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Car insurance company
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"Went from 1 tousand to 1850 wtf is going on we geting ripped off in Ireland  "
I have bein told it's all because an insurance company went outta business so all the others have to pay more so we have to pay more not sure if that's right. I'd like to know if it is thou  |
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Ah, stop. I'm in the process now and it's just ridiculous.
Last year fully comp €360.
This year fully comp €1050 (highest quote)...
Seriously!?
9+ years no claims, full license, no points.
Its because my car is older. Apparently being a good driver, who has taken care of my vehicle and never needed to replace it, and never made a claim means I'm priced out of the market.
Its 4 Women are the best. Coming in at €480. |
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By (user no longer on site) OP
over a year ago
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it."
u must be the only person in ire who got away with must be that sexy bum of yours
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it."
Your the first person I heard that the cost has dropped for and I have to say fair play |
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By (user no longer on site) OP
over a year ago
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"There should be a protest like water charges. But I have to say there is mad crazy drivers specialy on the motorway
Let's protest ,naked  "
I agree u start |
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By (user no longer on site)
over a year ago
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It's the new equalisation thing. It was supposed to lower men's but because it's not regulated properly everyone got screwed over. I know a 19 yr old who pays over €5000 to drive a 02 Clio. It's crazy. Mine is €500 a year and I've 6 points. They tried to quote me €1200 in November but I just went elsewhere. |
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it.
Your the first person I heard that the cost has dropped for and I have to say fair play"
It just arrived this morning... See they have me under Deluxe Comp which includes Car Sharing and a pile of stuff I don't need and won't use like incorrectly fitted child seats etc... so will see what it will be without all these. |
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By (user no longer on site)
over a year ago
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"Liberty insurance has been the cheapest this year for me. It's supposed to increase again in the coming month so I'd get shopping around fast B. "
Yep same here, it was half the price of I use their safe driving app |
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By (user no longer on site) OP
over a year ago
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"Liberty insurance has been the cheapest this year for me. It's supposed to increase again in the coming month so I'd get shopping around fast B. "
I'm babe's still trying fingers crossed
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By (user no longer on site)
over a year ago
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"Liberty insurance has been the cheapest this year for me. It's supposed to increase again in the coming month so I'd get shopping around fast B. I'm babe's still trying fingers crossed "
 |
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it. u must be the only person in ire who got away with must be that sexy bum of yours "
Cheeky!! |
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By *j47Man
over a year ago
limerick |
Ours went up front 580 to 1160 fully comp, open driving,glass breakage 33yrs no claims it's a joke
Apparently some Cypriot based insurance company that was operating in the Irish market went bust that has to be covered by Irish insurance bonds and the increase in claims plus the high pay outs awarded here
Irish whiplash claims average 15k
English and comparable countries whiplash average from 3k to 7k
Time that the awarding of claims and the insurance company's fighting claims get their shoe out |
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"Ours went up front 580 to 1160 fully comp, open driving,glass breakage 33yrs no claims it's a joke
Apparently some Cypriot based insurance company that was operating in the Irish market went bust that has to be covered by Irish insurance bonds and the increase in claims plus the high pay outs awarded here
Irish whiplash claims average 15k
English and comparable countries whiplash average from 3k to 7k
Time that the awarding of claims and the insurance company's fighting claims get their shoe out "
Wasn't that Setanta out of Malta? |
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By *j47Man
over a year ago
limerick |
"Ours went up front 580 to 1160 fully comp, open driving,glass breakage 33yrs no claims it's a joke
Apparently some Cypriot based insurance company that was operating in the Irish market went bust that has to be covered by Irish insurance bonds and the increase in claims plus the high pay outs awarded here
Irish whiplash claims average 15k
English and comparable countries whiplash average from 3k to 7k
Time that the awarding of claims and the insurance company's fighting claims get their shoe out
Wasn't that Setanta out of Malta?"
Possibly sub not fully sure of the company name |
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By *ohnbi01Man
over a year ago
tipperary |
Paid €395 full comp last year.
Quote this year was over €600.
Got a few more quotes online before I rang them.
Would not tell the on the phone what my online quotes were. Just told them it was up to them to give me thier best price if they wanted my business. They dropped to €445 over the phone.
Always worth phoning them for the bottom line. |
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By (user no longer on site)
over a year ago
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Word of advice Avoid it 4 women like the plague. They are great take your money tell you they will be there if anything happens. 4 yrs ago a fellow ran a red light and wrote off my car. They loaded my insurance and my no claims bonus was gone waiting on the insurance ombudsman office to try and sort them |
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As far as I know everyones has gone up to help pay back Wat quinn did and also all the scams that's happened,ie me n I go for a drive il jam on the breaks and u hit me frm be hind, il claim frm u n we go half's on the money. |
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By (user no longer on site)
over a year ago
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My first quote from my insurance company this year? 1,190.
went online to 123. Got a quote of 560.
went back to my own insurance company. They had NO PROBLEM matching the 560.
Now I ask ya. Its if high claims, a dodgy maltese insurance company, shitty drivers or any other number of excuses, how can they "scientifically " quote me 1190 to then halve it when I get a cheaper quote?
One other statistic. Axa made €190 million profit last year from irish car insurance. Funny they don't quote that statistic when you challenge them.
If you cant get alternative quotes your fucked. If you just take the quote they send you without shopping around, your a fool easily separated from your money |
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By (user no longer on site)
over a year ago
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Btw be careful with the insurance you get based on the Setanta experience.
I had a car insured with Setanta Ireland Insurance. Turned out they were Maltese and when they shut up shop I had to pay for a second insurance policy because I had lost my money with Setanta.
Its worse for the people who had accidents with Setanta cover. The Insurance industry wanted those people, who had bought insurance in good faith and paid good money for it, to have to pay out the claims themselves because the company had failed. I know several people who were shitting bricks worrying they would lose their house.
Eventually the Courts decided that the other insurance companies had to pay out these claims like they do for uninsured drivers. So ya the industry wanted to shaft everyone and now are trying to make more profit claiming any excuse they can.
Be careful so if you are getting a good quote. If its a company that you never heard of, see if you can get cover from a reputable company instead. |
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By (user no longer on site)
over a year ago
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it. u must be the only person in ire who got away with must be that sexy bum of yours "
Show them your bum bsexy and you will get free cover x |
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"Jeez...mine's gone down from €650 to €505 fully comp, with w/screen cover, Breakdown Assistance incl from anywhere in Europe and can drive any other car once I don't own or lease it. u must be the only person in ire who got away with must be that sexy bum of yours
Show them your bum bsexy and you will get free cover x "
Oh No!!.... they will charge me more for carrying "valuables"!!!  |
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By (user no longer on site)
over a year ago
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People shop around there is always companies that will give it cheaper same thing happen to me price double for no apparent reason so i switch got a cheaper quote than before so it pays to change insurer and shop around |
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By (user no longer on site)
over a year ago
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In ireland we have the a culture of content so we will stay with same bank, insurer, phone, electricity, gas, broadband company, etc! Even if they rip us off we like to be loyal and i think those times are over! |
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By (user no longer on site)
over a year ago
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"It's 4 women wanted 2500e so staying well away I think it all depends what car you drive how many claims etc,just think is so unfair what they doing "
yes stay away from its4women Uk register company that is unclear who is liable for anything, one of my friends asked for a refund for deposit when they couldnt provide her with one because she was not 3 years in ireland(Spanish girl)
Wrote both umbudsman irish and uk both could find which company was responsible for their mistake to provide and quote and no be able to insure her but happily and shamelessly take her money! Got her money back as she paid online by card so put a claim to bank to revert charge as service was not provided, then they had the balls to send her a letter to say she owed them for the hours she was insured... Advice her to light the fire with it |
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By (user no longer on site)
over a year ago
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"Went from 1 tousand to 1850 wtf is going on we geting ripped off in Ireland
I have bein told it's all because an insurance company went outta business so all the others have to pay more so we have to pay more not sure if that's right. I'd like to know if it is thou "
I was told this too by my insurer this week - mine is up 50% on last year  |
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By (user no longer on site)
over a year ago
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I shop around for bike and car insurance and got a class quote for both this year €500. Well chuffed The company is called Munster Insurance If yous would like to know |
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I'm stuck with the one insurance company because no one else will quote my car, last year went from 405 to €670 fully comp, dreading this years.
On plus side have my 2 classics insured with AXA for €196 |
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By (user no longer on site)
over a year ago
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"In ireland we have the a culture of content so we will stay with same bank, insurer, phone, electricity, gas, broadband company, etc! Even if they rip us off we like to be loyal and i think those times are over! "
i actually did shop around but they were all more expensive than staying with the same company for another year! |
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By (user no longer on site)
over a year ago
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A bit of a cozy cartel going on. Everybody upped the price more than the increase in claims would put it at.
Captive customer on this little island. It's the same with lots of products.
L |
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By (user no longer on site)
over a year ago
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House insurance went up a little
Jeep insurance went down
Car insurance up
Car van went down
Tractor up
Professional indemnity insurance down
Office insurance down
Show ins. Same
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By (user no longer on site)
over a year ago
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I renewed a couple of days ago through RSA who have me with 123.ie €480 last year and €483 this year on a 130bhp passant. Full clean licence etc. AA and all others were €1000 plus. Try a couple of brokers as they will find companies you might not think of |
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By *ease_EMan
over a year ago
DDD12 |
"Give a broker a shout. I saved over a grand on one of the vans cause they we with a different company. And the cover increased and they now have roadside assistance.
Defo worth shopping around."
Broker is always good, or ask them to increase the Excess on your policy. This is the amount you pay IF you make a claim.
If you increase the Excess, it Reduces their risk, so price will be lower, and will only effect you, if a claim is made. |
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By (user no longer on site)
over a year ago
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Mine was €1950 for a 1.2 opal. It's my first time driving and was on a professional. Now I have passed my full test wishing 7 days of getting insured they told me they were going to give me money back once I passed my test. I'm still waiting!!!! 
Insurance is crazy money!
Mr A got a quote for higher this year also.
MissusS
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By *ilderMan
over a year ago
dublin |
"Mine was €1950 for a 1.2 opal. It's my first time driving and was on a professional. Now I have passed my full test wishing 7 days of getting insured they told me they were going to give me money back once I passed my test. I'm still waiting!!!!
Insurance is crazy money!
Mr A got a quote for higher this year also.
MissusS
"
Congratulations on passing your test madam!  |
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By (user no longer on site)
over a year ago
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Extract from irish times article today
Examining the evidence of awards from the courts, the document says “motor insurers are now imposing higher premium rates to return themselves to profitability or to boost profitability after a number of years of insurers competing for market share, with prices driven down”. |
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By (user no longer on site)
over a year ago
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Hi everyone.. It depend what year is u car, how long u have driving in this country or if is your first time. But anyway for me it so expensive. I have a car 06 chevrolet, is my first time driving in Ireland. Im paying per month 236.  |
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"Hi everyone.. It depend what year is u car, how long u have driving in this country or if is your first time. But anyway for me it so expensive. I have a car 06 chevrolet, is my first time driving in Ireland. Im paying per month 236. "
Wow that's crazy  |
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By (user no longer on site)
over a year ago
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As far as I know its an attempt by the insurance companies to correct problems.
1) we all have to bail out a failed insurance company when we shouldnt have to.
2) They are trying to equalise what men and women pay.
3) There have been a growing amount of crashes that are costing more.
The insurance companies need to build up war chests. This is when they basically rape people and put all the money into bank accounts. This HAS to be done in case a big insruance companies fails that could in return bankrupt them trying to bail out all the customers. So bailing out the failed company is only half the burden, saving up to bail out future failures is also a burden.
Because we HAVE to be insured it should be more tightly regulated. They shouldnt let claims spiral out of control.
I hear that the higher amount of taxis is causing a problem too. Every time someone crashes into one the car gets taken off the road to be fixed, they have to pay loss of earnings, they have to pay for passangers. This affects everyone, because its other road users crashing into taxis so its their insurance claims going up too.
Anyway, dont expect it to go back down for a few years. |
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By (user no longer on site)
over a year ago
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"Hi everyone.. It depend what year is u car, how long u have driving in this country or if is your first time. But anyway for me it so expensive. I have a car 06 chevrolet, is my first time driving in Ireland. Im paying per month 236. "
...holy fuck man, what did you hit?  ..... |
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By (user no longer on site)
over a year ago
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These are excuses used by insurance companies to justify high premia to boost profits. It's proven by the injuries board claims are steady. Yet the insurance companies claim they are going up.
It's obvious that if you get several companies quoting you can halve your premium. Yet in my case every bloody year they try it on with a crazy quote and then drop the quote when I get a cheaper one.
It's a try on. Pure and simple. If you accept the first quote you are crazy. And if you can't get other quotes your fucked. Otherwise shop around |
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By (user no longer on site)
over a year ago
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If you ever ring the insurance company looking for information about your policy they class that as an intent to claim and hike your policy up the next time you renew even if you didnt claim anything. |
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By (user no longer on site)
over a year ago
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when they ask you wat you work at tell them factory worker cause it's dearer if you in construction or if you are bus / truck driver or more likely have crash they reckon or sales rep so worth saying factory worker was €70 cheaper |
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By (user no longer on site)
over a year ago
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That's the same as telling them you have no penalty points when you have. If you have a serious accident accident they will go through every line of your proposal to see was anything not true. If they find something they will repudiate cover and the 70 quid you saved telling lies will be very very foolish |
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I know it's 50% added to you insurance cost thou and it's shocking 
