500 138k on clock still going strong sailed through last mot why change it | |||
"When it dies Currently have an 04 plate audio a3 with only 96k on it. Still going strong same buy it cheap run it untill it dies currently have an 06 Astra bought for £500 138k on clock still going strong sailed through last mot why change it " Got it at 8yo with just 27k on it payed 6k for it | |||
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LvM | |||
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"Renew every 3 years but never buy new" Same | |||
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " We always try and choose something a bit rare/different from the norm do we don't change that often Unless something really rare comes up for the right price | |||
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " keep.... | |||
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xxxxx Suzi | |||
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Cal | |||
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " After 18 months. | |||
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"After every bank robbery x" | |||
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " Don’t get it. You say change car to capitalise on higher px value. Okay. You get a bit more for it. But on the other hand, you have to replace it therefore spending a bit more than the value of the newer car. So seems you gained nothing?? | |||
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"I've had my current car for nearly 7 1/2 years now and although from time to time I've thought about changing it, there really isn't much that'll do what it does without shelling out a lot more money, especially given the current car price situation. " A reliable car gets you from A to B be it 12 years old and worth £1k or new and worth £30k. I know which one is better for my pocket and leaves me with plenty of money to play with while serving the same function. | |||
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"I just changed my camper from a swb to a lwb high roof, I wanted to entertain ladies taller than me which is most without all the unessercary bending, it's as good a reason as any to change "They keep their heels on?  | |||
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"Does anybody think the current car situation will change, or is this shortage of new cars and therefore price hikes in second hand cars something that's here to stay?" It’s a temporary situation, and will resolve itself. The issues at the moment surround chip supply for electronic components in new cars. Reduced supply of components reduces the numbers of cars that can be built. As fewer cars are being built, the stock of new cars is reduced. When supply is lower than demand, discounts disappear. The majority of people in the market will not wait in excess of six months or longer for a mass produced car. So, used car prices are firm right now. Used car prices rise and fall (a bit like the stock market) all the time, though usually rise only slightly and very much on a per model basis. However, the trade expects prices to fall in a regular pattern. When prices aren’t falling gradually, the decline occurs suddenly. It’s what’s known as a cliff top moment. The price falls suddenly, dramatically, and like falling of a cliff, hurts! This impacts the value of the car on your drive and, the value of stock on the dealership forecourt. Uncertainty around used car prices are not good for either dealer or consumer. Another factor to take into account around supply is production schedules. Production allocations for vehicles being made today were determined a year ago. So manufacturers are building to supply a demand estimated 12 or even 18 months ago. Ultimately, cars depreciate. In some rare cases outside of the ordinary car market, they appreciate in value. | |||
"I tend to buy at at 1-2 year old and keep to 4-5 years old" But at 2, sell at 5 has traditionally been the optimal method. Now, depends what you want to drive, and if you intend to keep it. | |||
"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " For some reason my cars value has boomed, but I can't sell it as I cannot afford the upgrade I wanted, as that price has also boomed, typical. | |||
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"It’s not about the value of the part exchange, or the value of the replacement vehicle. It’s all about the cost to change." it's the bottom line that counts and how good you are at haggling | |||
" A reliable car gets you from A to B be it 12 years old and worth £1k or new and worth £30k. I know which one is better for my pocket and leaves me with plenty of money to play with while serving the same function. " I get that, but as a bit (cough) of a petrol head, a car is more than a means of getting from A to B for me. | |||
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"Does anybody think the current car situation will change, or is this shortage of new cars and therefore price hikes in second hand cars something that's here to stay? It’s a temporary situation, and will resolve itself. The issues at the moment surround chip supply for electronic components in new cars. Reduced supply of components reduces the numbers of cars that can be built. As fewer cars are being built, the stock of new cars is reduced. When supply is lower than demand, discounts disappear. The majority of people in the market will not wait in excess of six months or longer for a mass produced car. So, used car prices are firm right now. Used car prices rise and fall (a bit like the stock market) all the time, though usually rise only slightly and very much on a per model basis. However, the trade expects prices to fall in a regular pattern. When prices aren’t falling gradually, the decline occurs suddenly. It’s what’s known as a cliff top moment. The price falls suddenly, dramatically, and like falling of a cliff, hurts! This impacts the value of the car on your drive and, the value of stock on the dealership forecourt. Uncertainty around used car prices are not good for either dealer or consumer. Another factor to take into account around supply is production schedules. Production allocations for vehicles being made today were determined a year ago. So manufacturers are building to supply a demand estimated 12 or even 18 months ago. Ultimately, cars depreciate. In some rare cases outside of the ordinary car market, they appreciate in value. " Thank you for explaining that. | |||
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"Does anybody think the current car situation will change, or is this shortage of new cars and therefore price hikes in second hand cars something that's here to stay? It’s a temporary situation, and will resolve itself. The issues at the moment surround chip supply for electronic components in new cars. Reduced supply of components reduces the numbers of cars that can be built. As fewer cars are being built, the stock of new cars is reduced. When supply is lower than demand, discounts disappear. The majority of people in the market will not wait in excess of six months or longer for a mass produced car. So, used car prices are firm right now. Used car prices rise and fall (a bit like the stock market) all the time, though usually rise only slightly and very much on a per model basis. However, the trade expects prices to fall in a regular pattern. When prices aren’t falling gradually, the decline occurs suddenly. It’s what’s known as a cliff top moment. The price falls suddenly, dramatically, and like falling of a cliff, hurts! This impacts the value of the car on your drive and, the value of stock on the dealership forecourt. Uncertainty around used car prices are not good for either dealer or consumer. Another factor to take into account around supply is production schedules. Production allocations for vehicles being made today were determined a year ago. So manufacturers are building to supply a demand estimated 12 or even 18 months ago. Ultimately, cars depreciate. In some rare cases outside of the ordinary car market, they appreciate in value. Thank you for explaining that." The electronic components problem is very real and can only get worse. Every car these days contains several dozen computer chips. Apart from the central electronic unit that ties everything together, there are loads of sensors and controllers scattered around immediately close to the specific mechanism that they monitor or control. These chips are all old fashioned technology, 8 bit microprocessors, large silicon geometry, (relatively) high current consumption. But proven, reliable, long life. Designs that are ten year old or longer. Thing is that todays semiconductor industry doesn't make them any more. The modern chip fabrication plants actually cannot make them. It's like expecting a nuclear power plant to be able to supply you with coal. The older plants that did make these chips will still make them, but those plants are getting old now. The older equipment is breaking or becoming uneconomic to run. Once in a while one of these plants will actually burn down, or get destroyed by an earthquake. Repairing or rebuilding these plants would cost hundreds of millions (modern chip fabrication plants cost tens of billions!) and the semiconductor industry will not invest that money in old tech that is being phased out. The semiconductor industry - whose main market is now the mobile phones industry - tells the car industry to use newer chips. But this means that the car industry has to redesign the electronics systems of their cars, have to totally rewrite all their software. Which they are very reticent about doing when they are being told that petrol and diesel vehicles are to be made illegal in less than ten years... | |||
"I tend to buy at at 1-2 year old and keep to 4-5 years old But at 2, sell at 5 has traditionally been the optimal method. Now, depends what you want to drive, and if you intend to keep it. " It’s very different right now, my car is now 5 years old and I’ve been offered £3000 more than what I paid for it , but with COVID I’ve barely put any miles on it, it’s basically as it was 3 years ago. If I sell it I’ll hane to spend 20-25K on another car that I’ll barely use as work from home 50% and get taxis to airports now when I work abroad | |||
"Does anybody think the current car situation will change, or is this shortage of new cars and therefore price hikes in second hand cars something that's here to stay? It’s a temporary situation, and will resolve itself. The issues at the moment surround chip supply for electronic components in new cars. Reduced supply of components reduces the numbers of cars that can be built. As fewer cars are being built, the stock of new cars is reduced. When supply is lower than demand, discounts disappear. The majority of people in the market will not wait in excess of six months or longer for a mass produced car. So, used car prices are firm right now. Used car prices rise and fall (a bit like the stock market) all the time, though usually rise only slightly and very much on a per model basis. However, the trade expects prices to fall in a regular pattern. When prices aren’t falling gradually, the decline occurs suddenly. It’s what’s known as a cliff top moment. The price falls suddenly, dramatically, and like falling of a cliff, hurts! This impacts the value of the car on your drive and, the value of stock on the dealership forecourt. Uncertainty around used car prices are not good for either dealer or consumer. Another factor to take into account around supply is production schedules. Production allocations for vehicles being made today were determined a year ago. So manufacturers are building to supply a demand estimated 12 or even 18 months ago. Ultimately, cars depreciate. In some rare cases outside of the ordinary car market, they appreciate in value. Thank you for explaining that. The electronic components problem is very real and can only get worse. Every car these days contains several dozen computer chips. Apart from the central electronic unit that ties everything together, there are loads of sensors and controllers scattered around immediately close to the specific mechanism that they monitor or control. These chips are all old fashioned technology, 8 bit microprocessors, large silicon geometry, (relatively) high current consumption. But proven, reliable, long life. Designs that are ten year old or longer. Thing is that todays semiconductor industry doesn't make them any more. The modern chip fabrication plants actually cannot make them. It's like expecting a nuclear power plant to be able to supply you with coal. The older plants that did make these chips will still make them, but those plants are getting old now. The older equipment is breaking or becoming uneconomic to run. Once in a while one of these plants will actually burn down, or get destroyed by an earthquake. Repairing or rebuilding these plants would cost hundreds of millions (modern chip fabrication plants cost tens of billions!) and the semiconductor industry will not invest that money in old tech that is being phased out. The semiconductor industry - whose main market is now the mobile phones industry - tells the car industry to use newer chips. But this means that the car industry has to redesign the electronics systems of their cars, have to totally rewrite all their software. Which they are very reticent about doing when they are being told that petrol and diesel vehicles are to be made illegal in less than ten years..." Which companies will emerge with the best strategies over the next 5-10, I want a stock tip please | |||
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"Does anybody think the current car situation will change, or is this shortage of new cars and therefore price hikes in second hand cars something that's here to stay? It’s a temporary situation, and will resolve itself. The issues at the moment surround chip supply for electronic components in new cars. Reduced supply of components reduces the numbers of cars that can be built. As fewer cars are being built, the stock of new cars is reduced. When supply is lower than demand, discounts disappear. The majority of people in the market will not wait in excess of six months or longer for a mass produced car. So, used car prices are firm right now. Used car prices rise and fall (a bit like the stock market) all the time, though usually rise only slightly and very much on a per model basis. However, the trade expects prices to fall in a regular pattern. When prices aren’t falling gradually, the decline occurs suddenly. It’s what’s known as a cliff top moment. The price falls suddenly, dramatically, and like falling of a cliff, hurts! This impacts the value of the car on your drive and, the value of stock on the dealership forecourt. Uncertainty around used car prices are not good for either dealer or consumer. Another factor to take into account around supply is production schedules. Production allocations for vehicles being made today were determined a year ago. So manufacturers are building to supply a demand estimated 12 or even 18 months ago. Ultimately, cars depreciate. In some rare cases outside of the ordinary car market, they appreciate in value. Thank you for explaining that. The electronic components problem is very real and can only get worse. Every car these days contains several dozen computer chips. Apart from the central electronic unit that ties everything together, there are loads of sensors and controllers scattered around immediately close to the specific mechanism that they monitor or control. These chips are all old fashioned technology, 8 bit microprocessors, large silicon geometry, (relatively) high current consumption. But proven, reliable, long life. Designs that are ten year old or longer. Thing is that todays semiconductor industry doesn't make them any more. The modern chip fabrication plants actually cannot make them. It's like expecting a nuclear power plant to be able to supply you with coal. The older plants that did make these chips will still make them, but those plants are getting old now. The older equipment is breaking or becoming uneconomic to run. Once in a while one of these plants will actually burn down, or get destroyed by an earthquake. Repairing or rebuilding these plants would cost hundreds of millions (modern chip fabrication plants cost tens of billions!) and the semiconductor industry will not invest that money in old tech that is being phased out. The semiconductor industry - whose main market is now the mobile phones industry - tells the car industry to use newer chips. But this means that the car industry has to redesign the electronics systems of their cars, have to totally rewrite all their software. Which they are very reticent about doing when they are being told that petrol and diesel vehicles are to be made illegal in less than ten years..." That's really interesting, so I wonder what's actually going to happen to the car market. | |||
I normally buy around two years old, higher mileage car as I can get much better spec andas I get attached to them (provided they don't let me down) I keep them for years and my small amount of miles per year means when I sell its classed as low mileage , winner winner new wing mirror
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"I don't think there is a shortage personally. There are millions of brand new cars parked up in fields, unused air fields, ports and anywhere else they can find the space. Production of new vehicles just carries on non stop. Just to give an example, tesla produce a new car of the production line every hour. That's from the point where the first floor panel is pressed from a flat sheet of metal to driving it off " A lot of people don't want to buy new cars though. They depreciate more in the seconds you drive off the forecourt than if you set fire to it 10 years down the line! I've never bought a new car in my life but used cars ARE currently a) incredibly expensive and b) few and far between. | |||
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"Soon! It's broken more than it's working at the moment "I recall replying and seeing a few of your woes with your car, hope it's sorted soon. | |||
"Any car dealers on here?? You guys must be laughing all the way to the bank at the moment? So three years ago someone buys a car on PCP they pay approximately 300-400 a month, then Chop it in for a new one. Meanwhile the old car gets fobbed off to someone else for 3-4 years 300-400 a month. And they still would owe ten plus grand at the end of the deal. So a dealership is probably making money on the same car until it's about ten years old!!!!" Pcp/ lease only works on new cars. It doesnt make sense to own a newish car now, for instance my defender new on the road price is £101,000. Now if i payed for that itd be worth £60k, i put £8000 down and pay £690 a month over 2 years, which equals £24,560 no service costs no tyre costs ect. So if id payed cash (which i couldnt afford too) id have lost 45k in 2 years. Pcp/lease doesnt work great if your buying 5 year old when its at the bottom of its depreciation it makes more sence to get a low rate bank loan and purchase that way | |||
"That's really interesting, so I wonder what's actually going to happen to the car market." What I’m hearing is that the problem with chips (of which rather than dozens used is actually in the hundreds, even thousands) and supply in general is likely to return to normal by the summer. That means used car prices will take a hammering at the same time. Right now, if you’re building to order lead times are slightly extended, but reducing. Also, there is a lot of financial uncertainty in the market right now. This reduces confidence. Fuel prices are at an all time high. New car sales are not so much based on how well you think you are doing right now, as how well will I do over the next three years plus. New car sales will slow accordingly, improving supply, and reducing prices. | |||
"Pcp/ lease only works on new cars. It doesnt make sense to own a newish car now, for instance my defender new on the road price is £101,000. Now if i payed for that itd be worth £60k, i put £8000 down and pay £690 a month over 2 years, which equals £24,560 no service costs no tyre costs ect. So if id payed cash (which i couldnt afford too) id have lost 45k in 2 years. Pcp/lease doesnt work great if your buying 5 year old when its at the bottom of its depreciation it makes more sence to get a low rate bank loan and purchase that way "There is some truth to that, but a few minor errors too. Your example of the Defender is an excellent one. You’ve paid less than the car deprecated and so your two year use cost less than outright purchase. When I worked in the trade, I would caution private buyers about leasing as it’s largely a business tool, and totally unsuitable for private use. There are certain vehicles where the manufacturer support into the lease means leasing is the way forward (I’m think from experience of a 7 series BMW here). Leasing is rarely an option on a used car. PCP is available on used, with restrictions on age of vehicle at end of term, start mileage and the duration of the contract. It can be a very viable option. If you intend to keep the care forever, I.e. make the balloon payment at the end, a more conventional HP agreement might be more appropriate. Cash isn’t always king, especially with new cars. A customer cannot legally be charged a higher price for the vehicle because credit is involved, and in reality the opposite is true… Manufacturers offer financial assistance to move cars off the forecourt. Deposit contributions (often in the thousands) can make a new car more affordable than a used car and, very often at a lower rate too. The vast majority of private buyers don’t by a car, they buy a payment. | |||
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"Any car dealers on here?? You guys must be laughing all the way to the bank at the moment? So three years ago someone buys a car on PCP they pay approximately 300-400 a month, then Chop it in for a new one. Meanwhile the old car gets fobbed off to someone else for 3-4 years 300-400 a month. And they still would owe ten plus grand at the end of the deal. So a dealership is probably making money on the same car until it's about ten years old!!!! Pcp/ lease only works on new cars. It doesnt make sense to own a newish car now, for instance my defender new on the road price is £101,000. Now if i payed for that itd be worth £60k, i put £8000 down and pay £690 a month over 2 years, which equals £24,560 no service costs no tyre costs ect. So if id payed cash (which i couldnt afford too) id have lost 45k in 2 years. Pcp/lease doesnt work great if your buying 5 year old when its at the bottom of its depreciation it makes more sence to get a low rate bank loan and purchase that way "But you still lost 25k doing it. | |||
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"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " I guess it comes down to whether it's an only car or not. Whether it's a play thing or strictly a commuter. And whether you even like cars enough to splash serious cash... For me, I saved up to buy a low mileage example of a 2009 car. Now I've got my dream car, I will be holding onto it as long as the funds/government let me | |||
"Any car dealers on here?? You guys must be laughing all the way to the bank at the moment? So three years ago someone buys a car on PCP they pay approximately 300-400 a month, then Chop it in for a new one. Meanwhile the old car gets fobbed off to someone else for 3-4 years 300-400 a month. And they still would owe ten plus grand at the end of the deal. So a dealership is probably making money on the same car until it's about ten years old!!!! Pcp/ lease only works on new cars. It doesnt make sense to own a newish car now, for instance my defender new on the road price is £101,000. Now if i payed for that itd be worth £60k, i put £8000 down and pay £690 a month over 2 years, which equals £24,560 no service costs no tyre costs ect. So if id payed cash (which i couldnt afford too) id have lost 45k in 2 years. Pcp/lease doesnt work great if your buying 5 year old when its at the bottom of its depreciation it makes more sence to get a low rate bank loan and purchase that way
But you still lost 25k doing it. "Yes but id have lost 40k buying outright. | |||
"Previously we have always kept our cars and ran into the ground. Last car we Had about 16 years. Current one five years but it's 11 years old but still drive's fantastic. But in order to capitalise on its reasonably high px value looking at changing, now been looking for a few months and it's doing my head in. But this will be the first time we have gotten rid of a car when it's still running well. I'm very torn between keeping it or renewal. Thoughts? " My engine fell out of my last car (literally) so usually when that happens I didn't have much that I wanted for my next car only it had to be better than the last one, can't buy a car lesser than my old one | |||
" Every 3 years, I get bored Mr C" I'm the opposite. I don't like to change because I like the familiarity of it. | |||
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I only upgrade when repairs start costing more than the car is worth or when I feel it's really necessary.
Herself | |||
"But you still lost 25k doing it. " I prefer to think of cost rather than lost. And in the example quoted, that cost was £20k less than if he had purchased rather than leased. Cars mean different things to people. For some, they are a necessary evil, while to others (myself very much included) they are a passion. How much you spend is determined by your budget, your interest and your want, needs and desires. | |||
"But you still lost 25k doing it. I prefer to think of cost rather than lost. And in the example quoted, that cost was £20k less than if he had purchased rather than leased. Cars mean different things to people. For some, they are a necessary evil, while to others (myself very much included) they are a passion. How much you spend is determined by your budget, your interest and your want, needs and desires. " Definitely correct there. I am in to smaller fast cars rather than large ones. | |||
"But you still lost 25k doing it. I prefer to think of cost rather than lost. And in the example quoted, that cost was £20k less than if he had purchased rather than leased. Cars mean different things to people. For some, they are a necessary evil, while to others (myself very much included) they are a passion. How much you spend is determined by your budget, your interest and your want, needs and desires. Definitely correct there. I am in to smaller fast cars rather than large ones. " Agree cars are my passion, i have afew retro ford classics and americans but i hate driving stuff like that day to day especially winter plus pulling up in a sierra rs500 doesnt look professional work wise. | |||
