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Money money MONEY
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By (user no longer on site) OP
over a year ago
|
Omg, anyone else is just feeling like money is literally being drained out of them soon as it hits the bank account? I’m haemorrhaging ££££
Had quite a few essentials expenses as of lately and today I had renewed my laser hair removal sessh.
I’m feeling like I wanna laugh so I won’t be crying!
Social here, expensive extra bill there, little cheeky visit to the hair dressers…
It makes me wonder…
Whoever said that money doesn’t bring happiness was
a) a liar
b) probably stinking rich
 
Anyway, how are your finances doing?
Good? could be better?! Shit?!
 |
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My savings have been seriously depleted by tax, mot and insurance then the unexpected expense of a new laptop. Christmas is depleting them further but I have a budget which I'm sticking to. I'll be going to the dentist in the new year so that will probably leave me very low on funds. |
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By (user no longer on site) OP
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie  "
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!! 
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By (user no longer on site)
over a year ago
|
Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself.
Money does buy happiness, and i can attest to that given the life ive lived.
At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need.
I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill  are they insane? I live very comfortably on just a weekly budget of £20, if i make that £30 per week i eat like a king, and im buying food to go with a diet plan to accompany my workout routine |
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By (user no longer on site) OP
over a year ago
|
"My savings have been seriously depleted by tax, mot and insurance then the unexpected expense of a new laptop. Christmas is depleting them further but I have a budget which I'm sticking to. I'll be going to the dentist in the new year so that will probably leave me very low on funds."
Xmas is usually one that can really drain money if someone isn’t careful!! X |
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By (user no longer on site)
over a year ago
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I have just bought a new (2nd hand car) and it is in thr garage being prepared for it's MOT, not needed at Christmas. However finances are stable so we're doing ok |
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By (user no longer on site)
over a year ago
|
Ours are OK. Maybe a little lower than what they should be right now but we've booked and paid for a few hotels for things happening next year as they were cheaper so far in advance.
I've bought most of the Christmas presents too and only have a few more bits to buy so that's taken care of.
I don't go to the office anymore so I'm saving £££ each month on fuel!
It obviously helps that we have two incomes coming in and because of the kids ages they get free school meals which they enjoy. (when they had pack lunches we spent sooo much money on food).
I only get my hair done once a year. I cut my husbands hair and kids hair. I get my lashes tinted every 2 months or so if I remember. I don't get my nails done. We don't drink much alcohol and I wear the same clothes over and over. Usually a pair of jeans, boots and an oversized fleece  I like to blend in than stand out. |
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By (user no longer on site) OP
over a year ago
|
"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself.
Money does buy happiness, and i can attest to that given the life ive lived.
At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need.
I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill are they insane? I live very comfortably on just a weekly budget of £20, if i make that £30 per week i eat like a king, and im buying food to go with a diet plan to accompany my workout routine"
It certainly gives the flexibility to do things that can make you happy!!
Whether it’s a holiday, or a retreat or courses or even buy things to make you feel momentarily better
But more importantly it’s a peace of mind! That’s for sure
My food bill is around £200 . Not counting the eating out (that is really rotten, I had times with £200-250 food bill on eating out alone in a month but I’m limiting it) |
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By *rHotNottsMan
over a year ago
Dubai & Nottingham |
Yes…… totally, it’s haemorrhaging constantly out my account
I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away |
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By (user no longer on site)
over a year ago
|
"Omg, anyone else is just feeling like money is literally being drained out of them soon as it hits the bank account? I’m haemorrhaging ££££
Had quite a few essentials expenses as of lately and today I had renewed my laser hair removal sessh.
I’m feeling like I wanna laugh so I won’t be crying!
Social here, expensive extra bill there, little cheeky visit to the hair dressers…
It makes me wonder…
Whoever said that money doesn’t bring happiness was
a) a liar
b) probably stinking rich
Anyway, how are your finances doing?
Good? could be better?! Shit?!
"
Yup I personally feel the most depressing time is just before money hits my account because I do up my budget and I'm like ffs I should be happy to get money, not sad |
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By (user no longer on site)
over a year ago
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Birthdays and Christmas always make it an expensive time of year, plus all the socialising over the festive season. Would be good to have an unexpected windfall but more chances of flying to the moon. Just keep working Evie |
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By (user no longer on site) OP
over a year ago
|
"Yes…… totally, it’s haemorrhaging constantly out my account
I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away "
!!!!
I do have some Japanese yen, some UAE Dinars, some Hong Kong Dollars and American dollars totalling to … maybe £70 |
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By (user no longer on site)
over a year ago
|
If you asked me end of October though I'd of agreed that we were hemorrhaging money.
We went to a wedding in Newcastle and bought loads of drinks! Husband can't help himself offering to pay for everyone's so that was a few hundred pounds gone.
Then we met up with friends the next day and paid for the meal for us all.
We both hate people paying and much prefer to treat others. We know how hard some people have it so if we can not cause them any financial woes it makes us happy |
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By (user no longer on site)
over a year ago
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Oh tell me about it!
I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but)
Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff.
If you find a rich 90yr old can you check if he’s got a slightly older brother for me |
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By (user no longer on site)
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!!
"
Seriously, though
We are comfy
Like many couples belts have had to be tightened in the last 18 months
Everything is budgeted and accounted for and we save a little every month
We still have treats but nothing silly
My one thing is that other than a mortgage and a car loan, we have no debt
Credit Cards can be a killer
So, unless it can be afforded, we don't have it |
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By (user no longer on site)
over a year ago
|
I just wish we didn't have to have money, humans are the only species on Earth that pay for the planet they live on.
We are just grateful I have no debts, hubby is great with debt stuff so he knows how to deal with things. |
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By (user no longer on site)
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!!
Seriously, though
We are comfy
Like many couples belts have had to be tightened in the last 18 months
Everything is budgeted and accounted for and we save a little every month
We still have treats but nothing silly
My one thing is that other than a mortgage and a car loan, we have no debt
Credit Cards can be a killer
So, unless it can be afforded, we don't have it"
Sensible attitude. Credit cards can be dangerous for some people. |
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By (user no longer on site) OP
over a year ago
|
"Oh tell me about it!
I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but)
Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff.
If you find a rich 90yr old can you check if he’s got a slightly older brother for me "
and have put in the contract that they must go within 30 days tho. Can offer the best 30 days EVER tho 
I totally get what you mean tho, I’m in the process of selling one of my properties I inherited from my dad, and a Surveyor is asking £2K to get some documents sorted. And can’t really get around that.
On the phone I was saying “well I’m gonna have to sell. So you got me. Just gonna have to pay up won’t I”
Lawddd help !!! X
|
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By (user no longer on site)
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!!
Seriously, though
We are comfy
Like many couples belts have had to be tightened in the last 18 months
Everything is budgeted and accounted for and we save a little every month
We still have treats but nothing silly
My one thing is that other than a mortgage and a car loan, we have no debt
Credit Cards can be a killer
So, unless it can be afforded, we don't have it
Sensible attitude. Credit cards can be dangerous for some people."
We were sent one that was all set up with a big limit, hubby hates them and so do I so it was cut up, only our boy could have possibly done it but it was in my name so he would never have recieved it. |
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By *rHotNottsMan
over a year ago
Dubai & Nottingham |
"Yes…… totally, it’s haemorrhaging constantly out my account
I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away
!!!!
I do have some Japanese yen, some UAE Dinars, some Hong Kong Dollars and American dollars totalling to … maybe £70 "
I have 300 USD , took them to Sainsbury’s today abs they only offered me £196 , so I kept them , spent my last £20 on nectar & came home without much food  I might be hungry but I’m not selling at 1.55 per £ |
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By (user no longer on site) OP
over a year ago
|
"Yes…… totally, it’s haemorrhaging constantly out my account
I actually did something different this month. I put all my salary into savings and am living off £370 cash I had from selling an old car and some nectar points. When that runs out I have some Egyptian, Zambian, Rwanda, Saudi and UAE currency to exchange. And finally a coin jar I’m taking to MLS next week. I’ve locked all my cards away
!!!!
I do have some Japanese yen, some UAE Dinars, some Hong Kong Dollars and American dollars totalling to … maybe £70
I have 300 USD , took them to Sainsbury’s today abs they only offered me £196 , so I kept them , spent my last £20 on nectar & came home without much food I might be hungry but I’m not selling at 1.55 per £"
Did u try the post office? They might be a bit better with their rate? X |
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By (user no longer on site)
over a year ago
|
"Yes! I feel this kylie chops. Money doesnt make you happy though... it makes things easier.. but not happy 
It’s the curse of those with champagne lifestyle ideas but crappy diluted Prosecco budgets
For fucks sake! x "
Prosecco  its council pop this week My finances are scary, one week i can have 200k, next week 250k overdrawn!... it balances somehow in the end!
Joys of buisiness & paying wages! I used to let it bother me but now days i dont. |
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By (user no longer on site) OP
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!!
Seriously, though
We are comfy
Like many couples belts have had to be tightened in the last 18 months
Everything is budgeted and accounted for and we save a little every month
We still have treats but nothing silly
My one thing is that other than a mortgage and a car loan, we have no debt
Credit Cards can be a killer
So, unless it can be afforded, we don't have it
Sensible attitude. Credit cards can be dangerous for some people.
We were sent one that was all set up with a big limit, hubby hates them and so do I so it was cut up, only our boy could have possibly done it but it was in my name so he would never have recieved it. "
I agreed. Cards in general, I have an AMEX and fuck me, some months it’s scary how out of control I can get |
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By (user no longer on site)
over a year ago
|
Mine looking good don't really bother with Christmas stuff so all bills paid till January although did spend a few grand on two coats I've always promised myself |
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By (user no longer on site)
over a year ago
|
I'm still working whenever I can over Christmas, people think I'm mad for staying open but it's really just another day, my business is run from home so I'm not put out, I don't charge extra either, no I'm not a prostitute before you ask |
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By (user no longer on site) OP
over a year ago
|
"Yes! I feel this kylie chops. Money doesnt make you happy though... it makes things easier.. but not happy
It’s the curse of those with champagne lifestyle ideas but crappy diluted Prosecco budgets
For fucks sake! x
Prosecco its council pop this week My finances are scary, one week i can have 200k, next week 250k overdrawn!... it balances somehow in the end!
Joys of buisiness & paying wages! I used to let it bother me but now days i dont. "
Hope that pop turns into the best champagne you could wish to ever put your lips on, very soon! X 
|
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By (user no longer on site) OP
over a year ago
|
"Mine looking good don't really bother with Christmas stuff so all bills paid till January although did spend a few grand on two coats I've always promised myself "
Hey big spender |
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By (user no longer on site)
over a year ago
|
"Omg, anyone else is just feeling like money is literally being drained out of them soon as it hits the bank account? I’m haemorrhaging ££££
Had quite a few essentials expenses as of lately and today I had renewed my laser hair removal sessh.
I’m feeling like I wanna laugh so I won’t be crying!
Social here, expensive extra bill there, little cheeky visit to the hair dressers…
It makes me wonder…
Whoever said that money doesn’t bring happiness was
a) a liar
b) probably stinking rich
Anyway, how are your finances doing?
Good? could be better?! Shit?!
"
Thankfully I’m in a really good place right now!!
I’m away so I get extra money coming in and I managed to get rid of my expensive finances before coming away!!
So I’ve hit my target for my Thailand Trip next year and my laser hair removal…now saving for my car and furniture for my house!!
But it is December and whilst my kids think Santa makes and brings them toys I’m spending flat out to make the little assholes (meaning princesses) happy  |
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By (user no longer on site)
over a year ago
|
"Mine are OK
I have a sugar boi
I suggest that's what you need Kylie
I need an ULTRA RICH 90 yrs old man to ask my hand in marriage and promise he will be gone within 30 days
I’m kidding!!!
Seriously, though
We are comfy
Like many couples belts have had to be tightened in the last 18 months
Everything is budgeted and accounted for and we save a little every month
We still have treats but nothing silly
My one thing is that other than a mortgage and a car loan, we have no debt
Credit Cards can be a killer
So, unless it can be afforded, we don't have it
Sensible attitude. Credit cards can be dangerous for some people.
We were sent one that was all set up with a big limit, hubby hates them and so do I so it was cut up, only our boy could have possibly done it but it was in my name so he would never have recieved it.
I agreed. Cards in general, I have an AMEX and fuck me, some months it’s scary how out of control I can get "
Hubby got someone out of the shit a few years ago, his now ex wife got a loan out in his name, didn't pay and buggered off with another bloke and left it all with him, the bank took him to court and hubby's paperwork shit them up and they dropped everything, even paid him compensation, the lesson he learned is never trust anyone and always check your credit rating just to see if your spouse is screwing you money wise, hubby never bothers as he isn't worried. |
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By *eliWoman
over a year ago
. |
I'm going to go with comfortable. Saves the wrath of people.
No, in all honesty, I don't want for anything. I'm hoping to get the mortgage paid off before I'm 40, pension is healthy as are my savings. I don't let money hemorrhage, fuck knows I can have expensive taste but work and my love of bargains means I live well within my means. I also think that part of my childhood has played a part in that - I remember what it was like to have literally no money. Nothing. And I never want to go back to that. |
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By *ad NannaWoman
over a year ago
East London |
"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself.
Money does buy happiness, and i can attest to that given the life ive lived.
At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need.
I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill are they insane? I live very comfortably on just a weekly budget of £20, if i make that £30 per week i eat like a king, and im buying food to go with a diet plan to accompany my workout routine"
I can spend £20 a week on soft drinks. |
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"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself.
Money does buy happiness, and i can attest to that given the life ive lived.
At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need.
I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill are they insane? I live very comfortably on just a weekly budget of £20, if i make that £30 per week i eat like a king, and im buying food to go with a diet plan to accompany my workout routine"
£30? Wtf
My weekly shop at Aldi is £60 roughly and I eat amd but only the essentials
Wtf are you eating for £30 a week |
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"Oh tell me about it!
I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but)
Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff.
If you find a rich 90yr old can you check if he’s got a slightly older brother for me
and have put in the contract that they must go within 30 days tho. Can offer the best 30 days EVER tho
I totally get what you mean tho, I’m in the process of selling one of my properties I inherited from my dad, and a Surveyor is asking £2K to get some documents sorted. And can’t really get around that.
On the phone I was saying “well I’m gonna have to sell. So you got me. Just gonna have to pay up won’t I”
Lawddd help !!! X
"
Surveyors creating documents? Clue is in the name if it is a structural survey etc but a conveyancing solicitor might be cheaper... |
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By *a LunaWoman
over a year ago
South Wales |
I never have much money left over after I’ve paid my monthly outgoings anyway, but it’s not being helped by my car which seems to be testing my last nerve this last month or two!
Still, my kids have a roof over their head and are warm, which is more than can be said for a lot of others out in the world, so I am thankful for that. |
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"Oh tell me about it!
I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but)
Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff.
If you find a rich 90yr old can you check if he’s got a slightly older brother for me
and have put in the contract that they must go within 30 days tho. Can offer the best 30 days EVER tho
I totally get what you mean tho, I’m in the process of selling one of my properties I inherited from my dad, and a Surveyor is asking £2K to get some documents sorted. And can’t really get around that.
On the phone I was saying “well I’m gonna have to sell. So you got me. Just gonna have to pay up won’t I”
Lawddd help !!! X
"
The irony of making a thread about money worries after you’ve inherited property
Your most likely in the top 0.1% for people your age |
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We are ok and get buy.
We save and dont go out much which leaves us some money at the end of the year to buy treat ourselves to something nice if we wanted.
Dont travel to work so save about £600 a year on fuel.
Can feel the energy/ home bills cost going up next year so we make sure we put some money aside for them.
Got the evil tv license due this month so thats another £££ going out.
Not thinking of spending much over xmas as I dont want to start the new year in debt. |
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I am quite fortunate insofar as apart from utility bills and council tax I have no rent or mortgage to pay, also now only running one car not two.
I do spend around £60 per week on food but that includes a large slice of baking ingredients as I seem to make cakes for all and sundry.
Income wise I receive a State pension, Private pensions Income from a family trust fund and I also sell on Ebay, all of which I pay tax on.
Ditched my American Express card years ago just have the usual visa credit card which I clear every month.
I do not consider myself to be well off but just comfortable. |
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By (user no longer on site)
over a year ago
|
"Mine looking good don't really bother with Christmas stuff so all bills paid till January although did spend a few grand on two coats I've always promised myself
Hey big spender "
it's what happens when kids left yrs ago and no nagging wife don't have loans credit cards just filthy cash |
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I’m not proud to admit that last year I gambled and lost 25k playing online slot machines.
When I went shopping and only had £13 in my account was the wake up call I needed. Since then I have saved and am back in an ok situation thankfully |
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By (user no longer on site)
over a year ago
|
"I’m not proud to admit that last year I gambled and lost 25k playing online slot machines.
When I went shopping and only had £13 in my account was the wake up call I needed. Since then I have saved and am back in an ok situation thankfully "
Good on you bud, self positive change is a good thing |
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By *egoMan
over a year ago
Preston |
Maybe be less high maintenance.
Save a little here and there, skip that social etc.
i bring happiness through gift of passion, making things. They offer me money, but I know how little they have so I just make it for them and gift it. It brings them joy and didn’t cost them a thing.
However, we cannot have too many of me.
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By *orny PTMan
over a year ago
Peterborough |
"Diabolical. Due to a run of unfortunate events im several grand in debt, on a low income and barely able to dig myself out of the hole i find myself.
Money does buy happiness, and i can attest to that given the life ive lived.
At the same time, being in my current position shows just how valuable money is, how little you actually need to be happy, and just how much consumerist shit you really dont need.
I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill are they insane? I live very comfortably on just a weekly budget of £20, if i make that £30 per week i eat like a king, and im buying food to go with a diet plan to accompany my workout routine"
Get out of debt, ASAP, it'll not get better by itself.
Martin Lewis from money saving expert has loads of advice and practical help. As does Radio 4's Moneybox live presenter Paul Lewis.
Between them, you should stop the financial hole digging and start to see daylight. |
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By (user no longer on site) OP
over a year ago
|
"Oh tell me about it!
I’ve been doing house renovations the past year.. the money that’s been going out of my account is soul destroying (don’t get me wrong earmarked for that and the results are worth it.. but)
Last week best part of 1k on bloody skirting boards.. I’d much prefer to spend it on slightly more glamorous indulgent stuff.
If you find a rich 90yr old can you check if he’s got a slightly older brother for me
and have put in the contract that they must go within 30 days tho. Can offer the best 30 days EVER tho
I totally get what you mean tho, I’m in the process of selling one of my properties I inherited from my dad, and a Surveyor is asking £2K to get some documents sorted. And can’t really get around that.
On the phone I was saying “well I’m gonna have to sell. So you got me. Just gonna have to pay up won’t I”
Lawddd help !!! X
The irony of making a thread about money worries after you’ve inherited property
Your most likely in the top 0.1% for people your age "
I still worry because my essential expenditures can be a bit out of control so… until I dissolved at least one asset I can’t feel… truly settled.
And still then, I have already things that I need to do with that money.
But I do realise I’ve been lucky to receive a “healthy” inheritance, don’t get me wrong
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"I was amazed when i found out that the average person who lives alone and struggles financially spends an average of £200 per month on their food bill are they insane?"
It all depends on what one describes as 'food'. Anything with nutrients will tend to cost more that 'buy 1 get 3 free crappo white bread rolls'. |
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We're financially supporting my Dad, among others who ask for periodic bail outs. It means we don't have much or anything left for ourselves. However, my Dad is in over £18k of debt so I can't just let him go under... |
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