FabSwingers.com > Forums > Ireland > The sensible thread
The sensible thread
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By *asual777 OP Man
over a year ago
i travel all over |
Lacking the energy required to chase an imaginary cookie ? Too disgusted to Recite poetry whilst masturbating ? Not interested in human ownership ? Think that sexual preference is not determined by same gender presence in a room or browsing a website ? Prefer knitting ? This is the thread for you . Post about more day to day stuff . Sensible hobbies , holiday plans , ideal coffee meets , socials you d love to go to , that sort of thing
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By (user no longer on site)
over a year ago
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go. "
I really hope thats not a typo because that has all the makings of a fantastic road trip comedy |
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
I really hope thats not a typo because that has all the makings of a fantastic road trip comedy "
No typo, if ye see a big yellow excavator crawling up the motorway that’ll be me  |
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Oh how far up west  "
Don’t know yet, Mayo anyway but hoping to get to Sligo or even dip my toe in Leitrim. |
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader.
Fish must be in high demand 
Ba-dum-tish "
I'd tell you I'll trade you the sole for some sensible chat but I've got psychologists, therapists and teachers coming out my ear. I need nonsense, just for a change |
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By *asual777 OP Man
over a year ago
i travel all over |
"Yay! My new pleasure is hanging out in my new hen enclosure watching them all clucking about and our new rooster, who spends his time herding his ladies about. Egg butties for tea! "
Contentment ? |
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By *asual777 OP Man
over a year ago
i travel all over |
"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Oh how far up west "
Your plans for some me time are going to be seriously challenged Ger |
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By (user no longer on site)
over a year ago
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Not even going to ask what you're doing with the cat"
Every adventurer needs a trusty sidekick! |
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Not even going to ask what you're doing with the cat
Every adventurer needs a trusty sidekick!"
Right turn Clyde.  |
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Not even going to ask what you're doing with the cat
Every adventurer needs a trusty sidekick!"
Either that or he's going to make the earth move |
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By (user no longer on site)
over a year ago
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader.
Why not ltd company "
Limited company implies you are not really sure , thats how banks and finance institutions look at it. I was a sole trader for over 20 years. Much more favourable rates for borrowing and charges. |
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That's because a sole trader is personally guaranteeing any borrowing. If it goes titsup then youre personally responsible for the debt. If you have a limited company and the company goes under them the debt dies with the company. Higher risk to a bank of not getting the money back means a higher interest rate. |
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By *og-ManMan
over a year ago
somewhere |
"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader.
Why not ltd company
Limited company implies you are not really sure , thats how banks and finance institutions look at it. I was a sole trader for over 20 years. Much more favourable rates for borrowing and charges."
I've had a ltd company for 30 years ....i don't borrow and my charges are 30 a month
I'm sure i wouldn't be a sole trader....costs 5k a year to do accounts but i sleep at night |
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By (user no longer on site)
over a year ago
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go.
Oh how far up west
Don’t know yet, Mayo anyway but hoping to get to Sligo or even dip my toe in Leitrim. "
Well of you get to sligo let me know |
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By (user no longer on site)
over a year ago
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader.
Why not ltd company
Limited company implies you are not really sure , thats how banks and finance institutions look at it. I was a sole trader for over 20 years. Much more favourable rates for borrowing and charges.
I've had a ltd company for 30 years ....i don't borrow and my charges are 30 a month
I'm sure i wouldn't be a sole trader....costs 5k a year to do accounts but i sleep at night "
I've experience in both sole trader and ltd businesses. I'm currently a sole trader and a director of a company.
What's better depends on the type of business. A business that carries debt wether it's to suppliers or set up costs, whatever it is, is basically better off as a ltd company. Better from a tax point of view, that depends on your perspective. The tax man never loses and corporation tax may be lower but your money then is never yours. Not really.
However, certain businesses such as a Barbers or nail technician, tattoo artist....most service industries that don't employ a large amount of people are far better off as a sole trader.
Obviously there are alot of other factors I'm just trying to highlight there is no one right way. |
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By *asual777 OP Man
over a year ago
i travel all over |
"I'm off to Cork at the weekend:
Car spruced up
Google maps
Clean knickers just cause ye never know
"
Lucky thing
There are 4 profiles Minimum I want to unwrap
If you get to them before me please send me a video
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By *asual777 OP Man
over a year ago
i travel all over |
"Does anyone play Kiss , Fuck , Drink or Pass in their heads when out on a night out with Vanilla people around them?  "
I looked at your profile today Tartan . I mean this in a good way . There are probably many things only YOU do lol |
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By (user no longer on site)
over a year ago
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"Does anyone play Kiss , Fuck , Drink or Pass in their heads when out on a night out with Vanilla people around them?
I looked at your profile today Tartan . I mean this in a good way . There are probably many things only YOU do lol "
Comes with having no shame life to short to give a feck ... have fun |
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By (user no longer on site)
over a year ago
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader.
Why not ltd company
Limited company implies you are not really sure , thats how banks and finance institutions look at it. I was a sole trader for over 20 years. Much more favourable rates for borrowing and charges.
I've had a ltd company for 30 years ....i don't borrow and my charges are 30 a month
I'm sure i wouldn't be a sole trader....costs 5k a year to do accounts but i sleep at night "
I used to do most of my own accs to keep charges down also did my own vat returns.Never had a problem with any of it. Suppose UK is different to here in Ireland. |
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"I’m taking a little road trip up the west coast in a couple of weeks. Cat hired, hotels booked and away I go. "
Hope your taking a wellington along with you. You will need it to have your way with the cat ??????
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By *asual777 OP Man
over a year ago
i travel all over |
A lot of skillful fabbers out there
Regarding US travel I know people who are going with work but this does not make good reading
https://www.dfa.ie/travel/travel-advice/a-z-list-of-countries/united-states-of-america/ |
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"Taking the next 2 weeks off so going to check out places to go tonight. Anyone know if we are still on the US redlist for travel ."
You can't go to the US right now (unless your a citizen or married to one) so I wouldn't advise booking anything there |
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By (user no longer on site)
over a year ago
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader."
f y i your either a sole trader or a company, you cant be both. Basically as a sole trader your personally responsible for the taxes and losses, as a company you have 5 times the paperwork of a sole trader but have limited liability protection. I have been both a sole trader and later a company director, there are pros a d cons to both. Drop me a mail if you need any further info. |
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By *asual777 OP Man
over a year ago
i travel all over |
"I wanna go to the movies, but not by myself... "
I love watching movies alone actually . It’s our self talk that it’s ‘wrong’ in some way or proves that we are lonely or whatever that puts us off . Avoid rom coms obviously |
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By *asual777 OP Man
over a year ago
i travel all over |
"I don't know what a tracker mortgage is!"
I am going to generalise from the U.K. version I had
It tracks the bank of Ireland base rate and everytime that goes up it goes up and vice verse
If you want to know exactly how much you ll pay , get a fixed one
But that certainty makes them expensive . If you’re happy to take a bit of a risk it ll mean you ll pay less for a tracker unless interest rates go up significantly and overtake the fixed |
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"I wanna go to the movies, but not by myself...
I love watching movies alone actually . It’s our self talk that it’s ‘wrong’ in some way or proves that we are lonely or whatever that puts us off . Avoid rom coms obviously "
Oh, I needed that good laugh. Thanks!
You'd see me run around a street pole fast enough to fuck myself in the arse then me going to the movies to watch a rom com by myself
Speaking of small screens, I hope they don't fuck up The Foundation, would be sad to have Asimov's opus ruined in the first attempt... |
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By (user no longer on site)
over a year ago
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"A lot of skillful fabbers out there
Regarding US travel I know people who are going with work but this does not make good reading
https://www.dfa.ie/travel/travel-advice/a-z-list-of-countries/united-states-of-america/"
Yeah ,it's not encouraging reading that, oh well,the waiting game continues |
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By (user no longer on site)
over a year ago
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"I'd welcome a slice of sensible chat.
I'm currently looking at ways to set up a company as a sole trader. f y i your either a sole trader or a company, you cant be both. Basically as a sole trader your personally responsible for the taxes and losses, as a company you have 5 times the paperwork of a sole trader but have limited liability protection. I have been both a sole trader and later a company director, there are pros a d cons to both. Drop me a mail if you need any further info. "
Much appreciated  |
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"Yay! My new pleasure is hanging out in my new hen enclosure watching them all clucking about and our new rooster, who spends his time herding his ladies about. Egg butties for tea! "
Wow. Chickens. My actual nightmare  |
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By *j47Man
over a year ago
limerick |
"Yay! My new pleasure is hanging out in my new hen enclosure watching them all clucking about and our new rooster, who spends his time herding his ladies about. Egg butties for tea!
Wow. Chickens. My actual nightmare "
Wait till the cock crows |
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"Yay! My new pleasure is hanging out in my new hen enclosure watching them all clucking about and our new rooster, who spends his time herding his ladies about. Egg butties for tea!
Wow. Chickens. My actual nightmare
Wait till the cock crows "
We've small kids so we are up early anyway. It was 6.54 this morning when he began crowing. I was awake a while. Its the summer mornings when it gets light early when we may have issues lol.
The neighbour should count themselves lucky the peacock didn't arrive yet |
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By (user no longer on site)
over a year ago
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I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop  ah one of those days |
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By (user no longer on site)
over a year ago
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"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days "
Oh dear I your day improves... |
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By *asual777 OP Man
over a year ago
i travel all over |
"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days "
Yes did that once
Read the small print . Shouldn’t affect your insurance I suspect in any way |
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By (user no longer on site)
over a year ago
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"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Oh dear I your day improves... "
It has to right??
"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Yes did that once
Read the small print . Shouldn’t affect your insurance I suspect in any way "
Ah I used the coat hanger trick, no damage. It’s an old car |
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By *asual777 OP Man
over a year ago
i travel all over |
"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Oh dear I your day improves...
It has to right??
I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Yes did that once
Read the small print . Shouldn’t affect your insurance I suspect in any way
Ah I used the coat hanger trick, no damage. It’s an old car "
Not a massive rock through the window ? |
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"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Oh dear I your day improves...
It has to right??
I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Yes did that once
Read the small print . Shouldn’t affect your insurance I suspect in any way
Ah I used the coat hanger trick, no damage. It’s an old car
Not a massive rock through the window ? "
I remember an old Corolla I had and all you had to do to unlock it was hit the door hard enough just under the lock and it would pop open |
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By *asual777 OP Man
over a year ago
i travel all over |
"I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Oh dear I your day improves...
It has to right??
I locked my van keys in my car and had to break into it this morning to free them, then I was late and then the Frank & Honest coffee machine was broken in the local shop ah one of those days
Yes did that once
Read the small print . Shouldn’t affect your insurance I suspect in any way
Ah I used the coat hanger trick, no damage. It’s an old car
Not a massive rock through the window ?
I remember an old Corolla I had and all you had to do to unlock it was hit the door hard enough just under the lock and it would pop open "
Stopped locking the house ages ago, unfortunately not locking the car doesn’t have the same pros/cons profile |
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