FabSwingers.com > Forums > The Lounge > Being skint sucks
Being skint sucks
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It does indeed but when I was wealthier I was not happy.
I work my socks off to pay the mortgage, bills and car so never much left for me. I am good with money though and can manage well. I buy lovely clothes fom charity shops and never pay more than 20p for a loaf of bread. Money is not everything but health and happiness is.x |
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I walked away from a (net)£15k/mth lifestyle, to less than nothing.
It's been a tough life, adjusting, particularly taking my kids out of such an affluent area to where we are now.
When you give up everything, the important things come to the fore.
It's restrictive, yes.
Things I've salvaged and renovated, made best of, to furnish my home, make me smile. I've reconnected with family and old friends, I've discovered new hobbies...
My inner peace is beaming. I find happiness in a blue sky, or my faithful mutt, or K when he turns up with those adorable eyes.
Yes, I have worries about finances and the future... I just need to be kind to myself and believe that my decision was the right one and everything will work out OK.
C |
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By (user no longer on site)
over a year ago
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I remember the days of my fridge being a carrier bag of milk and cheese hanging off the handle of the back door. I still had fun though: free books from the library, listening to the radio and picking up cheap games to play from charity shops and car boots. Good times. |
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"I remember the days of my fridge being a carrier bag of milk and cheese hanging off the handle of the back door. I still had fun though: free books from the library, listening to the radio and picking up cheap games to play from charity shops and car boots. Good times. "
Jumpers for goalposts. |
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By (user no longer on site)
over a year ago
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"Enough said 
Never admit you are broken on here as a bloke. You have just stuffed any chance of getting a leg over "
Won’t help
I’d never openly admit I live in a tent on a thread !!
Not a good look |
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By (user no longer on site)
over a year ago
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I remember a conversation i had with a lovely lady from the Philippines. I was telling her how much I felt for the poor people over there, that year they had quite a few Typhoons in a short period of time. Which caused repeated death and destruction in the same area.
She commented how despite having their homes repeatedly destroyed, the communities come together and the happiness and love people express from helping each other rebuild again. She also mentioned the attitude of people here who have most of the basics but are more miserable than those people. Put things into a bit of perspective. |
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"Enough said
Never admit you are broken on here as a bloke. You have just stuffed any chance of getting a leg over
What utter nonsence! X"
I used to work in Ashford a few years ago, and I've got about a fiver left 'til next Shrove Tuesday I think  |
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"Enough said
Never admit you are broken on here as a bloke. You have just stuffed any chance of getting a leg over
What utter nonsence! X
I used to work in Ashford a few years ago, and I've got about a fiver left 'til next Shrove Tuesday I think "
Ohh where did u work? X |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broken on here as a bloke. You have just stuffed any chance of getting a leg over
What utter nonsence! X
I used to work in Ashford a few years ago, and I've got about a fiver left 'til next Shrove Tuesday I think "
Is that your best offer..? |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over "
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh... |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh..."
I judge my wealth on the contents of my fridge if its full then I have nothing to complain about I have a roof over my head Its warm and dry and I have food anything else is a bonus |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh..."
You still weren’t interested when I sent you a pic of my tent ! Kidding !
good stuff I’d expect that from you !!
When you have nothing else going for you as in good chat and personality all you can talk about is what you own in life in the hope it makes an impression
Nice to see that doesn’t turn every women’s head |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh...
You still weren’t interested when I sent you a pic of my tent ! Kidding !
good stuff I’d expect that from you !!
When you have nothing else going for you as in good chat and personality all you can talk about is what you own in life in the hope it makes an impression
Nice to see that doesn’t turn every women’s head "
Your tent photos were quite impressive...they left alot imagination
Mmmmmmmmmmm what is under that pitched tent...  |
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By (user no longer on site)
over a year ago
|
"I walked away from a (net)£15k/mth lifestyle, to less than nothing.
It's been a tough life, adjusting, particularly taking my kids out of such an affluent area to where we are now.
When you give up everything, the important things come to the fore.
It's restrictive, yes.
Things I've salvaged and renovated, made best of, to furnish my home, make me smile. I've reconnected with family and old friends, I've discovered new hobbies...
My inner peace is beaming. I find happiness in a blue sky, or my faithful mutt, or K when he turns up with those adorable eyes.
Yes, I have worries about finances and the future... I just need to be kind to myself and believe that my decision was the right one and everything will work out OK.
C"
That's inspiring..... |
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By (user no longer on site)
over a year ago
|
"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh...
You still weren’t interested when I sent you a pic of my tent ! Kidding !
good stuff I’d expect that from you !!
When you have nothing else going for you as in good chat and personality all you can talk about is what you own in life in the hope it makes an impression
Nice to see that doesn’t turn every women’s head
Your tent photos were quite impressive...they left alot imagination
Mmmmmmmmmmm what is under that pitched tent... "
Well it’s a 4 man so plenty of room for activity’s etc !
Tip the can or tent hop scotch !!
( yep that’s a thing )
The offer of a sleep over is still on the table ?
You can help pitch the tent ??
|
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By *TK421-Man
over a year ago
Cheltenham |
Money doesn't buy happiness.
But it bloody well helps.
I was blessed after I left my well paid but highly stressful long hours job to be supported by my partner setting up our own company and being totally broke but unbelievably happier and healthier.
9 years later and I've never looked back.
|
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By (user no longer on site)
over a year ago
|
"Money doesn't buy happiness.
But it bloody well helps.
I was blessed after I left my well paid but highly stressful long hours job to be supported by my partner setting up our own company and being totally broke but unbelievably happier and healthier.
9 years later and I've never looked back.
"
Got a lend ??
I’m kidding fair play mate it’s not easy going it alone starting from scratch  |
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Money does not bring happiness.
If you are skint you need to make your money work for you. Not the other way around..
Pay for essentials first.
Mortgage, utilities, food, car and fuel if you need them.
What you have left you need to make it work for you.
Expensive phone is a luxury. Expensive TV and subscriptions luxury. Gym luxury. Alcohol luxury. Fags luxury. High fashion brands luxury.
You don't need luxuries to enjoy life. The outside world is a gym.
People are better than any TV or phone.
The brands your wear. Do not maketh the man....
Be smart. Be harsh. Think do I need this. Can I downsize.
Make your left over cash work for you. Dont safe it or bank it, but Invest it. Even if it's 10-20 a month. Money that works for you and grows is better than wasting it on extras.
£10 investment that doubles in a couple of years is a gamble worth taking.
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By *ea monkeyMan
over a year ago
Manchester (he/him) |
I often find that these things are relative. To one person being broke means being down to their last hundred pounds for a few days so they can’t go out on the weekend or get their nails done for a few days. To someone else it means that they have to chose between food or power, or whether to eat or feed their kids.
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By *ea monkeyMan
over a year ago
Manchester (he/him) |
"Money doesn't buy happiness.
But it bloody well helps.
I was blessed after I left my well paid but highly stressful long hours job to be supported by my partner setting up our own company and being totally broke but unbelievably happier and healthier.
9 years later and I've never looked back.
"
That’s great and it’s fantastic that you had a partner who supported you through it.
|
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By (user no longer on site)
over a year ago
|
"Money does not bring happiness.
If you are skint you need to make your money work for you. Not the other way around..
Pay for essentials first.
Mortgage, utilities, food, car and fuel if you need them.
What you have left you need to make it work for you.
Expensive phone is a luxury. Expensive TV and subscriptions luxury. Gym luxury. Alcohol luxury. Fags luxury. High fashion brands luxury.
You don't need luxuries to enjoy life. The outside world is a gym.
People are better than any TV or phone.
The brands your wear. Do not maketh the man....
Be smart. Be harsh. Think do I need this. Can I downsize.
Make your left over cash work for you. Dont safe it or bank it, but Invest it. Even if it's 10-20 a month. Money that works for you and grows is better than wasting it on extras.
£10 investment that doubles in a couple of years is a gamble worth taking.
"
Alcohol is more a necessity not a luxury!
But I get your point  |
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By *TK421-Man
over a year ago
Cheltenham |
"Money doesn't buy happiness.
But it bloody well helps.
I was blessed after I left my well paid but highly stressful long hours job to be supported by my partner setting up our own company and being totally broke but unbelievably happier and healthier.
9 years later and I've never looked back.
That’s great and it’s fantastic that you had a partner who supported you through it.
"
The support wasn't financial...
But it was better.... Yes I was/am lucky. I'm very different now. |
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"Money does not bring happiness.
If you are skint you need to make your money work for you. Not the other way around..
Pay for essentials first.
Mortgage, utilities, food, car and fuel if you need them.
What you have left you need to make it work for you.
Expensive phone is a luxury. Expensive TV and subscriptions luxury. Gym luxury. Alcohol luxury. Fags luxury. High fashion brands luxury.
You don't need luxuries to enjoy life. The outside world is a gym.
People are better than any TV or phone.
The brands your wear. Do not maketh the man....
Be smart. Be harsh. Think do I need this. Can I downsize.
Make your left over cash work for you. Dont safe it or bank it, but Invest it. Even if it's 10-20 a month. Money that works for you and grows is better than wasting it on extras.
£10 investment that doubles in a couple of years is a gamble worth taking.
Alcohol is more a necessity not a luxury!
But I get your point "
alcohol is a recreational drug.. a luxury...
I would never have said that you needed alcohol.. others around you perhaps! But you..  |
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By *gent Coulson OP Man
over a year ago
Secret hideaway in the pennines |
"Research how many people died from hunger In last 2 years then moan about being skint "
tell that to the 4,000,000 people in Britain living below the breadline, who have to make the choice of paying bills or putting food on their table, who will soon have to make the choice between heating and food
|
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By (user no longer on site)
over a year ago
|
"Money does not bring happiness.
If you are skint you need to make your money work for you. Not the other way around..
Pay for essentials first.
Mortgage, utilities, food, car and fuel if you need them.
What you have left you need to make it work for you.
Expensive phone is a luxury. Expensive TV and subscriptions luxury. Gym luxury. Alcohol luxury. Fags luxury. High fashion brands luxury.
You don't need luxuries to enjoy life. The outside world is a gym.
People are better than any TV or phone.
The brands your wear. Do not maketh the man....
Be smart. Be harsh. Think do I need this. Can I downsize.
Make your left over cash work for you. Dont safe it or bank it, but Invest it. Even if it's 10-20 a month. Money that works for you and grows is better than wasting it on extras.
£10 investment that doubles in a couple of years is a gamble worth taking.
Alcohol is more a necessity not a luxury!
But I get your point alcohol is a recreational drug.. a luxury...
I would never have said that you needed alcohol.. others around you perhaps! But you.. "
Oh I like what you did there !!!
Ok well it’s a necessity for them god love them !
|
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!! "
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ? |
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ? "
Could you atleast round it up to £100, what sort of woman do you think I am! |
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By *rHotNottsMan
over a year ago
Dubai & Nottingham |
"Money does not bring happiness.
If you are skint you need to make your money work for you. Not the other way around..
Pay for essentials first.
Mortgage, utilities, food, car and fuel if you need them.
What you have left you need to make it work for you.
Expensive phone is a luxury. Expensive TV and subscriptions luxury. Gym luxury. Alcohol luxury. Fags luxury. High fashion brands luxury.
You don't need luxuries to enjoy life. The outside world is a gym.
People are better than any TV or phone.
The brands your wear. Do not maketh the man....
Be smart. Be harsh. Think do I need this. Can I downsize.
Make your left over cash work for you. Dont safe it or bank it, but Invest it. Even if it's 10-20 a month. Money that works for you and grows is better than wasting it on extras.
£10 investment that doubles in a couple of years is a gamble worth taking.
"
I hear this money saving advice a lot , it’s very bad advice tbh it keeps your poor . You should focus all your efforts to increasing your earning potential and reducing tax and saving, it’s much much easier than saving a few pounds and actually gets you out the situation. You just have to be patient as it can take 2 to three years. Start by 80/10/10 ,commit to always live on 80% and save 10% |
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am! "
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£ |
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By (user no longer on site)
over a year ago
|
"Research how many people died from hunger In last 2 years then moan about being skint tell that to the 4,000,000 people in Britain living below the breadline, who have to make the choice of paying bills or putting food on their table, who will soon have to make the choice between heating and food"
I really dislike this attitude of, there’s always people worse off than you, yes of course there are, but it doesn’t mean your situation doesn’t suck, and that you aren’t allowed to get down about it.
|
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By (user no longer on site)
over a year ago
|
"Research how many people died from hunger In last 2 years then moan about being skint tell that to the 4,000,000 people in Britain living below the breadline, who have to make the choice of paying bills or putting food on their table, who will soon have to make the choice between heating and food
I really dislike this attitude of, there’s always people worse off than you, yes of course there are, but it doesn’t mean your situation doesn’t suck, and that you aren’t allowed to get down about it.
"
|
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£"
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops! |
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By (user no longer on site)
over a year ago
|
"Research how many people died from hunger In last 2 years then moan about being skint tell that to the 4,000,000 people in Britain living below the breadline, who have to make the choice of paying bills or putting food on their table, who will soon have to make the choice between heating and food
I really dislike this attitude of, there’s always people worse off than you, yes of course there are, but it doesn’t mean your situation doesn’t suck, and that you aren’t allowed to get down about it.
"
Agreed. There is ALWAYS going to be someone worse off. There’s also plenty of people who are better off, so why do people never focus on that?? “You have to be grateful because there are people worse off” Yes, but there are people having champagne lunches everyday, I wanna be like those people! |
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops! "
I’m the one that called you sweet cheeks and you didn’t appreciate it remember?
So I thought by offering you money I’d come across less a creep ?
Anyway needless to say this has been a right shit show
My bad |
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By (user no longer on site)
over a year ago
|
"Research how many people died from hunger In last 2 years then moan about being skint tell that to the 4,000,000 people in Britain living below the breadline, who have to make the choice of paying bills or putting food on their table, who will soon have to make the choice between heating and food
I really dislike this attitude of, there’s always people worse off than you, yes of course there are, but it doesn’t mean your situation doesn’t suck, and that you aren’t allowed to get down about it.
Agreed. There is ALWAYS going to be someone worse off. There’s also plenty of people who are better off, so why do people never focus on that?? “You have to be grateful because there are people worse off” Yes, but there are people having champagne lunches everyday, I wanna be like those people! "
Me toooo  |
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops!
I’m the one that called you sweet cheeks and you didn’t appreciate it remember?
So I thought by offering you money I’d come across less a creep ?
Anyway needless to say this has been a right shit show
My bad "
If you really want to appear less creepy, forget calling me “sweet cheeks” or offering money - have you considered sending a picture of your cock? That normally helps… it’s the least creepiest method of communicating with a woman. Thank me later! |
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By *r TriomanMan
over a year ago
Chippenham Malmesbury area |
I'm very lucky as I've never been skint. I'm not wealthy though,far from it but I am surrounded by riches though; these come in the form of things such as: my family that I love to bits, my few but very loyal friends, my house that I haven't stopped working on since I moved in 10 years ago but has a really good vibe to it and my 26 year old motorbike that's a bit rough around the edges but is a real head-turner and a joy to ride.
I also get a lot of happiness out of the free things in life such as walking and running, gathering free food and days at the beach or in the countryside.
|
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops!
I’m the one that called you sweet cheeks and you didn’t appreciate it remember?
So I thought by offering you money I’d come across less a creep ?
Anyway needless to say this has been a right shit show
My bad
If you really want to appear less creepy, forget calling me “sweet cheeks” or offering money - have you considered sending a picture of your cock? That normally helps… it’s the least creepiest method of communicating with a woman. Thank me later!"
120£?
|
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops!
I’m the one that called you sweet cheeks and you didn’t appreciate it remember?
So I thought by offering you money I’d come across less a creep ?
Anyway needless to say this has been a right shit show
My bad
If you really want to appear less creepy, forget calling me “sweet cheeks” or offering money - have you considered sending a picture of your cock? That normally helps… it’s the least creepiest method of communicating with a woman. Thank me later!
120£?
"
Deal! |
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By (user no longer on site)
over a year ago
|
"Someone offered me £70 for a shag, I can find their message and link you to them - if that will help?
I was d*unk leave it out !!!
Hahahaha!!!
I wouldn’t insult you by offering a scabby 70£ I’m a gentleman
Would you settle for 95 tho ?
Could you atleast round it up to £100, what sort of woman do you think I am!
Let’s consult in PM I’m not doing negotiations on a thread !!!
That’s embarrassing you already blocked me !
Can’t judge swift thinking
Jokes on you I would of went to 110£
Omg lol. Have I actually blocked you hahaha…maybe you were the one who offered me £70 then. Whoops!
I’m the one that called you sweet cheeks and you didn’t appreciate it remember?
So I thought by offering you money I’d come across less a creep ?
Anyway needless to say this has been a right shit show
My bad
If you really want to appear less creepy, forget calling me “sweet cheeks” or offering money - have you considered sending a picture of your cock? That normally helps… it’s the least creepiest method of communicating with a woman. Thank me later!
120£?
Deal!"
Your the real winner here trust me |
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By (user no longer on site)
over a year ago
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"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh..."
agree totally. |
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By (user no longer on site)
over a year ago
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"Enough said
Never admit you are broke on here as a bloke. You have just stuffed any chance of getting a leg over
That's a very shallow comment to make. Some of the best people I know have lived on the poverty line.
There's many 'men' here who brag about their financial wealth...they try to use it to get a meet...sending me pics of there material commodities...fast cars, villas etc... It's a total turn off tbh... agree totally."
What about my boats ?
Still a turn off ?
Just checking is there a middle ground |
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Some people say you don’t need money to be happy, which should be true, and it’s easy for ones with money to say that. But it’s bloody difficult if you haven’t got any and can’t afford the essentials and occasional luxuries. And then if you are short, you get charged extra for late payments, and extra fees at the bank. All that does is make you more skint than you were in the first place |
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