FabSwingers.com > Forums > The Lounge > Money saving tips
Money saving tips
Jump to: Newest in thread
 |
By (user no longer on site) OP
over a year ago
|
Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. "
That’s not a money saving tip, it’s theft |
Reply privately, Reply in forum +quote
or View forums list | |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft "
The fixed penalty notice for theft would probably outweigh the saving  |
Reply privately, Reply in forum +quote
or View forums list | |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. "
Money saving tip- buy a thermos mug, coffee sachets and make your own coffee  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft "
Not if your finger accidently slips  all them coffee shop brands daylight robbery anyway |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *litterbabeWoman
over a year ago
hiding from cock pics. |
When your phone contract is coming to an end, shop around for SIM only deals and keep your phone. There are some fabulous deals out there. I pay £5 a month for 8 gig and unlimited texts and and data. my daughter's comes to just over £8 and she has 30 gig and unlimited social media Plus unlimited calls and texts.
Dry your clothes on one of those wire clothes dryer things it will save you quite a bit from not using a tumble dryer in the long run |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *arksxMan
over a year ago
Leicester / London |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. "
If you make your coffee at home it's about 1/20th of the price
And doesn't taste like burnt wood...mixed with coffee milkshake
X2 coffees a week costs £4-5
X let's say you drink only 48 weeks
Boom that's £200 a year.
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
If you make your coffee at home it's about 1/20th of the price
And doesn't taste like burnt wood...mixed with coffee milkshake
X2 coffees a week costs £4-5
X let's say you drink only 48 weeks
Boom that's £200 a year.
"
Invest in a dolce gusto machine cheapest about £35 get aldi own pods around £2.50 for 16 coffee shop quality |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *litterbabeWoman
over a year ago
hiding from cock pics. |
I'm sorry I made a mistake regarding my daughter's phone contract in my above post she actually gets 6 gig of data unlimited texts and minutes and unlimited social media.
a few people have messaged me privately asking about it. So here's the details
It's with a company called voxi who uses the Vodafone network, we went through TopCashback so we actually pay £10 a month but through TopCashback got £15 back. It is still available if you go to TopCashback and look at SIM only with Voxi. It works out an effective cost of approximately £8.60
Sorry for my earlier mistake |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
SHOPPERS: Take one grape to the till. It won't register on the low-tech, insensitive scales so you will get it for free. Repeat this procedure 100 times or so and you have yourself a free bunch of grapes. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"I'm sorry I made a mistake regarding my daughter's phone contract in my above post she actually gets 6 gig of data unlimited texts and minutes and unlimited social media.
a few people have messaged me privately asking about it. So here's the details
It's with a company called voxi who uses the Vodafone network, we went through TopCashback so we actually pay £10 a month but through TopCashback got £15 back. It is still available if you go to TopCashback and look at SIM only with Voxi. It works out an effective cost of approximately £8.60
Sorry for my earlier mistake"
Voxi has an upper age limit though so watch out for that |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"I'm sorry I made a mistake regarding my daughter's phone contract in my above post she actually gets 6 gig of data unlimited texts and minutes and unlimited social media.
a few people have messaged me privately asking about it. So here's the details
It's with a company called voxi who uses the Vodafone network, we went through TopCashback so we actually pay £10 a month but through TopCashback got £15 back. It is still available if you go to TopCashback and look at SIM only with Voxi. It works out an effective cost of approximately £8.60
Sorry for my earlier mistake
Voxi has an upper age limit though so watch out for that "
Always buy my phone only when old one packs up and only do pay monthly sim, no such thing as a free phone |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Test supermarket or value brands lot are very good save a bundle
I can hardly tell the difference. It wouldn't surprise me if they are exactly the same and produced on the same line."
Some of them are, or at least made by the same people.
I know some Aldi coffee beans are actually Taylor’s of Harrogate yet sell for 1/3rd if the price |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *litterbabeWoman
over a year ago
hiding from cock pics. |
"I'm sorry I made a mistake regarding my daughter's phone contract in my above post she actually gets 6 gig of data unlimited texts and minutes and unlimited social media.
a few people have messaged me privately asking about it. So here's the details
It's with a company called voxi who uses the Vodafone network, we went through TopCashback so we actually pay £10 a month but through TopCashback got £15 back. It is still available if you go to TopCashback and look at SIM only with Voxi. It works out an effective cost of approximately £8.60
Sorry for my earlier mistake
Voxi has an upper age limit though so watch out for that "
I don't know what you mean by an upper age limit, the contract is is with a 50-year old. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *pider-WomanWoman
over a year ago
Exeter, Bristol, Plymouth, Truro |
"SHOPPERS: Take one grape to the till. It won't register on the low-tech, insensitive scales so you will get it for free. Repeat this procedure 100 times or so and you have yourself a free bunch of grapes."
I also eat the pick and mix whilst I'm shopping, by the time I get to the till I've eaten them all.
Thank me later x |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Eat before you go shopping or write a list. If you’re hungry you’ll buy things you want, but don’t need.
Also you won’t pull out of the car park munching stuff you’ve just bought, possibly avoiding a collision.... haha |
Reply privately, Reply in forum +quote
or View forums list | |
If you don't have a spreadsheet as an adult you are not trying to save money. You don't have to be strict but helps to know what is coming in and out and see you spending habit. Look it up once every month. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *etasubTV/TS
over a year ago
West London |
Check you sky bill regularly, I went out of the special offer period and the bill doubled. Evidently they only have to tell you they are increasing the bill when you have a broad band deal as well.
They did offer me a broad band deal of ZEROmbps to 50mbps. I had to decline their generous offer of me paying them for no broadband. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Check you sky bill regularly, I went out of the special offer period and the bill doubled. Evidently they only have to tell you they are increasing the bill when you have a broad band deal as well.
They did offer me a broad band deal of ZEROmbps to 50mbps. I had to decline their generous offer of me paying them for no broadband."
I pay £23 pm for 63 mbps broadband from Vodafone no probs with it have a youview recorder and firestick with plenty free stuff on it sky keep trying to lure me back |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"I watched a programme about extreme money savers in the US
The guy was using mouthwash and spitting it back into the bottle to use again
I shit you not
 "
Gross  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Save money on Spotify/Apple music/Tidal/Amazon/etc.
Hum your favourite tunes. Also saves a fortune on headphones, and playlists come together real quick. "
I don't pay to use Spotify just get the ads. Only use it at home and not bothered about music on the go. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"I'm sorry I made a mistake regarding my daughter's phone contract in my above post she actually gets 6 gig of data unlimited texts and minutes and unlimited social media.
a few people have messaged me privately asking about it. So here's the details
It's with a company called voxi who uses the Vodafone network, we went through TopCashback so we actually pay £10 a month but through TopCashback got £15 back. It is still available if you go to TopCashback and look at SIM only with Voxi. It works out an effective cost of approximately £8.60
Sorry for my earlier mistake
Voxi has an upper age limit though so watch out for that
I don't know what you mean by an upper age limit, the contract is is with a 50-year old."
Apologies - when they started they went with limiting it to people under 30 only but have now removed that limit. As you were |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Review your TV/movie streaming services every month. Do you really need all of them? Chop and change them and cancel them when you've watched what you want to. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Review your TV/movie streaming services every month. Do you really need all of them? Chop and change them and cancel them when you've watched what you want to. "
Just load cinema hd on your fire or android device |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Review your TV/movie streaming services every month. Do you really need all of them? Chop and change them and cancel them when you've watched what you want to.
Just load cinema hd on your fire or android device "
Technically this won't be legal.
I'm guessing it hooks into uploaded torrents and streams them as they download. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Use camelcamelcamel before buying anything pricy on amazon, it will show if it's been cheaper and you can sign up for alerts when price drops.
Do not autoextend contracts, you are very likely to be better off swapping Internet or insurance providers, especially if you use sites like topcashback. |
Reply privately, Reply in forum +quote
or View forums list | |
I've saved over £3,000 since April by not buying costa coffee, muffins, shop bought sandwiches, drinks and taking the bus not the train.
That's my Christmas presents for my children and grandchildren paid for plus my holidays for next year. |
Reply privately, Reply in forum +quote
or View forums list | |
- Don't drink anything except tap water.
- Don't ever eat out or have takeaways.
- Don't go on holiday.
- Don't observe birthdays and Christmas. Just sit them out. Including your own.
- Don't watch TV at all.
- Don't have kids.
- Don't have a car.
- Actually wear socks and put on a jumper. Fingerless gloves are very underrated. Your home does not need to be heated to 35°C.
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By *htcMan
over a year ago
MK |
Don't eat out, don't order lunch or coffee, bring your own.
One take away per month.
Don't pay the TV licence
Think before buying.
Don't bother with shopping centre trips when you don't need anything, you already have enough clothes.
Own supermarket goods just as good as original brands.
Ditch the phone contract,pay out right, same with cars pay our right, forget those BMW Audi Mercedes etc.
Yes you can pay that mortgage off much quicker if you have enough brain power.
You'll save thousands of you think about it. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
" - Don't drink anything except tap water.
- Don't ever eat out or have takeaways.
- Don't go on holiday.
- Don't observe birthdays and Christmas. Just sit them out. Including your own.
- Don't watch TV at all.
- Don't have kids.
- Don't have a car.
- Actually wear socks and put on a jumper. Fingerless gloves are very underrated. Your home does not need to be heated to 35°C.
"
So from all the money you've saved, what do you actually spend it on?!  |
Reply privately, Reply in forum +quote
or View forums list | |
" - Don't drink anything except tap water.
- Don't ever eat out or have takeaways.
- Don't go on holiday.
- Don't observe birthdays and Christmas. Just sit them out. Including your own.
- Don't watch TV at all.
- Don't have kids.
- Don't have a car.
- Actually wear socks and put on a jumper. Fingerless gloves are very underrated. Your home does not need to be heated to 35°C.
So from all the money you've saved, what do you actually spend it on?! "
Rent, council tax, electricity, food, internet and phone, mostly.
Occasional luxuries like condoms, lubricant and entry to sex clubs. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *arksxMan
over a year ago
Leicester / London |
" - Don't drink anything except tap water.
- Don't ever eat out or have takeaways.
- Don't go on holiday.
- Don't observe birthdays and Christmas. Just sit them out. Including your own.
- Don't watch TV at all.
- Don't have kids.
- Don't have a car.
- Actually wear socks and put on a jumper. Fingerless gloves are very underrated. Your home does not need to be heated to 35°C.
So from all the money you've saved, what do you actually spend it on?!
Rent, council tax, electricity, food, internet and phone, mostly.
Occasional luxuries like condoms, lubricant and entry to sex clubs. "
Surely the budget of a compulsive sex addict. Mwhahaha |
Reply privately, Reply in forum +quote
or View forums list | |
" - Don't drink anything except tap water.
- Don't ever eat out or have takeaways.
- Don't go on holiday.
- Don't observe birthdays and Christmas. Just sit them out. Including your own.
- Don't watch TV at all.
- Don't have kids.
- Don't have a car.
- Actually wear socks and put on a jumper. Fingerless gloves are very underrated. Your home does not need to be heated to 35°C.
So from all the money you've saved, what do you actually spend it on?!
Rent, council tax, electricity, food, internet and phone, mostly.
Occasional luxuries like condoms, lubricant and entry to sex clubs.
Surely the budget of a compulsive sex addict. Mwhahaha"
I have my needs! |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *rHotNottsMan
over a year ago
Dubai & Nottingham |
"Don't eat out, don't order lunch or coffee, bring your own.
One take away per month.
Don't pay the TV licence
Think before buying.
Don't bother with shopping centre trips when you don't need anything, you already have enough clothes.
Own supermarket goods just as good as original brands.
Ditch the phone contract,pay out right, same with cars pay our right, forget those BMW Audi Mercedes etc.
Yes you can pay that mortgage off much quicker if you have enough brain power.
You'll save thousands of you think about it."
And when you’ve done all that and realised being a good little poor (and now miserable) person saves you max £100 a month, you will realise you should put same effort and creativity into increasing income rather than reducing costs, it’s its so much easier ! |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site) OP
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft "
You may call it theft? I call it lack of training on the machine, not my fault |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Review your TV/movie streaming services every month. Do you really need all of them? Chop and change them and cancel them when you've watched what you want to.
Just load cinema hd on your fire or android device
Just links to the source website!
Technically this won't be legal.
I'm guessing it hooks into uploaded torrents and streams them as they download. "
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Tell the kids that covid19 has claimed the life of santa claus and save yourself a fortune at Christmas!  "
He in the dangerous age group tbf! Sounds reasonable |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Buy a bike and bike it to work been doing this for 6 months now and have saved £444 from not buying a tram pass , plus you get fitter and also get a tan from being outdoors , so no need for the gym or sun bed sessions, win win win |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Don't eat out, don't order lunch or coffee, bring your own.
One take away per month.
Don't pay the TV licence
Think before buying.
Don't bother with shopping centre trips when you don't need anything, you already have enough clothes.
Own supermarket goods just as good as original brands.
Ditch the phone contract,pay out right, same with cars pay our right, forget those BMW Audi Mercedes etc.
Yes you can pay that mortgage off much quicker if you have enough brain power.
You'll save thousands of you think about it.
And when you’ve done all that and realised being a good little poor (and now miserable) person saves you max £100 a month, you will realise you should put same effort and creativity into increasing income rather than reducing costs, it’s its so much easier ! "
Double edged sword payed mortgage off at 55 with part pension still watch the pennies glad did now as facing redundancy after furlough in oct/nov |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *litterbabeWoman
over a year ago
hiding from cock pics. |
"Don't eat out, don't order lunch or coffee, bring your own.
One take away per month.
Don't pay the TV licence
Think before buying.
Don't bother with shopping centre trips when you don't need anything, you already have enough clothes.
Own supermarket goods just as good as original brands.
Ditch the phone contract,pay out right, same with cars pay our right, forget those BMW Audi Mercedes etc.
Yes you can pay that mortgage off much quicker if you have enough brain power.
You'll save thousands of you think about it."
I think I need the TV licence though. Surely if you don't pay for the TV licence if you can't watch any of the live programmes? |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault "
No it is theft. You are declaring to the cashier that you have a medium but really have a large. No emoji changes that |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *arksxMan
over a year ago
Leicester / London |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault
No it is theft. You are declaring to the cashier that you have a medium but really have a large. No emoji changes that "
Whilst I dont condone stealing.
Costa coffe is own by a cola....you know that billion dollar businesses.
Costa coffees profit margins are over 90% per cup. They can afford to loose 50ml of coffee. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault
No it is theft. You are declaring to the cashier that you have a medium but really have a large. No emoji changes that
Whilst I dont condone stealing.
Costa coffe is own by a cola....you know that billion dollar businesses.
Costa coffees profit margins are over 90% per cup. They can afford to loose 50ml of coffee."
If there is that much room left in the medium cup the fuckers are robbing you first and thats before we talk prices. How much extra does the large cost for 50ml extra? |
Reply privately, Reply in forum +quote
or View forums list | |
Always check for potential cashback before purchasing anything. This includes retailers but also insurance, any financial products, travel, flights, accommodation and a lot more besides. Some things can be purchased online and picked up in store, still earning cashback.
The 2 most credible and popular sites are topcashback and quidco. If you know anyone who uses 1, they can explain it and may get a referral bonus. I've had c. £2-3,000 paid back. Sure, we can buy less - and not buying stuff we don't need is the most intelligent thing we can do - but there will be things we do have to buy etc.
Another tip is to make do with Freeview for television and checking if you can save money with occasional purchases via other viewing options, compared to expensive TV packages.
Repairing things yourself or exchanging your skills with others, if they can help you repair or share skills you don't have. Repairing and extending the life of goods is great for the planet and our finances. |
Reply privately, Reply in forum +quote
or View forums list | |
Turn things off, lights, televisions etc. Cool from scratch. Walk when it's possible. Always call your insurance company and ask if they can give you a better price than their renewal quote. Call your credit card company every year ask to speak to the loyalty department and ask them to review your interest rate. Wear warm stuff indoors in winter.
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Dont get out of bed
You'll save a packet
My great grandmother used to stay in bed all day with the kids when there wasn't enough money to buy food. That would have been around 1910. "
Story goes that my grandmother pawned the furniture while my grandfather was away during the war.
My other grandmother was one of 13 kids. She told me they went without food often
We really dont know we're born these days |
Reply privately, Reply in forum +quote
or View forums list | |
"SHOPPERS: Take one grape to the till. It won't register on the low-tech, insensitive scales so you will get it for free. Repeat this procedure 100 times or so and you have yourself a free bunch of grapes.
I also eat the pick and mix whilst I'm shopping, by the time I get to the till I've eaten them all.
Thank me later x"
This is actually theft by consumption. Plus everyones fingers in the pic n mix i dont trust it |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
Not if your finger accidently slips all them coffee shop brands daylight robbery anyway"
No VAT to pay now so there a 20p to 40p saving...... |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *rHotNottsMan
over a year ago
Dubai & Nottingham |
If you have to buy stuff from small independent shops, decode how much you want to pay , put that amount of of cash into their hand take the item and start walking out the shop, they will rarely refuse the trade and give you the cash back |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *rHotNottsMan
over a year ago
Dubai & Nottingham |
"Don't hoard your money as over time it depreciates in value.  "
That’s not true , currency doesn’t depreciate as such , but when you are thinking about putting it pitiful things like ISA , factor in inflation and you will realise it’s much better to buy good wine and jewellery |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Don't get you car breakdown on automatic renewal or lock yourself into a deal. Let it expire for a couple of days so you can get a quote as a new customer. I saved £160 on my AA this year |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Don't get you car breakdown on automatic renewal or lock yourself into a deal. Let it expire for a couple of days so you can get a quote as a new customer. I saved £160 on my AA this year"
^ This
I joined the AA a year ago on a special rate (approx £15 per month) for their top level cover.
When my renewal letter arrived it was £45 per month
I cancelled it, let it expire then joined again via a discount site. Monthly amount now £16 |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site) OP
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault
No it is theft. You are declaring to the cashier that you have a medium but really have a large. No emoji changes that "
No one trained me to use the machine? Same with self check outs at the supermarket, if they want it done right then serve me themselves, or provide training cos it ain't theft its a mistake. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Don't hoard your money as over time it depreciates in value.
That’s not true , currency doesn’t depreciate as such , but when you are thinking about putting it pitiful things like ISA , factor in inflation and you will realise it’s much better to buy good wine and jewellery "
Fiat currency. You're money in and of itself is worthless. It is only worth what you can purchase with it (purchasing power).
£100 today is worth less than 5 years ago (you can buy less with it) - inflation.
Why you now see billionaires more rather than millionaires. A million pounds is not that much money nowdays - what you can purchase with it is less. Just leaving your money in the bank means it's purchasing power decreases over time. |
Reply privately, Reply in forum +quote
or View forums list | |
"Dont get out of bed
You'll save a packet
My great grandmother used to stay in bed all day with the kids when there wasn't enough money to buy food. That would have been around 1910.
Story goes that my grandmother pawned the furniture while my grandfather was away during the war.
My other grandmother was one of 13 kids. She told me they went without food often
We really dont know we're born these days"
Lots of us don't but I know that there are people going without food now too. |
Reply privately, Reply in forum +quote
or View forums list | |
"Rather than use expensive ribbed condoms slip a couple of frozen peas inside a normal one.
And you also then have a handy after shag snack. "
Wasabi peas? Not sure what the reaction would be.
This deserves sending to Viz, is it still going |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
First things first never and I mean ever buy stuff you can't afford.
You want it then earn it then buy it .
But !! My friend gets 1 year interest free loans and buys cars mostly old classics and turns £10k into £15-£16k then pays the chunk back so it's free money but you gotta know what your doing .
|
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Rather than use expensive ribbed condoms slip a couple of frozen peas inside a normal one.
And you also then have a handy after shag snack.
Wasabi peas? Not sure what the reaction would be.
This deserves sending to Viz, is it still going"
Not sure, but I have the profanisaurs, so will check out if there's anything related |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Rather than use expensive ribbed condoms slip a couple of frozen peas inside a normal one.
And you also then have a handy after shag snack.
Wasabi peas? Not sure what the reaction would be.
This deserves sending to Viz, is it still going
Not sure, but I have the profanisaurs, so will check out if there's anything related "
Google the viz plenty content there |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"If you want to spray your car but not sure if you'll like the the new colour.. cover the car in cling film first. If you don't like it simply peel away... "
Works for new types of foods where you're usure of the texture also....
.....plus you can use the leftover cling film accroas the toilet seat....  |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site) OP
over a year ago
|
"Simple
Make your own furniture
...and house, build your own car and grow your own food. Use the leaves to make clothes to cover your privates. Job done!"
Now you're getting silly, leaves would not work on the guys from fab as they all have massive schlongs apparently |
Reply privately, Reply in forum +quote
or View forums list | |
|
By *rHotNottsMan
over a year ago
Dubai & Nottingham |
"First things first never and I mean ever buy stuff you can't afford.
You want it then earn it then buy it .
But !! My friend gets 1 year interest free loans and buys cars mostly old classics and turns £10k into £15-£16k then pays the chunk back so it's free money but you gotta know what your doing .
"
One of the first business lessons I learned - leverage low interest credit whenever you can to acquire appreciating assets, while some are looking to pay off mortgages I’d be looking to remortgage right now and build additional rooms. The cost of adding that room in 5 years will be more (inflation) plus you have 5 years of capital gain and all time low interest rates. But never ever remortgage for a new kitchen or bathroom , that’s a cost and in 5 years will lose 100% of its value |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. "
best quite to save money is .. dont travel for any fab meets as 99.999999% dont turn up !! Fact |
Reply privately, Reply in forum +quote
or View forums list | |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault "
It is theft if Costa are charging 40p more for a large coffee which fits into a regular cup. Just think of the millions they will have gotten away with. Well done for pointing that out. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. best quite to save money is .. dont travel for any fab meets as 99.999999% dont turn up !! Fact "
That’s actually pretty depressing isn’t it? I’ve been pissed about a few times and it makes my blood boil |
Reply privately, Reply in forum +quote
or View forums list | |
God knows why so many are single eh 
Being tight isn't a good trait
That said there is nothing wrong with being careful.
Our motto, if you can't enjoy it whats the point in having it.
And having not had it in our early lives, we appreciate what we have now.
Enjoy it while you can.
|
Reply privately, Reply in forum +quote
or View forums list | |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault
It is theft if Costa are charging 40p more for a large coffee which fits into a regular cup. Just think of the millions they will have gotten away with. Well done for pointing that out. "
That's a good point. A large shouldn't fit into a medium! |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup.
That’s not a money saving tip, it’s theft
You may call it theft? I call it lack of training on the machine, not my fault
It is theft if Costa are charging 40p more for a large coffee which fits into a regular cup. Just think of the millions they will have gotten away with. Well done for pointing that out.
That's a good point. A large shouldn't fit into a medium!"
I pressed the wrong button by accident and Yes the 'large' measure does fit in a medium cup  |
Reply privately, Reply in forum +quote
or View forums list | |
"Times are hard for some. Post your best money saving tips, I'll start.
A large Costa coffee fits in to a regular cup in the self dispensing machines, saves about 40p a cup. "
But I like to put a regular in the large cup so I don't spill it in the van....  |
Reply privately, Reply in forum +quote
or View forums list | |
"I've saved over £3,000 since April by not buying costa coffee, muffins, shop bought sandwiches, drinks and taking the bus not the train.
That's my Christmas presents for my children and grandchildren paid for plus my holidays for next year. "
I think we have all saved immensely by working from home |
Reply privately, Reply in forum +quote
or View forums list | |
If you are feeling cold or hot at home then your thermostat is not adjusted correctly. Sounds simple but ensure it's set at the temperature you feel most comfortable at and leave it alone! Ensure you keep doors closed in winter and open in summer. |
Reply privately, Reply in forum +quote
or View forums list | |
|
By (user no longer on site)
over a year ago
|
Shop local at green grocers, butchers & cook fresh, you'll be healthier & you'll save a fortune over buying convenience food in supermarkets and wont get tempted to buy things you dont need |
Reply privately, Reply in forum +quote
or View forums list | |
» Add a new message to this topic
is that how you tell if she's a princess? 
