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By *ol_ieMan
over a year ago
Dublin west |
Been using it for months. Have the virtual card on my phone so i can pay for stuff with just the phone.
Not used cash in months for anything.
Exchange rates if you travel are great.
Great way for sending cash to the kids |
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By (user no longer on site)
over a year ago
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"Only way I really use it is if I owe somebody money or they owe me. What's the other big benefits of it?"
Easy management of physical cards.
Virtual cards.
Cash withdrawals.
Link to Google/Apple pay.
Verify payments.
Vaults for saving
Change money into different currency for travel.
Send/receive money easily.
Constantly adding new features and updating app.
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By (user no longer on site)
over a year ago
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For me, Revolut is sort of like many new advances in technology. Before you have it, you wonder what you would ever need anything like that. But once you fully embrace it, you never go back.
Also, if you ever fancy investing in the stockmarket, crypto, gold etc, it's super easy. |
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We both have cards and find it excellent!
The vault feature is really cool as we both save into that together for breaks/holidays etc.
Transferring money is simple and immediate.
Depending on which type of card you choose you get different benefits/rates etc (we have premium) and this can include overseas medical insurance, delayed flight and baggage insurance, VIP lounge access and up to 400€ per month ATM withdrawals (12c per trans after that).
So yeah, it’s grrrrrrrrrrreat |
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"Only way I really use it is if I owe somebody money or they owe me. What's the other big benefits of it?
Easy management of physical cards.
Virtual cards.
Cash withdrawals.
Link to Google/Apple pay.
Verify payments.
Vaults for saving
Change money into different currency for travel.
Send/receive money easily.
Constantly adding new features and updating app.
" do you know the vault. If you set it up for savings, say 10 euro a week and select the day, will it automatically go into revolut from your bank account? |
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"Ok folks, thinking of getting one of these cards. Spend a lot of time in UK and abroad. Whats your opinions on it. TIA"
Have it for well over a year. Can’t recommend it highly enough. Saves you a fortune when you’re traveling! |
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By (user no longer on site)
over a year ago
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"Only way I really use it is if I owe somebody money or they owe me. What's the other big benefits of it?
Easy management of physical cards.
Virtual cards.
Cash withdrawals.
Link to Google/Apple pay.
Verify payments.
Vaults for saving
Change money into different currency for travel.
Send/receive money easily.
Constantly adding new features and updating app.
do you know the vault. If you set it up for savings, say 10 euro a week and select the day, will it automatically go into revolut from your bank account?"
Not sure about that. I top up from my bank first and have a vault setup to take X amount of money each day. But I will check |
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"Only way I really use it is if I owe somebody money or they owe me. What's the other big benefits of it?
Easy management of physical cards.
Virtual cards.
Cash withdrawals.
Link to Google/Apple pay.
Verify payments.
Vaults for saving
Change money into different currency for travel.
Send/receive money easily.
Constantly adding new features and updating app.
do you know the vault. If you set it up for savings, say 10 euro a week and select the day, will it automatically go into revolut from your bank account?
Not sure about that. I top up from my bank first and have a vault setup to take X amount of money each day. But I will check " ye do please and let me know. I have nothing in revolut at mo but set it to save a 10er a week. My bank account is linked to it. Just wondering does it take the money from the account. |
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Have had one for years and absolutely love it. I'm from a border county (but live in Dublin) and it's a big money saver on exchange rates as it gives you the true rate with no fees.
For online shopping, I use it to pay in sterling where I can. That can save you up to 20% depending on the site - Asos for example has a HUGE markup on their euro prices vs sterling.
Day to day, I leave my bill money / direct debits / standing orders money in my current account and use Revolut for all my disposable spending. It has instant withdrawal (unlike my own bank) so I can actually keep proper track of my spending!
Last thing I love is the instant transfer to others, and the bill splitting feature - and even Revolut to bank is faster than bank to bank. |
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By *occiMan
over a year ago
Co Down |
Had it for years now, mainly for foreign trips but also trips to Dublin etc it's handy for Nordies and vice versa those coming north.
Also handy for paying for flights for example. Say the flight is priced in the currency of the local airport - Budapest for example. Its cheaper to exchange currency onto your revolut and pay it in that currency. Similar for other online payments outside of your local currency.
Also, mainly use it for tap payments at home, usually top up 50 quid at a time so never that much on it if someone does try anything dodgy with it.
There's a 200 quid "free" atm withdrawal per month then small fees after that but you can just tap away with no fees in your local currency. |
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It's pure magic, it gives you inter bank exchange rates and saves you at least 1.5% which might not sound alot but it's better in your pocket than in the money lenders who have been screwing us for years and continue to do so paying interest rates on deposits of one hundreth of one percent.VIVA REVOLUT |
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By *ctoboyMan
over a year ago
Glasgow |
We used Revelut Card last year on lads trip to Portugal....We each put money onto card & then used it over there to pay in restaurants & pubs etc so no fecking about with exchanging currency & whose round it was....lol.....You can top up from your own bank anytime too |
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Crypto.com Visa card is way better. You get between 2 and 4% back on purchases depending on which card you have. Also, free Spotify Netflix and airport lounges. I have a referral code for a €45 bonus if anyone needs it. |
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By *yesgreenMan
over a year ago
north and south |
"Crypto.com Visa card is way better. You get between 2 and 4% back on purchases depending on which card you have. Also, free Spotify Netflix and airport lounges. I have a referral code for a €45 bonus if anyone needs it." |
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By (user no longer on site)
over a year ago
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"Crypto.com Visa card is way better. You get between 2 and 4% back on purchases depending on which card you have. Also, free Spotify Netflix and airport lounges. I have a referral code for a €45 bonus if anyone needs it."
Never heard of it, much take a look .. |
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"Anyone know why a payment wont go to somebody and says pending? It's one particular person. Any other time I pay anyone else it goes automatically. "
Has it been taken out the account? If it has then pending just means it might take a few days to clear |
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"Anyone know why a payment wont go to somebody and says pending? It's one particular person. Any other time I pay anyone else it goes automatically.
Has it been taken out the account? If it has then pending just means it might take a few days to clear " I have just been told it happens on some people revolut and they have 2 accept the payment |
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"Anyone know why a payment wont go to somebody and says pending? It's one particular person. Any other time I pay anyone else it goes automatically.
Has it been taken out the account? If it has then pending just means it might take a few days to clear I have just been told it happens on some people revolut and they have 2 accept the payment "
Always a reason |
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"Following this thread it seems to be a perfect fit for us.
Question, can you link savings accounts such a AnPost or CU to it?"
You can add and transfer funds to and from any bank account that has an IBAN.
For instant top-ups, you do need a debit card number though - I don't have either account so I'm not sure if they come with a card! |
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By *og-ManMan
over a year ago
somewhere |
"I use it for atms and never got charged once in ireland
You can withdraw up to €200 combined in a month with no charge but after that you will be charged.
"
I know it's different at the moment but I would have thought that €200 is a very low limit anyway |
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I have a card. But I’m not a verified a/c so can’t use it. The reason been that you need a valid passport for your identity and mine is out of date since January. No point in getting a new passport at the mo for obvious reasons lol
Anyone know a way of getting verified? |
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By (user no longer on site) OP
over a year ago
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"I have a card. But I’m not a verified a/c so can’t use it. The reason been that you need a valid passport for your identity and mine is out of date since January. No point in getting a new passport at the mo for obvious reasons lol
Anyone know a way of getting verified?"
Maybe your Public service card. |
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By *ol_ieMan
over a year ago
Dublin west |
It only takes seconds to top up your funds once your bank account is linked to the revolute card.
It really is simple to use and if you don't like it you can just stop using it but i bet you wont.
Its all i use now. Not had to use cash in months. |
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"It only takes seconds to top up your funds once your bank account is linked to the revolute card.
It really is simple to use and if you don't like it you can just stop using it but i bet you wont.
Its all i use now. Not had to use cash in months." can you pay with a revolut card, obviously as long as u have the funds in there. |
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By *ol_ieMan
over a year ago
Dublin west |
Or you can use your physical card that they send you in the same way as any other debit card.
I have never used the physical card. I don't even carry out with me usually unless im traveling. |
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"Yes i have it linked to Google pay. I only have to unlock the phone and hold it near the terminal.
You get an instant message from revolute when the payment has gone throughdeadly " do u need to have the revolut app open when paying by card? |
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By *ol_ieMan
over a year ago
Dublin west |
And you can freeze the card at anytime if you think you have lost it and unfreeze it again when you find it.
And because you have to unlock your phone to use the phone payment there is an additional level of security over using a standard card. |
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By *ol_ieMan
over a year ago
Dublin west |
"Yes i have it linked to Google pay. I only have to unlock the phone and hold it near the terminal.
You get an instant message from revolute when the payment has gone throughdeadly do u need to have the revolut app open when paying by card?"
No app doesn't need to be open. Just the phone unlocked. |
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By (user no longer on site)
over a year ago
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"I love it and made 165e couple months ago changing my money to pounds then back to euros i love thus card "
The US Dollar is at an all time low at the minute. Dropped by about 5% in the last month or so.
I have a load of USD in Revolut,just waiting for it to go up again... if America ever sort their shit out :/ |
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"I have a card. But I’m not a verified a/c so can’t use it. The reason been that you need a valid passport for your identity and mine is out of date since January. No point in getting a new passport at the mo for obvious reasons lol
Anyone know a way of getting verified?
Maybe your Public service card."
Tried that and they wouldn’t accept it |
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By (user no longer on site)
over a year ago
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To add....I switched my current account to N26. Fully online German registered bank. It's great. App is excellent, easy use with nice features. No banking fees for basic plan which is more than enough for me. Provides IBAN for transfers, utility bill direct debits etc. It doesn't have all features that Revolut has so I use Revolut also. I picked N26 because they are registered in European Union. Revolut are registered in UK so Brexit was a factor. It was great leaving my Irish bank who showed not loyalty plus never went into branches. Your penalised for not staying. I was worried switching but had nothing to worry about. N26 is brilliant and I rarely cash now. But N26 still provide 5 free ATM transactions per month on basic plan. |
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