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Is it better to pay with cash than with card?
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By *hagTonight OP Man
over a year ago
From the land of haribos. |
Whilst both are good. I have noticed that when you are paying with cash you are more in control and aware of how much you are spending as your wallet get empty quicker and with a card, your mindset might not be the same as you are just swiping it  |
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By *hagTonight OP Man
over a year ago
From the land of haribos. |
"I’ve seen some shops say ‘card only’ or ‘cash only’. Too bad for those who don’t have a card. or cash. "
Yes. I have seen the same things as well and in sweden it is almost a cashless society there.
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I work in a retail store as much as cash is very must still used quite alot over the last 12 months card has definitely become more popular. Banking quantities alone definitely show this nowhere near as much to count each day these days. |
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If I’m going out for the night and setting a budget, I have a separate card that I add my money to, once it’s gone it’s gone. With the added bonus of if it gets stolen or cloned, it isn’t linked to my bank account so all they’ll get is what is left of my budget.
I can’t remember the last time I used cash but it is about 2 years ago |
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I use both.
Used a £20 note in mcds yesterday and the staff there was eyeing it up as if they never seen cash before, held it up to the light and ripped it.
I should have bit the coin she gave me and made sure its not chocolate.
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By *hesblokeMan
over a year ago
Derbyshire village |
"Whilst both are good. I have noticed that when you are paying with cash you are more in control and aware of how much you are spending as your wallet get empty quicker and with a card, your mindset might not be the same as you are just swiping it "
I know exactly what you mean - handing over physical cash hurts just a tiny bit, whereas it doesn't even register that much with a card  |
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By (user no longer on site)
over a year ago
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"I use both.
Used a £20 note in mcds yesterday and the staff there was eyeing it up as if they never seen cash before, held it up to the light and ripped it.
I should have bit the coin she gave me and made sure its not chocolate.
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haha exactly when i pay with a twenty and they check it when they give me a tenner back in change i check it too last time i asked to use that pen thing they use on it and she looked at me as though i was weird but fuck it if they thing im dishonest and trying to pass off dodgy money i want to make sure they dont give me dodgy money back haha |
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By (user no longer on site)
over a year ago
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I try to use cash. It infuriates me that the bank takes a tiny percentage and collects all the data if I buy a beer in the local pub with a card. What business is it of theirs? It's my money and their beer, what's it to do with them?
Fun fact: paper money is made by the bank of England. The high street banks buy it at face value and out it in atms and the like. All of that money goes to the treasury. All other money is invented. It isn't real. Just 0s and 1s on a computer system, none of which goes to the treasury. |
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By (user no longer on site)
over a year ago
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If I see something in a shop I'll get money out and come back card feels so Impersonal. my view is its basically only to control us get us working for barely anything get us indebted to the system might as well be a cow boxed in and getting the life slowly sucked out of you and not in a good way lol. |
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"I try to use cash. It infuriates me that the bank takes a tiny percentage and collects all the data if I buy a beer in the local pub with a card. What business is it of theirs? It's my money and their beer, what's it to do with them?
Fun fact: paper money is made by the bank of England. The high street banks buy it at face value and out it in atms and the like. All of that money goes to the treasury. All other money is invented. It isn't real. Just 0s and 1s on a computer system, none of which goes to the treasury."
For business,The banks take far more in fees, If I pay cash in its so much per Hundred and I want change its so much per Hundred plus the monthly banking fees, yes card payment do take a cut but no where near as much as a bank |
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By (user no longer on site)
over a year ago
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"Cash doesn’t leave a digital footprint of where you’ve been and what you’ve purchased. But cards are very convenient "
Why would you want a digital footprint? |
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By (user no longer on site)
over a year ago
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"When I was in London they wouldn't accept cash in some of the pubs 
Their business, their choice"
More fool them as I saw plenty of people walk out and they lady tried to tell me that there had signs explaining that it was a 'cashless pub' but they didn't and after I pointed this out they later painted it on a board and placed it outside |
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I don't want a cashless society, nor 1 that is too much more dependenr on public use of technology to access and manage their money. It's very divisive, with many people without the broader financial access that many of us take for granted. |
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By *tue555Man
over a year ago
Passed Beyond Reach |
"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice"
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious. |
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"They can't track cold hard cash.
If people are worried about being tracked then.they have something to hide"
That's an oft trotted out trope, that tries to stomewall those who may have significantly different understanding of things, as well as needs. We're not an equal society - far from it - with some having undue negative restrictions on their liberty and well-being, that others can be oblivious to. |
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By *ooBulMan
over a year ago
Missin’ Yo’ Kissin’ |
"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious. "
Yeah, washing cash! |
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By *tue555Man
over a year ago
Passed Beyond Reach |
"I withdraw loads of cash a week as i dont want a paper trail of where and when and what i spend my money on "
Isn't that the point that you want to hide what you are spending your money on.
It's your choice obviously |
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By (user no longer on site)
over a year ago
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"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious. "
What type of exhibition? |
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By *tue555Man
over a year ago
Passed Beyond Reach |
"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.
What type of exhibition? "
Photography |
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By (user no longer on site)
over a year ago
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"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.
Yeah, washing cash!"
Not always the case |
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By (user no longer on site)
over a year ago
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"When I was in London they wouldn't accept cash in some of the pubs
Their business, their choice
Pretty 80% of my business receipts is done by card or bank transfer if someone came up to me at one of the exhibitions and with £5000 in cash I'd be suspicious.
What type of exhibition?
Photography "
Well depends on the buisness. I pay 3'4 grand cash at a time for stock and nobody batters an eye lid.. Infact I think they would be suspicious if I wanted to pay by card, as most people pay with cash |
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If I take cash out, I just seem to fly through it. I manage my money better with a card, once you break a £20, you might as well spend the rest.
One drawback to card is I never have change for parking anymore. And calling the parking number or doing it by app is a faf.
Most car parks are adding card readers to their machines now though. |
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"When I was in London they wouldn't accept cash in some of the pubs "
It’s been like that for a couple of years and more places are following suit.
I asked a manager once why they went that way, his response, nothing for anyone to steal, tap and go quicker so we can serve more customers quicker. |
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By *TK421-Man
over a year ago
Cheltenham |
Definitely feel like covid has speed up the advance towards a cashless society.
I like cash. But cards just so convenient. No change bouncing around in pockets or getting lost town the sofa.
Also what's the cost to produce cash? Both in money and environmental? |
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By (user no longer on site)
over a year ago
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Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.
Quite often the coins are worth more than the face value too, so that’s also a bonus.
But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why? |
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By (user no longer on site)
over a year ago
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"Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.
Quite often the coins are worth more than the face value too, so that’s also a bonus.
But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why?"
This. This exactly. When that jar is full up I tip it in one of those machines and I buy a pair of shoes. Feels like free money. |
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By (user no longer on site)
over a year ago
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I tried to pay by cash in Asda the other day but couldn't work out how to put it in the slot of the new self-service till. I gave up and paid by card.
I mostly pay by card these days but it is harder to keep track of spending than cash |
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By *arkus1812Man
over a year ago
Lifes departure lounge NN9 Northamptonshire East not West MidlandsMidlands |
After watching last nights Panorama which dealt with the ever increasing rise in card fraud I think I will stick with my policy of using cash as much as possible.
It would appear that so called Social Media influencers are selling users card and bank details for as little as £100 for 150 leads.
The so called Dark Web is slowly being eroded by Social Media. |
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By (user no longer on site)
over a year ago
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"They can't track cold hard cash.
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This.
I only use my card for things I don't mind people knowing I buy, like food or fuel
Cash for everything else so no/little footprint. |
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"Well I like collecting coins and it’s impossible to get a Peter rabbit 50p when paying by card.
Quite often the coins are worth more than the face value too, so that’s also a bonus.
But I have always liked cash, I think because I have always put what change was left in a jar after a night out and when using cash I seem to spend less. Don’t ask me why?"
Peter rabbit is for amateurs, aim for Jemima Puddle duck |
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By *tue555Man
over a year ago
Passed Beyond Reach |
"After watching last nights Panorama which dealt with the ever increasing rise in card fraud I think I will stick with my policy of using cash as much as possible.
It would appear that so called Social Media influencers are selling users card and bank details for as little as £100 for 150 leads.
The so called Dark Web is slowly being eroded by Social Media."
Why I use my phone because it creates a fake card that cannot be cloned.
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Personally I use card/phone/digital payments most of the time. I'm not bothered about being tracked. I do like to have the facility to pay in cash at a market or when tipping.
The seemingly inexorable move to a cashless society does worry me. I have older family members who can't get to grips with a cash point and will still go into the bank to draw out money. They aren't ready for a cashless society and I doubt they ever will be.
It's not just the elderly who will struggle I know, but they are the ones I see most often. |
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I use both, but mostly card. I'm pretty anal about spending though & always get a receipt, which will be ticked off against my statement (I was a victim of card fraud 10 yrs ago.)
Credit cards have the edge when making larger purchases, though, as they're automatically covered by insurance. |
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By (user no longer on site)
over a year ago
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I hate carrying a wallet as it ruins the crisp lines of my outfits. Unfortunately whenever I’ve carried money I’ve tended to lose it as it has a knack of slipping out without my noticing. I’m card all the way now. |
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