FabSwingers.com > Forums > Ireland > Cost of Housing
Cost of Housing
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"Struggling ourselves because of this, very close to being homeless but we've asked a TD for help so fingers crossed " Best of luck to you | |||
"Struggling ourselves because of this, very close to being homeless but we've asked a TD for help so fingers crossed Best of luck to you " Thanks hun | |||
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With the political gangsters we have in place it will only get worse.  | |||
"That's why I bought an old shack with a few outhouses on a hill and do it up myself. Another year and it will be completed.
With the political gangsters we have in place it will only get worse. "This is exactly what we did. We bought a big old stone farmhouse with outbuildings and have been 3 years so far doing it up as finances allow. Buying new builds isn't the only way. | |||
Auctioneers playing people off each other....whole system is a mess  | |||
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"I haven't seen another thread about this but has this taken over as the number 1 problem in the country ....The lack of affordable housing ....will something finally happen or will it just stay the same Any idea's that you think would work " Ireland is so far behind the rest of world when it comes to housing it's unbelievable.. We need to build upwards.. There is some stupid rule in Dublin that you can't build higher than 26 stories.. The only way to sustain a high population is apartment blocks in towns and cities and they need to be 100 stories and more just like every other major urban centre in the world has.. Look at polulation of Holland 15 million people living in an area of land the same size of munster.. How can they achieve this and Ireland has 5 times than area of land and a third of their polulation and we still have our heads up our arses.. The answer is high rise apartments and loads of them.. Irish people need to realise that if they want to live in a city then a 3 bed semi detach with garden front and back is not realistic.. Its the reason why Ireland has such problems now.. Apartment living is universally accepted in every urban centre across the world.. Why can't we do the same? | |||
"I haven't seen another thread about this but has this taken over as the number 1 problem in the country ....The lack of affordable housing ....will something finally happen or will it just stay the same Any idea's that you think would work Ireland is so far behind the rest of world when it comes to housing it's unbelievable.. We need to build upwards.. There is some stupid rule in Dublin that you can't build higher than 26 stories.. The only way to sustain a high population is apartment blocks in towns and cities and they need to be 100 stories and more just like every other major urban centre in the world has.. Look at polulation of Holland 15 million people living in an area of land the same size of munster.. How can they achieve this and Ireland has 5 times than area of land and a third of their polulation and we still have our heads up our arses.. The answer is high rise apartments and loads of them.. Irish people need to realise that if they want to live in a city then a 3 bed semi detach with garden front and back is not realistic.. Its the reason why Ireland has such problems now.. Apartment living is universally accepted in every urban centre across the world.. Why can't we do the same? " Have you even seen the field?? Majority of people in Ireland want a 3 bed house with front and back garden. | |||
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"I haven't seen another thread about this but has this taken over as the number 1 problem in the country ....The lack of affordable housing ....will something finally happen or will it just stay the same Any idea's that you think would work Ireland is so far behind the rest of world when it comes to housing it's unbelievable.. We need to build upwards.. There is some stupid rule in Dublin that you can't build higher than 26 stories.. The only way to sustain a high population is apartment blocks in towns and cities and they need to be 100 stories and more just like every other major urban centre in the world has.. Look at polulation of Holland 15 million people living in an area of land the same size of munster.. How can they achieve this and Ireland has 5 times than area of land and a third of their polulation and we still have our heads up our arses.. The answer is high rise apartments and loads of them.. Irish people need to realise that if they want to live in a city then a 3 bed semi detach with garden front and back is not realistic.. Its the reason why Ireland has such problems now.. Apartment living is universally accepted in every urban centre across the world.. Why can't we do the same? Have you even seen the field?? Majority of people in Ireland want a 3 bed house with front and back garden. " Yes I've seen the field? 3 bed semi detach is not realistic for the future.. Multi storey apartment living is the future.. | |||
"That's why I bought an old shack with a few outhouses on a hill and do it up myself. Another year and it will be completed.
With the political gangsters we have in place it will only get worse.
This is exactly what we did. We bought a big old stone farmhouse with outbuildings and have been 3 years so far doing it up as finances allow. Buying new builds isn't the only way."It is quite ironic/moronic that if you are eligible for a grant as a first time buyer......but only if it is a new build. And now we have the investment funds buying up all the new builds. Irish politicians and housing....including renting....has never worked. I am not smart enough to understand the exact reason (and have not researched) but governments are not interested in fairness and creating a system the benefits families, and singletons. It always seems the developers have too much say and power. I moved out of Dublin because of the WFH restrictions. I was up there for over 4 years. I enjoyed it and loved what the city has to offer. But the housing really got me down. I cannot and will not move back because of the craziness of the Dublin housing and rental market. | |||
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"Elephant in the room is the influx of foreigners in the past 15 years competing with Irish born nationals for housing but nobody wants to face up to that "That’s irrelevant, everybody is entitled to buy a house How many Irish people have immigrated and bought houses abroad. Are you saying they shouldn’t be able to buy a house in their chosen country too | |||
"Elephant in the room is the influx of foreigners in the past 15 years competing with Irish born nationals for housing but nobody wants to face up to that "Well fair fucks to them if that's the case. If everyone in Ireland is complaining that they are unable to afford housing, but people from less well off countries can come here with nothing, and still be able to save up, get mortgage approved, and out bid the Irish on houses, then we could do with more hard working, responsible tax payers like that in our economy. | |||
Not only that but then she had me, who went on to cheekily buy another one! Woops! Sorry everyone... | |||
"Elephant in the room is the influx of foreigners in the past 15 years competing with Irish born nationals for housing but nobody wants to face up to that
That’s irrelevant, everybody is entitled to buy a house How many Irish people have immigrated and bought houses abroad. Are you saying they shouldn’t be able to buy a house in their chosen country too "didnt say that..point I was making was the influx of people didnt correspond with the increase in housing developments..they pretty much stopped after the crash of 2008..had construction continued at the same pace we would have more than enough housing for everyone.. | |||
"I haven't seen another thread about this but has this taken over as the number 1 problem in the country ....The lack of affordable housing ....will something finally happen or will it just stay the same Any idea's that you think would work Ireland is so far behind the rest of world when it comes to housing it's unbelievable.. We need to build upwards.. There is some stupid rule in Dublin that you can't build higher than 26 stories.. The only way to sustain a high population is apartment blocks in towns and cities and they need to be 100 stories and more just like every other major urban centre in the world has.. Look at polulation of Holland 15 million people living in an area of land the same size of munster.. How can they achieve this and Ireland has 5 times than area of land and a third of their polulation and we still have our heads up our arses.. The answer is high rise apartments and loads of them.. Irish people need to realise that if they want to live in a city then a 3 bed semi detach with garden front and back is not realistic.. Its the reason why Ireland has such problems now.. Apartment living is universally accepted in every urban centre across the world.. Why can't we do the same? " I disagree with a lot of what you say here, but I actually agree with this. Also, think that Covid is going to do a lot to help this in the coming years. With WFH culture, there is no need for anyone working in Data/Software/Finance/Administration/HRetc etc to be working on site in the city 5 days a week. People based in the city can buy houses further down the country and spread the population out People wont mind living and hour or more outside the city if they are WFH or only on site 1 day a week. | |||
"My mam is a 'foreigner' who came here in the mid 80s. I'd like to apologise to everyone for her having the audacity to take up one of your precious housing stock
Not only that but then she had me, who went on to cheekily buy another one! Woops! Sorry everyone..."Well at least we know who is to blame... Ffs mamma biscuits | |||
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"I've no idea what the housing market is like at the moment but while I agree it's more difficult now, it's not impossible. Speaking from personal experience I bought my first house in 1988 when I was 23 and my second in 1994. It cost me nothing apart from legal fees to upgrade to a bigger house because I sold the first at the same price I bought the second in a slightly different area. In 2014 I was mortgage free despite working for minimum wage all that time and supporting a family on one income and that was even with the endowment policy falling well short when it matured. My kids have the same ethic and 2 of them now own their own houses after a few years of renting and saving every penny. The biggest problem I've ever seen among friends and colleagues is overreaching and keeping up with the Jones and needing to have a new car or phone or twice yearly holidays. I'm probably the exception to the rule and it's bound to be much more difficult in the likes of Dublin with inflated prices but then again the average wage up here are only a fraction of what it is down there so it's all relevant. " Just for comparisons sake someone on minimum wage these days working a standard 40hour week would earn 22k a year gross. They would qualify for a 75k mortgage max. That's after they saved a minimum 10% deposit. I did a quick search for Cork on daft for places 85k and below.. maybe 4 to 5 places that are ready to move into disregarding actual location. And at that there is ALOT of work to be done to them. At 22k per annum I can only imagine the strain to save money and live any big of a life. OK sure they could work 50+ weeks live with parents and never go out... But is that the type of life we want the coming generations to have to live? | |||
"Elephant in the room is the influx of foreigners in the past 15 years competing with Irish born nationals for housing but nobody wants to face up to that
That’s irrelevant, everybody is entitled to buy a house How many Irish people have immigrated and bought houses abroad. Are you saying they shouldn’t be able to buy a house in their chosen country too
didnt say that..point I was making was the influx of people didnt correspond with the increase in housing developments..they pretty much stopped after the crash of 2008..had construction continued at the same pace we would have more than enough housing for everyone.."That’s not the fault of the people migrating to Ireland now is it. And you sad they were competing with Irish buyers, so should Irish people get preferential treatment just because they are Irish. As AC said above if they can come here and pay for a house then fair play to them. | |||
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"I've no idea what the housing market is like at the moment but while I agree it's more difficult now, it's not impossible. Speaking from personal experience I bought my first house in 1988 when I was 23 and my second in 1994. It cost me nothing apart from legal fees to upgrade to a bigger house because I sold the first at the same price I bought the second in a slightly different area. In 2014 I was mortgage free despite working for minimum wage all that time and supporting a family on one income and that was even with the endowment policy falling well short when it matured. My kids have the same ethic and 2 of them now own their own houses after a few years of renting and saving every penny. The biggest problem I've ever seen among friends and colleagues is overreaching and keeping up with the Jones and needing to have a new car or phone or twice yearly holidays. I'm probably the exception to the rule and it's bound to be much more difficult in the likes of Dublin with inflated prices but then again the average wage up here are only a fraction of what it is down there so it's all relevant. Just for comparisons sake someone on minimum wage these days working a standard 40hour week would earn 22k a year gross. They would qualify for a 75k mortgage max. That's after they saved a minimum 10% deposit. I did a quick search for Cork on daft for places 85k and below.. maybe 4 to 5 places that are ready to move into disregarding actual location. And at that there is ALOT of work to be done to them. At 22k per annum I can only imagine the strain to save money and live any big of a life. OK sure they could work 50+ weeks live with parents and never go out... But is that the type of life we want the coming generations to have to live?" The bank ask you to have an extra 5 to 10 thousand for fees and moving in costs ie new furniture and appliances and such | |||
"According to a report tonight a single person on the average wage can only affort to buy a house in 7 out of the 26 counties Other than that they're priced out of the market " Average wage is 50k ish? That's a mortgage of 175k 19 unaffordable counties seems high | |||
"I've no idea what the housing market is like at the moment but while I agree it's more difficult now, it's not impossible. Speaking from personal experience I bought my first house in 1988 when I was 23 and my second in 1994. It cost me nothing apart from legal fees to upgrade to a bigger house because I sold the first at the same price I bought the second in a slightly different area. In 2014 I was mortgage free despite working for minimum wage all that time and supporting a family on one income and that was even with the endowment policy falling well short when it matured. My kids have the same ethic and 2 of them now own their own houses after a few years of renting and saving every penny. The biggest problem I've ever seen among friends and colleagues is overreaching and keeping up with the Jones and needing to have a new car or phone or twice yearly holidays. I'm probably the exception to the rule and it's bound to be much more difficult in the likes of Dublin with inflated prices but then again the average wage up here are only a fraction of what it is down there so it's all relevant. Just for comparisons sake someone on minimum wage these days working a standard 40hour week would earn 22k a year gross. They would qualify for a 75k mortgage max. That's after they saved a minimum 10% deposit. I did a quick search for Cork on daft for places 85k and below.. maybe 4 to 5 places that are ready to move into disregarding actual location. And at that there is ALOT of work to be done to them. At 22k per annum I can only imagine the strain to save money and live any big of a life. OK sure they could work 50+ weeks live with parents and never go out... But is that the type of life we want the coming generations to have to live?" In 2014 I was earning 14k for a 42 hr week. Believe it or not that was in a management role with no bonuses apart from a company car so it's not ancient history. I agree we all want better for the next generation and there needs to be some incentive to encourage those who want to buy. There are co-ownership schemes up here that one of my daughters took advantage of which got her on the ladder. | |||
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" In 2014 I was earning 14k for a 42 hr week. Believe it or not that was in a management role with no bonuses apart from a company car so it's not ancient history. I agree we all want better for the next generation and there needs to be some incentive to encourage those who want to buy. There are co-ownership schemes up here that one of my daughters took advantage of which got her on the ladder. " But you weren't applying for a mortgage in 2014 right? Agreed there needs to be more incentives and supports for people. | |||
"According to a report tonight a single person on the average wage can only affort to buy a house in 7 out of the 26 counties Other than that they're priced out of the market Average wage is 50k ish? That's a mortgage of 175k 19 unaffordable counties seems high" House prices rocketed here in the West last year. One bed apartments the size of shoe boxes are advertised for 200k and getting sucked up by landlords. I spent 18 months house hunting and being outbid by investors, it's depressing | |||
"According to a report tonight a single person on the average wage can only affort to buy a house in 7 out of the 26 counties Other than that they're priced out of the market Average wage is 50k ish? That's a mortgage of 175k 19 unaffordable counties seems high House prices rocketed here in the West last year. One bed apartments the size of shoe boxes are advertised for 200k and getting sucked up by landlords. I spent 18 months house hunting and being outbid by investors, it's depressing" Galway would have been one of the counties I would have thought would be unaffordable tbh | |||
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"Elephant in the room is the influx of foreigners in the past 15 years competing with Irish born nationals for housing but nobody wants to face up to that
That’s irrelevant, everybody is entitled to buy a house How many Irish people have immigrated and bought houses abroad. Are you saying they shouldn’t be able to buy a house in their chosen country too
didnt say that..point I was making was the influx of people didnt correspond with the increase in housing developments..they pretty much stopped after the crash of 2008..had construction continued at the same pace we would have more than enough housing for everyone..
That’s not the fault of the people migrating to Ireland now is it.
And you sad they were competing with Irish buyers, so should Irish people get preferential treatment just because they are Irish. As AC said above if they can come here and pay for a house then fair play to them. "Stop trying to imply that I'm somehow anti immigration.. I'm not far from it.. Read my previous answer again and no it's not immigrants fault its the governments fault for not planning for the future.. As usual they sleep walk into crisis after crisis.. Its like the blind leading the blind.. | |||
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"Struggling ourselves because of this, very close to being homeless but we've asked a TD for help so fingers crossed " Hope you get sorted, too common here at the moment. Wish you all the best | |||
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"I have strong opinions on housing. Land ownership needs to be taken out of private ownership. It shouldn’t be a commodity to profit off. It should be a national resource that is managed efficiently." How would thay work? If a man owns a house and wants to rent it, the government takes it off him? Is this communism? | |||
"more social housing needed but people also need to make it like the big issue. by how we vote and even better again by pulling ourselves out of the rental market as best we can. I lived in my van for a couple of years, and managed rightly, just went to the gym and leisure centres to get washed and work out a bit. Im renting very cheaply at the minute, renting a mobile home but my plan is to buy a big plot of land and try to create a space for a community of like minded people, to build log cabins or earthship homes and rent them out or sell them at very affordable prices. we have to live the revolution. also forming our own housing cooperatives" I love this idea.. but in reality planning permission is needed for log homes and you won't get planning for this. Nontraditional cheap housing is almost universally disallowed by planners. Housing needs to be in keeping with other houses in the area. Frustrating, but thats how it works | |||
"I have strong opinions on housing. Land ownership needs to be taken out of private ownership. It shouldn’t be a commodity to profit off. It should be a national resource that is managed efficiently." Those who own the land right now are those who have influence and power so this could never happen. Also land that has been worked by families for generations can't just be taken away and allocated for use by someone who never did a day's work. | |||
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"We need to house the right people,, this is were we've being going wrong for years now ,, we need to help the right people the people that are out working nd struggling to get on this housing ladder , the ones paying their way ,, for year we have being giving everything to lazy bastards who sit on their holes getting everything handed to them just because they have kids , they pay nothing back to society nd expect everything,,, time to change this " well said i agree.totally sad thing is that I.will never happen i think every body should have.to pay for a house wheather they decide to work or not if you chose not.to work you should be not to afford the finer things in life a lot of people working on minimum wage and pay in their way entitled to nothing cause they working could go on and on | |||
"Did someone actually say they think the average income is 50k? That’s a big L O L " https://www.google.com/amp/s/www.irishtimes.com/business/economy/average-full-time-salary-in-republic-nearly-49-000-1.4289348%3fmode=amp I didnt just pull it out of my arse... Granted there are probably regional variances. | |||
"As a landlord I believe a lot of the blame is with the politicians thinking of the next election bringing in rules and regulations and giving too many hand outs for quite qa number of people that believe they have a right to every thing for nothing. I feel sorry for the families both having to work and bring up a family and have to pay for every thing for them selves and the children. All these rules and regulations brought in over the past number of years supposed to be helping tenants, They are really only driving out landlords and leaving a space for the big guns to buy up estates. " I have been there as a land Lord the big guns buying all houses in limk too it's sad for our country | |||
"The average is just under 50k, but it's skewed because there are a lot of very very high earners so that makes it look higher. The median lower than 50k." The median is the only average which should be discussed when discussing incomes Just to clear up a pot for people Average is a lay term for a middle value Mean and median are two different types of average. So it’s not precise to use the term average as it doesn’t signify if the person has meant mean or median. For skewed distributions, the mean should never be used and this is the case for income Thus, like I initially said, average incomes in Ireland (median bring the correct average to use) are most certainly under 50k | |||
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"Did someone actually say they think the average income is 50k? That’s a big L O L https://www.google.com/amp/s/www.irishtimes.com/business/economy/average-full-time-salary-in-republic-nearly-49-000-1.4289348%3fmode=amp I didnt just pull it out of my arse... Granted there are probably regional variances. " That’s only for full time workers and is deliberately skewing the truth | |||
"It might be correct, but going by an average wage is such an incredibly stupid way to measure people's ability to buy a house. It needs to go by a median. There might be a workplace with 5 staff and the average wage is €50k. Which makes it sound like there are 5 staff taking home €50k each. It can also mean 4 staff on €25k and a boss taking home €150k!" Nice wee practical definition of median  | |||
"It might be correct, but going by an average wage is such an incredibly stupid way to measure people's ability to buy a house. It needs to go by a median. There might be a workplace with 5 staff and the average wage is €50k. Which makes it sound like there are 5 staff taking home €50k each. It can also mean 4 staff on €25k and a boss taking home €150k!" Not to mention that the median for public sector workers is considerably higher than for those in the private sector | |||
"Did someone actually say they think the average income is 50k? That’s a big L O L https://www.google.com/amp/s/www.irishtimes.com/business/economy/average-full-time-salary-in-republic-nearly-49-000-1.4289348%3fmode=amp I didnt just pull it out of my arse... Granted there are probably regional variances. " Even when I was down south my wages were never close to that I wish they were though I would definitely have been able to buy a house then. In fact very few people I know would be pulling in those type of wages. | |||
"Did someone actually say they think the average income is 50k? That’s a big L O L https://www.google.com/amp/s/www.irishtimes.com/business/economy/average-full-time-salary-in-republic-nearly-49-000-1.4289348%3fmode=amp I didnt just pull it out of my arse... Granted there are probably regional variances. " Like I said, check the full article and not just the headline and the median for full time workers is 35k And that’s AFTER neglecting those on less than full workers - the story is bleak once you include Best to get the full facts and not just take headlines at face value | |||
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"As a Bricklayer I actually got out of housebuilding years ago because I was disgusted by the prices that were charged for the substandard shit that was being built and i didnt want to be a part of it. I did 10 days work on social housing in Athlone a few weeks ago and Im sad to say nothing much has changed. Badly built substandard shit, nobody checks the work and nobody cares, get it up and tick a box, move on... Im currently up in Dublin working on apartments, there is a hell of a lot of detail and regulation and Im happy to say the guy who oversees our work comes up and checks it at least twice a day. He takes photographic evidence that its done properly and he discusses any issues that arise. Its a welcome proactive setup which encourages us to engage with those in charge to deliver a better finished product. Ive worked all over the world and we still have a way to go before we catch up with the likes of Germany and the UK but we are getting there, but when you consider the prices that are charged the product should be better than it is" How much is one of those apartment making? | |||
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"yer not seriously suggesting that people can't get permission for log cabins? ...aside from that there are also other alternative cheaper options such as converting steel containers into homes, building yurts and earthships and putting up mobile homes etc and also then there are many people converting large vans etc into motorhomes which can be a fantastic option too... "Yes you generally can't get permission for log cabins as dwellings. Most councils don't allow them at all. You definitely won't get planning for a number of them on a plot with a few families living together. There have actually been some well publicised cases of people being ordered to take them down. You can't get mortgages on them either. There are modular homes which can be built with planning and to regulation, but by the time you add in all the costs they don't really end up much cheaper than regular homes. | |||
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"pressure needs put on the governments to take action, but people really need to get the finger out and start empowering ourselves too. I've been a socialist republican for 20 years and was also in a protest camp in Eyre square for a good locka months. I have offered lotsa times to get the money together with like minded people to buy up land or housing when the prices were down and form some kinda co-op, but the truth is that most people of that mindset want to be given things rather than work for it, else are more interested in the idea of living this way than actually doing it. For the latter I'm not overly judging, I know different people have their own situations where it's not as feasible/practical, but I do think that radical answers are needed. And it's not like its a new crazy idea, there is an eco village in Cloughjordan, I don't see why a similar idea couldnt be spread across the country haha sexually liberated communities, motivated by love and co-operation, connection to the land, respect for each other and the environment, nurturing fun and fulfilment, workign hard to build something beautiful, eating healthily, growing our own food as best we can, keeping fit and strong etc etc" I hadn't heard of Cloughjordan so I had a Google. Its a great idea, but it seems they have had a lot of issues in practice. I also see the costs sof the plots of land available to buy and you would struggle to buy and build there for less than the price of a regular house in a compatible area. I love the ideas like communal heating and a large community solar grid, but neither seem to have really worked there. | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. " I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low " I think it's the public sector pay in the Republic that skews it. Public sector workers in NI get less. | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low " I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. " Incredibly cheap compared to Dublin and I'd imagine it's also cheap compared to cork,limerick,waterford and Galway | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. Incredibly cheap compared to Dublin and I'd imagine it's also cheap compared to cork,limerick,waterford and Galway " I've got a close friend in NI, and from my experience, housing is so much cheaper there. Along with cars, food and a lot of other things. Lower cost of living leads to lower wages. | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. " Thats about 150k euro. You could get a 3 bed semi for that kind of money in my area too. | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. Incredibly cheap compared to Dublin and I'd imagine it's also cheap compared to cork,limerick,waterford and Galway I've got a close friend in NI, and from my experience, housing is so much cheaper there. Along with cars, food and a lot of other things. Lower cost of living leads to lower wages." Or lower wages lead to lower cost of living | |||
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"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. Thats about 150k euro. You could get a 3 bed semi for that kind of money in my area too." Really? I did a quick search of my area and bar a derelict shed on 1/4 acre there isn't a thing less than 245k | |||
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"By the end of the day it's all down to politics, the will to change things and legislation. Problem is FF/FG don't govern for the people, they never have and they never will. And yet people keep on voting for them. It's a pretty dire outlook and I could go on moaning forever from highest mortgage rate in Europe, to vulture funds, homelessness, housing crisis etc. But to stay on the positive side just two examples that things can be different and can changed around when the will is there: Finland is the only country in Europe that has managed to decrease homelessness over the last decade. They have a unique approach namely they made the right of housing unconditional. https://www.theguardian.com/cities/2019/jun/03/its-a-miracle-helsinkis-radical-solution-to-homelessness After the heavy earthquake in Chile where thousands lost their livelihood an architect came up with the idea of building social houses that are only half build to provide quick an cheap shelter for the people, the other half was left to the people living in it to be finshed. https://www.theguardian.com/cities/video/2016/jun/16/built-my-own-social-housing-chile-half-houses-video " | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. Thats about 150k euro. You could get a 3 bed semi for that kind of money in my area too. Really? I did a quick search of my area and bar a derelict shed on 1/4 acre there isn't a thing less than 245k " Just checked daft... yes ther are a few decent looking 3 bed semis in Fermoy for 150 to 165k | |||
"By the end of the day it's all down to politics, the will to change things and legislation. Problem is FF/FG don't govern for the people, they never have and they never will. And yet people keep on voting for them. It's a pretty dire outlook and I could go on moaning forever from highest mortgage rate in Europe, to vulture funds, homelessness, housing crisis etc. But to stay on the positive side just two examples that things can be different and can changed around when the will is there: Finland is the only country in Europe that has managed to decrease homelessness over the last decade. They have a unique approach namely they made the right of housing unconditional. https://www.theguardian.com/cities/2019/jun/03/its-a-miracle-helsinkis-radical-solution-to-homelessness After the heavy earthquake in Chile where thousands lost their livelihood an architect came up with the idea of building social houses that are only half build to provide quick an cheap shelter for the people, the other half was left to the people living in it to be finshed. https://www.theguardian.com/cities/video/2016/jun/16/built-my-own-social-housing-chile-half-houses-video " Building regs here are very strict. That kind of thing just wouldn't be allowed here. The system is designed to only allow very high spec buildings to be permitted, which was a plan to increase the quality and eco-credentials of our housing stock, but as a result its very hard to do low cost. | |||
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"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. " Of If that’s the case then there’s not much difference in broth and south medians - 30k vs 35k approx after euro conversion. I’m surprised the north’s is as high as 28k stg | |||
"The median wage in Northern Ireland is apparently £28k for full time employees. The UK median is £31k. I've been working since 1984 and managed two different companies and even when including productivity bonuses I've never come close to that Northern Ireland figure. I don't understand why the wages in NI are so low I work in Belfast sometimes and the people from Belfast working beside me are earning about 5 euro an hour less than me and we both work for the same employer and do the same work Are house prices in NI low I've no idea in general but I'm selling a 3 bedroom semi at the moment in a prime commuter belt literally 5 mins from hospital, shopping centres, train station and motorway and it's valued at £130k. Thats about 150k euro. You could get a 3 bed semi for that kind of money in my area too." But not a hope of it on a commuter belt in galway near main services. You’d need at least 100k more and that’s a more comparable area | |||
"By the end of the day it's all down to politics, the will to change things and legislation. Problem is FF/FG don't govern for the people, they never have and they never will. And yet people keep on voting for them. It's a pretty dire outlook and I could go on moaning forever from highest mortgage rate in Europe, to vulture funds, homelessness, housing crisis etc. But to stay on the positive side just two examples that things can be different and can changed around when the will is there: Finland is the only country in Europe that has managed to decrease homelessness over the last decade. They have a unique approach namely they made the right of housing unconditional. https://www.theguardian.com/cities/2019/jun/03/its-a-miracle-helsinkis-radical-solution-to-homelessness After the heavy earthquake in Chile where thousands lost their livelihood an architect came up with the idea of building social houses that are only half build to provide quick an cheap shelter for the people, the other half was left to the people living in it to be finshed. https://www.theguardian.com/cities/video/2016/jun/16/built-my-own-social-housing-chile-half-houses-video Building regs here are very strict. That kind of thing just wouldn't be allowed here. The system is designed to only allow very high spec buildings to be permitted, which was a plan to increase the quality and eco-credentials of our housing stock, but as a result its very hard to do low cost." Computer says no. That's why I included 'will to change' in my post.
I'm sure Finland and Chile have building regulations too and I'd expect them not to be lower than ours. Also funny enough there's still plenty of shit houses being build here in Ireland. | |||
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"Was just reading about Finlands system there and apparently the homeless are given apartments with communal living / dining / kitchen. That wouldn't be allowed here. There was a big fuss about this recently when the government tried to introduce housing like this and they had to backtrack." Haven't you heard... We're a nation run by vested interests.. A parliament full of landlords governing for themselves.. Someone tell me when did a house becone a luxury when it should be a basic right? | |||
"Was just reading about Finlands system there and apparently the homeless are given apartments with communal living / dining / kitchen. That wouldn't be allowed here. There was a big fuss about this recently when the government tried to introduce housing like this and they had to backtrack." You just keep on saying 'no'. Is is the government not the one in charge of all these laws and regulations and came up with them in the first place? Co-living was defacto banned last year by the minister of housing with the usual excuses. Again there needs to be a will to change things around but you won't get changes with FFG in power. | |||
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"Was just reading about Finlands system there and apparently the homeless are given apartments with communal living / dining / kitchen. That wouldn't be allowed here. There was a big fuss about this recently when the government tried to introduce housing like this and they had to backtrack. You just keep on saying 'no'. Is is the government not the one in charge of all these laws and regulations and came up with them in the first place? Co-living was defacto banned last year by the minister of housing with the usual excuses. Again there needs to be a will to change things around but you won't get changes with FFG in power. " If I remember correctly there was an absolute outcry in the media about the coliving apartments that were getting permission, and the government were reacting to that with the ban. | |||
"I haven't seen another thread about this but has this taken over as the number 1 problem in the country ....The lack of affordable housing ....will something finally happen or will it just stay the same Any idea's that you think would work " As with everything supply and demand. As long as there is a shortage of houses priced will stay high and believe it or not but there is a big shortage of houses. Talking to one auctioneer that are as busy as they ever were and don’t have enough houses for the amount of people looking to buy. And then you have the most recent problem of new houses been bought up for rent. Hopefully that will be stopped. There is no short term fix for this in my opinion. | |||
