Was chatting to friend got on subject of retirement! He said he will never b able to afford to retire! I said I will cut my cloth accordingly! Have only 2 years b 4 I can officially retire at 66! Looking forward to it! All my pleasures in life are virtually free! Cycling gardening sex and swimming! And of course family!I've never wanted to go abroad etc., I know some people like to keep working! Hopefully it will happen! What's ur retirement plans? X |
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By *abioMan
over a year ago
Newcastle and Gateshead |
I will retire as soon as my 6 numbers come in…. Lol
But seriously… if I came into some money I would just love to go part time…. I am in a lucky position at the moment where I have paid off my car and my house so the pressure is not there |
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By (user no longer on site)
over a year ago
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I work in an industry that's shrinking part pandemic part naturally, so I'm hoping to get made redundant by the end of the year which will allow me to finish my mortgage and go part time doing something else. I would still have to do this for 9 years until I got my state pension and my company ones matured but means I can get a dog again and have more time to do more of the things I like |
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I’m already looking at other ways to make money and I think I could go part time at work in about a year.
About 6 months ago I did a few hours overtime at work and was surprised after tax how much I made  I can now make the same money if not more, using a third of the time.
I have a pension but it won’t be too much by the time I retire, so money making is my hobby currently  |
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By (user no longer on site)
over a year ago
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I decided to retire at the beginning of all the covid nonsense - best thing I've ever done in my entire life. I now have so much stuff to do at home I don't know when I ever had the time to work! |
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By (user no longer on site)
over a year ago
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Was looking to retire last year but work keeps me occupied so looking at 60 now helping kids out but might try part time so can look after youngest grandson so she can go back to work really struggling because of childcare. |
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"I decided to retire at the beginning of all the covid nonsense - best thing I've ever done in my entire life. I now have so much stuff to do at home I don't know when I ever had the time to work!"
Have friends that said this! Must admit I thought same whilst on furlough last year! It was a good test to at least know I would not b bored when the time comes x |
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By (user no longer on site)
over a year ago
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Can I say I'm semi retired if I only work 3 days a week? 
I will probably only retire when state pension allows me to, which might be 70 by the time I get there  |
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We both stopped working at 57. It wasn't intentional but circumstances conspired to make us seriously rethink our lives
We sold up, bought a cheaper place to do up in an area we'd only dreamed of living in on retirement (which we thought was 9 years away) and have never looked back.
I worked now and again for a couple of years but I've turned offers down for the last three. We have a very tiny income from private pensions but we know how to spend wisely. We have never been more content or happier.
I know some people love working and their job gives them huge satisfaction but for those of us who just worked to pay the bills retirement is absolutely lovely |
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By (user no longer on site)
over a year ago
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"Can I say I'm semi retired if I only work 3 days a week?
I will probably only retire when state pension allows me to, which might be 70 by the time I get there "
I say yes definitely say you are semi retired! It makes it feel better. You are working less time than you are enjoying life stuff. |
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By (user no longer on site)
over a year ago
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I’m retired have been for almost 7 years, finished work at 56, I was lucky I’d paid into a good pension fund. Never looked back, do what I want when I want. Keeping bees keeps me busy. |
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"I’m retired have been for almost 7 years, finished work at 56, I was lucky I’d paid into a good pension fund. Never looked back, do what I want when I want. Keeping bees keeps me busy. "
Sounds interesting x |
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By (user no longer on site)
over a year ago
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"We both stopped working at 57. It wasn't intentional but circumstances conspired to make us seriously rethink our lives
We sold up, bought a cheaper place to do up in an area we'd only dreamed of living in on retirement (which we thought was 9 years away) and have never looked back.
I worked now and again for a couple of years but I've turned offers down for the last three. We have a very tiny income from private pensions but we know how to spend wisely. We have never been more content or happier.
I know some people love working and their job gives them huge satisfaction but for those of us who just worked to pay the bills retirement is absolutely lovely "
Well done both, I certainly don’t miss working. |
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"We both stopped working at 57. It wasn't intentional but circumstances conspired to make us seriously rethink our lives
We sold up, bought a cheaper place to do up in an area we'd only dreamed of living in on retirement (which we thought was 9 years away) and have never looked back.
I worked now and again for a couple of years but I've turned offers down for the last three. We have a very tiny income from private pensions but we know how to spend wisely. We have never been more content or happier.
I know some people love working and their job gives them huge satisfaction but for those of us who just worked to pay the bills retirement is absolutely lovely
Well done both, I certainly don’t miss working. "
Nor do we. People ask us how we occupy ourselves as if we're looking for something to do all day  . |
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By *rHotNottsMan
over a year ago
Dubai & Nottingham |
So I’m 50 and just about to take the biggest mortgage of my life over 19 years and still have 2 daughters at uni . No plans at all to retire , I love my work, travel, adventure, life just as it is.... I think I’ll just carry on until my brain or body says no but am starting to work a few less hours and take more holidays |
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By (user no longer on site)
over a year ago
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"We both stopped working at 57. It wasn't intentional but circumstances conspired to make us seriously rethink our lives
We sold up, bought a cheaper place to do up in an area we'd only dreamed of living in on retirement (which we thought was 9 years away) and have never looked back.
I worked now and again for a couple of years but I've turned offers down for the last three. We have a very tiny income from private pensions but we know how to spend wisely. We have never been more content or happier.
I know some people love working and their job gives them huge satisfaction but for those of us who just worked to pay the bills retirement is absolutely lovely "
Totally agree. Fully retired here and loving it |
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By (user no longer on site)
over a year ago
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"Can I say I'm semi retired if I only work 3 days a week?
I will probably only retire when state pension allows me to, which might be 70 by the time I get there
I say yes definitely say you are semi retired! It makes it feel better. You are working less time than you are enjoying life stuff. "
Woop woop! I took a higher paid job a few years ago so I didn't have to work as many hours (I couldn't physically do this job full time anyway).
I work to live, not living to work. |
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By *arkus1812Man
over a year ago
Lifes departure lounge NN9 Northamptonshire East not West MidlandsMidlands |
I initally retired at 60 with the plan to use a private pension and whatever I could make wheeling and dealing, however a job offer came along which was too goo to turn down so I went back to work for another 11 years.
At 65 I was entitled to take my state pension or as an alternative let it roll up, I took the roll up option.
When I finally retired I started drawing my State Pension, the roll up which was by now just over £42K came into play, I was offered the lump sum or an enhanced pension, I took the lump sum.
The pension rollup is still available but the lump sum offer has been withdrawn.
Ten years on I am in receipt of my state pension, private pension and income from the lump sum, all of which gives me a comfortable but not extravagent living.
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It will be another 20 years before we retire but hopefully our hard work will pay off and we can cash in our assets and live a happy retirement. We plan on travelling, enjoying our hobbies and doing all the things we don't have time to indulge in now. |
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Got made redundant in 1991 recession, no payout as only at the company 18 months.
was out of work from 91 to 97 this buggered up my finances and pension. Managed to claw my way back into full time employment and managed to stay there.
I will have to work till I drop to cover the shortfall, unless the goverment can provide reparations for the six years loss of income which wasn`t my fault. By rights I could have retired 5 years ago leaving room for another employee.
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I retired aged 56 five years ago. I was going to travel, visit family and friends, be a lady who lunched, spend time with the grandchildren... Did it for two years before I was bored shitless! Went back to work on fixed term contracts, and will probably work until my state pension. |
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"I initally retired at 60 with the plan to use a private pension and whatever I could make wheeling and dealing, however a job offer came along which was too goo to turn down so I went back to work for another 11 years.
At 65 I was entitled to take my state pension or as an alternative let it roll up, I took the roll up option.
When I finally retired I started drawing my State Pension, the roll up which was by now just over £42K came into play, I was offered the lump sum or an enhanced pension, I took the lump sum.
The pension rollup is still available but the lump sum offer has been withdrawn.
Ten years on I am in receipt of my state pension, private pension and income from the lump sum, all of which gives me a comfortable but not extravagent living.
"
If u dont mind me asking how much is the state pension? I googled but it has all different amounts? X |
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